Angry Mortgage
Episodes
State Of The Mortgage Business | EP. 151
09 Dec 2025
Contributed by Lukas
Send us a textGrowing Alternative LendingSpecial Guest Sebastien Kuperhause - VP of Sales Ontario at Sequence CapitalPossibly the biggest change in th...
Housing Gone Wrong | EP. 150
02 Dec 2025
Contributed by Lukas
Send us a textHow It HappenedSpecial Guest Sabrina Maddeaux- Columnist, Co-Host of The Missing Middle Podcast and Director of Communications at Global...
Are Canadians Leaving Canada? And a BC Focus Pod | EP. 149
25 Nov 2025
Contributed by Lukas
Send us a textSpecial Guest AlexWe know money is flowing out of Canada but are Canadian looking to leave? Has Alberta Real Estate REALLY cooled down (...
Has Government Failed Canada? | EP. 148
18 Nov 2025
Contributed by Lukas
Send us a textLet's Hear From The OppositionSpecial Guest Adam Chambers, Conservative Member of Parliament for Simcoe North, OntarioLet's ta...
Canadian's Finances? | EP. 147
11 Nov 2025
Contributed by Lukas
Send us a textAre Some People In Trouble?Very Special Guest David ChiltonBestselling Author of "The Wealthy Barber" and Former Dragon on &qu...
Bank Of Canada Aftermath | EP. 146
04 Nov 2025
Contributed by Lukas
Send us a textDid Tiff Say Too MuchAfter announcing the 25 BPS Cut Bank of Canada Governor Tiff Macklem decided to tell everyone that was the last cut...
How Dumb Can It Get? | EP. 145
28 Oct 2025
Contributed by Lukas
Send us a textPlanning Dept. SillinessSpecial Guest Ian Jones- President and Founder of BGI GroupA return visit from the voice of reason in Developmen...
Online Mortgage Madness | EP. 144
21 Oct 2025
Contributed by Lukas
Send us a textWhat's Wrong With People?Special Guest Samantha Power- Mortgage Agent at Mortgages with Samantha PowerWe talk Price Decline Problem...
The History Of Real Estate Investment Madness | EP. 143
14 Oct 2025
Contributed by Lukas
Send us a textSpecial Guest Nick Hill- Mortgage Broker and Podcast HostWhat's going on in the Investment Real Estate World Today? For a decade it...
Mortgage Market Truths | EP. 142
07 Oct 2025
Contributed by Lukas
Send us a textFacts About Housing, Mortgages & Future Trends with Special GuestScott PeckfordScott is the Founder of one of the fastest growing Mo...
Cross Canada Real Estate | EP. 141
30 Sep 2025
Contributed by Lukas
Send us a textWhat's Going OnSpecial Guest: Steve Saretsky- Ace RE Agent, RE Specialist at Saretsky Group and host of The Loonie Hour podcast Va...
What Mortgage Rate To Take | EP. 140
23 Sep 2025
Contributed by Lukas
Send us a text We dive into the aftermath of the Bank of Canada Decision: what's the right approach Fixed or Variable, how to evaluate the Risks...
Real Estate Losses | EP. 139
16 Sep 2025
Contributed by Lukas
Send us a textNOT A Great InvestmentSPECIAL GUEST: Jason Pereira- Senior Partner and Financial Planner at Woodgate Financial Inc.Jason is the perfect ...
So Many Mortgage Issues! | EP. 138
09 Sep 2025
Contributed by Lukas
Send us a textRon & Sacha run through all the Issues in Mortgages today & there's A LOT Horrible Real Estate Agent Advice Huge Applicat...
Doomed Transit Projects? | EP. 137
02 Sep 2025
Contributed by Lukas
Send us a textGovernment Is NutsMy Special Guest J.P. Boutros- Principal at Citius ConsultantsJP is a Transit Project Insider who saw the abject insan...
Mortgage Villains | EP. 136
26 Aug 2025
Contributed by Lukas
Send us a textBad Brokers Out ThereSPECIAL GUEST: Julian Renaud- Lawyer at Renaud LawLet's dig into to the small number of Bad Mortgage Brokers &...
