BiggerPockets Money Podcast

131: Investing Made Simple with Kevin Matthews II

29 Jun 2020

Contributed by Lukas

Kevin Matthews II started paying attention to finance way back in 6th grade - because his parents said they wouldn’t buy him any more video games, h...

130: Refusing to Retire at 65: How a Couple in their 40s Managed to Hit FI in 12 Years with Susan and Norm

22 Jun 2020

Contributed by Lukas

Susan and Norm got married a little later in life. They started off basically flat, with debts equalling assets. Neither wanted to have the debt, and ...

129: How to Teach Your Children About Money with The Budgetnista Tiffany Aliche

15 Jun 2020

Contributed by Lukas

Today, we welcome back the Budgetnista, Tiffany Aliche. When we spoke to her way back in episode 8, we heard her story of an investment gone wrong and...

128: Pay Off Debt Fast With These Smart Money Moves From Whitney Hansen

08 Jun 2020

Contributed by Lukas

Whitney Hanson is one of six children. Growing up she watched her father start a business, watched it fail, and watched him turn destructive, eventual...

127: Planning for the Unexpected: Being Financially Ready to Take Advantage of Opportunities with Ramit Sethi

01 Jun 2020

Contributed by Lukas

Ramit Sethi from I Will Teach You To Be Rich is back again to chat with Scott & Mindy about money, unexpected events, and taking advantage of opportun...

126: 16 Money Skills They Didn't Teach You In High School with Scott & Mindy

25 May 2020

Contributed by Lukas

Financial Education is so important - but so many people are graduating high school without the basic skills to make informed decisions. Today, Scott ...

125: Ready to Retire: The Ultimate Pre-Retirement Checklist with The Retirement Manifesto

18 May 2020

Contributed by Lukas

In today’s episode, we speak with Fritz Gilbert from The Retirement Manifesto and go through his checklist to ensure a smooth transition into your n...

124: Starting from $0 at Age 35 as a Teacher and Becoming "The Millionaire Educator"

11 May 2020

Contributed by Lukas

Gerry Born is a teacher who is married to a teacher. He started his financial independence journey when he was 33—with a wife, $45,000 in college de...

123: Carefully Crafting Financial Independence Through Passive Income with Avery Heilbron

04 May 2020

Contributed by Lukas

Joining us today is Avery Heilbron, a listener on his way to financial independence through real estate investing. But Avery isn’t going all out and...

122: Getting Back to Financial Independence Basics - Using Lockdown to Reset Your Finances

27 Apr 2020

Contributed by Lukas

Scott and Mindy have focused on Coronavirus for the last few episodes - talking to experts about how the virus has affected the stock market, the 4% r...

121: Should I Refinance Or Wait For Better Rates? How Coronavirus Is Impacting The Mortgage Market with Seth Jones

20 Apr 2020

Contributed by Lukas

In this episode, Mortgage Broker Seth Jones talks about the current mortgage market. We discuss mortgage forbearance - how it affects your credit and ...

120: Are FIRE Naysayers Bad at Math? Yes. with Michael Kitces

13 Apr 2020

Contributed by Lukas

Michael Kitces joins us today to talk about Early Retirement - and how the recent stock market movement affects the FIRE Community and the 4% rule. We...

119: Coronavirus: Is it Time To Give Up On Financial Independence?

06 Apr 2020

Contributed by Lukas

In this week’s episode, Scott & Mindy bring back four previous guests (and introduce a brand new–and future–guest) to talk about retirement, the...

CARES Act: Everything You NEED to Know About the Coronavirus Stimulus Package

02 Apr 2020

Contributed by Lukas

This Bonus Episode of the BiggerPockets Money Podcast is to help keep you informed of the Stimulus act that Congress is putting into place to help Ame...

118: Retirement Planning During (and After) The Coronavirus with Kyle Mast

30 Mar 2020

Contributed by Lukas

Kyle Mast is a Certified Financial Planner, back for his third episode to answer YOUR questions about our current market conditions. We ask him the qu...

117: Coronavirus Q&A with Scott & Mindy

23 Mar 2020

Contributed by Lukas

Today, Scott and Mindy discuss the biggest news story of the century: Coronavirus or COVID-19. This episode covers a wide range of topics both money a...

