Troy Millings

There's still some panic selling that happens, but now people are really buying the dip. And that's become a term. And urban vernacular is buy the dip, right? So I think that more and more people are looking at these downturns as an opportunity as opposed to being scared.

And that goes to the work that everybody like yourself has been doing and championing as far as financial literacy, teaching people about investing, teaching people about index funds, teaching people about dollar cost averaging. So they used to call retail investors dumb money. because they were not educated.

And that goes to the work that everybody like yourself has been doing and championing as far as financial literacy, teaching people about investing, teaching people about index funds, teaching people about dollar cost averaging. So they used to call retail investors dumb money. because they were not educated.

And that goes to the work that everybody like yourself has been doing and championing as far as financial literacy, teaching people about investing, teaching people about index funds, teaching people about dollar cost averaging. So they used to call retail investors dumb money. because they were not educated.

So they were liquidity, they were opportunities for smart money, which is whales and institutions and hedge funds to make money off of. But now I think they're starting to change. I think more and more regular people that might have $5,000 or $10,000 or $1,000 invested, they're still educated and they're not getting taken advantage of at the same level

So they were liquidity, they were opportunities for smart money, which is whales and institutions and hedge funds to make money off of. But now I think they're starting to change. I think more and more regular people that might have $5,000 or $10,000 or $1,000 invested, they're still educated and they're not getting taken advantage of at the same level

So they were liquidity, they were opportunities for smart money, which is whales and institutions and hedge funds to make money off of. But now I think they're starting to change. I think more and more regular people that might have $5,000 or $10,000 or $1,000 invested, they're still educated and they're not getting taken advantage of at the same level

that it might've been at previous times in history. So I think that current is starting to change a little bit.

that it might've been at previous times in history. So I think that current is starting to change a little bit.

that it might've been at previous times in history. So I think that current is starting to change a little bit.

For me, it's just a matter of understanding entrepreneurship at a high level. My dad was an entrepreneur. My mom was a schoolteacher. She's always from a standpoint of, like, security. And he was on a standpoint of making risk. As an entrepreneur, you take risks.

For me, it's just a matter of understanding entrepreneurship at a high level. My dad was an entrepreneur. My mom was a schoolteacher. She's always from a standpoint of, like, security. And he was on a standpoint of making risk. As an entrepreneur, you take risks.

For me, it's just a matter of understanding entrepreneurship at a high level. My dad was an entrepreneur. My mom was a schoolteacher. She's always from a standpoint of, like, security. And he was on a standpoint of making risk. As an entrepreneur, you take risks.

You know, when you're a kid, you're not really privy to a lot of conversations, but if you're an observant person, you can pick up things. You don't have to actually have a conversation with somebody to know. What's actually happening is like a puzzle. You can put pieces together. There's a lot of times where, as an entrepreneur, you might not get paid for a week or a month or whatever, right?

You know, when you're a kid, you're not really privy to a lot of conversations, but if you're an observant person, you can pick up things. You don't have to actually have a conversation with somebody to know. What's actually happening is like a puzzle. You can put pieces together. There's a lot of times where, as an entrepreneur, you might not get paid for a week or a month or whatever, right?

You know, when you're a kid, you're not really privy to a lot of conversations, but if you're an observant person, you can pick up things. You don't have to actually have a conversation with somebody to know. What's actually happening is like a puzzle. You can put pieces together. There's a lot of times where, as an entrepreneur, you might not get paid for a week or a month or whatever, right?

And it's an inflow of cash that's not always stable. So that can cause a lot of issues. When one person has a stable income, the other person doesn't have a stable income. that causes problems, you know what I'm saying? Like that causes problems.

And it's an inflow of cash that's not always stable. So that can cause a lot of issues. When one person has a stable income, the other person doesn't have a stable income. that causes problems, you know what I'm saying? Like that causes problems.

And it's an inflow of cash that's not always stable. So that can cause a lot of issues. When one person has a stable income, the other person doesn't have a stable income. that causes problems, you know what I'm saying? Like that causes problems.

So you see things like that and you understand like, okay, like this is the dynamics of a family that when you're dealing with finances and it could lead to issues and that's something that you pick up early on. So you got to figure out like, is this something that I want for myself? Or do I want to subject somebody else to that? Or you start to think about those types of things because