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Crypto Talk Radio: Basic Cryptonomics

#Bitcoin “Death Cross” Spooks The Crypto Markets

21 Jan 2026

Transcription

Chapter 1: What is the current state of the Bitcoin market?

1.01 - 12.914 Leister

Welcome to Crypto Talk Radio, the podcast for everyday investors like you. Visit us on the web at CryptoTalkRadio.net. And now, here's your host, Leister.

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13.636 - 19.187 Bailey

Thank you for that, Bailey, and welcome everybody out there on Crypto Talk Radio, found at CryptoTalkRadio.net.

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19.775 - 47.062 Bailey

it's boring again it's it's you know believes crypto he was it's so boring he was streaming video game footage while occasionally talking crypto that's how boring it is i told you it's boring it's boring again i got a couple bits but it's boring i'll give a personal update real quick it rhymes It was brought to my attention. So I have figures. Bishojo, they're referred to.

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47.142 - 71.449 Bailey

Bishojo, they're all female, obviously. There's a collection and there's Star Trek. So they're all female. So one of them is a female version of Captain Kirk. One's a female of Spock. And then Uhura. I found out today there's a female medical officer. She doesn't look like any of the other current, you know, but I'm like, man, what? How did I miss? So I ordered that one.

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71.851 - 92.543 Bailey

got it in there i also ordered some gold backs because the washington dc released the one denomination so i got some of those they are limited i think they're only minted 50 000 of them total so i treat them as collectibles because i figure at some point they're just going to be a collectible something i don't do them to spend them

92.523 - 109.475 Bailey

I do them to collect them, and I wanted to make sure I had some, but it's good art, and this is good art. It honors Washington, D.C., and Washington, all that stuff. It's not about Trump for all the TDSs. It's just Washington, so I got some of that. I have a couple of bits, nothing major. It'll probably be a short episode today.

109.535 - 137.616 Bailey

We'll go ahead and jump into this, and I have a little bit of a surprise at the tail end of the episode today. coinmarketcap.com and we're going to zoom out to the month chart for bitcoin because current chatter online makes reference to a death cross we will talk about the death cross but just so that we can put in some perspective

138.743 - 167.101 Bailey

over the month chart right now it actually shows me a slight middle as in not quite strong not quite weak middle trading it does not look good long term but in the short i don't see the immediate crash that is being projected online 88,000 bucks. It is visually low, but it looks like it's trying to hold the line.

167.722 - 193.767 Bailey

Best way to state that there was a major drop though, from the, I think it's like 96,000 ish mark down to this 88,000 mark. But the reason I say that it feels middling just like a week and a half ago, We were sitting at just shy of $95,000. It went down to about $90,000, so not far from where we're at.

Chapter 2: What does the term 'Death Cross' mean in cryptocurrency?

853.299 - 876.06 Bailey

They're too close to the banking side. The banks are going to do everything they can to fight that. Not because they don't want you to have your crypto. They don't really care about the crypto. They care once you're starting to financially benefit, meaning connection to Fiat as a result of the cryptocurrency such that it removes the incentive of leaving it in the banks.

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876.08 - 900.497 Bailey

You're like, well, why can't the bank step up and increase the rates? The reason that the rates are fluctuating for deposits. And I remember I dealt with a bank years ago. Oh, Marcus, Marcus.com. And they offer, I think it was a 5% at the time, the savings account, 5% of the time. And then it was like, okay, well, it's going to be 3% now. There was like, well, it's going to be 1.5. Okay.

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900.537 - 927.687 Bailey

Well then now there's no reason to use you versus any other bank out there. You just, you just remove the only motivating reason to use this account. The reason that these fluctuate so rapidly has to do with how many assets, how much assets, right? Do they have ready-made assets for what they want to do? Are they hurting for assets? How much investors do they have if they're doing securities?

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927.818 - 943.465 Bailey

Is there buy-in on the security side? There's all sorts of factors that then drive what are we trying to offer in order to incentivize people to do it. And then there's a base one that just says, look, we'll still take your money if you don't really need it. If we're not starving for the assets, we'll still take your money.

