Many college students are concerned about finances, debt, and jobs. Notwithstanding this concern, college students often lack the knowledge, experience, and training needed to manage their finances, establish a budget, apply for scholarships or Pell grants, or understand the nuances of loans. Therefore, out of necessity, increasing financial literacy has become one of the most critical steps in helping students stay in college. To increase financial literacy on campus, we recommend that campuses begin teaching these skills to first-year students immediately upon matriculation.
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