Tim Tez

those types of things are really critical.

And the other thing is there are aggregators, there's lots of information out there.

Some of it can be really hard to trawl through if you're, you know, there's a lot, it's almost information overload on health insurance out there.

So actually, not just spruiking for us, but if you've got a relationship with a health insurer through your parents or you know of one, just give them a call.

Most health insurers are pretty good.

They don't just try and sell you, they'll sit there and they'll try and work out what your needs are and what you do need.

And

and try and come up with options for you.

I know in AIA Health Insurance, if someone rings us and they go, and we think their best option is to stay where they are, then that's what we'll tell them to do.

So your health insurers do tailor those recommendations for them.

The other thing to be mindful of, I reckon if you're a bit younger, is whilst you might feel bulletproof, all the statistics show that statistically people aren't.

The cost of healthcare is increasing.

More and more people are having

conditions younger whether they're being diagnosed earlier or whatever else it might might mean so you know people aren't bulletproof particularly as it relates to mental health and those types of things that's that's certainly a hidden cost in our society um and and and you know so that it's not just about the the the costs and the budgeting and those types of things it is really about the peace of mind and and and and

I look at it in two ways.

There's a rational thought process, which is the budgeting and all that sort of stuff and the tax.

And then there's the emotional bit, which is, I just don't want to have to worry about things if something happens.