Cash Chats UK Money & Personal Finance podcast
Episodes
BONUS EPISODE | A message from Andy
23 Dec 2025
Contributed by Lukas
In this bonus episode of the pod, Andy's sharing an update with his plans for Be Clever With Your Cash for 2026. For links and further reading head ...
499 | Savings or premium bonds: which are best? What's a good credit score & more
16 Dec 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: What is a good credit...
498 | Last minute Christmas checklist, save big on bestsellers, ethical Andy & more!
09 Dec 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: How Andy has saved £...
497 | Andy's December banking update, new FSCS protection & your right to return
02 Dec 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: All the current bank ...
496 | 2025 Budget special: everything you need to know
26 Nov 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the Labour Autumn budget, breaking it down into the stories that affect you and your money. Incl...
495 | PayPal+ offer 1% cashback, Amex boost two welcome offers & more!
18 Nov 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: American Express boos...
494 | Huge £200 bank switch, Chip saver Vs Premium Bonds & beat the O2 price hike
11 Nov 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Santander bank switch...
493 | Savings news & best rates, plus Andy's Black Friday boot camp
04 Nov 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Novembers top savings...
492 | Santander offers a free £120… & it's not by switching! Plus more
28 Oct 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Claim your £100 Amaz...
491 | Fresh cash ISA rumours: will they get cut? And more!
21 Oct 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The latest cuts to Ca...
490 | How to pocket up to £1815 in bank switch offers & more
14 Oct 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: New Barcla...
489 | Will Chase give you £100? And more
07 Oct 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: £100 Chas...
488 | Big savers & side hustlers cannot miss this deadline! & more
30 Sep 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy's October savi...
487 | Does anyone care about ethical banking? And more
23 Sep 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: NatWest £...
486 | Will you qualify for £375 in free bank switch cash, and more
16 Sep 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Lloyds £2...
485 | Asda roll back rewards, fight for your consumer rights, mortgage update & more
09 Sep 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: The Asda r...
484 | Why you shouldn't get a 7.5% savings account & more
02 Sep 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Latest savings news a...
483 | You can legally avoid tax on your savings interest, and more
26 Aug 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Inflatio...
482 | Everyone should be cancelling NOW TV, and more
19 Aug 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Cut the ...
481 | You need to check all THREE credit reports, and more
12 Aug 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Monthly ...
480 | Andy's current account update, save big on watching football & staycation travel insurance
05 Aug 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy's A...
479 | 3 bank switch offers, save thousands remortgaging, get the best rates for holiday cash & more
29 Jul 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bank swi...
478 | Andy's top 3 savings accounts, £175 Barclays switch offer & more
22 Jul 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Andy run...
477 | Will they cut the ISA allowance? New high interest account from Zopa, holiday cash & more
15 Jul 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The ISA ...
476 | Can stoozing make you money from free cash? Plus new £185 Lloyds switch & more
08 Jul 2025
Contributed by Lukas
In the latest episode of the pod Amelia's talking about the latest stories that are important to you and your money. Including: Stoozing explained:...
475 | Premium Bonds real winnings, top savings rates & NatWest switch offer
01 Jul 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: July sav...
474 | Credit score special: Scores & reports explained plus how to boost your score
24 Jun 2025
Contributed by Lukas
In this rewind special Amelia's explaining the difference between credit scores and reports. Plus the best ways to boost your credit score. For links ...
473 | Bad news for Santander & Halifax customers, winter fuel payment u-turn, Help to Save scheme & more
17 Jun 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Bad news...
472 | Chase's new credit card, new £180 bank switch & finding Child Trust Funds
10 Jun 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Chase ar...
471 | Nationwide cash bonus, crazy cost of attending weddings, our June savings update & more
03 Jun 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Nationwi...
470 | TSB offer up to £340 with new switch offer, Energy price cap cut 7% & the British Bank Awards
27 May 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Latest T...
469 | The ultimate bank switch hack, illegal restocking fees, Help to Save 50% bonus & more
20 May 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: How to u...
468 | How low could the base rate go? Plus extra tax-free savings and free festival tickets hack
13 May 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The UK b...
467 | Banking update with new £175 switch, our top Amex for 2025 & more
06 May 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Our May ...
466 | Monthly savings update, cash in on your spring clear out, flexible ISAs hack & more
29 Apr 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: Our mont...
465 | The best cards to use abroad, how to cut your water bill, the top junior ISAs & more
22 Apr 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: The best...
464 | Supermarket shopping hack, Amex boosted welcome offers, the best lifetime ISAs & more
15 Apr 2025
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the latest stories that are important to you and your money. Including: How to g...
