ChooseFI

479 | Are You on Track to FI? | FI Roundtable

04 Mar 2024

Contributed by Lukas

In this episode: FI in your 20s, the boring middle, compounding, fat FI, compounding, checkpoints, and building a life. This week we are joined by Dou...

478 | 2024 Investing Update | Brian Feroldi

26 Feb 2024

Contributed by Lukas

In this episode: buy and hold, macroeconomics, interest rates, bond investing, when to sell, mindset, and thinking differently. This week we are joine...

477 | The Hot Seat: Community Edition

19 Feb 2024

Contributed by Lukas

In this episode: the wonderful ChooseFI community shares advice by taking the hot seat through listener voicemails. Ginger joins the podcast this wee...

476 | Love, Loss, and Money: The Shocking Financial Aftermath of a FI Spouse's Death | Amy

12 Feb 2024

Contributed by Lukas

In this episode: what follows tragedy, the importance of wills and beneficiaries, intestate succession, and probate. This week we are joined by Amy to...

475 | How to Access Your Retirement Accounts Before 59.5 | Sean Mullaney

05 Feb 2024

Contributed by Lukas

In this episode: taxable accounts, the 72(T), inherited retirement accounts, 457B's, roth conversion ladders, and the rule of 55. This week we are joi...

474 | Social Security Deep Dive | Denis Shapiro

29 Jan 2024

Contributed by Lukas

In this episode: social security, disability, calculating social security, claiming social security, and due diligence. This week we are joined by lis...

473 | Are We There Yet? 'Retire Early' Case Study

22 Jan 2024

Contributed by Lukas

In this episode: calculating when you retire, tracking expenses, health insurance, the importance of planning, and health spanning. This week we are r...

472 | The Cure for the Boring Middle | Fioneers

15 Jan 2024

Contributed by Lukas

In this episode: the boring middle, lifestyle design, flow states, moving towards purpose, experiments, and experiences. This week we are rejoined by ...

471 | Mailbag: Inflation and FI, ACA Subsidies, Roth vs. Trad and More | Cody Garrett

08 Jan 2024

Contributed by Lukas

In this episode: inflation, coast FI, early retirement planning, future tax liability, IRA's and 401k's, and diversification. This week we are rejoine...

470 | The Spectrum of Financial Independence | Chris Hutchins

01 Jan 2024

Contributed by Lukas

In this episode: FI versus FIRE, coast FI, lean FI, tools for FI, the skill of spending, dying with zero, and prioritizing health. This week we are j...

469 | A Tale of Action | Navish Bahl

25 Dec 2023

Contributed by Lukas

In this episode: real estate, upskilling, taking action, tracking your expenses, setting goals, getting on the same page, and the hot seat. This week ...

468 | Year End Wins 2023

18 Dec 2023

Contributed by Lukas

In this episode: checking boxes, supplementing income, life by design, taking action, the value of time, and year end wins! This week we are re-joined...

467 | The Power of Community | Amy, Diania, and Stephen

11 Dec 2023

Contributed by Lukas

In this episode: community, structuring FI events, unstructured time, the energy in the room, and vulnerability. We all know that the online FI commun...

466 | Journey to Financial Freedom | Jamila Souffrant

04 Dec 2023

Contributed by Lukas

In this episode: finding a sustainable path to FI, adjusting your lifestyle, guac levels, mindset, and finding what you want. Jamila Souffrant makes h...

465 | Jonathan Returns: Upside Down Economics and the Priceless Value of a Great Question

27 Nov 2023

Contributed by Lukas

In this episode: lessons from failure, curiosity, mastering the small things, skilling up, and the value of time. The return of Johnathan! Yes Jonath...

464 | Budgeting Masterclass | Tiffany "The Budgetnista" Aliche

20 Nov 2023

Contributed by Lukas

In this episode: the make whole mindset, budgeting, grace and space, automation, and splitting it before you get it. This week we are re-joined by Tif...

463 | Superpower of Frugality | Frugal Friends

13 Nov 2023

Contributed by Lukas

In this episode: frugality, value based spending, honoring your season, identity, budgets, financial goals, and minimalism. When you think of the word...

462 | Pathfinders | JL Collins

06 Nov 2023

Contributed by Lukas

In this episode: the power of pursuit, FU money, index investing, investing the difference, and the simple path to wealth. This week we are joined by ...

461 | Taking Space for Yourself and Community | October Roundup

30 Oct 2023

Contributed by Lukas

In this episode: community, building fun into your life, college planning, fear, following threads, and travel rewards. This week we are rejoined by G...

