Accumulating Wealth
Episodes
Ep. 170: Your Captain Speaking: The Fed
27 Feb 2024
Contributed by Lukas
Bets were on earlier this year. The odds of a rate cut in March were 77%. Odds are now down to 9%, if that. Who does this penalize most? Small busine...
Ep. 169: Your Depreciation Timeline
20 Feb 2024
Contributed by Lukas
If you purchased several new assets for your business, why wouldn't you go ahead and write off everything? Are there advantages in writing some asset...
Ep. 168: What In the World?
13 Feb 2024
Contributed by Lukas
When we widen our lens, a lot is going on in the world outside of the U.S. Who is at war with whom, and what does the future of global currencies look...
Ep. 167: Bringing Home the Yield
07 Feb 2024
Contributed by Lukas
A targeted high-yield investment opportunity may mean immediate returns, but is that what's best for you right now? Sorting through income repair, ret...
Ep. 166: A Bit About Bitcoin
30 Jan 2024
Contributed by Lukas
Spot Bitcoin ETFs attracted almost $2 billion in the first three days of trading. But will the flow stay steady for the notoriously volatile Bitcoin?...
Ep. 165: It Has to Be Done
23 Jan 2024
Contributed by Lukas
A few weeks into the new year, and the guys already have a list of a few items you need to take care of early. From a new form that must be completed ...
Ep. 164: 2024 Promises Never a Dull Moment
16 Jan 2024
Contributed by Lukas
While we don't have a crystal ball, it's safe to say that 2024 promises to be an unpredictable year in both the market and the economy. In this new ep...
Ep. 163: How Much Your Biases Can Cost You
09 Jan 2024
Contributed by Lukas
We're all wired to have our own belief system; that makes us human. Where we run into trouble is when we use cognitive biases to make important invest...
Ep. 162: How Did 2023 Hold Up?
02 Jan 2024
Contributed by Lukas
Twitter was changed to X, ChatGPT is a household name, the aggregate bond index is up and high-yield savings accounts remained steady. The guys look b...
Ep. 161: The Art of Real Estate Investments
26 Dec 2023
Contributed by Lukas
Over the last 25 years, what percentage of time would you say real estate produced at least a 5% return? Well, the answer might surprise you. The guys...
Ep. 160: Hidden Investments of Real Estate
19 Dec 2023
Contributed by Lukas
With many public real estate funds housed in the S&P 500, you may be investing in real estate without even knowing it. As the third largest asset clas...
Ep. 159: Taxes - How Did We Get Here?
12 Dec 2023
Contributed by Lukas
What started as a flat 3-percent tax on all income has evolved into 2,651 pages and 1 million words of tax code. When it comes to understanding the U...
Ep. 158: Under Lock and Key
05 Dec 2023
Contributed by Lukas
With the ability to invest at your fingertips, it's hard to imagine a time when investments were locked behind lock and key. A new guest joins the gu...
Ep. 157: The $500 Button
28 Nov 2023
Contributed by Lukas
One gift you can count on receiving this year is the ability to save more money in 2024. The IRS announced an increase in the contribution limits for ...
Ep. 156: It's a Wonderful Bank
21 Nov 2023
Contributed by Lukas
Almost 40,000 bank branches, 4,000 community banks, and 134 regional banks all in the United States. Why are there so many banks? Well, the guys bri...
Ep. 155: History's Financial Plague
14 Nov 2023
Contributed by Lukas
In this new four-part series, the guys take you back in time and discuss the history of the financial systems in the U.S. First up, the Federal Rese...
Ep. 154: Risks and Rewards of Alternatives
07 Nov 2023
Contributed by Lukas
Could alternative investments be a way to hedge off inflation in your portfolio? What opportunities are in this market, and what drives their returns...
Ep. 153: Can Alternative Investments Pay Off?
31 Oct 2023
Contributed by Lukas
Your investment portfolio is likely comprised of stocks and bonds, but what role could alternative investments play in your plan? In this week's episo...