116: Long-Term Investing: Coronavirus Changes Nothing with JL Collins

16 Mar 2020

Contributed by Lukas

The stock market is up, then down, then down, then up. What is an investor to do? Today we bring JLCollins from JLCollinsNH.com back to the show to ca...

115: Growing an Empire From Nothing with Felipe Mejia

09 Mar 2020

Contributed by Lukas

Felipe Mejia’s relationship with money started at an early age - when his parents divorced and his world turned upside down. His mother introduced h...

114: Paying Off Debt Through Conscious Spending and Real Estate Investing with Ashley Kehr

02 Mar 2020

Contributed by Lukas

Ashley Kehr married a dairy farmer. With a dairy farm comes farm equipment. And with farm equipment comes farm equipment loans—to the tune of around...

113: Single Hourly Employee with No College Degree and STILL FI by 40 with Bianca DiValerio

24 Feb 2020

Contributed by Lukas

This week we sit down with Bianca DiValerio, a flight attendant who makes an hourly wage, has no college degree, experienced THREE short sales during ...

112: Choosing the Right Tax Professional for YOUR Specific Needs with Natalie Kolodij

17 Feb 2020

Contributed by Lukas

Natalie Kolodij is a tax strategist. (You’ve probably seen her in the forums!) With April 15 looming around the corner, we’re going to chat about ...

111: Starting Late? Early Retirement Is STILL Possible with A Purple Mom

10 Feb 2020

Contributed by Lukas

On episode 110, we interviewed A Purple Life. As she was sharing her story of financial independence, she casually mentioned that her mother didn’t ...

110: Systematically Increasing Income and Intentionally Decreasing Spending with A Purple Life

03 Feb 2020

Contributed by Lukas

Purple graduated from college and got a job in New York City making $35,000 a year. And spending $35,000 a year. Her net worth was a whopping $5,000. ...

109: Attacking Debt and Tenaciously Pursuing Financial Freedom with Airman Mildollar from Military Dollar

27 Jan 2020

Contributed by Lukas

This week, we sit down and talk with Airman Mildollar, from Military Dollar. (Spoiler Alert: Despite the name, Airman Mildollar is a woman!) Airman Mi...

108: Starting Early & Finishing Strong with Real Estate with Kristi Tanner Smith

20 Jan 2020

Contributed by Lukas

Kristi Tanner Smith considers herself privileged—she was an only child in a big house with lots of toys. But Kristi’s mom was diagnosed with a fat...

107: Choosing Side Hustles (& Happiness!) Over Full-Time Employment with Financial Panther

13 Jan 2020

Contributed by Lukas

Financial Panther (Kevin) went to law school, graduated from law school, and took a job as an attorney. Attorneys make a lot of money, right? So, with...

106: Planning For Your Future Wealth with Megan Gorman from The Wealth Intersection

06 Jan 2020

Contributed by Lukas

Megan Gorman started learning about money very early – at age 5 she begged her parents for a Little House on the Prairie Dress. Her parents said we’...

105: Budgeting Yourself OUT of Debt and Into a Fantastic Life with Jen Hemphill

30 Dec 2019

Contributed by Lukas

Jen Hemphill was born in Colombia and lived there for the first eight years of her life. The economy was really bad, and her earliest memories were of...

104: Cash-Flowing a Series of Mini-Retirements with Steven & Lauren from Trip of a Lifestyle

23 Dec 2019

Contributed by Lukas

Lauren and Steven met in high school and attended the same college. After undergrad, Steven was accepted into the Ph.D. program at UC Irvine. During t...

103: Budgets Really ARE Sexy! with J. Money

16 Dec 2019

Contributed by Lukas

J Money wasn’t necessarily BAD with money, but his first home purchase - made because everyone else was doing it - prompted him to seek out advice a...

102: Understanding How Your Personal Money Story Shapes Your Financial Future with Jean Chatzky

09 Dec 2019

Contributed by Lukas

Jean grew up in a family where money wasn’t a big issue. Her parents saved for big purchases like vacations, but frugality was part of her everyday ...

101: Building a Life of Financial Independence, Starting From Less Than Zero with Sunitha Rao

02 Dec 2019

Contributed by Lukas

Sunitha Rao remembers a childhood of scarcity. Born to immigrant parents, some of her first memories are of her home being broken into, and her things...

