Episode L: Shinjini Kumar, Co-Founder at Salt – mysaltapp

As #DamaniTalks completes its 50th episode, we bring you a leading personality from the Fintech industry -  Shinjini Kumar, Co-Founder of SALT (mysaltapp) She had a 17-year stint with the RBI,  Paytm Bank, and later led Citibank's consumer bank for India – each role would make the holder proud – a position that one would retire from. Yet, she found herself a challenge that got her jumping into the founder role. Key takeaways from this episode: Shinjini’s early days in Bihar. After studying English literature, what prompted her to move into the financial sector? Shinjini took up the role of the payment at RBI; why did that space fascinate her attention? After 17 years at the RBI, what were her key takeaways from this experience? Would Shinjini encourage the youth to take up the challenge of working as a government employee? How did Shinjini overcome the expectation mismatch on her job responsibilities at PwC? What was her experience like seeing the best of the corporate and government world? Why was building a Paytm bank the next challenge for Shinjini? What was her experience working with Vijay Shekhar Sharma? What triggered her to to quit the payments bank just before the launch? What are her thoughts on Paytm’s IPO? When did Shinjini know she wanted to quit her employment stint and take up entrepreneurship? Where did the idea of her startup - SALT germinate? How do the startup’s services cater to women? How did Shinjini choose her investors? What are the differences between being an intrapreneur and an entrepreneur? Where does Shinjini see SALT in the next 5 years? Shinjini’s book recommendation: The Grapes of Wrath By John Steinbeck

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