Climate and the housing insurance crisis

Professor Paula Jarzabkowski talks to us about how housing in high-risk areas is bad policy and leads to an increase in what she calls the insurance protection gap. Our building codes are also not adapting to new climate conditions. As is so often the case in considering climate impacts, those at greatest risk are those least able to afford those impacts.About PaulaProfessor Paula Jarzabkowski is a strategic management expert at the University of Queensland, specialising in the intersection of insurance, risk, and climate change. Her research reveals how climate-induced disasters impact insurance markets and the broader implications for society, and in particular those parts of society that are at greatest risk.Published books include Making a Market for Acts of God and Disaster insurance Re-imagined, and most recently Organizing beyond Organizations for the Common Good: Confronting Societal Challenges through Process Studies . You can follow her work on her website paulajarzabkowski.comOur thanks to Professor Paula Jarzabkowski, and the University of Queensland, for joining us to share her insights into the disaster insurance protection gap, and the complex systemic challenges we face in adapting financial and insurance systems to meet changing climate conditions.Read the recent reports from the Climate Council referenced, including the 2025 Climate Risk Map here. About Climate360°Climate360° is a podcast series that will take a broad view of how climate impacts our whole world. It is an initiative of Sam Redston and Andrew Mackenzie.Over the weeks and months ahead we will explore how climate impacts health, economics, politics, science, farming, manufacturing and everything else. We will explore the challenges of a changing climate, while throwing a light on a rich community of innovators and activists, professionals and academics, makers and motivators, who are leading the way in how we might respond to our changing climate.We acknowledge that we work and create on the lands of the Wurundjeri Woi-Wurrung and Boon Wurrung People of the Eastern Kulin Nation, and we pay our respects to their Elders, past and present. Always was. Always will be.www.climate360.com.au This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit climate360.substack.com

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