Unclear
👤 PersonPodcast Appearances
Yes.
I can't imagine.
Okay. Okay.
Yeah.
Okay.
That is literally, I think, verbatim of the fucking package. It was insane.
Yeah.
Okay.
Oh, fun!
Correct.
Right. Yes.
Mm-hmm.
Okay.
Yeah. Yeah.
Yeah, yeah.
Yeah.
Yes.
Mm-hmm.
As the day goes on, the buttons get lower and lower. It's like, you need to button that up a little bit. Yeah.
Okay.
Yeah.
Yeah, yeah.
Okay.
There you go.
Yeah.
Yeah.
Yeah.
Why is this a phenomenon?
It helps to package it as an invitation and not an accusation. Oh, wait a minute.
And then I show up with a fake smile, even though I'm jealous of your whole life.
Okay, now I got this thing stuck in my... No, because you have more volume in your bangs today.
Cincinnati, Ohio.
Oh, my gosh. How long? 52 months. Yep.
We started out about $160,000 and ended... $230,000, $250,000. Wow. What was the jump? Just some job changes, promotions.
She got a new job.
Great. What do you guys do? I'm a marketing director, property management.
I'm a state trooper in Ohio.
Wonderful, you guys. I'll remember you if I'm ever driving through Ohio and I get pulled over.
Well, we work on commissions, so...
We are weirdos. Oh, how does it feel? Unbelievable.
Yeah, it was great. I can finally buy the things I want.
Well, she's making fun of me because I call it the summer of Jacques. I'm doing all the things I've wanted to do. Going to NASCAR races.
Just to finally buy stuff that we want. Upgrade the house.
More experience driven. I want to go and see and do things. I love it.
I drank the juice or the lemonade or whatever it was called. And I just started just... And I followed. Yeah, I just started watching. Was it watching clips?
She started. That was accusatory.
Yeah, that was an aggressive point.
I'm good at that. She started on, uh, listening to the podcast on, on, uh, the Ramsey network. And then when we were exercising, we would listen to stuff and she got hooked. And then you looked at her. So then you look down.
Well, I do like having the security. I'm a security person. So, you know, now that you don't, it's not fun owing people money.
And I think it was COVID. Yeah. COVID hit.
the time we had a mortgage we were able to refi it like super low we took it down to 15 years because dave said so yes and then she just was like let's hammer it out yeah and y'all did it together jock says so yeah he's his own man well i've been saying so for a long time but you know with an asterisk yeah i love it yes yes oh that's great you guys so you just looked down and you went all right 203 000 we could knock how quickly could we knock this out did you guys set a goal
We didn't. I mean, we cash flowed quite a lot of things. She did the ring thing. Yeah, and then that stopped.
And you rip off a ring for like every $5,000 or $1,000.
Yeah, but then that fell off the wall. Your arts and crafts project didn't work out.
We didn't have tape. We didn't have the money for it. Whatever.
We just knew last year we wanted to pay it off by the end of the year. So 2024 was the year we were paying off our house. It was the big year.
And we did it.
We actually just, now, before we started, we paid off, I wrote a check for my car in 2019, and then we cash flowed a newer car, a bike for you, and then finished our basement. So we did other things and had great vacations.
We didn't do rice and beans. We did ramen and popcorn.
I mean, you know, family members were cheering us on. I really just think that it was attributed to just listening to this show and just listening to everyone, their debt-free screams, because honestly, everyone thought we were weird, and we knew we were weird, and we wanted to be weird, so...
You know, along the way, I told a lot of people how to do it or what I thought, what we thought, you know, and told them what we were doing and all that. And they would listen. And I think now that you've done it and they see what the results are, maybe now they tune in a little bit more and they go, maybe it does work.
and they go wait no no tell me something stick with it i think like we didn't miss a month you know if we wanted something we stuck with that we didn't miss a month on extra payments wow so that's a lot of it and we've also um became uh millionaires in the process too so we are babysitting millionaires what's the house worth
So about $550-ish, give or take, and then just with other things.
Investments, everything. Yeah. Environment, cars.
Yeah, about $1.5 almost. Yeah, $1.5. Oh, my goodness. We are on a roll to retire with some money, maybe.
Go ahead, hon. I know. You're eager.
There was an SNL skit, and it was don't spend the money unless you have it. Yes, with C. Martin and Amy Poehler.
That's exactly what we're talking about.
If I don't have it, can I? No.
You'll be okay.
It's only one page.
I would read that book.
Sign me up for that one.
All right. What's the names and ages? Come on up. Stand on either side.
I know. I know. I was like, sorry. Sorry. No Chick-fil-A today.
There was a lot of... They know Dave Ramsey probably just as good as most people.
Okay. Three, two, one. We're debt-free!
All right, this is getting weird over there, guys. What do we do?