William

Yes, so I'm going through your Baby Step program currently. I'm past Baby Step 1. I have about $3,000 in savings. I'm on Baby Step 2, paying off debt to be debt-free. I currently have about $10,000 in debt. But my question is, is after I pay off all my debt and I'm looking at baby step three to save three to six months of emergency fund, you know, but I ultimately want to be able to buy a house.

Yes, so I'm going through your Baby Step program currently. I'm past Baby Step 1. I have about $3,000 in savings. I'm on Baby Step 2, paying off debt to be debt-free. I currently have about $10,000 in debt. But my question is, is after I pay off all my debt and I'm looking at baby step three to save three to six months of emergency fund, you know, but I ultimately want to be able to buy a house.

And with our current financial situation, to me, I just don't see a way of being able to get there, even following the baby steps.

And with our current financial situation, to me, I just don't see a way of being able to get there, even following the baby steps.

And with our current financial situation, to me, I just don't see a way of being able to get there, even following the baby steps.

So it was a little over $10,000. I've already paid off about a $1,500 toll bill. I paid off a $343 bill in collections. I'm looking at paying off another $700 bill in collections. So you paid off $2,000 or $3,000 of your $10,000 so far. How long have you been working on this? This actually was more recently, so I started doing this this month with my tax return.

So it was a little over $10,000. I've already paid off about a $1,500 toll bill. I paid off a $343 bill in collections. I'm looking at paying off another $700 bill in collections. So you paid off $2,000 or $3,000 of your $10,000 so far. How long have you been working on this? This actually was more recently, so I started doing this this month with my tax return.

So it was a little over $10,000. I've already paid off about a $1,500 toll bill. I paid off a $343 bill in collections. I'm looking at paying off another $700 bill in collections. So you paid off $2,000 or $3,000 of your $10,000 so far. How long have you been working on this? This actually was more recently, so I started doing this this month with my tax return.

Yeah, I appreciate it. But I have about $9,000 left in a vehicle loan, which should be paid off in a year and a half if I just keep making the payments as I am.

Yeah, I appreciate it. But I have about $9,000 left in a vehicle loan, which should be paid off in a year and a half if I just keep making the payments as I am.

Yeah, I appreciate it. But I have about $9,000 left in a vehicle loan, which should be paid off in a year and a half if I just keep making the payments as I am.

Your name has definitely gone around my church a lot.

Your name has definitely gone around my church a lot.

Your name has definitely gone around my church a lot.

Yes.

Yes.

Yes.

How's it going? I'm doing good. How about yourself?

How's it going? I'm doing good. How about yourself?

How's it going? I'm doing good. How about yourself?