Ep. 152: American's Rising Net Worth
24 Oct 2023
Contributed by Lukas
American's median net worth jumped 37% over the last few years, but does this mean they can keep up with rising home values and mortgage rates not see...
Ep. 151: Your Guide to 1099s
17 Oct 2023
Contributed by Lukas
1099-A, 1099-B, 1099-C. It seems there is a 1099 Form for every letter of the alphabet, and it's time to take the hassle out of it all. Being a busine...
Ep. 150: The Goose & the Golden Egg
10 Oct 2023
Contributed by Lukas
Unlike poker, you don't have to be all in or nothing when deciding if converting a traditional IRA to a Roth IRA is in the cards for you. The most im...
Ep. 149: The Fed's Next Move
03 Oct 2023
Contributed by Lukas
The Fed is always deemed 'hawkish,' but when was the last time you heard the Fed acting 'dovish?' The recent Fed meeting kept rates as-is, but they co...
Ep. 148: A Tale of Two Mortgage Rates
26 Sep 2023
Contributed by Lukas
Today's interest rate environment looks to be here to stay. With home affordability emerging as a significant issue for many Americans, many consumers...
Ep. 147: Answers to Your Tax Questions
19 Sep 2023
Contributed by Lukas
If you extended your tax return, this means the October 16 deadline is approaching, and the questions from clients are flooding in. And while a tax e...
Ep. 146: Is History Repeating Itself?
12 Sep 2023
Contributed by Lukas
Some say history repeats, but is that what the Fed is doing? In this episode, we walk down memory lane into the 70s when the Fed eased up on interest ...
Ep. 145: Your Top Line Strategy
05 Sep 2023
Contributed by Lukas
This week, things sound a little different! Host Hunter Satterfield was recently featured on NDP's Transition Talk, where he discussed data trends...
Ep. 144: Are You California Rich or Tennessee Rich?
29 Aug 2023
Contributed by Lukas
Dentists in Memphis, this one's for you! Not really. In this episode, the guys compare how wealth stacks up depending on your state and where you migh...
Ep. 143: How Do Americans Save Their Money?
22 Aug 2023
Contributed by Lukas
Americans have shown resilience these last few years. Despite record-high inflation and a rocky economic climate, the How America Saves Report 2023 ...
Ep. 142: Is Hygiene Your Hero or Your Nemesis?
15 Aug 2023
Contributed by Lukas
Tapping into your full hygiene potential could make all the difference on your bottom line. In fact, a practice with a couple of full-time hygienis...
Ep. 141: Dropping Insurance Like It's Hot
08 Aug 2023
Contributed by Lukas
Sometimes, insurance can seem like more trouble than it's worth. Is there a breaking point where dentists need to stop trying to negotiate and just mo...
Ep. 140: Insurance Negotiations, The New Norm
02 Aug 2023
Contributed by Lukas
To negotiate or not to negotiate. There are many what-ifs to consider when negotiating insurance plans, from breaking the news to your patients to pro...
Ep. 139: The Cost of Insurance
25 Jul 2023
Contributed by Lukas
When it comes to what insurance your dental practice accepts, this is often a massive decision that must consider the demographics of patients in you...
Ep. 138: Secure Act 2.0 Incentives and Penalties
18 Jul 2023
Contributed by Lukas
You've heard time and time again that the Secure Act 2.0 brought major reform to longstanding retirement planning, and with the help of a special gues...
Ep. 137: Catch Up for Retirement
12 Jul 2023
Contributed by Lukas
Would you like ketchup with that? The Secure Act 2.0 pours on the opportunities to increase Americans' financial readiness for retirement, and with th...
Ep. 136: SECURE Your Retirement
04 Jul 2023
Contributed by Lukas
If someone mentioned that the Setting Every Community Up for Retirement Enhancement (SECURE) Act could help your business, it might sound like just an...
