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Victoria Devine

πŸ‘€ Speaker
8781 total appearances
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Appearances Over Time

Podcast Appearances

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

Yeah, but I think placements were really tricky in that obviously we're not getting paid.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

So there was a few weeks of the year, like at different stages where I was like, I'm going to earn nothing.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

So I really need to work hard to put money aside so that I can still pay my mortgage.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

So there was a time where I was paying a little bit extra, but not as much as what I had wanted.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

But once uni finished, then sort of thought, okay, well, this is good.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

I've got a little bit of extra money now.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

And then thought,

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

oh, God, now I've got this hextech.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

So I felt like there was constantly this cloud over me of debt, I suppose you'd say, which in the scheme of things is probably nothing but just to me.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

And I think that was definitely something that I probably didn't understand when I started paying more onto it because I was like, oh, I didn't actually know that this was like good debt, I suppose, in that it doesn't affect you down the track.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

Yeah, so I probably cut back on my mortgage payments to put extra money towards my HECS debt and then paid that off.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

And after I had just not long paid it off, there was a few changes with indexation and that kind of thing.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

And so I'm actually waiting for a refund, I suppose you'd say, because it's like in credit at the moment.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

So I'm very much looking forward to that.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

Yes.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

But, yeah, I suppose at the moment just sailing through life, still nursing.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

Ideally would want to get out of a shift work nursing like in the next five years.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

Just, yeah.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

be able to prioritize that and not have to work shift work.

She's On The Money
She's 25, Owns a Home, Has No HECS Debt and Still Thinks She's a B- With Money

I'm happy to do it for the moment, but I think down the track, I don't really want to do it forever.