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Clever About Cash

Activity Overview

Episode publication activity over the past year

Episodes

Career changes: Taking the leap

26 Sep 2022

Contributed by Lukas

Love Islander Jay Younger is an investment banker, but started out as an athlete. He takes a look at the transferable skills that have helped him thro...

Teaching kids about cash

19 Sep 2022

Contributed by Lukas

Kids will undoubtedly be hearing lots of chat about the difficult financial times we’re in. So how do we start constructive conversations with them ...

Money tips from around the world

12 Sep 2022

Contributed by Lukas

We are influenced by culture, fashion and food from around the world, so why not their money habits too?Kim and Eileen talk to Tom Cooper, director of...

Cooking up a storm on a budget

05 Sep 2022

Contributed by Lukas

We all know that food waste is bad for the planet, but it’s hard on our pocket too. So how can we make the most of the ingredients in our kitchen to...

How to create a waste-free wardrobe

29 Aug 2022

Contributed by Lukas

Whilst fast fashion is an easy and affordable choice for many, pre-loved clothing is enjoying a moment in the spotlight – ITV’s reality show Love ...

The changing costs of care

22 Aug 2022

Contributed by Lukas

Charging ventilators, specialised food and driving to hospital appointments are just some of the additional costs for households with care needs that ...

Work – a new chapter

15 Aug 2022

Contributed by Lukas

Our job market is facing a lot of change. For the first time since records began, the Office for National Statistics have revealed that there is a gre...

Back to class: Doing the maths

08 Aug 2022

Contributed by Lukas

A long summer holiday has inevitably put pressure on our purse strings, and the return to school can feel overwhelming – as we pay for uniforms, lun...

Setting financial goals in pursuit of happiness

01 Aug 2022

Contributed by Lukas

Reframing our budgets can help us meet our daily needs and financial goals as well as building towards a future which brings us happiness and fulfilme...

How to plan your best life in retirement

25 Jul 2022

Contributed by Lukas

Retirement is looking different these days, with the ‘sandwich generation’ juggling care responsibilities for elderly parents and children living ...

Saying ‘I do’ to a budget wedding

18 Jul 2022

Contributed by Lukas

Elopements, beaches, pot luck suppers and grow-your-own bouquets – how to prioritise your wedding day must-haves and let the rest go. Wedding plan...

Childcare – not all fun and games

11 Jul 2022

Contributed by Lukas

Finding free fun in and around our homes with Jenny Lester from Play Scotland, and ways to budget for the summer holidays ahead. Advice for finding ch...

Food shopping for less

04 Jul 2022

Contributed by Lukas

Kim and Eileen visit Shettleston Community Growing Project in Glasgow to learn what cost-effective produce we can grow in pots, patios and gardens. Th...

Money on our minds

27 Jun 2022

Contributed by Lukas

In the midst of the cost of living crisis, few people are exempt from worry around rising bills. So what support is out there if you’re managing you...

Home hacks for the energy crisis

20 Jun 2022

Contributed by Lukas

Eileen takes a look around Kim’s house with Liam Kidd of Changeworks to see what quick, cheap and easy changes we can all make in our homes to get t...

Cutting the cost of Christmas

18 Dec 2021

Contributed by Lukas

It's time to get your festive finances in order. Kim and Eileen are here to help you avoid starting the new year with a mountain of debt. They've got ...

Ideas for making more money

11 Dec 2021

Contributed by Lukas

A selection box of suggestions for increasing your income and cutting your costs. Kim & Eileen discover new ways of earning some extra money, from...

How to make money from social media

04 Dec 2021

Contributed by Lukas

Kim and Eileen visit Ailidh Forlan as she makes some content in her Edinburgh kitchen. She shares the ingredients that make for a successful viral vid...

LGBT

27 Nov 2021

Contributed by Lukas

What discrimination do people face when they don't fit into a box? As society becomes more diverse are the financial institutions keeping up? Kim and ...

Jargon

20 Nov 2021

Contributed by Lukas

Kim & Eileen sit down with Sarah Jayne Dunn from Citizens Advice Scotland and independent financial advisor Phil Anderson to discuss and decipher ...

Loan sharks

13 Nov 2021

Contributed by Lukas

Illegal money lending is still a real problem for communities across the country. Kim & Eileen meet the team who hunt the loan sharks. They hear w...

Additional needs and additional costs

06 Nov 2021

Contributed by Lukas

Kim meets up with other mothers who also have a child with additional needs. They discuss the extra day to day expenses that come with the conditions....

