Toby Howell

Tipped income deductions, remember this was a big talking point going into this tax bill, which allows you to claim deductions of up to $25,000 on tips.

only 5% of filings.

And then a car loan interest deduction was only claimed by 1.1%.

So you have overtime being the lion's share, by far the most popular new addition to the tax code this year.

And just to remember, it is temporary.

It is set to expire at the end of 2028.

But as a lot of lawmakers have kind of said, once you introduce a temporary deduction, they have a habit of becoming permanent because of course no one wants to give up this awesome deduction that they've relied on for the last four

Yeah, I thought it was interesting, too, that when looking into who is actually benefiting from this, there were women, there were full-time students, there were

people who have lower paying undergraduate degrees, but then also if you went to a school that had a higher US News and World Report ranking, you tended to have better outcomes.

I mean, it seems really obvious on the surface, but not all grad degrees across industries are equal, but also not all graduate schools are equal.

You should probably try to go to the best grad school possible within your respected field.

This study was interesting in so many different ways.

I do love that they found that this was the variable that they could use to study smartphone use in drivers, but also they found that accidents were more common in cars equipped with Apple CarPlay, which sounds counterintuitive because Apple CarPlay is supposed to replace looking at your phone, but researchers suspect that the fact that it mirrors your phone makes people a lot more willing to fiddle with their playlist while

they are driving.

So maybe the fact that you're like, oh, I'm not looking at my phone, I'm looking at Apple CarPlay here, that makes you more susceptible to taking your eyes off the road.

And then the other thing that they noted too was there was an increase in fatal accidents in a single occupant vehicle.

So when you don't have the passenger princess DJ, if you will, taking over controls of the aux, then it's left to you and that's why you take your eyes off the road.

So

Just a very fascinating study from top to bottom.

Make sure you keep your eyes on the road, even though Bad Bunny has a fire new album out.