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944.647 - 967.676 Bailey

Many of the banks, they can't justify, it's not even a fort, they can't justify paying significantly higher rates to you Just like years ago, remember, for those that are old enough, it used to be you had to pay to get a checking account. You had to pay them to get a checking account. It wasn't until Washington Mutual came around talking about free checking. They started that.

967.796 - 990.469 Bailey

They were the ones that said, we're just not going to charge you for this. This is crazy. Why would we charge you to put your money in there? Because every other bank was doing that. They were charging you for the privilege of doing this stuff. And WAMU cracked it. What happened to WAMU? Right? WAMU is no more. WAMU is no more because they went too far. They said, okay, free checking.

990.87 - 1010.565 Bailey

They were one of the first ones to offer the visa debit cards without charging you and without an approval process. I remember when I went to a credit union. This was, I was really young. I was in my teens and I applied for this account at a credit union. They were a local deal. They wouldn't give me a visa debit card cause I didn't have any credit.

1010.765 - 1025.865 Bailey

They refused to be a V. They gave me the one that's just the pin code and you had to go to that branch and pull cash out. That's all they would give me. Now they throw visa and MasterCard cards at you of all kinds. I have four.

1025.845 - 1049.406 Bailey

for accounts i recently closed sitting here they throw them at you now but that wasn't the case before this rush towards acceptance of that wamu largely was in front of that they were pushing the idea that you want them to do more you want to have more customers you want them to consume more and you can lower the bar but when they started lowering the bar too low

Chapter 3: How are recent Bitcoin price movements affecting investor sentiment?

1221.205 - 1249.527 Bailey

That is part of my surprise for you. silver i talked about it multiple times certain people listened certain people didn't but silver hit another all-time high recently people estimate that silver is on route to exceeding the hundred dollar mark estimates put silver roughly around three hundred dollars sometime in 2026 do i think that it hits 300 at this point i don't know

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1250.84 - 1275.255 Bailey

But the silver squeeze, I'm talking a little bit more about the silver squeeze. Real quick, the gold back I talked about, Washington, D.C., recently just came out. They did not release the entire series. As far as I can tell, it looks like it's a special one-time deal. I say one time, but they'll probably do a series here soon. But it was for Washington, D.C., recently released.

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1275.975 - 1300.598 Bailey

If you're not, didn't know gold backs are exclusively sold at JM bullion.com. So if you are interested, you must go there. They are created by a different organization, but JM bullion has exclusive rights to sell them. So the, and they are gold, they are gold and they are still sealed in polymer, but it's gold. It's, it represents gold. It is in certain States.

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1300.898 - 1324.449 Bailey

It is accepted as currency within the state. And then some of the, States are trying to formalize that process and say, you, this is basically because at a federal level, they govern how, what is accepted as currency. That's why it says on the dollar physical dollar says this is legal tender for all notes, public and private, right?

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1324.509 - 1336.703 Bailey

All debts, public and private, because the feds dictate what can be used as actual currency. When we say currency, actual currency, we're referring to something that equates to Fiat.

1336.683 - 1366.555 Bailey

dollar value so they're saying that if it equates to fiat dollar value we run the game same as crypto you can exchange you can trade all you care to irrespective of the dollar you can say i got a tv it's a 70 something inch tv you know if you want my tv fine what is what do you have that i might want regardless of its dollar value and then we do a trade right like right now i have a backup tv it's a i think it's a 55 inch tv

1366.535 - 1384.844 Bailey

And if the backup, if something happens to my large TV, which actually happened and I was pissed off, then this guy serves as the backup until the other one's replaced. Well, let's say I got down the road and I said, what's the point of having a backup? I'll just get the new one and I just will live without the TV. Somebody might want my 55 inch TV.

1385.305 - 1392.897 Bailey

Somebody might not have the money to do it, but they might have an item that I want. It's possible. Let's say some sort of collectible.

1392.877 - 1418.702 Bailey

but it's not collectible to them or they're short on cash or something okay we do a trade i'll give you my tv i want that item and we're done there there's no fiat in that exchange and the government doesn't care they care when you say well my 55 inch tv okay or let's say it's 300 so i'm just making up a number 300 and with this 300 i'm going to sell it to you Okay.

