ADHD Money Talk
Episodes
The Story Behind Every ADHD Money Problem
09 Sep 2025
Contributed by Lukas
We explore how childhood experiences shape our adult relationship with money, especially for those with ADHD who receive an estimated 20,000 more nega...
How Buy Now Pay Later Traps You, Explained
17 Aug 2025
Contributed by Lukas
Ever wondered why “pay in four” buttons feel irresistible? They’re designed to exploit ADHD brain wiring—leveraging executive function deficit...
I Lost Everything Despite Being a Financial Planner (My ADHD Money Story)
25 Jun 2025
Contributed by Lukas
David DeWitt shares his personal journey from financial disaster to freedom, revealing how understanding the connection between ADHD, shame, and money...
How I transformed my relationship with money (and how you can too)
25 Mar 2025
Contributed by Lukas
On this episode, I'm sharing a transformative system that has eliminated my impulse spending by using something called a "token economy"...
ADHD Money Talk is Back! Small 2025 Goals = Big Impact on Your Finances
28 Jan 2025
Contributed by Lukas
ADHD Money Talk is back! Dave is joined by a new (and possibly recurring?!) guest, Max Moclock.Max graduated from Penn State with a degree in Finance...
Mastering Career and Finances with ADHD: Insights and Strategies from Shell Mendelson
05 Jun 2024
Contributed by Lukas
Unlock the secrets to mastering your career and finances, especially if you have ADHD, with insights from our 35-year veteran ADHD career coach, Shell...
Balancing Financial Coaching with ADHD: Insights, Tools, and Personal Growth on the ADHD Money Talk Journey
06 Mar 2024
Contributed by Lukas
Discover the interplay between financial coaching and the unique challenges that come with ADHD as I bare all in a transparent reflection of ADHD Mone...
Community Question: How To Pay Less Taxes in 2024!
19 Jan 2024
Contributed by Lukas
Ever feel like Uncle Sam is reaching too deep into your pockets? We've got you covered! On today's lively episode, we're unraveling the...
Why You Feel Overwhelmed, Dumb, and Lost When Faced With Financial (Or Any) Decisions
10 Jan 2024
Contributed by Lukas
In this episode, we dive into the brain's role in financial decision-making, with a special focus on individuals with ADHD. We follow the story o...
ADHDers Don't need to Go Broke Every Christmas: Try this Instead
12 Dec 2023
Contributed by Lukas
Ever wondered how to keep your holiday spending in check while living with ADHD? If so, this heart-to-heart conversation is for you. We're tackli...
The Black Friday ADHD Shopping Personas
22 Nov 2023
Contributed by Lukas
Subscribe to the new and improved newsletter!https://www.adhdmoneytalk.com/Ready to tackle the chaos of Black Friday shopping with an ADHD twist? Buck...
Start an LLC and Make your Hyperfocus your Business
15 Nov 2023
Contributed by Lukas
Does this sound familiar? Have you been told to simply focus harder or try harder to achieve financial success with your hobbies, only to feel frustra...
ADHD and the Art of Productive Procrastination: A Self-Reflective Journey
25 Oct 2023
Contributed by Lukas
In the world of productivity, there's a hidden trap that many fall into. It's a cycle that gives us a false sense of accomplishment, but lea...
ADHD Does Not Cause Your Money Struggle (Hot Take)
12 Oct 2023
Contributed by Lukas
If you're feeling constantly overwhelmed and defeated by your financial situation, despite your best efforts to manage your money, then you are n...
Overcoming Perfectionism when Budgeting with ADHD
27 Sep 2023
Contributed by Lukas
Do you want to break free from the grip of perfectionism and finally take control of your finances? Are you tired of feeling overwhelmed and frustrate...
I am Self Employed with Variable Income. Help me Save and Invest
16 Aug 2023
Contributed by Lukas
Do you ever feel overwhelmed when managing your business and personal finances? Well, you're not the only one. This ADHD Money Talk episode is sp...
How Working Memory Impacts Your Financial Habits
26 Jul 2023
Contributed by Lukas
Have you ever imagined what it would be like to have a personal assistant that transcribes your thoughts, keeping track of the tiniest tasks that your...
Revolutionizing Note-Taking: Exploring Productivity Apps for ADHD
12 Jul 2023
Contributed by Lukas
Are you ready to revolutionize your note-taking system? Discover the power of productivity apps specifically tailored for those of us with ADHD. We&ap...
