Tori Dunlap

The only thing that trumps this list or that adjusts it a little bit is if you get a 401k match at work. A match is... If it's 3%, that means if you contribute 3%, that your employer will match you at 3%, right? So we do a Lion King one and a half kind of situation, and it slides in right between one and two. So one is that emergency fund.

One and a half is getting that 401k match because it's free money. And we're actually going to do that before we start paying off our credit card debt.

One and a half is getting that 401k match because it's free money. And we're actually going to do that before we start paying off our credit card debt.

One and a half is getting that 401k match because it's free money. And we're actually going to do that before we start paying off our credit card debt.

One and a half is getting that 401k match because it's free money. And we're actually going to do that before we start paying off our credit card debt.

One and a half is getting that 401k match because it's free money. And we're actually going to do that before we start paying off our credit card debt.

Yeah. One of the misconceptions I hear a lot is I need to pay off my debt first before I save. I just so strongly disagree with that for a couple of reasons. One, I don't want you going into more debt trying to pay for an emergency because one will come up, right? And the second is that we prioritize mental health at her first 100K.

Yeah. One of the misconceptions I hear a lot is I need to pay off my debt first before I save. I just so strongly disagree with that for a couple of reasons. One, I don't want you going into more debt trying to pay for an emergency because one will come up, right? And the second is that we prioritize mental health at her first 100K.

Yeah. One of the misconceptions I hear a lot is I need to pay off my debt first before I save. I just so strongly disagree with that for a couple of reasons. One, I don't want you going into more debt trying to pay for an emergency because one will come up, right? And the second is that we prioritize mental health at her first 100K.

Yeah. One of the misconceptions I hear a lot is I need to pay off my debt first before I save. I just so strongly disagree with that for a couple of reasons. One, I don't want you going into more debt trying to pay for an emergency because one will come up, right? And the second is that we prioritize mental health at her first 100K.

Yeah. One of the misconceptions I hear a lot is I need to pay off my debt first before I save. I just so strongly disagree with that for a couple of reasons. One, I don't want you going into more debt trying to pay for an emergency because one will come up, right? And the second is that we prioritize mental health at her first 100K.

And like we were talking about this before of this feeling of stability or this feeling of choice, there is something so soothing about your head hitting the pillow at night and knowing that you're covered. You lose your job tomorrow, you get laid off, you're going to be fine. A medical, unexpected medical cost comes up, you're going to be fine. Or at least fine for a period of time, right?

And like we were talking about this before of this feeling of stability or this feeling of choice, there is something so soothing about your head hitting the pillow at night and knowing that you're covered. You lose your job tomorrow, you get laid off, you're going to be fine. A medical, unexpected medical cost comes up, you're going to be fine. Or at least fine for a period of time, right?

And like we were talking about this before of this feeling of stability or this feeling of choice, there is something so soothing about your head hitting the pillow at night and knowing that you're covered. You lose your job tomorrow, you get laid off, you're going to be fine. A medical, unexpected medical cost comes up, you're going to be fine. Or at least fine for a period of time, right?

And like we were talking about this before of this feeling of stability or this feeling of choice, there is something so soothing about your head hitting the pillow at night and knowing that you're covered. You lose your job tomorrow, you get laid off, you're going to be fine. A medical, unexpected medical cost comes up, you're going to be fine. Or at least fine for a period of time, right?

And like we were talking about this before of this feeling of stability or this feeling of choice, there is something so soothing about your head hitting the pillow at night and knowing that you're covered. You lose your job tomorrow, you get laid off, you're going to be fine. A medical, unexpected medical cost comes up, you're going to be fine. Or at least fine for a period of time, right?

The emergency fund's there to tide you over. So there's something so freeing about that, but also so comforting about that mentally. Just knowing like, okay, I'm good. Your emergency fund should be at least three months of living expenses in a high-yield savings account. It's a good starter emergency fund. That is our first step before we pay off any kind of debt, and that includes credit cards.

The emergency fund's there to tide you over. So there's something so freeing about that, but also so comforting about that mentally. Just knowing like, okay, I'm good. Your emergency fund should be at least three months of living expenses in a high-yield savings account. It's a good starter emergency fund. That is our first step before we pay off any kind of debt, and that includes credit cards.

The emergency fund's there to tide you over. So there's something so freeing about that, but also so comforting about that mentally. Just knowing like, okay, I'm good. Your emergency fund should be at least three months of living expenses in a high-yield savings account. It's a good starter emergency fund. That is our first step before we pay off any kind of debt, and that includes credit cards.

The emergency fund's there to tide you over. So there's something so freeing about that, but also so comforting about that mentally. Just knowing like, okay, I'm good. Your emergency fund should be at least three months of living expenses in a high-yield savings account. It's a good starter emergency fund. That is our first step before we pay off any kind of debt, and that includes credit cards.