Travis (Caller)

And, uh, I'm 43.

My wife will be 39 this year.

I'll be 43 tomorrow.

And, um, right now we have about, I would say up close to $20,000 saved for a down payment.

We got 13,000 in our emergency fund.

And, uh, the reason why I'm calling is, is that, um, I have some concerns about, cause we haven't been saving for our retirement.

but we're still saving for our down payment.

And considering our age, should we move that snowball that we accumulated throughout our debt and move part of it to retirement while saving part of it for retirement?

our down payment for our home, number one.

And number two, where do we put that savings for our down payment?

Do we put that on top of our emergency fund or do we put that in a separate account altogether?