Surviving the Summer Splurge: Smart Budgeting Tips and Overcoming Financial Anxiety
14 Jun 2023
Contributed by Lukas
Are your summer expenses spiraling out of control? Have no fear, because in this episode, I share my struggles with balancing summer expenses and the ...
Exploring Monarch Money: The Ultimate Budgeting Tool
17 May 2023
Contributed by Lukas
In this episode, we dive into the features and benefits of Monarch Money, an incredible budgeting app that has gained popularity over the past three y...
Listener Question: I Love Saving - and Spending too
19 Apr 2023
Contributed by Lukas
Listener Louise writes: "I'm very good at saving. I love watching my savings balance grow and have gamified this process in many different w...
Not making progress? Make one BIG sacrifice!
05 Apr 2023
Contributed by Lukas
Are you someone with ADHD who's struggling to get a handle on your finances? Well, you're not alone. Many people with ADHD find it challengi...
Listener Questions: Am I Being Overly Money Vigilant to a fault?
22 Mar 2023
Contributed by Lukas
Listener Rebecca has transformed from being an impulsive spender to now hyper-fixating on saving and investing. In today's episode, we discuss th...
You Are What You Eat
08 Mar 2023
Contributed by Lukas
Money does not have to lead us to this life of dependence and scarcity. We were just taught wrong. We weren't taught how money really works. No c...
When There is No Money Left After Paying The Bills
22 Feb 2023
Contributed by Lukas
A listener asked me this question, "What does one do if, after adding up fixed expenses, there is no money leftover and nothing to cut back on?&q...
How ADHD Adults Can Stop Eating Their Financial Futures
30 Jan 2023
Contributed by Lukas
Continually eating out hampers our ability to build our financial future. How do you avoid reaching for your phone and ordering from food delivery ser...
Challenge: Keep Your Monthly Food Spend Under $1,000
23 Jan 2023
Contributed by Lukas
Are your weekends and weeknights spent devouring freshly prepared delights brought to you by your local food delivery services like DoorDash, GrubHub,...
Setting Financial Goals for 2023
09 Jan 2023
Contributed by Lukas
As we begin looking ahead into the new year and what we want for our financial goals, it is important that you also reflect on how you did last year t...
Happiness Vs. Joy
26 Dec 2022
Contributed by Lukas
The term happiness comes from the Old Norse term “happ,” meaning “luck” or “chance.” In the context of the Declaration of Independence, ha...
Year-End ADHD Money Moves
19 Dec 2022
Contributed by Lukas
Christmas shopping isn’t the only important item on your end-of-the-year list of things to do. There are several financial items you should also che...
Rewiring our ADHD (my appearance on ADHD Rewired with Eric Tivers)
05 Dec 2022
Contributed by Lukas
I was blessed and excited to be a guest on Eric Tivers’ ADHD Rewired podcast.In this episode, we discuss: The shame we can feel around our finances...
Lifestyle Creep! (...the silent inflation)
28 Nov 2022
Contributed by Lukas
Lifestyle creep, or lifestyle inflation, is a real issue that can affect anyone - especially those of us with ADHD. When our income goes up, it's...
You're not greedy, you're ADHD
21 Nov 2022
Contributed by Lukas
Greed and selfishness are often seen as negative character traits, but what if they're actually symptoms of a bigger issue? In this episode, we&a...
Avoiding the ADHD Debt Cycle and Financial Burnout [Encore]
14 Nov 2022
Contributed by Lukas
You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit...
ADHD Budgeting Workshop #5 Setting up the Budget Automation
31 Oct 2022
Contributed by Lukas
In this final episode of the budgeting workshop, we will complete the remaining steps to implement your budget, allowing you to concentrate on being i...
ADHD Budgeting Workshop #4 Selecting the Right Goal for the Budget
24 Oct 2022
Contributed by Lukas
When you have ADHD, you must be mindful about setting goals to stay motivated and on track.Identify the goalWrite out the purpose of the goal and why ...
ADHD Budget Workshop #3 Detailed Analysis of Expenses
17 Oct 2022
Contributed by Lukas
Identifying your financial purpose when setting up a budget allows us to maintain our focus on the process and our motivation moving forward. I'...
ADHD Budget Workshop #2 Variable Expenses
10 Oct 2022
Contributed by Lukas
ADHDers like organization and structure, so they get excited about setting up a budget. However, following the method over the long term rarely works ...
ADHD Budget Workshop #1 Income & Fixed Expenses
03 Oct 2022
Contributed by Lukas
Establishing a budget doesn't need to be an uncomfortable experience. Once the basic elements are in place and you become familiar with the proce...
