Digital Finance Analytics (DFA) Blog
Episodes
Who Is Gaslighting Who?
13 Feb 2026
Contributed by Lukas
The Senate Estimates process is always worth a watch, as it can be more spicy than the Lower House version, where entities from the RBA through to Tre...
People-Based QE Is The Name Of The Game!
12 Feb 2026
Contributed by Lukas
In a desperate attempt to keep GDP growth positive, Australia has been upping their intake of people into the country, especially since the COVID year...
Home Lending Boomed Higher Before The RBA Hiked!
11 Feb 2026
Contributed by Lukas
We finally got the 4th Quarter Lending Stats from the ABS, checks calendar, in the middle of February, and while there was an increase in first homebu...
DFA Live Q&A HD Replay: A Deep Dive Into Our Household And Property Data
10 Feb 2026
Contributed by Lukas
This is an edit of a live show where I walked though our latest household finance and property analysis with a focus on price and financial, mortgage ...
Its Edwin’s Monday Evening Property Rant!
09 Feb 2026
Contributed by Lukas
In this edition, our property insider Edwin Almeida and I dig into the impact of AI, the need for caveat emptor, analysis of the latest numbers, and t...
The “Hot” Auctions, Which Are Not So Hot…
08 Feb 2026
Contributed by Lukas
The media was full of “news” about auction clearance rates this week, claiming that despite the RBA rate rise in the week, things were still hot a...
Market Calisthenics, As Investors Buy Dips, Rotate, And Speculate!
07 Feb 2026
Contributed by Lukas
This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the wa...
An Astounding Revelation! With Tarric Brooker…
06 Feb 2026
Contributed by Lukas
In our latest Friday afternoon discussion Journalist Tarric Brooker and I take a deep dive into the latest data, with some surprising results. Beyond ...
Markets Turn The Uncertainty Dial Up. Again…
05 Feb 2026
Contributed by Lukas
MSCI’s broadest index of Asia-Pacific shares outside Japan skidded 1%. South Korea’s KOSPI tumbled 1.7% and Taiwanese shares lost 0.7%. Chinese bl...
Home Prices: Busted???
04 Feb 2026
Contributed by Lukas
The threat of interest rate hikes could already be impacting the housing market, with fresh figures showing runaway prices are starting to cool. Of co...
DFA Live Q&A HD Replay: Investing In A Time Of Gold And Silver Roller-coasters: With Damian Klassen
03 Feb 2026
Contributed by Lukas
This is an edit of a live show I was joined by Head of Investments for Walk The World Funds And Nucleus Wealth, Damian Klassen, as we parsed the recen...
Down The Rabbit Hole: Where Does Power Actually Lay?
02 Feb 2026
Contributed by Lukas
In another of our occasional series of discussions with my friend George, we explore the role and source of political and economic power in the world,...
Its Edwin’s Monday Evening Property Rant!
02 Feb 2026
Contributed by Lukas
Edwin and I discuss the impact of potential rate hikes, which are not certain, but probable. What is clear though, despite the pressure on many househ...
Its D-Day For The Australian Economy!
01 Feb 2026
Contributed by Lukas
The RBA may well lift interest rates on Tuesday, so we dive into the data to examine what is going wrong, and who is to blame, as calls to the Nationa...
Enough Already! Markets See A Years Turmoil In A Month!
31 Jan 2026
Contributed by Lukas
This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the wa...
Stop Them Building The Authoritarian Architecture Block By Block: With Robbie Barwick
30 Jan 2026
Contributed by Lukas
The Australian Police State is being built block by block, and another step is currently in play. In this important show, I am joined by Robert Barwic...
This Ain’t Normal! An Economic Update…
29 Jan 2026
Contributed by Lukas
My first economic update with Nuggets News for 2026 where we explore the ructions in markets, the new Neo-mercantile philosophies which are being roll...
Rates Will Rise, But Let’s Play Some Numberwang On The CPI Too…
28 Jan 2026
Contributed by Lukas
Today we got the latest CPI data from the ABS, and it was a bit of a shocker, as the Consumer Price Index (CPI) rose 3.8 per cent in the 12 months to ...
