Tom (Caller)

How are you doing today?

So this is a question of integrity.

I've paid off about $60,000 in debt, and I have just a few thousand left, 3,000 on a credit card that I'm 99% sure that I did not take out this credit card, that it's like an identity theft type of thing.

No, it was on the very end of my debt snowball.

About like nine months, 12 months ago.

Because I'm not 100% sure about it, and when I contacted the bank, Huntington Bank, to get the transaction history, I spent about a year trying to get the transaction history, and they won't give it to me.

So because they won't give it to me, I have no idea if I actually took it out or not.

So I'm not comfortable yet going to the police and filling out a criminal report for a crime that might not have happened.

Yeah, yeah.

It's from like five years ago is when it was taken out, and it was taken out alongside of another.

There were two credit cards taken out in my name.

One was certainly me.

The second one,

I'm 99.9% sure it wasn't me.

So this puts me in a place where my question is, if I find out that it, well, I guess it doesn't matter if it was me or not.

The integrity thing is I should just pay it off.

It's my name.

I should be responsible for my name.

So then it sounds to me like you're leaning towards the option that I'm, my integrity is trying to tell me to lean away from, and that's what the banks are.

No, no, no.