463 | Top cash ISAs 2025/26, Trump tariffs panic, best top cashback cards
08 Apr 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: The top cash ISAs on ...
462 | The Spring Statement, ISA allowances explained, April savings update, price hikes & more
01 Apr 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: What we le...
461 | Do you need an ISA in 2025? Why you should cancel Sky TV, UK Base rate, Inflation & more
25 Mar 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Do you nee...
460 | Your end of financial year checklist, £150 NatWest switch, AI scammers & more
18 Mar 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Everything...
459 | Big changes to Chase 1% cashback, what to do if you overpay an ISA & how to save money on train travel
11 Mar 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you and your money. Including: Chase Bank...
458 | Andy's savings and ISA update, top bank switch offers, energy price cap & more
04 Mar 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: March savings account...
457 | Will Labour scrap Cash ISAs? ISA transfers explained & how to beat O2 and Sky price hikes
25 Feb 2025
Contributed by Lukas
In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including: Andy addresses the ru...
456 | £175 Lloyds Bank switch, the accounts not to close and why & Andy's top freebies
18 Feb 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest stories that are important to you, and your money. Including: Lloyds Ba...
455 | UK Base Rate cut to 4.5%, what's in Andy's wallet? & Premium Bonds Explained
11 Feb 2025
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the latest cut to the UK Base Rate, what's in Andy's physical and digital wallets and...
454 | Bank branch closures, ADHD 'sickfluencers', savings vs pensions & more (Your Money, This Month)
04 Feb 2025
Contributed by Lukas
In the latest episode of the pod Amelia is joined by Sarah Coles, Head of Personal Finance at Hargreaves Lansdown. They'll be discussing the month's ...
453 | Savings update, TSB bank switch deal & huge BA Amex boosted welcome offer
28 Jan 2025
Contributed by Lukas
In the latest episode of the Podcast Andy and Amelia are talking about: Andy's February savings update The latest TSB bank switch offer BA Amex boost...
452 | Latest bank switch offers, current account news, the best money making apps and websites & more
21 Jan 2025
Contributed by Lukas
In the latest episode of the Podcast Andy and Amelia are talking about: Andy's January current accounts update Amelia's top money making apps and web...
451 | The best credit cards for 2025, our top auto-savings apps & more
14 Jan 2025
Contributed by Lukas
In the latest episode of the Podcast Andy and Amelia are talking about: Best credit cards for 2025 Our top auto-savings apps and hacks Community hits...
450 | The best banks for 2025 & more
07 Jan 2025
Contributed by Lukas
In the latest episode of the Podcast Andy's talking about the best current accounts for 2025 - from the best for bank switching to the best banking ap...
449 | Best savings accounts 2025, New Year money hacks & good money habits to get in to
03 Jan 2025
Contributed by Lukas
In the latest episode of the Podcast Andy's talking about the best savings accounts for 2025 and also he'll be sharing his top money habits, so you to...
448 | Top hacks for your savings and how to pay less, and save more
31 Dec 2024
Contributed by Lukas
In the final of our three festive rewind episodes, Andy talks us through his top hacks for your savings and the best ways to pay less to save more: T...
447 | Andy's top credit card hacks and how to save on your holidays
27 Dec 2024
Contributed by Lukas
In the second of our three festive rewind episodes, Andy runs down his top credit card hacks and the best ways to save on your holidays: Top 10 credi...
446 | Andy's top money hacks and how to save on your streaming
23 Dec 2024
Contributed by Lukas
In the first of our three festive rewind episodes, Andy talks us through his best money hacks and how to save money on your streaming services: Top 1...
445 | 2025 base rate predictions, regifting tips, 2024 wrapped & more (Your Money, This Week)
20 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the stories from the last week that most affect your money. Including: Will the base...
