America's Wealth Management Show
Episodes
7 Wealth Protection Tactics
20 Nov 2023
Contributed by Lukas
When thinking about protecting your wealth, it's easy to start thinking about wealth erosion due to market/investment risk. Well, that's just one form...
Planning for Uncertainty
16 Nov 2023
Contributed by Lukas
Planning for things that are out of your control can certainly be stressful when you're entering a new phase of life like retirement. But believe it...
Where Should I Be Saving for Retirement?
13 Nov 2023
Contributed by Lukas
Dean Barber always says that you shouldn't save to something without knowing the rules of getting the money out. Dean and Bud Kasper, CFP®, AIF® are...
Financial Stress: How Do You Deal with It?
09 Nov 2023
Contributed by Lukas
What is giving you financial stress and how are you dealing with it? On today's episode of America's Wealth Management Show, Dean Barber and Bud Kaspe...
4 Big Tax Mistakes Retirees Need to Avoid
06 Nov 2023
Contributed by Lukas
Do you think you know everything there is to know about the tax code? The truth is that you likely won't even find a financial advisor that know every...
5 Questions About Long-Term Care Insurance
02 Nov 2023
Contributed by Lukas
Six months ago, Logan DeGraeve, CFP®, AIF® and Matt Kasper, CFP®, AIF® discussed rising long-term care costs on the Modern Wealth Management Educa...
When Is It Time to Retire?
30 Oct 2023
Contributed by Lukas
"How much do I need to retire?" is probably the most frequent questions that our CFP® Professionals are asked. However, "When can I retire?" or "When...
7 Financial Planning Opportunities You Don't Want to Miss
26 Oct 2023
Contributed by Lukas
Last week, Dean Barber and Bud Kasper, CFP®, AIF® took some time to review five important estate planning documents that everyone should have for Na...
Most Retirees Aren't Doing These 4 Things (That They Should Be)
23 Oct 2023
Contributed by Lukas
One of our executive advisors, Logan DeGraeve, CFP®, AIF®, always likes to say that every day is a Saturday in retirement. Dean Barber and Bud Kaspe...
5 Key Estate Planning Items to Address
19 Oct 2023
Contributed by Lukas
In 2008, the National Association of Estate Planners & Councils created National Estate Planning Awareness Week. It takes place the third week of Octo...
Disinflation vs Deflation: What Are the Key Differences?
16 Oct 2023
Contributed by Lukas
Inflation is a word we've become all too familiar with over the past couple of years, but it's far from the only economic buzzword that's been trendin...
7 Reasons People Run Out of Retirement Money
12 Oct 2023
Contributed by Lukas
We've seen our fair share of mind-blowing statistics in retirement planning surveys over the years. Our jaws nearly hit the floor, though, when seeing...
Why Are Americans Unretiring?
09 Oct 2023
Contributed by Lukas
As a full-service wealth management firm, we strive every day at Modern Wealth to help people get to and through retirement. So why are we publishing ...
What Millionaires Do in Times of Economic Uncertainty
05 Oct 2023
Contributed by Lukas
Have you been negatively impacted by the economic uncertainty we've experienced over the past couple of years? If so, how? It's not a fun conversati...
5 Tax Secrets Retirees Should Know
02 Oct 2023
Contributed by Lukas
Did you know that you have more control over your taxes in retirement than at any other time of your life? It's true, but you need to understand som...
How to Build Generational Wealth
28 Sep 2023
Contributed by Lukas
Did you know that we're in the midst of The Great Wealth Transfer? More than 10,000 Baby Boomers are expected to turn 65 each day between now and 2030...
What Is a QCD? Qualified Charitable Distribution
25 Sep 2023
Contributed by Lukas
You may have heard the term QCD (Qualified Charitable Distribution), but what is a QCD? If you're 70½ or older, charitably inclined, and have money i...
Busting Retirement Rules of Thumb
21 Sep 2023
Contributed by Lukas
Do you have some retirement rules of thumb that you follow? Some of them might be helpful with getting you in the right mindset to save for retirement...
Retirement Savings By Age
18 Sep 2023
Contributed by Lukas
The question, "How Much Do I Need to Retire?" certainly makes for an attention-grabbing headline. And we get it. It's a very frequently asked question...