Will CRA Act? | EP. 135
19 Aug 2025
Contributed by Lukas
Send us a textLet's End Mortgage Fraud Special Guest Lauren van den BergPresident & CEO at Mortgage Professionals CanadaWhy ending Mortgage ...
Indepth RE Analysis | EP. 134
12 Aug 2025
Contributed by Lukas
Send us a textCondos & MORESPECIAL RETURN GUEST: Dan FochLove having Dan back on the PodClear, professional & HONEST Analysis on the 416 Condo...
Condos. Unemployment. Rates | EP. 133
05 Aug 2025
Contributed by Lukas
Send us a textCondos. Unemployment. RatesSpecial Guest: Anthony Scilipoti President and CEO of Veritas Group of Companies and Forensic Accountant Ant...
Street Level Mortgage News | EP. 132
29 Jul 2025
Contributed by Lukas
Send us a textSpecial Guest Rob Campbell What's happening in the mortgage trenches? Renewal activity but do most people need changes & refin...
Artificial Intelligence | EP. 131
22 Jul 2025
Contributed by Lukas
Send us a textHow Many Jobs Gone?My Special Guest is Ron O’Neil- Owner and Researcher of AI intelligent SolutionsHe is a leading expert on AI in Can...
Special Guest Sam Saberi | EP. 130
15 Jul 2025
Contributed by Lukas
Send us a textHere's a Pod to hear all about the state of the Condo Market in the GTA, how about the reasons some Condo Buildings are BAD & s...
SPECIAL GUEST: Vince Gaetano | EP. 129
08 Jul 2025
Contributed by Lukas
Send us a textFounder & CEO Owl Mortgage We welcome Vince back on the show for a 4th timeVince is involved in Development of 5 Unit projects on e...
Special Guest Albert Collu | EP. 128
01 Jul 2025
Contributed by Lukas
Send us a textA Lender's View Of Mortgage FraudAlbert Collu is the President & CEO of Marathon Mortgage & has over 25 years of Executive ...
SPECIAL GUEST: Ben Rabidoux | EP. 127
24 Jun 2025
Contributed by Lukas
Send us a textEdge Real Estate AnalyticsBen is simply one of the very best Macro Real Estate pros in CanadaHe is ALWAYS the first person to make the r...
Special Guest Jeremiah Shamess | EP. 126
17 Jun 2025
Contributed by Lukas
Send us a textJeremiah is an Executive Vice President at Colliers & one of the leading Land & Building Salespeople in CanadaThis episode we ar...
Special Guest John Pasalis | EP. 125
10 Jun 2025
Contributed by Lukas
Send us a textRealosophy RealtyHaving John on the Pod was breakthrough in thinking about the true reasons behind Batshit Crazy House Prices in Canada....
Special Guest Scott Terrio | EP. 124
03 Jun 2025
Contributed by Lukas
Send us a text#1 Insolvency Trustees In Ontario Scott is a return guest with extremely timely updates on Insolvency Trends in in the Province. Hoyes ...
It's About Mortgage Rates | EP. 123
27 May 2025
Contributed by Lukas
Send us a textHere's What's New Ron & Sacha review the Breaking News on Mortgage Rates. Canadian 5 - Yr Bond Yields push 5 - Yr Fixed R...
Special Guest Derek Serra | EP. 122
20 May 2025
Contributed by Lukas
Send us a textWant to Build Your Own House?Derek is the President of Westboro MIC & one of their Specialties is providing Construction Mortgages t...
SPECIAL GUEST NICK KYPRIANOU | EP. 121
13 May 2025
Contributed by Lukas
Send us a textNobody Knows Real Estate Like An Expert LenderNick Is one of the very top Equity Lenders in CanadaHis Company RiverRock Mortgage Investm...
Special Guest Rob Campbell | EP. 120
06 May 2025
Contributed by Lukas
Send us a textOn The Street Mortgage Broker Feedback Rob is one of our favorite guests & this Pod is so damn funnyWhat's going on in Mortgag...
Election RESULTS! | EP. 119
29 Apr 2025
Contributed by Lukas
Send us a textWhat A Finish!One of the most hard fought & important elections in generations comes to a close & some people are cheering &...
