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So if you're looking for a low rate or a shorter term so that you can pay off these student loans fast, talk to my friends at Laurel Road about their competitive interest rates and how you could actually get a lower rate by signing up for auto pay. Listen, nobody's coming to save you from your student loan debt. If you want it gone, you can't mess around.

So if you're looking for a low rate or a shorter term so that you can pay off these student loans fast, talk to my friends at Laurel Road about their competitive interest rates and how you could actually get a lower rate by signing up for auto pay. Listen, nobody's coming to save you from your student loan debt. If you want it gone, you can't mess around.

Go to laurelroad.com slash Ramsey to find out more about student loan refinancing. Again, that's laurelroad.com slash Ramsey.

Go to laurelroad.com slash Ramsey to find out more about student loan refinancing. Again, that's laurelroad.com slash Ramsey.

Go to laurelroad.com slash Ramsey to find out more about student loan refinancing. Again, that's laurelroad.com slash Ramsey.

This show is sponsored by BetterHelp. All right, you've heard me say it a thousand times, and I'm gonna keep saying it. You're worth being well. And listen, therapy can help. I see a therapist, and let's be honest, a lot of you should too. But let's be real, taking that first step to see a therapist can feel overwhelming. Maybe it's the time.

This show is sponsored by BetterHelp. All right, you've heard me say it a thousand times, and I'm gonna keep saying it. You're worth being well. And listen, therapy can help. I see a therapist, and let's be honest, a lot of you should too. But let's be real, taking that first step to see a therapist can feel overwhelming. Maybe it's the time.

This show is sponsored by BetterHelp. All right, you've heard me say it a thousand times, and I'm gonna keep saying it. You're worth being well. And listen, therapy can help. I see a therapist, and let's be honest, a lot of you should too. But let's be real, taking that first step to see a therapist can feel overwhelming. Maybe it's the time.

Maybe you have some preconceived notions about therapy. Maybe it's the cost. But we spend money on gym memberships, organic groceries, essential oils, Little League practices, tracker watches. But for some reason, when it comes to our mental and emotional well-being, we hesitate. Your mental and emotional health are just as important as your physical health. And the good news?

Maybe you have some preconceived notions about therapy. Maybe it's the cost. But we spend money on gym memberships, organic groceries, essential oils, Little League practices, tracker watches. But for some reason, when it comes to our mental and emotional well-being, we hesitate. Your mental and emotional health are just as important as your physical health. And the good news?

Maybe you have some preconceived notions about therapy. Maybe it's the cost. But we spend money on gym memberships, organic groceries, essential oils, Little League practices, tracker watches. But for some reason, when it comes to our mental and emotional well-being, we hesitate. Your mental and emotional health are just as important as your physical health. And the good news?

BetterHelp makes therapy more affordable and convenient than ever. It's online so you can talk with your therapist when it works for your schedule. No more waiting rooms, no long commutes, and no six-month waiting lists. You just get online and fill out a short survey to get matched with a licensed therapist. And if it's not the right fit, you can switch at any time for no extra cost.

BetterHelp makes therapy more affordable and convenient than ever. It's online so you can talk with your therapist when it works for your schedule. No more waiting rooms, no long commutes, and no six-month waiting lists. You just get online and fill out a short survey to get matched with a licensed therapist. And if it's not the right fit, you can switch at any time for no extra cost.

BetterHelp makes therapy more affordable and convenient than ever. It's online so you can talk with your therapist when it works for your schedule. No more waiting rooms, no long commutes, and no six-month waiting lists. You just get online and fill out a short survey to get matched with a licensed therapist. And if it's not the right fit, you can switch at any time for no extra cost.

Your well-being is worth it. Visit BetterHelp.com to get started. That's BetterHelp.com.

Your well-being is worth it. Visit BetterHelp.com to get started. That's BetterHelp.com.

Your well-being is worth it. Visit BetterHelp.com to get started. That's BetterHelp.com.

Okay.

Okay.

Okay.