Financial Planning in Your 30s & 40s
14 Sep 2023
Contributed by Lukas
Even if you aren't close to retirement, financial planning in your 30s and 40s is critical. And if your 30s and 40s feel like they were another lifeti...
How Does a Roth IRA Grow?
11 Sep 2023
Contributed by Lukas
Do you have a good understanding of compound interest? If you do, you'll probably catch on quickly to the concept of how a Roth IRA grows. If you're n...
Kick Off Retirement Right!
06 Sep 2023
Contributed by Lukas
A lot of avid football fans probably have heard Hank Williams Jr.'s song, Are You Ready for Some Football? that went to the tune of his hit, All My Ro...
How Do Capital Gains Taxes Work?
04 Sep 2023
Contributed by Lukas
There are so many things that can be overlooked when someone takes a DIY approach to retirement planning. One of them is capital gains taxes. What are...
Don't Retire Without Doing These 8 Things
31 Aug 2023
Contributed by Lukas
Retirement can be one of the most exciting times of your life if you plan for it. That "if you plan for it" part is critical. It can be hard for some ...
Richcession or Recession – Where Are We Headed?
28 Aug 2023
Contributed by Lukas
You've probably heard of the term recession—especially over the past year or so—and at least have some understanding of what it means. But have yo...
Rightsizing vs Downsizing: What's the Difference?
24 Aug 2023
Contributed by Lukas
Have you ever heard of the term rightsizing? If not, that's OK. We'll explain. According to the American Seniors Housing Association, rightsizing is t...
5 Strategies to Reduce RMDs
21 Aug 2023
Contributed by Lukas
When most people begin seriously thinking about retirement, their employer provided traditional 401(k) is oftentimes their largest asset. Saving to a ...
Life Insurance in Retirement: Do I Still Need It?
17 Aug 2023
Contributed by Lukas
Life insurance can be a key component in your financial plan, but it depends on your financial goals, lifestyle, and other circumstances. There are va...
National Financial Awareness Day
14 Aug 2023
Contributed by Lukas
If you didn't know that National Financial Awareness Day was a thing, you aren't alone. National Financial Awareness Day occurs on August 14, and was ...
Pension Plans: Defined Benefit vs. Defined Contribution
10 Aug 2023
Contributed by Lukas
Did you know that only 15% of private companies offer pension plans today? That's compared to 86% of state and local governments that have pension pla...
What Is Longevity Risk and How Do You Plan for It
07 Aug 2023
Contributed by Lukas
One of the top concerns that our advisors hear from clients and prospective clients is running out of money in retirement. We all want to live long, h...
Retirement Planning for the Self-Employed & Small Business Owners
03 Aug 2023
Contributed by Lukas
Today, we're going to discuss some specific retirement planning strategies for self-employed people and small business owners. Did you know that accor...
Rules for Inherited IRA Distrbutions
31 Jul 2023
Contributed by Lukas
On July 14, the IRS issued Notice 2023-54, which gave some people good news regarding rules for inherited IRA distributions. The notice provides relie...
Unexpected Expenses and How to Plan for Them
27 Jul 2023
Contributed by Lukas
What do a flooded basement, trip to the emergency room, and helping one of your children who was laid off have in common? Well, obviously none of them...
7 Ways to Build the Best Retirement Plan
24 Jul 2023
Contributed by Lukas
Is retirement constantly on your mind? Rather than getting stressed about when you're going to retire or if you'll have enough to get through retireme...
Considerations for Retiring Before 62 & 65
20 Jul 2023
Contributed by Lukas
Two of the biggest retirement consideration concerns are not being able to retire before 62 (the age you can begin claiming Social Security) and 65 (w...
Retirement Cash Flow: What You Need to Know
17 Jul 2023
Contributed by Lukas
Today, Dean Barber and Logan DeGraeve will help us explore what retirement cash flow entails and why it's important. We'll discuss when to address you...
Outdated Retirement Planning Strategies
13 Jul 2023
Contributed by Lukas
Today, Dean Barber and Logan DeGraeve will help us examine the flaws of several outdated retirement planning strategies. We'll look at outdated retire...
What Is Financial Wellbeing?
10 Jul 2023
Contributed by Lukas
Financial wellbeing is a term frequently mentioned, but what does it really mean? Bud Kasper and Logan DeGreave dive into the concept of financial wel...
5 Big Things that Have Happened in 2023 So Far
06 Jul 2023
Contributed by Lukas
As we approach the midway point of 2023, it's an opportune time to reflect on the significant events and changes that have unfolded in the financial l...