460 | Preparing for the Cost of College | Brian Eufinger

23 Oct 2023

Contributed by Lukas

In this episode: financial aid, college planning, standardized tests, tests optional, need meeting, and preparation. This week we are re-joined by Bri...

459 | Follow the Thread | Cory Muscara

16 Oct 2023

Contributed by Lukas

In this episode: spiritual bypassing, curiosity, fear, wellbeing, inflection points, and what the body stores. This we are re-joined by Cory Muscara t...

458 | A Healthy State of Panic | Farnoosh Torabi

09 Oct 2023

Contributed by Lukas

In this episode: fear, anxiety, FOMO, talking about money, endings, self development, exposure, and the fear of loneliness. This week we are joined by...

457 | Mailbag: Cover Your Expenses | Rachael Camp

02 Oct 2023

Contributed by Lukas

In this episode: the 4% rule, second generation FI, retirement saving, 529's, 401k's, and is it too late for FI? This week we joined by Rachael Camp o...

456 | Taking a Step to FI | September Roundup with Ginger

25 Sep 2023

Contributed by Lukas

In this episode: the importance of starting, everything is negotiable, talentstacking, building your flywheel, and Ginger! As September comes to a clo...

455 | Creating Your Entrepreneurial Flywheel | Nathan Barry

18 Sep 2023

Contributed by Lukas

In this episode: it's not easy it's simple, the flywheel, being consistent, skilling up, the gift of time, and what money can provide. This week we ar...

454 | Salary Negotiation & Early Retirement | Financial Mechanic

11 Sep 2023

Contributed by Lukas

In this episode: salary negotiation, knowing your worth, doing your own research, anchoring, and facing job offers. We often talk about the importance...

453 | From Food Stamps to FI | Theresa

04 Sep 2023

Contributed by Lukas

In this episode: the importance of community, finding financial literacy, pulling the levers of FI, and the hot seat. We've heard incredible stories o...

452 | This is Not a Dress Rehearsal | August Roundup with Katie

28 Aug 2023

Contributed by Lukas

In this episode: spending for value, mastering your finances, what nourishes you, limiting beliefs, and getting the best out of yourself. The end of A...

451 | Mini-Retirements to Accelerate Your Path to FI | Jillian Johnsrud

21 Aug 2023

Contributed by Lukas

In this episode: mini-retirements, building fun into your life, structuring and planning mini-retirements, negotiating, and gaining momentum. When pur...

450 | Catching up to FI | Becky Heptig & Bill Yount

14 Aug 2023

Contributed by Lukas

In this episode: changing your mindset, starting FI at 50, the pros and cons of starting late, and facing your faults. We always say on this show that...

449 | Rubber Ducks and Systems for Land Investing

07 Aug 2023

Contributed by Lukas

In this episode: determining your FI goals, real estate investing, land investing, liquidity, and proof of concept. Whether you are new to FI or have ...

448 | July Roundup: Working Backwards Into FI

31 Jul 2023

Contributed by Lukas

As this month comes to a close, we think it's only fitting to reflect on what July's incredible guests have had to say, and what new knowledge and per...

447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney

24 Jul 2023

Contributed by Lukas

In this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag. Breakups are hard, but b...

446 | Small and Mighty Real Estate Investor | Chad Carson

17 Jul 2023

Contributed by Lukas

In this episode: designing your life, real estate investing, pain points, working backward, and finding your sweet spot. This week we are rejoined by ...

445 | Fundamental Truths of Investing | Brian Feroldi

10 Jul 2023

Contributed by Lukas

In this episode: investing, losing money hurts, pessimism, optimism, index funds, psychology, history, and building wealth. Whether you're a confident...

444 | Spending for Happiness | Carl Jensen & Doug Cunnington

03 Jul 2023

Contributed by Lukas

In this episode: the phases of FI, your spending framework, dying with zero, changing your anchor points, and the value of time. This podcast offers ...

443 | The Invisible Nature of Spending | Ginger Roundup

26 Jun 2023

Contributed by Lukas

In this episode: travel rewards, credit cards, the true cost of buying a car, health, retirement, and community wins. This week we are re-joined by Gi...

442 | Intermediate Travel Rewards

19 Jun 2023

Contributed by Lukas

In this episode: the travelers triangle, booking early, flexibility, planning, hotels, and knowing you are getting a deal. This week Suzy joins us for...

441 | The Valuist Returns | FI Roundup with Bo Loy

12 Jun 2023

Contributed by Lukas

In this episode: the continuum of FI, skilling up, chasing true value, the power of connection, and second generation FI. This week we are rejoined by...

