Troy

Hey, good afternoon, Dave. Hey, George. Quick question about retirement. 56 years old, currently working Baby Step 2. Only have about $70,000, $80,000 in our retirement fund and wondering if we should at least contribute up to the employee match before retirement. We get to the end of baby steps, which is baby step two, which will be in about two and a half years.

Hey, good afternoon, Dave. Hey, George. Quick question about retirement. 56 years old, currently working Baby Step 2. Only have about $70,000, $80,000 in our retirement fund and wondering if we should at least contribute up to the employee match before retirement. We get to the end of baby steps, which is baby step two, which will be in about two and a half years.

Hey, good afternoon, Dave. Hey, George. Quick question about retirement. 56 years old, currently working Baby Step 2. Only have about $70,000, $80,000 in our retirement fund and wondering if we should at least contribute up to the employee match before retirement. We get to the end of baby steps, which is baby step two, which will be in about two and a half years.

About $70,000. On what? Personal loans stemming from... We had some repairs from Hurricane Ian that insurance didn't cover. We just had those put in place. I have a student loan that we're wrapping up and a car payment. What's your car worth? About $18,000.

About $70,000. On what? Personal loans stemming from... We had some repairs from Hurricane Ian that insurance didn't cover. We just had those put in place. I have a student loan that we're wrapping up and a car payment. What's your car worth? About $18,000.

About $70,000. On what? Personal loans stemming from... We had some repairs from Hurricane Ian that insurance didn't cover. We just had those put in place. I have a student loan that we're wrapping up and a car payment. What's your car worth? About $18,000.

About $70,000. Okay. We've already paid off about $12,000.

About $70,000. Okay. We've already paid off about $12,000.

About $70,000. Okay. We've already paid off about $12,000.

$110,000.

$110,000.

$110,000.

56.

56.

56.

Just the emergency fund and... How much? We have $1,000 for that, and then I escrow my own homeowner's insurance and taxes. Yeah, you've got to pay that. Yeah, it's labeled. It's set aside. I think we're budgeting right. We're doing the right things. It's just that little fear factor. I don't want to leave any money on the table, but yet again, I want to get rid of this debt.

Just the emergency fund and... How much? We have $1,000 for that, and then I escrow my own homeowner's insurance and taxes. Yeah, you've got to pay that. Yeah, it's labeled. It's set aside. I think we're budgeting right. We're doing the right things. It's just that little fear factor. I don't want to leave any money on the table, but yet again, I want to get rid of this debt.

Just the emergency fund and... How much? We have $1,000 for that, and then I escrow my own homeowner's insurance and taxes. Yeah, you've got to pay that. Yeah, it's labeled. It's set aside. I think we're budgeting right. We're doing the right things. It's just that little fear factor. I don't want to leave any money on the table, but yet again, I want to get rid of this debt.

Okay.

Okay.