100: From Financial Disaster to Real Estate Master with Brandon Turner

25 Nov 2019

Contributed by Lukas

You probably know Brandon Turner from the BiggerPockets Real Estate Investing podcast. On that show, he sounds like he’s got his life all together. ...

99: Life After FIRE - Four Case Studies with Scott, Whitney Hansen, and Doc G.

18 Nov 2019

Contributed by Lukas

On today’s episode of the BiggerPockets Money Podcast, Co-Host Scott Trench teams up with two personal finance superstars in Whitney Hansen and Doc ...

98: Change Your Money Mindset, Change Your Life with Vicki Robin

11 Nov 2019

Contributed by Lukas

You know Vicki Robin as the author of Your Money or Your Life, but on today’s show, we dive MUCH deeper into her story and her background. Growing u...

97: Intentionally Choosing the Path to Financial Independence with Financial Mechanic

04 Nov 2019

Contributed by Lukas

Financial Mechanic wanted a puppy - and her parents told her she could have one when her little sister turned her age (in four years). When she asked ...

96: Speaking Fluent Finance with Wilson Muscadin

28 Oct 2019

Contributed by Lukas

Wilson Muscadin grew up knowing how to handle money. His father assigned him “book reports” rather than simply giving him an allowance. But the bo...

95: The House Hacking Strategy with Craig Curelop

21 Oct 2019

Contributed by Lukas

One of the most commonly asked questions in the BiggerPockets Forums is “How do I get started investing in real estate with no money?” Craig Curel...

94: 18 Options for Healthcare in Early Retirement with Lynn Frair

14 Oct 2019

Contributed by Lukas

The absolute MOST FREQUENTLY ASKED question I get about Early Retirement is “What do I do about healthcare?” Without going into too much detail, w...

94: LIVE from BPCon2019: Ask Us Anything!

13 Oct 2019

Contributed by Lukas

All the BiggerPockets podcast hosts on stage in one place!  This bonus episode was recorded at the BiggerPockets Conference 2019 on October 7th in fr...

93: Financial Mistakes and How to Avoid Them with Scott & Mindy

07 Oct 2019

Contributed by Lukas

Financial mistakes can have a HUGE impact on your future retirement savings - the opportunity costs can be enormous! In this episode, Scott and Mindy ...

92: An Introduction to Financial Independence with Chris Mamula, Brad Barrett and Jonathan Mendonsa

30 Sep 2019

Contributed by Lukas

Personal finance is easy, right? You read a blog or listen to a podcast and just follow everything they did. Easy, Peasy, Lemon Squeezy. Except that’...

91: Debt is NOT a Death Sentence with Melanie Lockert of Dear Debt

23 Sep 2019

Contributed by Lukas

Melanie Lockert joins us today to share her story of student loan debt and her subsequent inability to find a job when she graduated into one of the w...

FinCon Bonus Episode: Improving Financial Education with Billy Hensley from NEFE

21 Sep 2019

Contributed by Lukas

Mindy sits down with Billy Hensley from The National Endowment for Financial Education to talk about Financial Education in America, and how NEFE is w...

90: From Unplanned Pregnancy to Financially Free with Melissa from Traveling Wallet

16 Sep 2019

Contributed by Lukas

When Melissa found out she was pregnant, she was a sophomore in college. Her counselor gave her a pretty alarming statistic: a frighteningly small num...

89: Retire Before Mom & Dad, with Rob Berger

09 Sep 2019

Contributed by Lukas

Rob Berger grew up literally with Rich Dad, Poor Mom. While his mother almost lost her house after his parents divorced, his father was filthy rich, p...

88: Consciously Choosing to be Debt Free with Ashley Likely

02 Sep 2019

Contributed by Lukas

Ashley Likely grew up with parents who provided everything she needed, but not necessarily everything she wanted. They were able to pay for her housin...

87: How to Save Money For Your Downpayment with Scott & Mindy

26 Aug 2019

Contributed by Lukas

In Episode 83, Scott and Mindy discussed how to buy your first property. And they were peppered with questions about the buying process after it came ...

86: Choosing the Right Investment Type for Your Goals with David Stein

19 Aug 2019

Contributed by Lukas

David Stein reached out to us after Erin Lowry’s Episode 81, where we talked about the basics of investing. He really liked that episode, and wanted...