ADHD Reverse Budgeting Workshop Promo
26 Sep 2022
Contributed by Lukas
As a CFP financial planner, the most rewarding part of my job is comprehensive financial planning helping my clients get their estate in order, invest...
Stay The Course by Getting Your Money Right
19 Sep 2022
Contributed by Lukas
Getting your money right helps in many ways because money touches so many aspects of our lives. Nothing has ever existed that has created more wealth ...
We All Want Forgiveness, Even Our Student Loans
12 Sep 2022
Contributed by Lukas
President Biden announced a plan on August 24, 2022, to forgive student loan debt through the end of December 2022, with payments resuming in January ...
Managing a Variable Income with an ADHD Brain
05 Sep 2022
Contributed by Lukas
Stability and organization are two words that best describe an ideal world for the ADHD brain. What happens, then, when someone with ADHD has a variab...
Financial Services for ADHDers
29 Aug 2022
Contributed by Lukas
As a CFP®, I’m often asked about my services - and what makes me different from others who provide financial coaching or advice.To begin, the term ...
Weighing The Risks and Rewards of Buying Pet Insurance
22 Aug 2022
Contributed by Lukas
Some call it their 'Life Happens Fund,' others their 'Emergency Fund.' Whatever you call yours, make sure you have one. But then y...
Your Next Career Move: A Guide for People with ADHD, with Shell Mendelson
15 Aug 2022
Contributed by Lukas
Shell Mendelson has more than 30 years of experience in the field of Career Counseling, and has ADHD herself.She knows it can be difficult to find a j...
ADHD Progressivity and Implementation Strategies, with Dr. Russell Ramsay
08 Aug 2022
Contributed by Lukas
The final segment of our three-part series, we'll wrap up our discussion with Dr. Russell Ramsay, co-founder and co-director of the University of...
The ADHD Struggle of Impulse Spending, with Dr. J. Russell Ramsay
01 Aug 2022
Contributed by Lukas
The second of our three-part series with Dr. J. Russell Ramsay, co-founder and co-director of the University of Pennsylvania's adult ADHD treatme...
The Complexity of ADHD, with Dr. J. Russell Ramsay
25 Jul 2022
Contributed by Lukas
ADHD is more complex than just a summarized diagnosis in a diagnostic manual. There are many accumulated small behaviors physicians don't always ...
ADHD and the FIRE Movement
18 Jul 2022
Contributed by Lukas
The 'FIRE movement' is a concept that stands for ‘financial independence, retire early,’ where your investments provide all of your inco...
The Power of NOW
11 Jul 2022
Contributed by Lukas
What is the purpose of having wealth? Some people use their wealth benevolently to give back to society. Others use it to create generational wealth f...
Reverse Budgeting for the ADHD Brain
04 Jul 2022
Contributed by Lukas
Reverse budgeting is the most ADHD-friendly way to down spending money into different categories.Tracking your expenses and coming to terms with where...
Avoiding ADHD Pitfalls in a Non-ADHD Relationship
27 Jun 2022
Contributed by Lukas
ADHD money struggles often contribute to anxiety, stress, and strain in relationships. Dr. Stephanie Sarkis, a psychotherapist specializing in anxiety...
What an ADHDer Needs to Know About Credit
20 Jun 2022
Contributed by Lukas
Whether it's missed bill payments or impulsive spending, ADHD makes managing money more challenging, which, if we're not careful, can lead t...
The ADHD Tax the IRS Can't Collect
13 Jun 2022
Contributed by Lukas
Don't worry; the government doesn't tax people with ADHD. The term ADHD tax comes from the times we're charged extra fees and penalties...
Raising a Financially Responsible Child
06 Jun 2022
Contributed by Lukas
You've been working hard on your finances, but you have kids who love to spend money almost as wildly as you used to. How do we teach our childre...
10 Quick Summer Money Tips
30 May 2022
Contributed by Lukas
After working hard to budget and save money the majority of the year, summer is a reward we give ourselves. Summer represents fun in the sun and vaca...
8 Ways to Gamify Your Finances
23 May 2022
Contributed by Lukas
The brain of an ADHDer like me switches to the off position when we think about saving, budgeting, investing, and planning for our future.Turning our ...
Sacrifices: My ADHD Money Awakening Story
16 May 2022
Contributed by Lukas
ADHD makes managing money hard. It requires a lot of starts & stops, trials & failures, recovering, bouncing back, and resilience.We may intel...
