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Unknown Caller

👤 Person
1969 total appearances

Appearances Over Time

Podcast Appearances

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

And year to date, I paid off all my credit cards, and now I have $49,568. So I paid off about $60,000, $70,000. Okay. So I called Chrysler Capital, and I wanted to make a one-time payment. payment and, you know, pay it off, say, look, if this went to debt collection, you're going to get 10 cents on the dollar. That's, you know, if it's 49,000 debt collections, they're going to give you $5,000.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, right now, I will give you $7,208. And that, if I gave them that, I would have paid the full sticker price for the truck, plus $12,156, all my lease payments paid on time, plus $79,011, which would be over $65,000. I think that's really, really fair. So they came back and they said, well, we could do $20,000. I said, don't you get it? I want this over and done with.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, right now, I will give you $7,208. And that, if I gave them that, I would have paid the full sticker price for the truck, plus $12,156, all my lease payments paid on time, plus $79,011, which would be over $65,000. I think that's really, really fair. So they came back and they said, well, we could do $20,000. I said, don't you get it? I want this over and done with.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, right now, I will give you $7,208. And that, if I gave them that, I would have paid the full sticker price for the truck, plus $12,156, all my lease payments paid on time, plus $79,011, which would be over $65,000. I think that's really, really fair. So they came back and they said, well, we could do $20,000. I said, don't you get it? I want this over and done with.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

The reason I want it over and done with is because in October, I have to get a full knee replacement, and I'll be out of work for three months. So... I'm trying to wrap this up. So she said, well, hold on. She said, well, we can do $15,000. I said, you're not listening. I don't have $15,000. Well, you could send us $7,208 and make payments. I said, I'm not doing that.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

The reason I want it over and done with is because in October, I have to get a full knee replacement, and I'll be out of work for three months. So... I'm trying to wrap this up. So she said, well, hold on. She said, well, we can do $15,000. I said, you're not listening. I don't have $15,000. Well, you could send us $7,208 and make payments. I said, I'm not doing that.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

The reason I want it over and done with is because in October, I have to get a full knee replacement, and I'll be out of work for three months. So... I'm trying to wrap this up. So she said, well, hold on. She said, well, we can do $15,000. I said, you're not listening. I don't have $15,000. Well, you could send us $7,208 and make payments. I said, I'm not doing that.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, I'll call you back in a week. I'll call them back in the next week. I said, so what are we doing? She goes, best I can do is $15,000 and you can make payments. I said, so send me something in writing. And they absolutely refused to send me anything in writing as a payoff that my debt's been reduced to $15,000. If I call them up and ask what my balance is, it's still $49,568.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, I'll call you back in a week. I'll call them back in the next week. I said, so what are we doing? She goes, best I can do is $15,000 and you can make payments. I said, so send me something in writing. And they absolutely refused to send me anything in writing as a payoff that my debt's been reduced to $15,000. If I call them up and ask what my balance is, it's still $49,568.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

I said, I'll call you back in a week. I'll call them back in the next week. I said, so what are we doing? She goes, best I can do is $15,000 and you can make payments. I said, so send me something in writing. And they absolutely refused to send me anything in writing as a payoff that my debt's been reduced to $15,000. If I call them up and ask what my balance is, it's still $49,568.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

No. Well, I'm dealing with Chrysler Capital, so they're in Texas. Okay. I live in Indiana. I'm a native New Yorker. I grew up in New York, and I moved to Indiana during COVID because my friend was working as a CNA. That's an essential job, and I didn't have any work. So I started here as a CNA employee. which is a temporary first time. How many, how many times have you gone?

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

No. Well, I'm dealing with Chrysler Capital, so they're in Texas. Okay. I live in Indiana. I'm a native New Yorker. I grew up in New York, and I moved to Indiana during COVID because my friend was working as a CNA. That's an essential job, and I didn't have any work. So I started here as a CNA employee. which is a temporary first time. How many, how many times have you gone?

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

No. Well, I'm dealing with Chrysler Capital, so they're in Texas. Okay. I live in Indiana. I'm a native New Yorker. I grew up in New York, and I moved to Indiana during COVID because my friend was working as a CNA. That's an essential job, and I didn't have any work. So I started here as a CNA employee. which is a temporary first time. How many, how many times have you gone?

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She says, I can't do it. I'm sorry. You have that. She's on this. And supposedly she's a financial manager. I only talked to her.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She says, I can't do it. I'm sorry. You have that. She's on this. And supposedly she's a financial manager. I only talked to her.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She says, I can't do it. I'm sorry. You have that. She's on this. And supposedly she's a financial manager. I only talked to her.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She she says, no, you have to pay it off first and then we'll then I'll get it approved. I said, so you have nothing. I said, you're you're saying me you need all the money. I said, don't you understand? I've been paying you six hundred dollars a week since April of twenty twenty four. Yeah, that's the problem.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She she says, no, you have to pay it off first and then we'll then I'll get it approved. I said, so you have nothing. I said, you're you're saying me you need all the money. I said, don't you understand? I've been paying you six hundred dollars a week since April of twenty twenty four. Yeah, that's the problem.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

She she says, no, you have to pay it off first and then we'll then I'll get it approved. I said, so you have nothing. I said, you're you're saying me you need all the money. I said, don't you understand? I've been paying you six hundred dollars a week since April of twenty twenty four. Yeah, that's the problem.

The Ramsey Show
Your Financial Spiral Will End When A Proven Financial Plan Begins

Well, you know, she is a financial manager, so I don't know the next step up. I don't know who I have to ask.