440 | Past Failure Does Not Define Future Success | Amy Minkley

05 Jun 2023

Contributed by Lukas

In this episode: money against mindset, fear setting, FI events, gap years, slow travel, and living intentionally. Everyone's relationship with money ...

439 | Adjusting to Life After FI (Before You Get There) | Chris Terrell

29 May 2023

Contributed by Lukas

In this episode: success after FI, finding purpose, owning your time, investing in health, and spiritual pursuits. While reaching your FI number and ...

438 | Dollars and Sense | Clint Murphy & Ginger

22 May 2023

Contributed by Lukas

In this episode: the pain of paying, anchoring, relative value, sunk costs, response to stimulus, and opportunity cost. On this installment of the Boo...

437 | Student Loan Forgiveness: Essential Update | Travis Hornsby

15 May 2023

Contributed by Lukas

This week we are re-joined by friend of the podcast, Travis Hornsby, to discuss some critical updates and deadlines pertaining to student loan forgive...

436 | From Vision Board to Action: A FI Success Story | Rakesh

08 May 2023

Contributed by Lukas

In this episode: getting comfortable investing, the vision boards, salary negotiations, and the skill of spending Whether it's wanting to pay off your...

435 | Tipped Finance | Barbara Sloan

01 May 2023

Contributed by Lukas

Oftentimes on our show, we talk to people on the FI journey with "regular" 9-5 jobs, and other times we talk to those who have achieved their FI goal ...

434 | The Transtheoretical Model of Change | Roundup with Ginger

24 Apr 2023

Contributed by Lukas

There can be points on the journey to FI where you feel that you may not be able to accomplish your goals, or even take advantage of some of the hacks...

433 | Outside 365

17 Apr 2023

Contributed by Lukas

In this episode: the power of outside, overcoming adversity, the value of streaks, building momentum, and van life. As we've discussed many times on ...

432 | The Skill of Spending | Mr. Money Mustache

10 Apr 2023

Contributed by Lukas

In this episode: tackling the big issues, the everywhere effect, change and discomfort, and getting the most from what you have. On this Podcast in re...

431 | Evolution of FI | Mad Fientist

03 Apr 2023

Contributed by Lukas

In this episode: forming habits, fulfilling goals, routines, the importance of health, restriction without deprivation, and working on life. While beg...

430 | Mindset, Financial Independence, and Real Estate | The FI Couple

27 Mar 2023

Contributed by Lukas

In this episode: early financial conversations, what you truly value, house hacking, and the psychology of FI. It can be scary to have to acknowledge ...

429 | FI Frugal Hobbies | Chris Terrell

20 Mar 2023

Contributed by Lukas

In this episode: finding your why, creating space, deprivation, board games, lesson learning, and decision making. Whether you're years into your FI j...

428 | Fees, Frugality, and 401K Fears

13 Mar 2023

Contributed by Lukas

In this episode: personal investments, 401k contributions, FI is for everyone, travel rewards, task management, and taxes. On what is considered a ver...

427 | Drawdown Strategies: Karsten vs. Fritz

06 Mar 2023

Contributed by Lukas

In this episode: the "average" withdrawal, Karsten's strategy, Fritz's strategy, fixed withdrawal rates, the bucket strategy, and refilling. Preparing...

426 | What to do with $2.5 Million & Real Estate Update | Scott Trench

27 Feb 2023

Contributed by Lukas

In this episode: the 2.5 million dollar inversion, looking at the incentives, interest rates, your biggest asset, and potshots. When you begin your FI...

425 | Turning the Tables on Brad

20 Feb 2023

Contributed by Lukas

In this episode: the value of time, what are you optimizing for, bold moves, increasing your kid's odds for success, and balancing deprivation. Becaus...

424 | The Power of FI | Deanna

13 Feb 2023

Contributed by Lukas

In this episode: budgeting, the power of FI, different funds, living in the present, and the power to make your choices. No matter your background or ...

423 | What Are You Optimizing For? | Chris Hutchins

06 Feb 2023

Contributed by Lukas

In this episode: what sparks goals, what are you optimizing you, valuing your time, and money prioritization. Sometimes on the journey to FI, we ask o...

422 | Lessons From a Young Entrepreneur

30 Jan 2023

Contributed by Lukas

In this episode: taking the unconventional path, the price of time, early entrepreneurship, talent stacking, and the pursuit of learning. At least onc...

421 | Secure Act 2.0 Deep Dive | Sean Mullaney

23 Jan 2023

Contributed by Lukas

In this episode: taxes, the secure act 2.0, the best news, roths, 529's, catch-up contributions, and the new options you have. On December 29th 2022, ...

