BMO Financial Group: Third Quarter 2025 Earnings Report

This document presents BMO Financial Group's Third Quarter 2025 results, highlighting a 25% increase in reported net income and a 26% rise in reported earnings per share compared to the previous year. The report details financial performance across various segments, including Canadian and U.S. Personal & Commercial banking, Wealth Management, and Capital Markets. Key metrics like provision for credit losses and return on equity are discussed, alongside strategic initiatives such as the acquisition of Burgundy Asset Management Ltd. and a new normal course issuer bid to repurchase common shares. The document also provides non-GAAP financial measures for a more comprehensive understanding and includes important cautions regarding forward-looking statements due to inherent risks and uncertainties. Finally, it offers investor and media information for further engagement and access to financial data.

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