Mortgage Rate Chaos | EP. 118
15 Apr 2025
Contributed by Lukas
Send us a textTrump Moves Mortgage Rates In CanadaSweet Jiminy Crickets who would have thought a US President could swing Mortgage Rates so far, so fa...
416 Condo Crash SUPER POD | SPECIAL GUEST Mark Morris | EP. 117
08 Apr 2025
Contributed by Lukas
Send us a textA real pleasure to have Legal Closing Founder & Ace Real Estate lawyer on the ShowThis is the ultimate Deep Dive on the 416 Condo Cr...
The Growing Storm | EP. 116
01 Apr 2025
Contributed by Lukas
Send us a textCanada's Economy in the Crosshairs, the constant assault of the Trump Tariffs / Trade War looms over every strategic thought in Can...
Special Guest: Julian Schonfeldt CIO CAPREIT | EP. 115
25 Mar 2025
Contributed by Lukas
Send us a textReally a privilege to have Julian on the Pod, CAPREIT is the largest Landlord in Canada & the spotlight on affordable Rental Housing...
Bank of Canada: Cuts Now & Later | EP. 114
18 Mar 2025
Contributed by Lukas
Send us a textWe break down last week's BoC Rate Cut & the future of Mortgage Rates for the next few monthsHow does it affect the Housing Mar...
SPECIAL GUEST: Vanessa Thomas | EP. 113
11 Mar 2025
Contributed by Lukas
Send us a textAll about Commercial MortgagesFor the first time on the Pod a deep dive on the Commercial Mortgage MarketWhat are the trends, what'...
SPECIAL GUEST: Lena Koke | EP. 112
04 Mar 2025
Contributed by Lukas
Send us a textThe CEO of the largest Residential Real Estate lawyer in Canada Axess Law is our guest & do we have some interesting facts about Fra...
Why Is Building Anything So Expensive? | Special Guest: Ian Jones | EP. 111
25 Feb 2025
Contributed by Lukas
Send us a textAnd why does it take so long to get anything in Ontario approved: I have the right person to give those answers.Our Special Guest Ian Jo...
Welcome To Mortgage Rate Whirlwind | EP. 110
18 Feb 2025
Contributed by Lukas
Send us a textToday Fixed Mortgage in Canada have become a part of the ever changing, never calm, always in turmoil world of Donald Trump: Tariffs ON ...
Big Mortgage Rate Moves | EP. 109
11 Feb 2025
Contributed by Lukas
Send us a textThe big story of last week in Real Estate was a big downward shift in Fixed Mortgage Rates in Canada. Many Fixed Rates dropped below 4% ...
Tariff Chaos & Mortgage Rates | EP. 108
04 Feb 2025
Contributed by Lukas
Send us a textWhen we record the Pod on Friday there was still debate when Tariffs will start & whether Oil & Gas would be a carve out but ple...
Insolvencies Rising!! Special Guest: Scott Terrio | EP. 107
28 Jan 2025
Contributed by Lukas
Send us a textScott is the Manager for the Biggest Private Consumer Insolvency Firm in Ontario: Hoyes Michalos. Insolvencies based on Real Estate rela...
Feet On The Ground Mortgage News | Special Guest: Sacha Fabry | EP. 106
21 Jan 2025
Contributed by Lukas
Send us a textSometimes you must investigate what is going in the trenches of the mortgage business: what are borrowers saying, what they are they thi...
JUMBO POD: John Webster | EP. 105
14 Jan 2025
Contributed by Lukas
Send us a textWe needed a bigger Podcast to accommodate one of the most important people in the Mortgage Business: John Webster. John's contribut...
Special Guest: Rob Campbell IV | EP. 104
07 Jan 2025
Contributed by Lukas
Send us a textRob is back on the show a record fourth occasion because well, he's just that good a guest. Let's talk Mortgages: what's ...
New Year's Eve | Specialist Guest: Anthony Scilipoti | EP. 103
31 Dec 2024
Contributed by Lukas
Send us a textOur special Guest is the Founder of Veritas one of the original Independent Financial Research Firms in Canada. Anthony is one of the fe...