420 | Mindful FIRE | Adam Coelho

16 Jan 2023

Contributed by Lukas

In this episode: mindfulness, removing judgement, thoughts creating reality, envisioning, awareness, and the hot seat. Oftentimes on our show we like ...

419 | Your Bold Move for 2023 | Dominick Quartuccio

09 Jan 2023

Contributed by Lukas

In this episode: bold moves, building bold moves, dreams, themes, uncomfortable awareness, and finding energy. For most people, a new year can signify...

418 | Investing Lessons Learned in 2022 | Brian Feroldi

02 Jan 2023

Contributed by Lukas

In this episode: the federal reserve, interest rates, buying the hype, the problems with effortless earning, and narrative follows price. It's suffice...

417 | Year End Wins 2022

26 Dec 2022

Contributed by Lukas

Happy Holidays! As the year's end approaches, it's only natural to look back and think of all that you've accomplished. Whether you just began your FI...

416 | Learning to Leave | Diania Merriam

19 Dec 2022

Contributed by Lukas

In this episode: using your resources to create change, your employer is your customer, identifying discrimination, and abundance mindsets. For some o...

415 | Four Thousand Weeks | ChooseFI Book Club

16 Dec 2022

Contributed by Lukas

In this episode: slowing down, stoicism, finding something to neglect on purpose, focusing on the present, flow states, and actionable steps. Througho...

414 | House FIRE | Alan Corey

12 Dec 2022

Contributed by Lukas

In this episode: the value of a door, the hour FIRE method, tax breaks, focusing on income, and return on hassle. Many of our listeners have tuned in ...

413 | Mental Wealth & Healing | Rich Jones

05 Dec 2022

Contributed by Lukas

In this episode: success on paper, building the life you want, therapy, craving progression, and what leads to change. When beginning and well into yo...

412 | What's In Your Index Fund? | Katie & Alan Donegan

02 Dec 2022

Contributed by Lukas

In this episode; global funds, it's not doctrine, index funds, VTSAX, what is in index funds, and the opposite of active investing. If you've been in ...

411 | The Simple Path to Wealth | JL Collins

28 Nov 2022

Contributed by Lukas

In this episode: VTSAX funds, bonds, cap-weighted funds, finding your ballasts, staying the course, and the simple path to wealth. This week, we are g...

410 | Short-Term Rentals on the Path to FI | Kelly Cronin

21 Nov 2022

Contributed by Lukas

In this episode: finding mentors, the superpower of making less, traveling while making less, rental properties, and the one percent rule. For some wh...

409 | 401(k), Mega Backdoor Roth and the Premium Tax Credit | Sean Mullaney

18 Nov 2022

Contributed by Lukas

In this episode: w2 employment to self-employment, s-coporations vs self-employment, avoiding penalties, megas backdoor roths, retirement planning, an...

408 | Debt Payoff, Disney & Taking Action | Audrey

14 Nov 2022

Contributed by Lukas

In this episode: taking action, travel rewards, career progression, the mission to net zero, and value propositions for college. Whether you were rais...

407 | Kristi | Households of FI Update

11 Nov 2022

Contributed by Lukas

In this episode: growth during the job hunt, exploring entrepreneurship, tips for career growth, and second generation FI. It's only natural that on t...

406 | 18 Months of Massive Action | Josue

07 Nov 2022

Contributed by Lukas

In this episode: taking action, asking questions, navigating information, getting to where you want to go, the reason we learn, and growth mindsets! B...

405 | Matt & Meg | Households of FI Update

04 Nov 2022

Contributed by Lukas

404 | Just Keep Buying | Nick Maggiulli

31 Oct 2022

Contributed by Lukas

In this episode: income-producing assets, REITs, the 4% rule, optimal spending, saving too much, and why you will never feel rich. It is believed that...

403 | Alignment & Adjustments | Scott & Taylor Rieckens

24 Oct 2022

Contributed by Lukas

In this episode: balancing deprivation and happiness, making adjustments, everything is negotiable, the evolution of alignment, adjusted awareness, an...

402 | Vivian | Households of FI Update

21 Oct 2022

Contributed by Lukas

In this episode: the beauty of community, misleading expectations, doing what's best for your situation, and stress reduction. The Journey to FI is ha...

401 | Court from Modern FImily Returns

17 Oct 2022

Contributed by Lukas

In this episode: finding unknown opportunity, creating your lifestyle as you go, overcoming the down period, real estate renting, and what reaching FI...

400 | Zach & Marilyn | Households of FI Update

14 Oct 2022

Contributed by Lukas

In this episode: house hacking, benefits and compensation packages, earning extra income and side hustles, and not setting perfection as your goal. We...