Can You Save too Much for Retirement?
03 Jul 2023
Contributed by Lukas
When it comes to saving for retirement, we often hear about the importance of building a substantial nest egg. So, Dean Barber and Bud Kasper explored...
Rebalancing Your Portfolio: Looking at a Midyear Rebalance
29 Jun 2023
Contributed by Lukas
As we enter the second half of the year, it's time to take a closer look at your investment portfolio and consider a midyear rebalance. Rebalancing yo...
Retirement Lifestyle: What's Right for You?
26 Jun 2023
Contributed by Lukas
Retirement is a time for new beginnings and enjoying the lifestyle you've always dreamed of. But what exactly does that mean to you? Dean Barber and B...
Federal Reserve Pauses Interest Rate Hikes: What's Next?
22 Jun 2023
Contributed by Lukas
The Federal Reserve finally hit the pause button on raising the Fed funds rate at the FOMC's June 14 meeting after 10 consecutive hikes. What does tha...
6 Things the Wealth Do with Their Money (That Most People Don't)
19 Jun 2023
Contributed by Lukas
Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirem...
How to Spend When You First Retire
15 Jun 2023
Contributed by Lukas
Thinking about retirement can be exciting. However, it can also be overwhelming. Our Modern Wealth Management team is here to help you so that retirem...
Must-Knows for Couples Retirement Planning
12 Jun 2023
Contributed by Lukas
Retirement is a journey best taken together, but it can also bring its own set of challenges. Dean Barber and Bud Kasper want what's best for all coup...
What DIYers Overlook in Retirement Planning
08 Jun 2023
Contributed by Lukas
On America's Wealth Management Show, Dean Barber and Bud Kasper frequently talk about the things that you need to build a solid retirement foundation....
Early Withdrawal Penalty: Avoiding the 10% Penalty
05 Jun 2023
Contributed by Lukas
Are you aware of the potential pitfalls of early withdrawals from your retirement accounts? Dean Barber and Bud Kasper are going to take a deep dive i...
What to Know About CDs, Bonds, and Treasuries
01 Jun 2023
Contributed by Lukas
What's going on in the world of conservative investments? Dean Barber and Bud Kasper get to the bottom of it, as they examine what you need to know ab...
Pros & Cons of Converting to a Roth IRA
29 May 2023
Contributed by Lukas
Dean Barber and Bud Kasper always have a blast when they attend Ed Slott's Elite IRA Advisor GroupSM workshops. At the workshop they attended in April...
How Much Do People Actually Spend in Retirement?
25 May 2023
Contributed by Lukas
Many people dream about all the things they can do after they stop working, but how much do people spend in retirement? In October 2022, the Employee ...
Asset Allocation vs. Tax Allocation
22 May 2023
Contributed by Lukas
Dean Barber and Bud Kasper have talked about asset allocation and tax allocation several times on America's Wealth Management Show. And they've discus...
Why the 5 Years Before Retirement Are So Important
18 May 2023
Contributed by Lukas
When you're in your 50s or maybe early 60s, many of you will get to a point where you're about five years from retirement. If that's you, do you feel ...
5 Reasons to Retire
15 May 2023
Contributed by Lukas
Some people are more than ready to retire while others truly enjoy their jobs and don't have retirement on their minds. What camp are you in? Well, ei...
Retiring with Debt: What's OK?
11 May 2023
Contributed by Lukas
Debt can be a complicated topic—both financially and emotionally. Should you pay it all off prior to retirement or is there some debt that's OK to t...
What Is Wealth? 4 Types of Wealth
08 May 2023
Contributed by Lukas
Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, ...
Time Is Your Scarcest Resource in Retirement
04 May 2023
Contributed by Lukas
Time is always precious, but it becomes even more precious in retirement. Whether it's spending time with loved ones, time doing the things you love, ...
Roth Conversion Rules
01 May 2023
Contributed by Lukas
If you have most your retirement savings in a traditional IRA or 401(k), maybe it's time for you to think about Roth conversions. The thing is that de...
Meet Modern Wealth Management
27 Apr 2023
Contributed by Lukas
In case you missed it earlier this week, we had some very exciting news to share! Barber Financial Group and Osiwala Financial Group are now Modern We...
