Zaid

Pay crazy fees.

I think that's still a thing today.

So I can kind of see like the allure of using something like a stable coin where you can like send the money in US dollars right away with very minimal fees.

And it's there in seconds, right?

So I think I can kind of personally kind of vouch for some of those use cases there.

But do you ever see stable coins kind of taking over like the day-to-day lives of people?

Like, you know, go to a coffee shop.

Do you envision people just transacting in...

stable coins, you know, USDC there to buy a coffee at Starbucks?

Or do you still see it as more of like a broader like use case for either sending money overseas or businesses using it for cross-border payments?

What I do worry about, though, I think you're right.

But what I do worry about, though, is a lot of those credit card companies that have kind of built all these credit card reward programs that might be going away if like if they can't charge, you know, two and a half, three percent per transaction.

We might be losing our credit card reward soon.

I hope so, because I'm not going to lie.

I'm not a credit card point snob or anything, but like having that at the end of the year or for using it for a summer trip is always nice.

I want to zoom out a little bit, though, because I feel like there's been so much momentum that the stable coin industry had over the last 12 months.

You know, it started with the Genius Act that passed over the summer.

And then you guys had your IPO.

That was huge.

Do you.