85: From Financial Disaster to Financially Free with Jacob Wade from I Heart Budgets

12 Aug 2019

Contributed by Lukas

Jacob Wade knew nothing about money growing up. Any money he made at his mall jobs was instantly blown on mall food and silly teenage expenses. His fa...

84: Traditional Retirement: Social Security, Market Conditions & Managing Expectations with Kyle Mast

05 Aug 2019

Contributed by Lukas

Kyle Mast first visited us on Episode 41 of the BiggerPockets Money Podcast, and he BLEW US AWAY with his suggestions, ideas, tips and tricks for earl...

83: Buying Your First House with Scott & Mindy

29 Jul 2019

Contributed by Lukas

Buying your first home - either an investment or a primary residence - can be scary. This is a HUGE purchase, and no one wants to mess that up. But bu...

Money Dates, Prenups & Combining Finances with Aditi Shekar

23 Jul 2019

Contributed by Lukas

Talking to your partner about money can be very difficult - especially when you’re bringing up the conversation for the first time. Today, we’ve b...

82: Early Money Lessons Create Healthy Money Experiences with Aditi Shekar

22 Jul 2019

Contributed by Lukas

Aditi Shekar learned entrepreneurship at a very early age - when she asked her father for a toy and he said no, make your own money. She’s been crea...

81: The Basics of Investing with Erin Lowry from Broke Millennial

15 Jul 2019

Contributed by Lukas

Erin Lowry last joined us on Episode 24 of the BiggerPockets Money Podcast, where she talked about getting Financially Naked with your partner. She’...

What’s Your Why of FI?: Recorded Live at CampFI

13 Jul 2019

Contributed by Lukas

This Bonus Episode of The Money Podcast was recorded live at CampFI, a financial independence retreat for people on all parts of the journey to Financ...

80: Managing Money: How a Saver & a Spender Are Living Happily Ever After with Rich & Regular

08 Jul 2019

Contributed by Lukas

Kiersten and Julien came from two very different money backgrounds. She’s the naturally spendy one, and he’s the natural saver. Their money views ...

79: Financial Freedom Through Decades of Hard Work and Hustle with Carol Scott

01 Jul 2019

Contributed by Lukas

Carol Scott has a successful real estate investing company that she runs with her husband, Jay. They have two children, live where they want, and just...

78: How to Talk to Your Parents About Money with Cameron Huddleston

24 Jun 2019

Contributed by Lukas

Parents are supposed to know everything, and talking about money is impolite. So how do you make sure your parents are taken care of and that their wi...

77: Entrepreneuring Your Way To Financial Freedom with Pete Mockaitis

17 Jun 2019

Contributed by Lukas

Pete Mockaitis grew up in the cheapest place to live, Danville, IL. He watched his mother work her way up the local credit union ladder from teller to...

76: How to Talk to Your Partner About Money With the Debt Free Guys

10 Jun 2019

Contributed by Lukas

John and David didn’t have "the money talk" right away. They both worked in the financial industry, and each thought the other would be great with m...

75: The Most Efficient Path to Financial Freedom With Justin From Saving Sherpa

03 Jun 2019

Contributed by Lukas

Justin grew up without a lot of money in a small town. His parents divorced when he was eight, and his mother eventually quit her job to attend school...

74: Making Money From a Legitimate Side Hustle With Mark Wills

27 May 2019

Contributed by Lukas

Side hustle is a big topic on BiggerPockets. But finding the right one—and one that isn’t a scam—can be difficult. Today’s episode focuses on ...

73: Ramit Sethi Will Teach You to Be Rich!

20 May 2019

Contributed by Lukas

Ten years ago, Ramit Sethi released his groundbreaking book I Will Teach You to Be Rich. Now he’s back, with an all-new, updated version, delivered ...

72: Increasing Your Income Through Commissions With Dawn Brenengen

13 May 2019

Contributed by Lukas

Dawn Brenengen’s money story begins a bit differently than most. Dawn’s parents shared their finances with her. She knew what things cost, she kne...

71: 5 Years to Financial Freedom Through Real Estate Investing With Sarah P.

06 May 2019

Contributed by Lukas

Like so many of our guests, Sarah P. did not grow up understanding how money works. She wasn’t bad with money, she just wasn’t very good with it....

70: 7 Tips for Successfully Investing in ANY Market Condition With J Scott

29 Apr 2019

Contributed by Lukas

J Scott is a successful real estate investor (to say the least). But he’s also a student of the markets—and his studies have shown him that we are...