444 | Save money on your Christmas dinner, your credit cards super power & Premium Bonds winnings compared
17 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: Section 75: the ultimate purchase protection from your credit card How to save mone...
443 | Standing charges scrapped, Secret Santa, All You Can Fly pass & more (Your Money, This Week)
13 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the stories from the last week that most affect your money. Including: Energy firms ...
442 | Bank switching special: How to do it and top offers
10 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy goes through his top bank switching tips and the latest bank switching offers: How to switch bank: the basics H...
441 | Cash on the rise, Three/Vodafone merger, Christmas spending FOMO & more (Your Money, This Week)
06 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the stories from the last week that most affect your money. Including: Cash is back!...
440 | December savings update featuring Trading 212, Premium Bonds cut, Raisin £100 bonus & more
03 Dec 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: Our December savings update Premium bonds cut the rate again! For links and furthe...
439 | Is Black Friday a con? Energy price cap up AGAIN, 18 month mortgage & more (Your Money, This Week)
29 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy's joined by Rob Lilley-Jones, a Consumer Expert from Which? to talk about the stories from the last week that m...
438 | Should you fix your savings? & Our top 10 supermarket hacks
26 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: Fixed-rate savings bonds - is it time to tie up your savings? Andy's top 10 money s...
437 | Chase credit card, Amex vs ombudsmen, Inflation UP to 2.3% & more (Your Money, This Week)
22 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about the stories from the last week that most affect your money. Including: Chase Bank...
436 | The best Monzo account for you & everything you need to know about joint accounts
19 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: Which is the best Monzo account? Perks vs Max vs Free Joint accounts - how they wor...
435 | Huge Amex welcome offer, Compound interest and savings & Black Friday Bootcamp
15 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: The latest credit card news and offers for November Savings: compound Interest, AER...
434 | NI increase bias, Trump & your money, pensions & more (Your Money, This Week)
12 Nov 2024
Contributed by Lukas
In the latest episode of the pod Amelia's talking to Claer Barrett, consumer editor of the Financial Times, about the stories from the last week that...
433 | Base rate cut to 4.75%, new £150 bank switch offer, ISA rate war
08 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy is talking about: What the latest Bank of England base rate cut means for your money Will there be more cuts...
432 | Stamp Duty rush, energy bill help, Complete Savings warning & more (Your Money, This Week)
05 Nov 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money. Including: We could se...
431 | Autumn Budget 2024 special - What you need to know
31 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy's unpacking the first Autumn budget from a Labour government since 2009. This is everything you need to know abo...
430 | Brand new £180 Natwest switch offer and is it time to ditch your Premium Bonds?
29 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: Everything you need to know about the latest Natwest bank switching offer The Premium Bond pri...
429 | Base rate predictions, does £100k make you rich? & Living wage hikes (Your Money, This Week)
25 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia talk about the stories from the last week that most affect your money. Including: Our predictions f...
428 | Why you need more current accounts & how to avoid overspending this Christmas
22 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: Why you need more than one current account What you need to do to avoid overspending this Chri...
427 | Can you trust Revolut? UK inflation rate & budget latest + more (Your Money, This Week)
18 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy joined by special guest, Peter Komolafe to talk about the stories from the last week that most affect your mone...
426 | Disney+ price hike & password sharing crackdown plus how to track down your missing cash
15 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: How to beat the latest Disney+ price hike and sharing crackdown If you've got missi...
425 | The Bank of Mum and Dad: Interview with Dr Eliza Filby
11 Oct 2024
Contributed by Lukas
The podcast to help you make the most of your money On this week's special podcast Amelia's taking to historian and lecturer, Dr Eliza Filby about...
424 | £200 bank switch, boost credit scores & cut energy bills
08 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are talking about: How to get £200 from switching to Lloyds Bank How to improve your credit score ...
423 | Bank fraud rules, Amazon Prime day, why you need a Will & more (Your Money, This Week)
04 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money. Including: New bank fr...
422 | Credit scores and reports explained, plus a Nationwide £175 & Co-operative Bank 2x£75 switch offer
01 Oct 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about: Credit scores and credit reports: what they are and how they're different The lat...
