Tyler Crowe

So they're getting a little bit of the spread by investing your cash, and then they pass on a

significantly all, I wouldn't say all of it, but enough of it that they're giving it back to you.

And so those rates for money markets will tend to fluctuate over time based on Federal Reserve interest rates.

I think we can all really remember in the 2010s, money market rates were maybe 0.05% or something like that.

It was definitely not the attractive option that it has been in the past couple of years where it has been a 3% range.

So do keep that in mind.

If we go back to the 2010s again, everyone's going to be looking at their cash and being like, this is doing absolutely nothing for me.

So money markets can be effective when they're doing in a higher interest rate environment, but they can also cut both ways.

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Thanks to our producer, Dan Boyd, and the rest of the Montreal team.

For Lou and Matt and myself, thanks for listening, and we'll chat again soon.

We've got Broadcom stock whiplash today on Motley Fool and Gems Investor.

Welcome to Motley Fool Hidden Gems Investing.

I'm your host, Tyler Crowe, and today I'm joined by longtime pool contributors, Lou Whiteman and Matt Frankel.

Today we were going to do a little, kind of mix it up a little bit.

We thought we're going to do a bunch of different segments and, you know, do some basically non-earnings takes because it's June.