399 | Money with Katie | Katie Gatti

10 Oct 2022

Contributed by Lukas

In this episode: finding purpose, misaligned values, being the product of your environment, the stock market as a source for wealth building, and mode...

398 | Troy & Lindsay | Households of FI Update

07 Oct 2022

Contributed by Lukas

In this episode: career changes, up-skilling, re-prioritizing, accruing debt for value, childcare, and emergency funds. The journey to FI is never lin...

397 | Securing Your Financial Life

03 Oct 2022

Contributed by Lukas

In this episode: cybersecurity, password managers, two-factor authentication, safely navigating the internet, and more hot-seat questions! Have you ev...

396 | The Valuist | Bo Loy

26 Sep 2022

Contributed by Lukas

In this episode: evolution, knowing the rules, making purposeful decisions, automation, and the return of the hot seat! In the advent of making money,...

395 | The Debtist Finds Balance in FI

19 Sep 2022

Contributed by Lukas

In this episode: student loans, the impact of knowing, navigating the pandemic, the power of planning, and the freedom of FI! Tens of millions of peop...

394 | From Blood Cancer to Boston Marathon | Boyd Dunleavey

12 Sep 2022

Contributed by Lukas

In this episode: resilience, making good choices, letting go of limiting beliefs, attracting the energy you put out, and winning at life! What would y...

393 |Travel Rewards Refresher 2022 | Lyn Mettler

05 Sep 2022

Contributed by Lukas

In this episode: Travel Rewards, Credit Cards, and The Value of Rewards Points. We all know that it can be expensive to travel, and sometimes the joy ...

392 | Beginning of a New Era

29 Aug 2022

Contributed by Lukas

In this episode: Unlocking Freedom, The Optimized Path, Skilling Up, The Perpetual Money-Making Machine, and a New Era of ChooseFI. It is truly the en...

391 | The Student Loan Reset (Urgent Listen!) | The Student Loan Planner

22 Aug 2022

Contributed by Lukas

In this episode: student loan forgiveness, public service loan for forgiveness, and getting closer to loan forgiveness. How would you respond to findi...

390 | Taking Stock of Your Life | Jordan Grumet

15 Aug 2022

Contributed by Lukas

In this episode: marginal gains, prioritizing your present, purposeful living, impacting others, and goal setting. Whether you like it or not we all w...

389 | The Language of Business

08 Aug 2022

Contributed by Lukas

In this episode: interpreting financial statements, utilizing financial statements, balance sheet statements, income statements, cash flow statements,...

388 | The 18-Year-Old Who Actually Listened

01 Aug 2022

Contributed by Lukas

In this episode: college hacking, career hacking, the power of starting early, trade jobs, and salesforce careers. How many times in the past have you...

387 | How Real Estate Investors Make it Work in High Interest Environments | Coach Carson

25 Jul 2022

Contributed by Lukas

In this episode: real estate investing, the fundamentals of real estate investing, real estate investing variables, interest rates, and private money ...

386 | The $100K Glorified Sleepaway Camp | Millionaire Educator

18 Jul 2022

Contributed by Lukas

In this episode: College Hacking, College Credits for less, ACE Courses, CLEP Exams, and The Most Cost Efficient Bachelors Degree A college education ...

385 | Time Is Your Ultimate Luxury

11 Jul 2022

Contributed by Lukas

In this episode: Time as a Luxury, The Power of F-U Money, The Cost of DIY, Planning, and Decision Making. Even though time is our most precious non-r...

384 | Functionality with Numbers

04 Jul 2022

Contributed by Lukas

In this episode: functionality with numbers, the rule of 74, decision making, free roles, and tilting the odds in your favor! Setting yourself up for ...

383 | What Do You Want to be When You Grow Up? | The Fioneers

27 Jun 2022

Contributed by Lukas

Topics in this episode: lifestyle design, coast fi, slow fi, identity, career, and creating the life you want. Sometimes it can be hard to separate wh...

382 | Name Your Fear, Control Your Risk

20 Jun 2022

Contributed by Lukas

In the week's episode, Brad and Jonathan examine the current state of the housing market and discuss different ways in which risk can be controlled. I...

381 | Common Sense Spending Guidelines | Housing

13 Jun 2022

Contributed by Lukas

In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals! Becoming an...

380 | Optionality: Making Choices with Finite Resources

06 Jun 2022

Contributed by Lukas

In this week's episode, Brad and Jonathan discuss different routes you can take in order to create options for yourself with limited resources. Everyo...