Sergio: $$$, Accounting, Denver Law Student, The American Dream (Investing, Saving) (BP Community)

Live from the Rocky Mountains in Denver, Colorado, Nick welcomes Serg Mendoza on the podcast. Serg is a former college football player, who is now attending law school in pursuit of his Masters Degree. He discusses the importance of financial education, shares tips on managing money, deciding on finance as his future, his father migrating to America and working long days to become his own boss, and life advice for others. Introduction, attending law school, how to manage your finances and avoiding debt. (0:00-7:57) The importance of controlling your financial future, the best ways to self educate, budgeting, and saving for retirement. (8:00-17:30) The reason he chose finance, his father being the essence of the American Dream, and the usefulness of working hard now for a better future. (17:32-21:54) Tips for individuals wanting to enter finance, his experience of being a college athlete while earning his accounting degree. (21:55-28:53) Life advice, quotes he lives by, and willingness to help out the Bold Perceptions community. (28:54-34:27) *** Nick's Notes ~ Smoking shisha, catching up with friends and recording for Bold Perceptions is a great day in my books. It was nice being back in the Rocky Mountains and seeing big Serg! I admired Serg's work ethic when we were teammates and I love seeing him put that focus into learning about money. Serg will be an awesome asset to the Bold Perceptions community, as he truly cares about other people and wants to see them be successful! QUOTES ———— “As a youth it is very important to take control of your finances rather than waiting until you are older” “Step number one in managing your finances is self-control.” “Arm yourself with personal financial knowledge in order to manage your financial situation.” “Everybody is the captain of their own financial future.” “Instead of spending money at Starbucks every day of the week, invest in a coffee maker. Instead of lining their pocket books, line your own.” “Sacrifice temporary satisfaction now and pay yourself in the future.” “Start saving for retirement now because social security for us is out of the question.” “With how hard [my dad] worked, to make sure we had a better life, It would be a slap in a face to him if I did not take advantage of that.” “You just have to believe in yourself, and you will be able to accomplish what you want.” “If you want to do anything, don’t do anything half assed.” “You’re an athlete but you are also way more than that.” “Anything worth achieving in life is never easily attained.”

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