Canada's Aftermath | Special Guest: Samantha Power | EP. 102
17 Dec 2024
Contributed by Lukas
Send us a textOur Special Guest is a one of the true Masters of Social Media & has a massive & loyal following on Tik Tok. We delve into what ...
Special Guest: Tuli Parubets | Economy Falling Off A Cliff | EP. 101
10 Dec 2024
Contributed by Lukas
Send us a textBad Jobs Report up to 6.8% worse news for Ontario: 7.6%, only Alberta & Quebec created any employment growth. Bank OF Canada Announc...
The Sneaky Truth Behind Toronto’s Condo Crash | EP 100 🎉
03 Dec 2024
Contributed by Lukas
Send us a textWe made it to 100 which is quite an accomplishment for an old guy. Big News on Mortgage Rates, how fixed rates & Variable are diverg...
Special Guest: Vince Gaetano | GOOD NEWS FOR ONCE
26 Nov 2024
Contributed by Lukas
Send us a textNo Stress Test On Renewals is the good new story of the Week, we dig into the details. We need to improve the ability for people with re...
Worried About Mortgage Rates | EP. 99
19 Nov 2024
Contributed by Lukas
Send us a textCanadians are hearing a lot of warnings about Fixed Mortgage Rates going up. Is it true? Will Fixed Rates Go Up? They actually have alre...
Would We Have the Same Election Result In Canada? | EP. 98
12 Nov 2024
Contributed by Lukas
Send us a textOne enormous lesson from the US Election is that a Government’s or an economist’s view of a national economy is TOTALLY different fr...
Special Guest: FRANCES HINOJOSA | Canada Real Estate | EP. 97
05 Nov 2024
Contributed by Lukas
Send us a textA lot Has Changed For The Big 5 Banks Since 2016: And They Did VERY WELL. B-20 Restrictions & then B-21 & then Stress Test incre...
SPECIAL GUEST: Rob Campbell | Canada Real Estate | EP. 96
29 Oct 2024
Contributed by Lukas
Send us a textThis is Rob’s THIRD time on the Podcast even if Ron completely forgot to introduce him (WTH) So MUCH mortgage stuff to cover. Newest r...
SPECIAL GUEST DANIEL FOCH | Canada Real Estate | EP 95
22 Oct 2024
Contributed by Lukas
Send us a textWe are lucky to have a true expert on the Pod today, Daniel Foch researches & analyses Real Estate Development from the initial Land...
TIK TOK RE Agents Go Wild | Canada Real Estate | EP 94
15 Oct 2024
Contributed by Lukas
Send us a textThe new CMHC Program has driven a small group of Realtors WILD, way to much rule twisting. If we are going to DOUBLE the CMHC limit &...
DOG CRATE DOOMSDAY | EP. 93
08 Oct 2024
Contributed by Lukas
Send us a textRon was on the panel at a great Housing Conference hosted by Veritas last week & there was a ton of great info: Things in the GTA Pr...
Do’s & Don’t In Mortgage World | EP. 92
01 Oct 2024
Contributed by Lukas
Send us a textNo Stress Test On Renewals coming soon. We have the details & the reasons Mortgage Rates Keep Falling, 3.99% on CMHC 5 – Yr Fixe...
CMHC Review, Mortgage Rate Action Government Madness | EP. 91
24 Sep 2024
Contributed by Lukas
Send us a textQuite a week in Mortgage World, we cover the Big CMHC announcement, who is it all really for? So many big moves on the Rate Front: the U...
Government Says Starter Home In Canada $1.5M | EP 90
17 Sep 2024
Contributed by Lukas
Send us a textWow, this was a total shock, the Federal Government kept this under wraps: CMHC Amortization From 25 years to 30 years for EVERY First t...
Bad Jobs Numbers In Canada! | EP. 89
10 Sep 2024
Contributed by Lukas
Send us a textUnemployment hit 6.6% Is the Canadian Economy headed for the dreaded “R” Word? Shhhhhh…. Nah I will say it: RECESSION. One Employm...
Many Rate Cuts To Come | EP. 88
03 Sep 2024
Contributed by Lukas
Send us a textThe Bank of Canada Meeting is Sept 4th & the Rate Cuts will keep on coming: how many should we expect? There is a lot of reporting “...
