Veronica Morgan

I don't know.

But

we don't have the phone at the dinner table.

And even when we're driving around, obviously not when she's driving, but if I'm driving, I'm like, please, can you put that away?

Talk to me, you know, you need to be vigilant.

And sometimes it's funny.

My daughter visited some family recently and came away and said, you know what, mom, I'm so glad that you were really strict with me about the phone in my bedroom and everything when I was younger, because we've got family members who are so addicted to their phones.

They actually don't have a life.

That is their whole life, which is really sad.

And so that's her observations.

I'm glad that now she's a little bit older.

She's thanking me for that discipline.

Well, yeah, I think the markets were pricing in rate drops at some point in 2026 for some time.

And in fact, earlier in the year, in 2025, they were thinking that there was going to be more in 2025.

And in the last couple of weeks, we've seen a complete about face.

And now even some markets are pricing in some increases in 2026.

But I guess what I would say is to be careful about thinking that that's

doom and gloom for the property market.

We can argue whether prices should or shouldn't continue rising at the rate that they have been in various markets or not.

Be that as it may, if interest rates were purely responsible for price movements, then you would not have had booms in sort of Brisbane, Adelaide and Perth in 2023 when rates were still rising.