DFA Live Q&A HD Replay: Who’s Feeding The Housing Monster? With Leith van Onselen
27 Jan 2026
Contributed by Lukas
This is an edit of our latest live show where we went deep into the dynamics of unaffordable housing and what can be done about it. I was joined by Ch...
Its Edwin’s Monday Evening Property Rant!
26 Jan 2026
Contributed by Lukas
Edwin, fresh back from his China trip, shares his insights from the visit, as we look at the ramp up in property activity across the country after the...
The Inconvenient Truth About Property Investing In Australia!
25 Jan 2026
Contributed by Lukas
Whilst Property investing in Australia can deliver long‑term gains, investing does carry real, measurable costs and risks. In addition, taxpayer‑b...
From TACO To TUNA: The Markets’ Adventures In TrumpLand!
24 Jan 2026
Contributed by Lukas
This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia covering commodities and crypto along the wa...
It’s Australia’s “Davros” Moment; With Tarric Brooker…
23 Jan 2026
Contributed by Lukas
Journalist Tarric Brooker and I parse recent events, and with the help of his data slides, get deep and dirty into global power plays, the status of r...
Mortgage Rates Are On Their Way Up; Thanks Jim!
22 Jan 2026
Contributed by Lukas
More data today, and more signs that rate hikes are coming as Australian unemployment unexpectedly fell in December as the economy added more jobs tha...
Markets Twitch As Relationships Rupture, Or Is It Just The Yen Bond Problem?
21 Jan 2026
Contributed by Lukas
A quick look at the markets shows US the dollar languished near three-week lows against the euro and Swiss franc with a 0.53% slide in the dollar inde...
12.3 Million Australian Households Are Living In Economic Armageddon
20 Jan 2026
Contributed by Lukas
We just released a deep dive into Australian Households and their financial distress over on our channel “In The Interests Of The People”....
DFA Live Q&A HD Replay: Are The Tides Turning On Australian Property?
20 Jan 2026
Contributed by Lukas
This is an edit of a live show where we went deep into the change in the property weather which it seems is underway. I was joined by Aaron Scott from...
Its Edwin’s Monday Evening Property Rant!
19 Jan 2026
Contributed by Lukas
This week we catch up with Edwin in transit to China as we look at the latest property and finance news. There seems to be a whole bank of black swans...
Could An Alien Invasion Spark A Banking Crisis?
18 Jan 2026
Contributed by Lukas
Talking of Black Swan Events, as I did in yesterdays market review, I came across an article in the Times which suggested that there was a risk of fin...
Financial Markets: Are Liquidity Black Swans Emerging?
17 Jan 2026
Contributed by Lukas
This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto on the way....
Housing Crisis Or Population Crisis?
16 Jan 2026
Contributed by Lukas
The ABS released the latest Australian net long term and permanent arrivals data for November and revealed the highest level ever for that particular ...
Pop Goes Those Fixed Rate Mortgages…
15 Jan 2026
Contributed by Lukas
Given what I have been highlighting about the pivot in interest rate expectations, following the last RBA presser and the flow of economic data, plus ...
No Rate Cuts? The Inflation Genie IS Still Out The Bottle!
14 Jan 2026
Contributed by Lukas
The latest data from the US BLS showed that superficially the core consumer price index, regarded as a measure of underlying inflation because it stri...
DFA Live Q&A HD Replay: Households Haunted By Debt: Which Post Codes Are Worse?
13 Jan 2026
Contributed by Lukas
This is an edit of a live show where we delved into the question of household debt in Australia and how it translates into pressure on households. We ...
Its Edwin’s Monday Evening Property Rant!
12 Jan 2026
Contributed by Lukas
Our property insider Edwin and I discuss the latest media spin on property compared with the granular reality, consider the implications of the high-r...
Markets Soar Into 2026 As Politics And Power Plays Trumps Economics!
10 Jan 2026
Contributed by Lukas
The fourth-quarter US reporting season kicks off with JPMorgan set to report before the opening bell in New York on Tuesday. Strategas Securities’ R...
The Beatings Will Continue Until Morale Improves! With Tarric Brooker
09 Jan 2026
Contributed by Lukas
For our first show of 2026, Tarric and I dive deep into the data on housing, per capita data and the recent polls, plus a look at the implication of t...