BIG CHANGE | EP.87
27 Aug 2024
Contributed by Lukas
Send us a textHuge Shift In Thinking From Central Bankers. Last week many of the worlds Central Bankers met at their Annual Conference in Jackson Hole...
Maybe It’s Scandal? | EP. 86
20 Aug 2024
Contributed by Lukas
Send us a textAnother Government Scandal? Has The Temporary Foreign Workers Program which has been great for years been hijacked into a kind of modern...
Rates DOWN. House Prices Up? | EP. 85
13 Aug 2024
Contributed by Lukas
Send us a textWhat happens next as rates fall, will RE prices take off? What is the right mortgage product to choose today? Still 3 – YR? What about...
IS IT POINTLESS? | EP. 84
06 Aug 2024
Contributed by Lukas
Send us a textAre NEW 30 Year Amortization Changes Really Good For Anyone? We have our doubts! 4M New Homes says Finance Minister Chrystia Freedland, ...
Trouble Ahead | EP. 83
30 Jul 2024
Contributed by Lukas
Send us a textCondo Madness continues, will it get so bad that Government would consider a Bail-Out, Ron’s simple answer: HELL NO, how bad will th...
Mortgage World Gets Wild | EP. 82
23 Jul 2024
Contributed by Lukas
Send us a textHonestly there we many years that the mortgage business was pretty quiet & boring, 2010 – 2019 there were policy changes but nothi...
IS IT TIME TO BUY? | EP. 81
16 Jul 2024
Contributed by Lukas
Send us a textIf interest / mortgage rates are going to this year & next year won’t Real Estate Heat up again? Will it be time to buy soon? Actu...
The Bad News Show | EP. 80
09 Jul 2024
Contributed by Lukas
Send us a textUnemployment not good, Fixed Mortgage Rates edge up, we’re not sure we get another Rate Cut from the Bank of Canada in 2 weeks & H...
INFLATION POPS! What’s it mean for Mortgage Rates? | EP. 79
07 Jul 2024
Contributed by Lukas
Send us a textWe cover Rate Movements, the next Bank of Canada Rate Move: What to expect & Why. Hey! If its another edition of Angry Mortgage ther...
TOO MUCH FRAUD | EP. 78
25 Jun 2024
Contributed by Lukas
Send us a textToo much many incidents, too much tragedy, too much money lost, why is it happening? Why are we hearing about so much of it now? How can...
The FA / FO Graph: Condo Crumble In Toronto? | EP. 77
18 Jun 2024
Contributed by Lukas
Send us a textThe concerning direction of rental Condos in Toronto: should we be worried? Let’s break it down: BIG Mortgage Rate News: we have been ...
Angry Mortgage Insider Special Edition: RED TAPE DISASTER with Vince Gaetano | EP. 76
13 Jun 2024
Contributed by Lukas
Send us a textOur Special Guest Vince Gaetano reveals the sad truth behind the City of Toronto’s hellacious Permitting system, the utter insanity of...
ANALYSIS NOT PREDICTION | EP. 75
11 Jun 2024
Contributed by Lukas
Send us a textAftermath of the Bank of Canada Rate Cut. Rate trends can be based on analysis but the Housing Market gives way to Prediction. The growi...
ITS HERE! | EP. 74
04 Jun 2024
Contributed by Lukas
Send us a textRate Cuts in Canada become Destiny whether it’s June 5th or July they’re coming: the GDP Report drives it home. Bank Financial Resul...
Angry Mortgage Insider Special Edition: Scandal with Frances Hinojosa
30 May 2024
Contributed by Lukas
Send us a text3 Big Mortgage Brokerage Scandals rock Ontario: With Special Guest Frances Hinojosa2024 has been the year Ontario Mortgage Brokerage Reg...
So SLOW What’s Going Wrong? | EP. 72
28 May 2024
Contributed by Lukas
Send us a textReal Estate Sales in Ontario seems to have shut down: some answers & some suspicions. How bad will things get on the Office Side off...
No Good News | EP. 71
21 May 2024
Contributed by Lukas
Send us a textAnnouncements! $10K Challenge! OSFI Cracks Down!Doom Scrolling & Rage Farming. Will overseas money transfers screw up house purchase...