2023 Taxes: Time to Start Planning
24 Apr 2023
Contributed by Lukas
Another tax filing season is in the books, which is probably a big relief for some of you and our CPAs. But that doesn't mean it's time to take an out...
Is Inflation Slowing?
20 Apr 2023
Contributed by Lukas
Dean Barber and Bud Kasper share their thoughts on what's going on with inflation and how you can plan for it. Schedule a Meeting: https://barberfinan...
Retirement Age: It's Just a Number
11 Apr 2023
Contributed by Lukas
Retirement Age is a term tossed around quite often when it comes to discussing planning for retirement. Dean Barber and Logan DeGraeve breakdown some ...
Retirement Withdrawal Strategy: You Need a Plan
06 Apr 2023
Contributed by Lukas
Having a strategy for you retirement withdrawals is crucial. Dean Barber and Logan DeGraeve discuss why on the latest episode of America's Wealth Mana...
Things Retirees Should Stop Doing
03 Apr 2023
Contributed by Lukas
We try to share as much education with you as possible on things you should do to prepare for and do in retirement so that you can live your one best ...
The Effect of Rising Interest Rates on the Economy
30 Mar 2023
Contributed by Lukas
In case you missed it, Federal Reserve Chairman Jerome Powell announced another 0.25% Fed funds rate hike on March 22. The Fed funds rate is now in th...
RMD Age in 2023: What's Your Required Beginning Date?
27 Mar 2023
Contributed by Lukas
There are new rules about Required Minimum Distributions and the RMD age after the SECURE Act 2.0 went into effect on January 1, 2023. RMDs can be ver...
Lost Decades in the Stock Market
23 Mar 2023
Contributed by Lukas
We talk a lot about stress testing for a variety of economic conditions when building a financial plan. It becomes that much more important when a los...
401(k) in Retirement: Managing Your Biggest Asset
16 Mar 2023
Contributed by Lukas
According to Fidelity, retirees lost an average of 23% in their 401(k) savings in 2022. That's devastating. But that begs the question, why do retiree...
What Is Tax Planning?
09 Mar 2023
Contributed by Lukas
Even with being super busy during tax season, CPA and Director of Tax, Corey Hulstein was kind enough to take some time to join Dean Barber and Bud Ka...
Want to Retire in 10 Years? Here's What You Need to Know
02 Mar 2023
Contributed by Lukas
So, let's say you want to retire in 10 years. What do you need to do to start planning for retirement? Bud Kasper, CFP® and Logan DeGraeve, CFP® dis...
IRAs Are Bad for Wealth Transfer
23 Feb 2023
Contributed by Lukas
Do you remember when IRAs were good? Congress messed that up with the SECURE Act. IRAs are now a bad wealth transfer option. Dean Barber and Bud Kaspe...
7 Reasons Why Retirement Planning Is Important
16 Feb 2023
Contributed by Lukas
Why is retirement planning important? Bud Kasper and Logan DeGraeve dig into why retirement planning is about more than just saving. Find resources an...
Preparing for Retirement: How to Win the Big Game
09 Feb 2023
Contributed by Lukas
Logan DeGraeve and Bud Kasper are gearing up for the big game, but it's not the big game on Sunday between the Kansas City Chiefs and Philadelphia Ea...
Are Retirement Benefits Taxable?
02 Feb 2023
Contributed by Lukas
Dean Barber and Bud Kasper review several tax planning strategies for various source of retirement income. Their goal is to answer the question, "are ...
What Is Financial Planning?
26 Jan 2023
Contributed by Lukas
What is financial planning? This week, Dean Barber and Bud Kasper define financial planning and its components, from taxes to investments. Find resour...
Retirement Income During a Recession
19 Jan 2023
Contributed by Lukas
This week, Dean Barber and Bud Kasper tackle the possibility of an impending recession, and things you should be thinking about and and doing to prote...
5 Financial Updates for 2023
12 Jan 2023
Contributed by Lukas
A handful of changes relevant to retirees happened on January 1, 2023. Dean and Bud breakdown some of the most important changes that took place as we...
Congress Passes New Retirement Rules
05 Jan 2023
Contributed by Lukas
The SECURE Act 2.0 was signed into law last week. Listen as Dean and Bud discuss the new retirement rules passed by Congress and how they could impact...
4 Things We Learned in 2022
29 Dec 2022
Contributed by Lukas
Happy New Year, everybody! We're going to take a step back and reflect a little bit because we need to learn from history. In this case, we're calling...
