207 invest or pay off debt

Should you put your spare cash in paying down debt or invest it? Dev explores this common question, touching on:👉🏻invest or pay off debt - is this a simple analysis of this question?👉deductible vs non-deductible debt👉🏽what about interest free debts?👉🏿risk tolerance vs tax optimisation👉🏼what about debt consolidation?Episode transcripts: https://bit.ly/m3meptranscripts🛑 Please read the disclaimer at mymillennial.money before listening to this episode.Need help with budgeting? Check out The Glen James Spending Plan and use coupon code "m3m" to save $20.Are you a healthcare professional? Join our Facebook community!Click here for podcast resources, links to our stuff, disclaimer & warnings about this episode + more.We acknowledge the darkinjung people, Traditional Custodians of the land on which our studio sits, and pay respects to their Elders past and present. We extend that respect to Aboriginal and Torres Strait Islander peoples who may listen to our podcast.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.

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