Ep. 135: Can You Handle the Heat?
27 Jun 2023
Contributed by Lukas
For the guys, Beyonce, Fed rate hikes, tax refunds, and college savings are all on the list of topics this week. When it comes to saving for tomorrow ...
Ep. 134: A Mortgage Made in Heaven
20 Jun 2023
Contributed by Lukas
Shopping for a house in today's high-interest environment seems like a competitive sport, and you're not alone. Many housing factors are sounding the ...
Ep. 133: Duration, Diversification and Denny's
13 Jun 2023
Contributed by Lukas
In 2021, the S&P 500 was at all-time closing highs, 2022 delivered the worst returns since the global financial crisis, and now the bulls are running...
Ep. 132: A Competitive Analysis for Your Practice
05 Jun 2023
Contributed by Lukas
If there's one thing dental practice owners have, it's tenacity for their practice to succeed. And knowing where your averages lie compared to your ne...
Ep. 131: Surprise, AI Can't Pass This Test
23 May 2023
Contributed by Lukas
ChatGPT has undoubtedly taken the world by storm, but it's no match for super CPAs like Hunter and Judson. And while we certainly can't predict the fu...
Ep. 130: Could AI Flag an IRS Audit?
10 May 2023
Contributed by Lukas
This episode is jam-packed with topics surrounding IRS AI bots, whether cash investments in a recession are an avenue for you, and those looming repay...
Ep. 129: Little Teeth, Big Production
01 May 2023
Contributed by Lukas
There was an astounding amount of production growth in 2022 for pediatric dental practice owners, and this special edition episode goes beyond the nu...
Ep. 128: The Daily Cost of Retirement
25 Apr 2023
Contributed by Lukas
Would you believe us if we told you the average American retiree spends an hour grooming daily with the remaining time spent sleeping or leisurely? So...
Ep. 127: Another Tax Day, Another Scam
18 Apr 2023
Contributed by Lukas
In honor of Tax Day, the guys discuss extensions and explain why if you've already received your tax return this year, it may be looking lower than n...
Ep. 126: When Tax Scams Get Dirty
11 Apr 2023
Contributed by Lukas
The IRS has released its annual list of the worst of the worst tax scams, and the guys are here to break it down. Some items are new to the list, wh...
Ep. 125: Let's Get This Straight: Ortho Trends
03 Apr 2023
Contributed by Lukas
In this special edition episode, the guys explore the NEW Orthodontic Practice Comparison Report in-depth. Tracking 10 years of data, they identify ...
Ep. 124: Could SVB Happen to Your Bank?
28 Mar 2023
Contributed by Lukas
Could SVB's breakdown cause a ripple effect that slows down the economy? With tightened market conditions already in place, investors are wondering i...
Ep. 123: Putting Market Madness in Perspective
22 Mar 2023
Contributed by Lukas
In this episode, the guys are unleashing all that's been on their minds lately regarding the financial markets. They discuss how Silicon Valley's lat...
Ep. 122: The Nitty Gritty on Practice Transitions (LIVE from CWA Annual Meeting)
15 Mar 2023
Contributed by Lukas
This special episode was filmed at the 31st Annual Meeting with business owners in attendance. It is centered around the million-dollar question ev...
Ep. 121: If Your Advisor Said to Jump... Would You?
08 Mar 2023
Contributed by Lukas
Every detail in your financial plan matters, which is why trust in your advisor is just as important as the financial performance. Because client/advi...
Ep. 120: In the Blink of an Eye, CPI is Down
21 Feb 2023
Contributed by Lukas
The guys have some good news and not-so-good news. This episode, the guys are covering a plethora of tax topics: a recent tax court case that may aff...
Ep. 119: Hey ETF, It's Your Birthday!
15 Feb 2023
Contributed by Lukas
What is an exchange-traded fund (ETF), and why does it actually matter? This week, the guys are putting ETFs and index funds under the microscope. The...
