Tom Ellsworth

There's a lot of people that are frustrated by that. And so I think State Farm read the tea leaves and said, you know, if we leave California, Newsom and everybody here have got more trouble. And let's face it. State Farm wants to operate at a profit, but they have paid out record amount of dollars. Now, to Josh Hawley's point, have those payouts been fair for each and every policyholder?

There's a lot of people that are frustrated by that. And so I think State Farm read the tea leaves and said, you know, if we leave California, Newsom and everybody here have got more trouble. And let's face it. State Farm wants to operate at a profit, but they have paid out record amount of dollars. Now, to Josh Hawley's point, have those payouts been fair for each and every policyholder?

Like, did you... You needed 400 for your house, and they said, here's 360. Take it or leave it, and you had to eat the 40. You know, that happens a lot with adjusters. But this is State Farm saying, look, you want me to – there's a little bit of State Farm can do this at gunpoint now, and there's a little bit of California kind of screwed this thing up.

Like, did you... You needed 400 for your house, and they said, here's 360. Take it or leave it, and you had to eat the 40. You know, that happens a lot with adjusters. But this is State Farm saying, look, you want me to – there's a little bit of State Farm can do this at gunpoint now, and there's a little bit of California kind of screwed this thing up.

And then and now you've got this playing out. This wouldn't be happening if if California had good management of the infrastructure system, of the water systems or reservoir systems, a well and a well vetted and well equipped fire department. They would have been ready for this with the with the wind. You know, driving those fires still caused tremendous damage?

And then and now you've got this playing out. This wouldn't be happening if if California had good management of the infrastructure system, of the water systems or reservoir systems, a well and a well vetted and well equipped fire department. They would have been ready for this with the with the wind. You know, driving those fires still caused tremendous damage?

Yes, but it would have been tremendously less, and you wouldn't have State Farm on the brink of leaving the state, which puts all these people in a pinch. So, you know what? I'd love to see, you know, because I have sat down with people that have brought me – business plans. So is Pat.

Yes, but it would have been tremendously less, and you wouldn't have State Farm on the brink of leaving the state, which puts all these people in a pinch. So, you know what? I'd love to see, you know, because I have sat down with people that have brought me – business plans. So is Pat.

I'd love Gavin Newsom to sit down and say, look, you've got aspirations to run on a national stage, but what's your business plan for California? How do you make this work? Take me through the plan. How do you deal with the big three in California, which right now is border and You know, homelessness, insurance, those are like the three that are bouncing around regardless of who you survey.

I'd love Gavin Newsom to sit down and say, look, you've got aspirations to run on a national stage, but what's your business plan for California? How do you make this work? Take me through the plan. How do you deal with the big three in California, which right now is border and You know, homelessness, insurance, those are like the three that are bouncing around regardless of who you survey.

I'd love to see Gavin Newsom sit down with somebody and talk about what are you going to do? And, you know, set aside some of your hand gestures and stuff and just sit down and say, here's the fix for insurance in California. Because, you know, I got a lot of friends that still live there that are asking that exact question.

I'd love to see Gavin Newsom sit down with somebody and talk about what are you going to do? And, you know, set aside some of your hand gestures and stuff and just sit down and say, here's the fix for insurance in California. Because, you know, I got a lot of friends that still live there that are asking that exact question.

If I'm Newsom, this is not a politically good answer, but this is what he has to say. And I'm not going to imitate him. You can do that, Vinny. But he's got to say there's going to be some short-term pain because I've got to give State Farm the rate increase.

If I'm Newsom, this is not a politically good answer, but this is what he has to say. And I'm not going to imitate him. You can do that, Vinny. But he's got to say there's going to be some short-term pain because I've got to give State Farm the rate increase.

And I'm meeting with all the insurance companies, and I'm talking about a multibillion-dollar plan for forestry management and reservoir management, and I'm putting these things in place in these bordered areas – so that we can reduce the risk of loss when wildfires happen.

And I'm meeting with all the insurance companies, and I'm talking about a multibillion-dollar plan for forestry management and reservoir management, and I'm putting these things in place in these bordered areas – so that we can reduce the risk of loss when wildfires happen.

And I'm putting pressure on PG&E for more active forestry management in the smaller communities, like where they had those wildfires and entire communities of 3,000, 4,000 homes were wiped out. So I have to put it in two sides. California, we're going to have pain because I've got to authorize this. Otherwise, you don't have carriers to offer it.

And I'm putting pressure on PG&E for more active forestry management in the smaller communities, like where they had those wildfires and entire communities of 3,000, 4,000 homes were wiped out. So I have to put it in two sides. California, we're going to have pain because I've got to authorize this. Otherwise, you don't have carriers to offer it.

I'm going to talk to the other carriers, and I'm going to show them what California is doing with active programs to reduce the risk of loss because wildfires will happen, but we can have reservoirs. We can have more fire teams. We can have response rates that are going to be there to react to it so it reduces the loss. Okay.

I'm going to talk to the other carriers, and I'm going to show them what California is doing with active programs to reduce the risk of loss because wildfires will happen, but we can have reservoirs. We can have more fire teams. We can have response rates that are going to be there to react to it so it reduces the loss. Okay.