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Data Driven Voices - A Podcast by Avaus

#19 - Lessons from the MarTech renewal journey at Finland’s largest financial institution - Nina Rancken, OP Pohjola

19 Nov 2025

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In this episode of Data Driven Voices, host Emma Storbacka is joined by Nina Rancken, Customer Engagement Lead at OP Pohjola. They dive deep into OP's pioneering, AI-based MarTech journey – a six-year transformation that required a fundamental cultural shift, not just a technological one. Chapters (00:00) - Introduction and Welcome(01:44) - Nina’s Background - from Nokia to OP(03:49) - OP Pohjola and Its Forward-Looking, Agile Culture(07:53) - The AI-based MarTech Journey and the Cultural Change(13:56) - The Four Key Strategic Principles (16:55) - Current Capabilities in 2025: 8 Channels and 350 Next Best Actions(19:15) - How AI Drives Next Best Action Decisioning and the Improved Key KPIs (Engagement and Contract Conversions)(24:52) - Operating Model Changes and Governance Forums(30:18) - Lessons Learned: The Need for a Clear Holistic Owner(32:40) - Future Potential(41:36)  - Change Management Lessons and Best Practiceshttps://www.op.fi/en/home-page

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