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Lloyds Banking Group Q3 2025 Interim Statement

23 Oct 2025

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The provided source consists of excerpts from a Lloyds Banking Group presentation, specifically the Q3 2025 Interim Management Statement dated October 23, 2025, with an initial reference to their 2024 Results from February 20, 2025. This document highlights the bank's robust financial performance and continued strategic delivery, with an emphasis on strong capital generation. Key financial data are presented, showing growth in Net Interest Income (NII) and Other Operating Income (OOI), alongside ongoing cost discipline. A significant part of the statement addresses an updated motor finance commissions provision, increasing the total charge to £1,950 million due to proposed regulatory redress schemes. The presentation concludes by reaffirming the bank's confident outlook and improved 2025 guidance when excluding the motor finance charge.

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