421 | Disney+ sharing crackdown, Barclays Blue deadline, chocolate inflation & more (Your Money, This Week)
27 Sep 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money. Including: Disney+ to ...
420 | Do you need to register for self assessment & are regular saver accounts worth it?
24 Sep 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: Regular saver accounts - are they worth it? Do you have extra income? You might need a self as...
419 | UK Base Rate, Tax on Savings, Premium Bonds & more (Your Money, This Week)
20 Sep 2024
Contributed by Lukas
In the latest episode of the pod, Amelia's talking to special guest, Simon Read, about the stories from the last week that most affect your money. Inc...
418 | Should you overpay on your mortgage & getting your first credit card
17 Sep 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about: Overpaying on your mortgage - is it right for you? What to do if you're consideri...
417 | Secret savings, State pension rise, 1st class stamps hike & more (Your Money, This Week)
13 Sep 2024
Contributed by Lukas
In the latest episode of the pod, Amelia's talking to special guest, Martyn James, about the stories from the last week that most affect your money. ...
416 | Top 10 savings hacks, small savings providers & September savings updates
10 Sep 2024
Contributed by Lukas
It's UK savings week and in the latest episode of the pod Andy and Amelia are talking about: Andy's top 10 savings hacks Can you trust small savings ...
415 | British ISA update, Oasis ticket fiasco, Pret subscription revamp & more (Your Money, This Week)
06 Sep 2024
Contributed by Lukas
In the latest episode of the pod Andy & Amelia are look at the big money news stories of the last 7 days, as well as sharing the top deals of the w...
414 | Red flag / Green flag: Apps vs branches, phone vs chatbots, security hoops and more
03 Sep 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia watch back how members of the public responded to questions about their bank and give their though...
413 | Your Money this Week - UK budget warning, ASOS returns, takeaways & more
30 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money, including: "Budget" wa...
412 | Energy prices up 10%, paying tax on savings & the BCWYC team's best and worst money experiences
27 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: The UK energy price cap to rise 9.5% How to pay tax on interest on savings Our team talk about...
411 | Your Money this Week - Doom spending, new £1 coins, Wizz Air refunds & more
23 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money, including: What is 'Do...
410 | The new Amazon credit card review & Andy's top 10 hacks to pay less and save money
20 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: The new Amazon Barclaycard credit card - is it worth it? His top 10 hacks to pay less and sa...
409 | Your Money this Week - UK Inflation, patronising money tips, unlimited flights & more
16 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money, including: UK inflatio...
408 | Bank switching - from the basics to how to switch like a pro
13 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about bank switching. How and why you might want to do it and things to consider. Then how to do it mo...
407 | Your Money this Week - Football on TV costs, the worst banks for fraud & more
09 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy and Amelia are talking about the stories from the last week that most affect your money, including: Football on...
406 | 10% regular saver from Virgin Money, TSB switch offer, save at the cinema & deals of the week
06 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: A massive 10% regular saver account from Virgin Money The latest TSB switch offer How to save ...
405 | UK base rate cut, Labour tax plans, Premium bond chances & more
02 Aug 2024
Contributed by Lukas
In the latest episode of the pod Andy is talking to Deputy Editor Amelia Murray about the stories from the last week that most affect your money, incl...
404 | Best cashback & reward cards, smartphone eSIMS, hot weather tips & deals of the week
30 Jul 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: The best cashback and reward cards of 2024 How an eSIM could save you money on your mobile dat...
403 | Your Money this Week - Mid contract bill hikes Pret subscription, end of copper coins & more
26 Jul 2024
Contributed by Lukas
In the latest episode of the pod Andy is talking to Deputy Editor Amelia Murray about the stories from the last week that most affect your money, incl...
402 | Why you need multiple cards, how to watch the Olympics for less, water meters & deals of the week
23 Jul 2024
Contributed by Lukas
In the latest episode of the pod Andy's talking about: How to watch the Olympics on TV for less Why you need multple cards Water meters Andy's deals ...
401 | Your Money this Week - Reddit investors, inflation latest, Labour's plan & more
19 Jul 2024
Contributed by Lukas
In the latest episode of the pod Andy is talking to Deputy Editor Amelia Murray about the stories from the last week that most affect your money, incl...