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Actual* Experts

WTF is... Merging Finances with your Partner?! With Shalina Martos, CFP

23 Sep 2025

Description

In this first-ever expert episode, Caitlin and Lundie sit down with Shalina Martos, Registered Investment Advisor and founder of Martos Wealth Management, to unpack the exciting, sometimes messy process of combining money in relationships. From debt and income imbalances to financial abuse, credit scores, and estate planning, Shalina shares candid, practical advice every couple needs to hear. She also introduces her ABCDE…H method - a simple framework for tackling money conversations without the drama.00:01 - Intro & Actual Stats00:12 – The “conservative tax” women pay in investing00:15 – Why women should stay engaged in finances post-kids00:16 – WTF is merging finances, really?00:23 – Shalina’s ABCDE…H checklist for couples00:26 – Wills, estates, and why they matter00:28 – Financial abuse: signs & first steps00:32 – The upside of merging finances00:35 – How to find a RIA (Registered Investment Advisor)00:41 DebriefFind Shalina at www.martoswealth.com/.

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