Labor’s “Shoot Ready Aim” Housing Policy Did Lift Home Prices!
08 Jan 2026
Contributed by Lukas
When Labor brought forward their 5% deposit scheme for first home buyers to 1 October 2025, Property Analysts warned that this could push up prices fo...
Don’t Be Fooled By The Latest CPI Read; Rate Hikes Are Coming!
07 Jan 2026
Contributed by Lukas
Inflation cooled faster than anticipated to 3.4 per cent in November, as a wave of retail discounting helped ease the pressure on household budgets du...
DFA Live Q&A Replay: Investing In An Age Of Rising Imperialism: With Damien Klassen
06 Jan 2026
Contributed by Lukas
In our first live show of 2026 I am joined by Head of Investments Damien Klassen From Nucleus Wealth and Walk The World Funds. With the fast-moving ev...
Its Edwin’s Monday Evening Property Rant!
05 Jan 2026
Contributed by Lukas
We are back for our first Rant of the year with Property Insider Edwin Ameida and I looking at the projections for property this year, chaos in the co...
6 Levers To Pull To Boost Your Finances In 2026
04 Jan 2026
Contributed by Lukas
At the start of the new year, it is worth spending just a little time to make sure your finances are in the bets possible fettle. So today we look at ...
Volatility And Uncertainly; The Watchwords For Markets In 2026!
03 Jan 2026
Contributed by Lukas
This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the w...
Confirmation Australia’s Housing Market Is Turning… But…
02 Jan 2026
Contributed by Lukas
We had further confirmation today that the Australian housing market tide is turning, at least in terms of further price rises, but overall housing af...
The Year That Was: Markets Bet On Hope Over Expectation!
01 Jan 2026
Contributed by Lukas
As we enter 2026, and Happy New Year to all, we should reflect on the fact that while hope is a desire for a positive outcome with uncertainty about i...
DFA Live Q&A HD Replay: 2026 Property Trends With Edwin And Martin
30 Dec 2025
Contributed by Lukas
This is an edit of a live show where I was joined by Property Insider Edwin Almeida for a live Q&A session on Australian Property Trends In 2026. ...
Households Crushed By Bills As Housing Costs Explode In 2026!
29 Dec 2025
Contributed by Lukas
Today we walk through our latest analysis of financial stress among households, using data up to the end of 2025. And its a sorry picture, despite all...
Australian Home Price Scenarios Updated For 2026!
28 Dec 2025
Contributed by Lukas
In this show we update our price scenarios based on the latest data and surveys, breaking down the data by state and territory. Things look like they ...
It’s All A Bit Artificial Really!
27 Dec 2025
Contributed by Lukas
This is our weekly market update, starting in the US, crossing via Europe and Asia to Australia, and covering commodities and crypto along the way. In...
Tony Locantro’s Christmas Box!
26 Dec 2025
Contributed by Lukas
Seasonal greetings to all our followers and viewers. Today we catch up with Tony Locantro and get his perspective of the year which is passing and 202...
Santa’s ESG Dilemma!
25 Dec 2025
Contributed by Lukas
In this seasonal show, Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds; and Martin North from DFA dive into Santa’...
DFA Live Q&A HD Replay: Stablecoins: A Financial Revolution Or Financial Coup? With Adam Stokes
23 Dec 2025
Contributed by Lukas
This is an edit of a live show were I was joined by Adam Stokes to examine the emergence of Stablecoins following The Genius Act and the implications ...
Its Edwin’s Monday Evening Property Rant!
22 Dec 2025
Contributed by Lukas
This is our last formal Rant of the year, so Edwin and I go to town on some of the property predictions for 2026 and consider some of the sleeping iss...
Good Versus Evil: In Memoriam
21 Dec 2025
Contributed by Lukas
The 21st of December is the solstice. Technically speaking the solstice is a specific moment, not a whole day and in 2025 it happens at 15:03 on 21 De...
Let’s Paper Over The Cracks For A Santa Rally…
20 Dec 2025
Contributed by Lukas
This is our weekly market update where we start in the US, cross to Europe and Asia, and end in Australia, covering commodities and crypto along the w...