Mortgage Fraud Charges in Ontario | EP. 70
14 May 2024
Contributed by Lukas
Send us a textHuge News: An In-Depth review on one of the highest level Mortgage Fraud Charges in Ontario history.Props to Ontario's Mortgage Bro...
Rate Breakthrough! | EP. 69
07 May 2024
Contributed by Lukas
Send us a textBig Rate News on Variable Mortgages. The message out of the USA on the future of Canadian interest rates. What’s happening in Real Est...
Will It Work? What's Really Going On With Housing? | EP. 68
30 Apr 2024
Contributed by Lukas
Send us a textSumming up the huge number of Government initiatives to do with solving Canada's Housing Crisis. What works? What won't work? ...
TAXES UP! | EP. 67
23 Apr 2024
Contributed by Lukas
Send us a textCapital Gains Tax Increase & Property Sales: it ain’t pretty. Should Canada Ban Huge Corps buying up individual houses, Hell Yes!!...
The End Of Mortgage Fraud | EP. 66
16 Apr 2024
Contributed by Lukas
Send us a textAfter 10 years of Ron beating the Drum in Mainstream & Social Media, 2 sets of Ron’s Testimony before Parliamentary Committees las...
Government’s Endless Money Printer | EP. 65
09 Apr 2024
Contributed by Lukas
Send us a textGovernment keeps throwing money all over the place but so much of it is aimed at what is destroying the Federal Government in the poll...
One Crazy Week In Mortgages | EP. 64
02 Apr 2024
Contributed by Lukas
Send us a textWhat a Week! The Federal Liberal Government ran out the completely fake Renter Bill of Rights: We break down that Tissue of LiesOSFI the...
Housing Facts & Fiction | EP. 63
26 Mar 2024
Contributed by Lukas
Send us a textCrazy Canadian House Prices make it so hard to qualify for the huge mortgages needed to buy homes in Canada, let’s break down why hous...
The Truth On Housing | EP. 62
19 Mar 2024
Contributed by Lukas
Send us a textUnderstand this: when CMHC says Housing Starts are up, when the Federal Government says $Billions$ are being spent through the Housing A...
The Future Is Now! (Canada Real Estate) | EP. 61
12 Mar 2024
Contributed by Lukas
Send us a textMortgage Rates are changing, housing trends are changing & we are coming into the key Real Estate Selling Period of the Year. What’...
The Canada Housing Market Still STUPID Expensive | EP. 60
05 Mar 2024
Contributed by Lukas
Send us a textHow can Young People In Canada afford their first homes: THEY CAN’T Not in the regions of Canada where most people liveThe result is u...
Red Tape Is Destroying Housing
27 Feb 2024
Contributed by Lukas
Send us a textAnd they’re wasting our Tax Dollars at an incredible pace: Bureaucrats are destroying Canada’s hope of lower prices for New Homes: w...
Note Loan Bombshell
20 Feb 2024
Contributed by Lukas
Send us a textThe ongoing heart wrenching story of Promissory Notes gone bad. Hamilton Mortgage Broker Claire Drage has promoted millions of dollars o...
Government Mistakes Mount Up
13 Feb 2024
Contributed by Lukas
Send us a textAngry Mortgage covers Government policy mistakes, taxation stupidity & why government conferences NEVER produce solutions. An update...
Naming Names Private Mortgage Worlds
06 Feb 2024
Contributed by Lukas
Send us a textA feature on some of the oddest stories coming out of Private Mortgage World? Will things get even stranger as the year goes on? Mortgag...
High Home Prices Ruin Everything
30 Jan 2024
Contributed by Lukas
Send us a textReal Estate is so expensive people quit having kids. What happening with Rates? Will the Ontario RE market pick up? Does that mean highe...
Angry Mortgage Insider Edition Special: Ann Pope
25 Jan 2024
Contributed by Lukas
Send us a textAnn is one of the consummate professionals in the Mortgage Brokerage Business, she relates how massive technical stills in mortgage unde...
Government ISN’T Listening
23 Jan 2024
Contributed by Lukas
Send us a textWhy does it all levels of Government so LONG to recognize: problems, mistakes, clear misses & needed changes, the public has talked ...