Coping with cancer

30 Oct 2021

Contributed by Lukas

Being diagnosed with a serious condition can throw your finances into turmoil. Kim and Eileen visit the Maggie's Centre in Dundee to hear from the pat...

Repair, reuse and upcycle

23 Oct 2021

Contributed by Lukas

The team head to Stirling to visit a project that cuts down on what you spend and what you throw away. Eileen tries her hand at upcycling and hears ho...

Time to join a credit union?

16 Oct 2021

Contributed by Lukas

As more people struggle to make ends meet, credit unions are providing a financial lifeline to communities across Scotland. Kim & Eileen visit Rig...

Let's get physical

09 Oct 2021

Contributed by Lukas

Does keeping fit need to be an expensive business and is it worth spending a few pounds to shed a few pounds? Kim and Eileen visit a gym where those w...

Fuel poverty

02 Oct 2021

Contributed by Lukas

As gas prices rise, what can you do to keep control of your energy bills? Kim and Eileen visit Pete to hear how he was able to get help after years of...

Moving from city to country

25 Sep 2021

Contributed by Lukas

The pandemic has prompted many of us to consider buying a rural property. Kim and Eileen ask if the grass is greener once you give up your urban home....

How much is that doggy in the window?

18 Sep 2021

Contributed by Lukas

Spending more time at home during the pandemic prompted many of us to consider getting a pet. Kim and Eileen meet a couple who paid a small fortune fo...

The Rental Game

11 Sep 2021

Contributed by Lukas

Are you considering a buy to let investment, or maybe looking for a flat to rent? Timely financial advice for landlords, tenants. With Kim McAllister ...

Edinburgh Festival

12 Aug 2021

Contributed by Lukas

Kim McAllister and Eileen Adamson hear from actors, comedians, technicians and venue owners about how they've managed their finances during the pandem...

Helping vulnerable people to manage their money

02 Aug 2021

Contributed by Lukas

Looking after your finances can be challenging for all of us, but it’s particularly tricky if you have a visual or hearing impairment. When it comes...

The cost of surrogacy and adoption

26 Jul 2021

Contributed by Lukas

Starting a family can be an expensive business. Kim & Eileen meet a surrogate who has helped three couples to have children. They also talk to a p...

Affordable justice

19 Jul 2021

Contributed by Lukas

When was the last time you had to call a lawyer? Maybe it’s not happened yet, but if that day comes do you know what to do? More importantly – do ...

Could my pension save the planet?

12 Jul 2021

Contributed by Lukas

Your pension pot is a significant amount of money but do you have any idea what it’s being used for right now? Many of us claim to have green creden...

Improving your credit score

05 Jul 2021

Contributed by Lukas

There are few significant purchases you can make these days without your finances being checked out. What are the ways to build a healthy history with...

Money worries and sleepless nights

28 Jun 2021

Contributed by Lukas

Whether we're rich or poor is seems that most of us worry about money from time to time. Eileen Adamson brings together a GP, a psychologist and a pen...

Beginner's guide to bankruptcy

21 Jun 2021

Contributed by Lukas

Measures put in place during lockdown offered payment holidays from mortgages, loans and credit cards. However, as this support falls away it's predic...

Motoring

14 Jun 2021

Contributed by Lukas

Kim and Eileen consider if it makes financial sense to switch to an electric vehicle. They also look at your consumer rights when buying new or second...

Holidays

07 Jun 2021

Contributed by Lukas

Covid is causing confusion and caution among travellers this summer. Travel expert Lady Janey has advice on making the best decisions so that you don'...

Widowed at a young age

31 May 2021

Contributed by Lukas

How prepared are you to pick up the financial pieces following an unexpected death? Kim and Eileen meet Veronica who struggled to sort things out when...

Gambling

24 May 2021

Contributed by Lukas

During lockdown the number of people gambling has increased. For some it's just a bit of fun, but for others it can get out of hand and start causing ...

Advice for Young People

17 May 2021

Contributed by Lukas

The transition from teenage years to adulthood can be a tough for your personal finances. What should you ask before signing your first employment con...

Armed Services Advice Project

10 May 2021

Contributed by Lukas

Kim and Eileen meet the veterans struggling to make ends meet on civvy street. The ex-servicemen share their stories of having to leave the forces and...

Support to help your business grow

03 May 2021

Contributed by Lukas

Kim and Eileen sit down with two female entrepreneurs to find out what to consider when looking for investment. They hear about how the women have gro...