Ep. 118: The Super Bowl and The Stock Market
08 Feb 2023
Contributed by Lukas
What does the Super Bowl have to do with the stock market? Historically speaking, there may be a correlation between the two. Judson and Hunter look ...
Ep. 117: The Good News About Bonds, CPIs and…Eggs
02 Feb 2023
Contributed by Lukas
Year-end results for the aggregate bond index ended big and scary. And even though CPI is down, we still are not feeling it yet, and prices at the sto...
Season 24 Ep. 4: The Financial Whole 30
31 Jan 2023
Contributed by Lukas
For two and a half years, stimulus dollars granted you some extra spending monies and, chances are, resulted in easing up on what's all going out the ...
Season 24 Ep. 3: Is DSO FOMO Getting to You?
24 Jan 2023
Contributed by Lukas
Although it feels like more, corporate-owned practices make up only 10-15% of the total dental practice marketplace. While the high multiples and flex...
Season 24 Ep. 2: Interest Rates Impact on Private Sales
17 Jan 2023
Contributed by Lukas
A volatile 2022 is behind us, but with interest rates on the rise, many dental practice buyers and sellers are feeling conflicted with transition plan...
Season 24 Ep. 1: The IRS Says You Can Save More This Year
10 Jan 2023
Contributed by Lukas
You can now save more in your 401(k) and IRA this year, but given the down market, is now really the time to increase your retirement contributions? T...
Season 23 Ep. 4: Right-Size Your 2023 Plan
28 Dec 2022
Contributed by Lukas
After living large on market returns, low interest rates and stimulus the past few years, 2022 dropped in to bring us back down to earth. Yesterday's ...
Season 23 Ep. 3: Inflating Staff Wages
21 Dec 2022
Contributed by Lukas
About 52% of decision makers within dental offices intended to focus on patient engagement in 2022, but maintaining this goal was more difficult than ...
Season 23 Ep. 2: Global Polarization Is Playing With Your Portfolio
13 Dec 2022
Contributed by Lukas
Domestic and global polarization is at an all-time high, and it's impacting more than just your dinner conversations. The guys discuss the strength of...
Season 23 Ep. 1: When the Market Crashes What Really Matters?
06 Dec 2022
Contributed by Lukas
2022 brought a shakeup in the stock and bond market leaving investors feeling like they had nowhere to hide. The guys analyze the year from the beginn...
Season 22 Ep. 5: Last Minute Tax Savings Strategies
22 Nov 2022
Contributed by Lukas
We've made an end-of-year tax savings checklist and now it's time to check it twice. Hunter and Judson take into consideration the changing economic l...
Season 22 Ep. 4: Caring For Your Aging Parents with Darrell Cain
15 Nov 2022
Contributed by Lukas
Caring for aging parents is a compassionate but often trying commitment. Already an emotional ride, add the financial component and family dynamics in...
Season 22 Ep. 3: Welcome to the Real World, Kid with Dr. Earle Sullivan
08 Nov 2022
Contributed by Lukas
The cost of life seems to take many college graduates by surprise. One way to avoid the crash and burn? Prepare your kids early to fully understand th...
Season 22 Ep. 2: Your College Kid Can Manage Their Own Finances (Probably) With Dan Wicker
26 Oct 2022
Contributed by Lukas
CWA Partner and CPA Dan Wicker has instilled good financial values in his adult children...right? When his kids went off to college, he had to face wh...
Season 22 Ep. 1: Financial Wisdom for the Next Generation with Drs. Ryan and Tiffany Harris
19 Oct 2022
Contributed by Lukas
Over the years, you face competing demands on your time and financial resources from children, aging parents, dependents and loved ones in your life. ...
Season 21 Ep. 4: What We Learned From the Great Recession
11 Oct 2022
Contributed by Lukas
In today's episode, CWA Partner Tim Greaves recalls the '08 recession and answers the question: "are we safer today than we were many years ago?" Whil...