69: From Near Death To Debt Free With Liz from Chief Mom Officer

22 Apr 2019

Contributed by Lukas

Liz has always been a frugal gal and self-proclaimed personal finance nerd. Discovering The Wealthy Barber as a teen cemented her course down the fina...

68: Hacking Your Military Benefits to Become Financially Free With J Grayson

15 Apr 2019

Contributed by Lukas

J Grayson grew up poor. But with food on the table every night, he didn’t realize it. Then his sister tragically passed away from brain cancer, fina...

67: How Living An Intentional Life Led to Financial Freedom With Steven Donovan

08 Apr 2019

Contributed by Lukas

Steven Donovan graduated from high school and went to college—because that’s what you do. He graduated from college but got cold feet when it came...

66: Investing, Freelance, & Morning Routines With Paula Pant

01 Apr 2019

Contributed by Lukas

Paula Pant has seen it all and learned a thing or two... thousand. Today, we sit down and chat with her about, well, everything. Paula shares her habi...

65: Getting Your Family on Board with Financial Freedom with Jacqueline Burch

25 Mar 2019

Contributed by Lukas

Jacqueline Burch got married and did what all newlyweds do, spent time with her husband. They continued down the road of "things you’re supposed to ...

64: Scholarships and Other Ways to Pay for College with Zach Gautier

18 Mar 2019

Contributed by Lukas

Zach Gautier oversees academic and college counseling at a Denver-area high school. He reached out to us, and proposed a show to share creative ways t...

63: Financial Freedom With 5 Kids IS Possible with Jordan Klint

11 Mar 2019

Contributed by Lukas

One of the most common misconceptions of financial independence is that you can’t do it with kids. But Jordan Klint doesn’t listen to what other ...

62: Taking Advantage of ALL Opportunities Life Throws at You with Anna Li

04 Mar 2019

Contributed by Lukas

Anna Li moved to America from Uzbekistan when she was 22. On today’s episode, she shares the opportunities she’s been presented with—and taken a...

61: The Repeatable Path to Financial Independence with Reshawn & Rob from Learn Hustle Grow

25 Feb 2019

Contributed by Lukas

Reshawn and Rob got married nine years ago, joining their lives, families and bank accounts. Premarital counseling revealed two different views on mon...

60: Rejecting a Scarcity Mindset and Going All-In on Apartment Investing with Gino Barbaro

18 Feb 2019

Contributed by Lukas

Gino Barbaro was a chef, working hard every day. He made good money and had no debt, but never seemed to be able to save more than 10%. He started d...

59: Playing with FIRE (Financial Independence, Retire Early) with Scott Rieckens

11 Feb 2019

Contributed by Lukas

Scott Rieckens was raised in a Navy family. He lived on base and often shopped in the commissary. It gave him a rather skewed sense of what things act...

58: Optimizing Every Channel to Achieve Financial Freedom with Grant Sabatier

04 Feb 2019

Contributed by Lukas

Grant grew up knowing his parents didn’t have much money. He recognized their constant stress about finances throughout his childhood, and one of hi...

57: Financial Freedom, House Sitting & Travel Hacking With GoWithLess

28 Jan 2019

Contributed by Lukas

Tim and Amy were frugal—or so they thought. They spent less than they earned, so they figured they were doing it right. Then one day, they happened ...

56: Change Your Personal Finances (& Your Millennial Money Mindset) with Paychecks & Balances

21 Jan 2019

Contributed by Lukas

Rich Jones and Marcus Garrett are the men behind Paychecks and Balances, a podcast aimed at helping Millennials figure out their finances. And they sh...

Testing Your Portfolio BEFORE Retirement with Millennial Revolution

15 Jan 2019

Contributed by Lukas

A little over halfway into BiggerPockets Money Podcast episode 55, Bryce dropped a bombshell: “We had three years of runway before we actually pulle...

55: How to Quit Your Job and Travel the World with Millennial Revolution

14 Jan 2019

Contributed by Lukas

Kristy Shen grew up poor. Knowing her parents couldn’t help her financially, she gave up her dreams of being a writer, and went to school to make bi...

