Tiffany Aliche

Yes.

Then step two is now you say, these words on my money list, how much am I spending approximately monthly?

Some stuff you'll know, like your mortgage or your rent.

Some stuff you might not be sure.

Go pull out your bank statement and see on average the last few months how much you're spending on groceries or eating out or grooming.

Or electricity or water.

or any of those things that you don't even really think, oh my God, I got that bill.

Exactly.

So then that's within a month frame on average, right?

So that's step two.

Then step three is to write down how much you make on average every month from all of your areas.

So maybe you get alimony, maybe you get child support, maybe you have a job, whatever that is, how much are you making monthly?

Then you add up, step four, you add up how much you're spending monthly and subtract it from how much you're making monthly.

I call that the tears and tissue step.

Because usually people get there and they're like, can I have a tissue?

So when I used to do one-on-ones, we would do all that and people would be like, okay.

And then I would literally just grab a box of tissues and just put it here because I'm like, it's about the waterworks.

It's common.

Because, you know, they add it up.

I remember it was a nurse.