Season 21 Ep. 3: Recession-Proof Your Practice
05 Oct 2022
Contributed by Lukas
With the threat of a real recession looming, it's time to make some serious business decisions. The initiatives you put on hold during the pandemic ma...
Season 21 Ep. 2: Is Volatility a Misdirection or Redirection?
27 Sep 2022
Contributed by Lukas
The guys are back to calm seasoned and new investors on the market volatility fears. While it is scary, embracing it could be an opportunity for profi...
Season 21 Ep.1: Expecting the Unexpected: Preparing for a Recession
20 Sep 2022
Contributed by Lukas
This season starts on a high note—the 100th episode! Today they look at what elements of your personal and business plan you should get in order to ...
Season 20 Ep. 5: Time's Up on Time Management
06 Sep 2022
Contributed by Lukas
The day of a practice owner doesn't end when the last patient walks out the door. How are you keeping up with the items on your business owner to-do l...
Season 20 Ep. 4: Hiring for Long-Term Success
31 Aug 2022
Contributed by Lukas
Clinical education and training does not always translate to preparation for owning a business. Especially when it comes to managing people. Hunter, J...
Season 20 Ep. 3: Does Accepting Insurance Benefit Your Practice?
25 Aug 2022
Contributed by Lukas
At some point, you've likely battled PPO insurance reimbursement rates in your practice. While there's no one-size-fits-all answer, the decision to le...
Season 20 Ep. 2: What Your Financial Statements Say About Your Practice
17 Aug 2022
Contributed by Lukas
Keeping a handle on your financial statements is essential to your business' financial plan. This means more than simply reviewing them once a quarter...
Season 20 Ep. 1: Put Your Practice Vision in Action
09 Aug 2022
Contributed by Lukas
Redefining your practice vision and goals each year may sound like one more thing to add to your to-do list, but this could be the key to staying ahea...
Season 19 Ep. 5: When to Hold 'Em and When to Fold 'Em
02 Aug 2022
Contributed by Lukas
You've probably heard the saying 'the stock market isn't the economy,' but how is a volatile market not a sign of a weak economy? Chartered Financial ...
Season 19 Ep. 4: The Light at the End of the Inflation Tunnel
26 Jul 2022
Contributed by Lukas
As inflation lingers, so does the possibility of a recession. Is there a light at the end of the tunnel? Interest rate hikes can decrease inflation by...
Season 19 Ep. 3: Countering Inflation's Impact on Your Savings
19 Jul 2022
Contributed by Lukas
The guys answer the number one question they've received recently from clients, "I have all this cash but I feel like I'm losing purchasing power by t...
Season 19 Ep. 2: The Role Interest Rates Play on Your Debt
12 Jul 2022
Contributed by Lukas
Rising interest rates can make a big impact on your business and personal debt when you consider that a half percentage point could change the payoff ...
Season 19 Ep. 1: Rising Interest Rate's Impact on Your Investments
05 Jul 2022
Contributed by Lukas
The U.S. economy can be hard to predict in today's environment but understanding the Fed's history can help investors make sense of the spike in inter...
Season 18 Ep. 5: Redesigning Your Dental Office is Worth It
02 Jun 2022
Contributed by Lukas
Dr. Geoffrey Gamache quickly found his hands full when he bought his New York dental practice. When he decided it was time to invest in expanding his ...
Season 18 Ep. 4: Financing Your New or Growing Dental Practice
24 May 2022
Contributed by Lukas
Getting a dental practice loan or financing new equipment can be an obstacle for dentists, but you have options. Listen in as Judson and Hunter talk t...
Season 18 Ep. 3: Designing Your Dental Space
17 May 2022
Contributed by Lukas
When it comes to designing your dental practice, is it going to cost $1 million or $10 million? The interior design of your space can either make or b...