Australia’s Economy Hits The Wall: With Tarric Brooker
19 Dec 2025
Contributed by Lukas
Journalist Tarric Brooker and I catch up for our last chat of the year, and with the help of his excellent slides, pull apart the latest trends in ter...
Let’s Play Some Migration Numbers Numberwang!
18 Dec 2025
Contributed by Lukas
Today we got the ABS National, state and territory population data from June 2025. They reported that the Australia’s population grew by 1.5 per...
Eight Megatrends For The Years Ahead!
18 Dec 2025
Contributed by Lukas
Damien Klassen Head of Investments at Nucleus Wealth and Walk The World Funds and Martin North from DFA discuss eight critical megatrends, which are s...
The Government’s “Find The Pea Budget Trick”…
17 Dec 2025
Contributed by Lukas
As expected, Treasurer Jim Chalmers wants you to believe that the budget is getting better and Labor’s claimed spending restraint is helping the Res...
DFA Live Q&A Replay: Our Housing And Economic Disaster Will End In Tears! With Leith van Onselen
16 Dec 2025
Contributed by Lukas
I am joined by Leith van Onselen Chief Economist and Co-founder of Macrobusiness, as we review the year across housing, and the economy, and ask what ...
Its Edwin’s Monday Evening Property Rant!
16 Dec 2025
Contributed by Lukas
A bit late, Edwin our property insider, and I discuss the latest property trends and stats for our weekly Rant. While things may be turning sour in so...
In A Troubled World, The Long Cash Con Continues…
15 Dec 2025
Contributed by Lukas
Edwin’s Monday Rant won’t happen tonight, as he is the middle of client settlements. Hopefully tomorrow. But it gives me the chance to ref...
Housing Markets Vomit Fear Into Year’s End!
14 Dec 2025
Contributed by Lukas
How quickly sentiment can turn as Australian’s favourite sport, housing, turns sour into the end of the year. Instead of more rate cuts next year, t...
Beyond Speculation: Is A New Order Approaching?
13 Dec 2025
Contributed by Lukas
As Jonathan Shapiro wrote in the AFR this week, financial markets are becoming one big gamble, catalysed by leading global retail brokers leading to a...
Life, The Universe And The Social Media Ban!
12 Dec 2025
Contributed by Lukas
This is my edit of a live show recorded with Adam Stokes on his channel, where we dived into the U16 social media ban, and discussed its origins, impl...
Schrodinger’s FED
11 Dec 2025
Contributed by Lukas
Powell argued in his post-meeting press conference that the economy right now — with inflation still well above the Fed’s 2% target and the labor ...
RBA Crushes Households As Bond Vigilantes Ride In!
10 Dec 2025
Contributed by Lukas
Yesterdays RBA Monetary Policy Board unanimous decision to hold rates at 3.6% and Michelle Bullocks calling the end to a truncated easing cycle meetin...
DFA Live Q&A HD Replay: Why Essential Services Are Deliberately Being Destroyed: With Robbie Barwick
09 Dec 2025
Contributed by Lukas
This is an edit of our latest live show where Robbie Barwick from the Citizens Party joined me to explore the critical policy issues which Australia i...
Its Edwin’s Monday Evening Property Rant!
08 Dec 2025
Contributed by Lukas
As we run up to the end of the year, Edwin and I examine the underlying tides which are influencing the property markets across the country. We examin...
The Australian Economic Miracle, Isn’t….
07 Dec 2025
Contributed by Lukas
The spin from politicians is that strong jobs growth is a result of their great policies, and the RBA often says they deliberately kept interest rates...
Market High-Wire Act Continues: Just Don’t Look Down!
06 Dec 2025
Contributed by Lukas
This is our weekly market update where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the wa...
Burnout Economics Is Why You Feel So Poor! With Tarric Brooker
05 Dec 2025
Contributed by Lukas
Tarric Brooker joins me for a review of the week, and the latest data and charts, as Spin Jim tries to explain the Australian economy is so great, whe...
