Tyler (Caller)

And my wife is around $10,000.

Pretty fast.

You guys have any money in the bank?

I do, yeah.

So right now we have $22,000 saved.

Perfect.

Well, me and my wife have been trying to do this baby step thing.

This is the third time now we're doing it.

We've been bet free two other times, but we're having trouble this time with...

condensing all of our money that we're making, all of our excess money, and putting it all towards our debts because now that we've got some extra cash, we know that we can obviously here and there nickel and dime, oh, soda here, maybe a soda there, and we can't just keep to the budget at all.

Yeah.

Yeah.

We didn't do it the hard way.

We did it the easy way with income taxes.

Our tax returns is how I got our debts paid off.

And now we're in a bigger debt snowball.

How much debt do you have?

I don't remember total here and there, but I know like auto, we have $28,000 for one vehicle, $86,000 for another vehicle, a personal loan of $54,000.

And then another personal loan at probably about $22,000.

Well, two vehicles we have.