Breaking free from financial abuse

29 Mar 2021

Contributed by Lukas

How much control do you have over your money? Does someone else hold the purse strings? Who can you turn to for help so you can start making your own ...

Spring cleaning your finances

22 Mar 2021

Contributed by Lukas

As the end of the tax year approaches it's time to take stock of your money. To mark the anniversary of lockdown starting we look at the impact Covid ...

Top of the class

15 Mar 2021

Contributed by Lukas

Education may be free in Scotland but have you budgeted for the cost of uniforms, lunches and school trips? Is moving home to get into a better catchm...

Appy talk

08 Mar 2021

Contributed by Lukas

Taking a look at the latest technology that is being developed in Scotland to make managing your money easier and discussing the most helpful apps to ...

How to spot a scam

01 Mar 2021

Contributed by Lukas

Learn how the crooks are using Covid to get hold of your cash. A woman who is thousands of pounds out of pocket warns others about signing up for ener...

How to add value to your property

22 Feb 2021

Contributed by Lukas

What improvements could you be investing in now that would add value in the years to come? If money’s tight, we have tips for a thrifty makeover bef...

Become confident at complaining

15 Feb 2021

Contributed by Lukas

Learn how to speak up about poor service, haggle for a better deal and give some friendly feedback. There's also advice on winning a dispute over poth...

Where there's a will...

08 Feb 2021

Contributed by Lukas

What's the best way to pass your money to the next generation? How do you reduce the amount of inheritance tax? Why a funeral plan can give you & ...

The cost of breaking up

01 Feb 2021

Contributed by Lukas

How do you untangle years of joint finances? Do you know if you can even afford to leave?

Getting by on benefits

25 Jan 2021

Contributed by Lukas

If your income’s taken a hit we’ve advice on benefits and some tips to cut your costs.

Helping your parents to handle their finances.

09 Nov 2020

Contributed by Lukas

It's such an uncomfortable topic many of us don’t want to have that conversation. We share the knowledge and techniques so you feel able to able to ...

Does money buy happiness?

02 Nov 2020

Contributed by Lukas

How healthy is your relationship with money? What triggers us to splash the cash? Are we addicted to the buzz of spending money? How can we re-train o...

How can I protect and grow my income?

26 Oct 2020

Contributed by Lukas

Kim & Eileen look at how broadening your sources of earning can make you more financially secure, and ask if it’s time to take out some insuranc...

Why on earth would you want to start a business in 2020?

19 Oct 2020

Contributed by Lukas

Business insiders share their secrets to a successful launch and we hear how covid is making it challenging for a new nettle cordial company to get of...

What's the best thing to invest in now?

12 Oct 2020

Contributed by Lukas

Kim and Eileen set out to find what can be gained from putting your money into a range of investments. They weigh up the pros and cons of gold, whisky...

What's the point in saving?

05 Oct 2020

Contributed by Lukas

With interest rates at record lows and potentially going negative, what impact will this have on savings and what should you do with any savings you’...

With the housing market heating up is it time to buy, sell or renovate?

28 Sep 2020

Contributed by Lukas

We look at what lockdown has done to property prices, the cost effective ways to renovate your home and how investing in green heating technologies ca...

Dealing with Debt

21 Sep 2020

Contributed by Lukas

Debt management was always a big issue, but following Covid it’s more important than ever. This episode explores how you can reduce your debts in th...

Helping your kids budget for university life.

14 Sep 2020

Contributed by Lukas

Are you confident your children will be able to manage their money as they head off to study? Find out what your teenagers need to know and the best w...

Will my pension be enough?

07 Sep 2020

Contributed by Lukas

Worried your pension won't be enough? Kim and Eileen get advice on building up your pension pots, avoiding unethical investments and maximising your r...

How to catch a dragon

31 Aug 2020

Contributed by Lukas

With an uncertain job market, now might be the time to strike out on your own. Kim McAllister and Eileen Adamson find out what you can do to become de...

How to handle redundancy

24 Aug 2020

Contributed by Lukas

Kim MacAllister and Eileen Adamson sit down with Nina Ballantyne and Gus Grant-Lyford of Citizens' Advice Scotland to hear how to access benefits if y...

Welcome to Clever About Cash

17 Aug 2020

Contributed by Lukas

Kim McAllister and Eileen Adamson help you get all over your personal finances. Making the most from what you’ve got and finding out how to get more...