Chapter 4: What are the implications of institutional buying in the crypto market?

1720.927 - 1747.765 Bailey

Nobody knows. But even now, despite it hitting all time highs and I say all time highs, it's, it's all time highs relative to the ratio. So all-time high within the ratio, absolutely. But in terms of the overall picture, it's absolutely grossly underpriced. It's not even close. Right now, it's just shy of $96 and everything's creeping up again. Just shy of $96.

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1748.966 - 1774.17 Bailey

There was a time it was $44, but at the same time, gold is almost $4,800, right? So you have to think, There's no way gold should be 4,800 fricking dollars and silver can't hit barely a hundred. And we're assuming that that's a peak. There's no way there's no way. So you're going to see people online. Tell you gold is about to crash. Silver is about to crash.

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1774.871 - 1794.982 Bailey

It's entirely possible that they go down crash. I think unless there's a macro event, In our favor, I don't think so. As long as you have disruption overseas, as long as you have the Greenland issue, as long as you have the Ukraine issue, as long as you have all this disruption, I think it's just going to go positive because I think people are looking for hedge.

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1795.422 - 1809.85 Bailey

People also said that China and Japan and other countries are stacking it. which is what's contributing to a lot of the stock shortages that are happening, which I've seen myself. So then you take that, they're stacking it, they're stashing it, they're hoarding it.

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1810.732 - 1831.496 Bailey

Well, if you're in the US and you've not gotten any, like at minimum, at minimum, you know, like a five ounce or something, if you've not gotten a little bit of it, You might, it's just like Bitcoin, right? It's like, you're not able to get in to the whole number because now it's crazy expensive. You have to do a fractionals, nothing wrong with fractionals. I'm still imploring people.

1832.017 - 1852.74 Bailey

I would avoid gold. Like I told you, I said, I would avoid, avoid gold at the moment. I would avoid platinum at the moment. I would avoid palladium even at the moment. me copper is still fair game which i'll talk about in a second as i wrap up and silver's fair game i think both of those are fair game for the inter the interim right in the next three years

1853.632 - 1866.59 Bailey

I think they're fair game and then watch 2026 and see what happens with this business. Because again, the ability to get a kilo of silver and a kilo for those that don't realize, I think it's like 32 ounces, but it's crazy.

1866.63 - 1892.908 Bailey

You know, there's, these are things that could get you something that is significant in value, not for buy, sell, trade quick cash, but hedge and strong portfolio, whether you do it direct or you do it through 401s or whatever, But doing it direct is going to get you the most to insulate against what's happening international. Copper then, which I said, I'm going to spin back on copper.

1894.05 - 1911.617 Bailey

People say, and they continue to say, well, it's stupid to buy copper. It doesn't make any sense. Just to remind some folks, and copper is one of those that's like an annual situation. It doesn't go in the same velocity as some of the rest of them. It's like an annual situation. Just to kind of put in perspective,

Chapter 5: How do macroeconomic events impact Bitcoin prices?

2601.263 - 2625.163 Bailey

And cryptocurrency has gotten people to accept the casino, you know, quick pump stuff. So you look at the metals and you see they're not running like that. Silver is, So I think those people are doing you a disservice by not telling you that you should have some stake in precious metals. And I'm simply saying you cannot go wrong with it.

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2625.183 - 2640.488 Bailey

Even if you just did silver and nothing else, you can't go wrong with it. Get a little bit. Don't, you don't need to put a crap ton of money into it because it's right now it's just shy of a hundred bucks. It's 96 bucks, just shy of 96 bucks per ounce. Then I just said, make sure you buy locally.

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2640.528 - 2657.381 Bailey

Don't buy online because the premiums are a joke because locally they'll, they'll try to, you know, cut you a deal or something. They have to make some profit, but you can get them, you know, negotiate them down a little bit. If you can get silver for, let's say a hundred between a hundred and 105, I think you're doing good.

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2658.081 - 2674.84 Bailey

Uh, in terms of the premium overhead, it's up to you, whether you listen to Leister or crypto talk that FM or not. This is just my fair warning to anybody listening to Michelle, because I'm trying to ensure that your portfolio is stable. Not necessarily that you went at the casino table that rhymes.

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