Season 18 Ep. 2: To Buy or Lease Your Dental Practice
10 May 2022
Contributed by Lukas
With real estate costs skyrocketing across the country, dental practice owners need to choose whether to buy or lease their space wisely. There are ca...
Season 18 Ep. 1: The Right Time to Expand Your Dental Practice
03 May 2022
Contributed by Lukas
When day in and day out, your dental office is crowded with patients, staff and equipment you may be considering if it's the right time to expand your...
Season 17 Ep. 4: A Healthy Disruption in Your Practice
05 Apr 2022
Contributed by Lukas
In a highly competitive climate, it's hard to be an expert in all aspects of the dental practice while still possessing a clinical competitive edge. D...
Season 17 Ep. 3: Three Reasons for Failure
29 Mar 2022
Contributed by Lukas
There is an acute need for growth in your practice's hygiene and it's likely due to these three reasons. Registered Dental Hygienist and CEO of Inspir...
BONUS: Confidently Protect Everything You've Worked For
22 Mar 2022
Contributed by Lukas
Recorded live from the CWA Annual Meeting, Steptoe & Johnson's Brad & Katy join the guys to set straight the important components your estate plan nee...
Season 17 Ep. 2: It's Time to Make the Unacceptable, Unacceptable
15 Mar 2022
Contributed by Lukas
How do you know when it's time to hire a dental consultant? CEO & Founder of NextLevel Practice, Gary Kadi, joins the guys to share insights on the br...
Season 17 Ep. 1: The Accountability Partner You Need
08 Mar 2022
Contributed by Lukas
Why isn't your practice moving to the next level and can a dental consultant help you get there more quickly? The guys are back this season to talk th...
Season 16 Ep. 5: Selecting the Right Investments for Your Portfolio
01 Feb 2022
Contributed by Lukas
Money Manager Mike O' Keefe joins the podcast to share how to navigate the investment selection process. He elaborates on maximizing the value of your...
Season 16 Ep. 4: When Do You Need Your Money?
25 Jan 2022
Contributed by Lukas
It doesn't matter if you are 20, 40, 60 or 80 years old, knowing when you need the money can tell you how to invest it to get the best return.
Season 16 Ep. 3: Tax Diversification: The Blueprint for Your Financial Portfolio
18 Jan 2022
Contributed by Lukas
The most influential factor in reducing taxes and increasing your post-tax spendable income is tax diversification. Tax laws and codes are ever-changi...
Season 16 Ep. 2: The Art of Investment Allocation
11 Jan 2022
Contributed by Lukas
Stocks. Bonds. Cash. What is the right mix? Leveraging asset allocation as a strategy to diversifying your investment portfolio can help protect you w...
Season 16 Ep. 1: Your Appetite for Investment Risk
04 Jan 2022
Contributed by Lukas
Do you need your money in five years? Ten years? Twenty years? Before you start picking stocks, you need to first determine when you need to access th...
BONUS: Answering Your Calling with Dr. Ryan Shinska
31 Dec 2021
Contributed by Lukas
Ryan Shinska had a calling to serve but also, a ton of dental school debt. He got creative and was able to make his dreams of providing dental care to...
Season 15 Ep. 5: Reduce Your Tax Burden Before Year-End
07 Dec 2021
Contributed by Lukas
The guys unpack the nuances of tax-savings strategies like deferring expenses, defined benefit funding, estate tax, charitable contributions and capit...
Season 15 Ep. 4: Bye-Bye Backdoor Roth IRA
30 Nov 2021
Contributed by Lukas
The repeal of Roth IRA conversions is looming, ending the Backdoor Roth IRA loophole many have taken advantage of for their retirement planning. With ...
Season 15 Ep. 3: Who Will Be Taxed on Capital Gains?
23 Nov 2021
Contributed by Lukas
Uncertainty is brewing around the capital gains tax proposal and what it means for the average investor. Hunter and Judson break down what's been prop...