Tyler (Caller)

I listen to you guys all the time, and I follow the baby steps, whereas she's been raised her whole life to believe, you know, just pay the minimum payment until it's all paid off that way.

So I'm wondering a way forward on how we can agree on how to attack our debt.

So currently I have a truck loan with about $1,300 left on it, and we both have student loans at about $8,000 apiece.

That's everything.

So I'm active duty Navy, so I made around $46,000 last year.

No, she's a stay-at-home mom.

We have a four-month-old daughter.

Exactly.

I mean, I've laid every bit of evidence and piece of information out showing, I mean, I made a debt payoff tracker.

I made a very detailed budget for us to go off of.

Exactly.

I mean, yeah, we save a lot of money.

I mean, we have about $30,000 in our savings account right now.

We're not hurting at all.

But she's more concerned about investing now because she's really big on investing.

She's been doing it for a long time.

She's more worried about getting money and investments now and paying off debts later rather than vice versa, like how I believe.

I am 26 and she's 24.

Absolutely.

And, you know, that's the point that I've been trying to make for the longest time.