54: 6 Ways to Reduce Your Taxable Income with Eric Brotman

07 Jan 2019

Contributed by Lukas

Preparing For Retirement By Reducing Taxable Income & Saving More. In today’s episode, we chat with Eric Brotman, CEO of BFG Financial Advisors, who...

53: 2018 Financial Freedom Lessons With Scott & Mindy

31 Dec 2018

Contributed by Lukas

2018 Financial Freedom Lessons Today, Scott and Mindy go guest-less to recap and review the things they’ve learned over the first year of podcasting...

52: Creating a Life Worth Living Before Retirement With Roger Whitney

24 Dec 2018

Contributed by Lukas

Finding Financial Freedom Before Retirement Roger Whitney learned early on that your life doesn’t always cooperate with your plans. The passing of h...

51: Using Financial Freedom to Prioritize Family with Crispy Doc

17 Dec 2018

Contributed by Lukas

Prioritizing Family with Financial Freedom Carlos Fuego is an emergency room doctor with a superpower—the ability to realize that money doesn’t bu...

50: Rebuilding Your Financial Life After Bankruptcy with Patrice Washington

10 Dec 2018

Contributed by Lukas

Patrice Washington was flying high in 2006, the multi-million dollar real estate company she had started with her husband was practically printing mon...

49: Wealth Transfer—How to Financially Prepare for Inheritance Money with Hari Mix

03 Dec 2018

Contributed by Lukas

Hari Mix figured out money in grad school and started saving for his future before he graduated. He became an assistant professor at Santa Clara Unive...

48: Breaking the Impulse Shopping Twitch to Embrace Minimalism with Anthony Ongaro

26 Nov 2018

Contributed by Lukas

Anthony Ongaro had a habit. Every time he had a bad day, every time life wasn’t amazing, he opened up his online shopping site, and One-Click purcha...

47: Big Money Wins—Unique Ways to Save & Use Cash Efficiently with Jim Wang

19 Nov 2018

Contributed by Lukas

Jim Wang has been sharing his views on money for more than 14 years—more than enough to earn him the title of Great Uncle of Personal Finance Bloggi...

46: Engineering Passive Income Streams to Fund the Life You Want with Financial Samurai

12 Nov 2018

Contributed by Lukas

This week’s episode features Sam Dogen from Financial Samurai. After one month working for a top investment firm, Sam knew 70-hour workweeks were no...

45: The Truth About Entrepreneurship with Matt Giovanisci

05 Nov 2018

Contributed by Lukas

Matt Giovanisci is a serial entrepreneur. He decided early on that “working for the man” was not in his cards, and set out to never have to do tha...

44: DIY Your Way to FI with Tinian Crawford

29 Oct 2018

Contributed by Lukas

Tinian Crawford went to college - and took 6 years to complete his Associates Degree in Graphic Design. College just wasn’t for him - he didn’t en...

43: Using the Power of Goal-Setting to Fundamentally Alter Your Financial Path with J Scott

22 Oct 2018

Contributed by Lukas

You’ve probably heard J Scott’s real estate story (spoiler alert—he’s killing it!). But he’s never really told his money story that led up t...

42: How to Invest in Real Estate with Joshua Dorkin & Brandon Turner

15 Oct 2018

Contributed by Lukas

Real estate is a hot topic right now, and who better to talk about the subject than BiggerPockets founder Joshua Dorkin and BiggerPockets Real Estate ...

FinCon Bonus Episode: Debt Free in Three Years With Zina Kumok

13 Oct 2018

Contributed by Lukas

Zina Kumok’s parents immigrated to the United States, with no money education and completely unprepared for the consumer society they found themselv...

41: How to Find the Best Possible Certified Financial Planner (CFP) for Your Needs with Kyle Mast

08 Oct 2018

Contributed by Lukas

You’re on the path to financial independence—but you’re not sure what to do with your money. Index funds sound great, but your total financial s...

40: Taking Command of Your Finances by Understanding (& Controlling) Money with Joe Saul-Sehy

01 Oct 2018

Contributed by Lukas

Today we chat with Joe Saul-Sehy from Stacking Benjamins. Joe shares his money story, which starts off with him figuring out how to get into debt, the...

39: From “Bad with Money” to Intentional Saving and Spending with Jamila Souffrant

24 Sep 2018

Contributed by Lukas

Jamila Souffrant grew up watching her mom struggle to provide for her. She decided early on that she wanted to be a millionaire, her solution to not h...