Tyler Crowe

I could almost say like getting down to fighting weight, I guess, would be the best way to put it so they can compete.

So I'll give my answer here, too, because one industry that's been quite lousy this year and so far year to date and as well as kind of over the past year or so has been insurance.

And obviously there is reasons for that.

Insurance is a cyclical industry and a lot of the underperformers in the insurance industry in general have been a lot of high flyers, especially your specialty insurers and things like that.

You're also seeing a lot of pricing pressure on the big lines of insurance that we see, like automotive and home motors, some of the biggest prices.

A lot of these competitors are trying to take share and when you take share, profitability sinks and that tends to

hurt stocks.

But health insurance in particular has been hit even harder.

You know, rising costs are getting hard to control, plus lots of backlash from patients.

And just in general, kind of the feeling towards health insurers has been kind of not great because high rates of denials, higher co-pays.

This is stuff that frustrate people using their health insurance.

And it's led to quite a bit of unpopularity.

This is where there's like this one company that seems to be like separating itself from the rest here.

And obviously it's a small one.

So it has that opportunity.

It's called Oscar Health.

Ticker is OSCR.

And they kind of straddle this health insurance technology, health insurance broker business.

Most of what it did was when it got started in 2012 was it was kind of contingent on the American Health Care Act or the Obamacare marketplaces.

And what it did was it set up programs where small business owners would let their employers buy individual insurance.