ADHD and Divorce: How to Navigate Stressful Times when Separating
09 May 2022
Contributed by Lukas
Navigating Stressful Times in an ADHD DivorceResearch has shown people with ADHD are twice as likely to be divorced or have more than one marriage tha...
An ADHD Beginners Guide to Getting Started Investing
02 May 2022
Contributed by Lukas
Investing in the ADHD-Friendly WayThe term ADHD-friendly means intuitive and low stress, so new investors will want to select the right investment com...
Investing Psychology for ADHDers 101
25 Apr 2022
Contributed by Lukas
Successful long-term investing is not so much about the tax treatment of your account or which investments you select. Those things are important, but...
Nine Key Investing Concepts Every Beginner (and Pro) Should Know
18 Apr 2022
Contributed by Lukas
Today we are going to talk about 9 key investing principles and concepts that every beginner (or pro) investor should understand.I have been fielding ...
ADHD and Lifestyle Creep
11 Apr 2022
Contributed by Lukas
In this episode I talk all things lifestyle creep through the ADHD lens!Join my Facebook group!Want to work with me?Check out my ADHD Planning & C...
Is Buying or Leasing more ADHD-Friendly?
04 Apr 2022
Contributed by Lukas
It's time for a new car. Should you lease or should you buy? In this episode, I'll talk about the differences between the two options and co...
I'm Out of Debt, Now What? & Can you see ADHD on a Brain Scan?
28 Mar 2022
Contributed by Lukas
In this episode, we're tackling the remaining steps in the ADHD Money Mastery Ebook. Specifically, we are talking about building out your full li...
Avoiding the ADHD Debt Cycle and Financial Burnout
21 Mar 2022
Contributed by Lukas
You've spent six months repairing your financial situation. You are completely out of debt. But now you are tired prone to a slip-up. Your credit...
Facing your Money Monster with Christine Luken
14 Mar 2022
Contributed by Lukas
This week I am switching it up and pulling out an interview I recorded many months ago for my old podcast, Invest Smarter. This was going to be my l...
Yes, There's a Word for That: Procrastivity! & Are You Leaving Free Money on the Table?
07 Mar 2022
Contributed by Lukas
You know that thing that happens where you need to do a big important thing, but then you do a million little not important things instead? Well, ther...
Are These Three Things Killing your Budget?
28 Feb 2022
Contributed by Lukas
In this episode, we continue the budget conversation. Specifically, we are talking about budget killers. For ADHDers and neurotypicals alike, food, on...
Hyperfixations & Budgets & Taxes, oh my!
21 Feb 2022
Contributed by Lukas
The main thrust of today's show is to tell you about the 50/30/20 budgeting rule. It is a rule that can help you diagnose where your most signifi...
Ideas to Make More Money! & ADHDers are Creative...and Dramatic?
14 Feb 2022
Contributed by Lukas
Today on the show, we are talking about making more money! Now, this is not just to have more money. It is really because you've realized how imp...
Credit Cards and ADHD go Together Like Forks and Power Outlets
07 Feb 2022
Contributed by Lukas
Today on the show, we are talking about credit cards and getting out of debt! Credit cards and ADHD should generally not be combined. I'll talk a...
Let's Talk ADHD Money Mindset
31 Jan 2022
Contributed by Lukas
Today on the show we are taking a pause and talking about mindset. Next week we will get back into it with strategies for paying off debt! One of the ...
Why ADHDers Should have a Life Happens (Emergency) Fund
24 Jan 2022
Contributed by Lukas
Today during the non-financial topic, I talk about ADHD and time management. I then share how I use my external hard drive (AKA, my planner). We then ...
How to Budget when you Have ADHD
17 Jan 2022
Contributed by Lukas
Are you excited to start your budget? I know I am! Budgeting with ADHD is a must if you want to change your relationship with money for good. When I s...
The ADHD Spending Devil vs. the One Page Plan
10 Jan 2022
Contributed by Lukas
It looks like you've made it to episode #2 of the podcast! That is awesome. Today we are talking about the one-page ADHD-friendly financial plan....
My ADHD Journey & Why Money is Hard for ADHDers
03 Jan 2022
Contributed by Lukas
Welcome to episode one of the ADHD Money Talk Podcast! I'm so happy you are here giving this podcast a chance. I sure hope you'll stick arou...
ADHD Money Talk Trailer
30 Nov 2021
Contributed by Lukas
Subscribe to the newsletter: ADHDMONEYTALK.COMWelcome to ADHD Money Talk, the show gives dynamic but distracted ADHD brains the tools and strategies t...