Recession Fears Remain High for the Holidays
22 Dec 2022
Contributed by Lukas
While our focus of this episode is ongoing recession fears, we want to start out by wishing you and yours a very merry Christmas and a happy holiday s...
Retirement Plan Updates for 2023
15 Dec 2022
Contributed by Lukas
Sometimes, the best Christmas gifts can come from someone that you least expect. We're already seeing that that could be the case this year following ...
8 Tips on Saving for Retirement
08 Dec 2022
Contributed by Lukas
Saving for retirement can feel like a daunting task. It doesn't need to be, though. Bud Kasper and Logan DeGraeve offer eight tips on saving for retir...
5 Retirement Mistakes to Avoid
01 Dec 2022
Contributed by Lukas
Is this another dead cat bounce or the beginning of the next bull market? Dean Barber and Bud Kasper look into the dead cat bounces that we've had so ...
4 Ways Retirees Can Give Back
23 Nov 2022
Contributed by Lukas
Is this another dead cat bounce or the beginning of the next bull market? Dean Barber and Bud Kasper look into the dead cat bounces that we've had so ...
Dead Cat Bounces
17 Nov 2022
Contributed by Lukas
Is this another dead cat bounce or the beginning of the next bull market? Dean Barber and Bud Kasper look into the dead cat bounces that we've had so ...
More Interest Rate Hikes on the Way?
10 Nov 2022
Contributed by Lukas
The Federal Reserve is determined to stop inflation. They're so determined to stop inflation that they're willing to implement more interest rate hike...
Inherited IRA Rules
03 Nov 2022
Contributed by Lukas
The rules of inherited IRAs are extremely difficult to understand due to the SECURE Act, yet they must be understood. Dean Barber and Bud Kasper revie...
8 Challenges in Retirement
27 Oct 2022
Contributed by Lukas
Planning for a fulfilling retirement isn't something that can be done in a blink of an eye. It takes time and a lot of preparation to overcome a lot o...
Financial Planning Month
06 Oct 2022
Contributed by Lukas
Did you know that October is National Financial Planning Month? It honestly came close to slipping our minds because we believe every month should be ...
Beware of the BEAR
28 Sep 2022
Contributed by Lukas
Let's face it, bear markets are scary. The stock market is in a bear market. And guess what? We are dangerously close to a bear market in the bond mar...
How to Plan for Inflation
22 Sep 2022
Contributed by Lukas
The Federal Reserve is raising interest rates to combat it, but inflation still looms large over the US economy. How do you build a plan that consider...
Creating a Game Plan for Retirement
15 Sep 2022
Contributed by Lukas
Football season is here. Do you have a playbook for the retirement red zone? Bud Kasper and Logan DeGraeve discuss creating your game plan for retirem...
8 Ways to Combat Financial Uncertainty
08 Sep 2022
Contributed by Lukas
All the financial uncertainty that we're dealing with seems to be coming at us from every angle. While this financial uncertainty is uncomfortable, it...
9 Items Retirement Calculators Miss (That Our Tool Doesn't)
01 Sep 2022
Contributed by Lukas
Most online retirement calculators miss crucial pieces of the retirement puzzle. While they will give an accurate answer for the data you put in, they...
5 Types of Financial Plans
25 Aug 2022
Contributed by Lukas
Going to the doctor for a checkup usually isn't the most fun thing to do, but it's necessary so that you're up-to-date on your health situation. The s...
The Great Recession's History Remains Relevant
18 Aug 2022
Contributed by Lukas
Dean Barber and Bud Kasper take a trip down memory lane in this week's America's Wealth Management Show. They examine the Great Recession's history an...
Special Guest: Steven Jarvis, CPA
11 Aug 2022
Contributed by Lukas
When it comes to building your retirement plan, a lot of people think your rate of return is the No. 1 thing to keep in mind. While it is important, y...
The Retirement Timeline
14 Jul 2022
Contributed by Lukas
Along with 30 checklist items to gauge your retirement readiness, our Retirement Plan Checklist includes a timeline to help you be aware of certain th...
8 Ways to Prepare for a Recession
07 Jul 2022
Contributed by Lukas
Jerome Powell and the Federal Reserve have a big predicament on their hands. How will they slow down this rampant inflation without also causing the e...