How To Terminate The Housing Crisis: With John Wright
04 Dec 2025
Contributed by Lukas
Associate Professor John Wright is back to develop his concept of Carry Trades further as we ask how to solve the housing crisis. This time he uses th...
Latest GDP Shows Burnout Economy In Action!
03 Dec 2025
Contributed by Lukas
Today we got the latest data from the ABS on the Australian Economy, via the backward-looking data on GDP to September 2025. As you know I think GDP i...
DFA Live Q&A Replay: Santa Rally? Volatility? Tokenisation? Investing Now With Damien Klassen
02 Dec 2025
Contributed by Lukas
This is an edit of a live show where Head of Investments Damien Klassen at Walk The World Funds and Nucleus Wealth delved into current market dynamics...
Its Edwin’s Monday Evening Property Rant!
01 Dec 2025
Contributed by Lukas
It’s Edwin’s Birthday, but he still found time to share his latest thoughts on the property market, which it seems is exhibiting some inte...
Property Fools Us Again?
30 Nov 2025
Contributed by Lukas
This past week marks an important turning point in the raging bull of the Australian property market. So perhaps it’s time to rethink fair value, de...
Is A Santa Rally Back On The Agenda Now?
29 Nov 2025
Contributed by Lukas
This is our weekly market update where we start in the US, cross to Europe and Asia, and end in Australia, covering commodities and crypto along the w...
Black Friday Sales May End In Grief….
28 Nov 2025
Contributed by Lukas
With all the noise over the Black Friday and Cyber Monday we want people to think about whether there are REAL deals out there, or if its simply credi...
Banks’ Home Lending Mobbed By A Wet Lettuce (Again)!
27 Nov 2025
Contributed by Lukas
As I have been highlighting, lending for mortgages has been growing way faster than inflation, including for investor borrowers, and this is first lif...
The Economic Chickens Are Coming Home To Roost!
26 Nov 2025
Contributed by Lukas
This is my edit of our monthly housing and economic update recorded in conjunction with Nuggets News. In this months edition, I explore the latest dev...
DFA Live Q&A HD Replay: Market Psychology Ups And Downs: With Tony Locantro
25 Nov 2025
Contributed by Lukas
This is a edit of a live show where we took a deep to dive into the market psychology which is driving markets, property and gold, with Investment Man...
Property Markets Slide Into Summer?
23 Nov 2025
Contributed by Lukas
Could it be that the momentum in the property market is taking an early bath, as we slide into summer? Well, certainly according to the AFR, the dimin...
A Wild Ride To Nowhere As Markets Bite Back!
22 Nov 2025
Contributed by Lukas
This is my weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the wa...
Australia’s Titanic Moment Approaches, As Spin Overrides Reality!
21 Nov 2025
Contributed by Lukas
Strip back the political spin, and its clear Australia faces a weak economy ahead, based on a rising structural deficit, and falling productivity. The...
DFA Live Q&A HD Replay: A Bull In A China Shop: Ask Robbie Barwick Live!
20 Nov 2025
Contributed by Lukas
This is an edit of a special live Q&A show, featuring Robbie Barwick, National Chairman, National Research Director and 2025 Senate Candidate for ...
The Inconvenient Truth About The Wages Price Index “Good News”
19 Nov 2025
Contributed by Lukas
Australia’s annual wage growth remained elevated last quarter, underscoring a tight labor market and persistently weak productivity and suggesting i...
DFA Live Q&A HD Replay: Time To Stop The Economic Shadow Boxing: With Leith van Onselen
18 Nov 2025
Contributed by Lukas
This is an edit of a live stream where we dived into the economic maelstrom which is Australia, with Chief Economist Leith van Onselen, co-founder of ...
Its Edwin’s Monday Evening Property Rant!
17 Nov 2025
Contributed by Lukas
From underquoting to AML, and from asbestos contamination to energy policy, we cover it all on this weeks rant with our property insider Edwin Almeida...
Gazumping and Underquoting City…
16 Nov 2025
Contributed by Lukas
Now as the AFR reported fines for underquoting in NSW will be increased by five times as the state government cracks down on real estate agents’ use...
The Bulls Are Getting Airsick, As Reality Bites!
15 Nov 2025
Contributed by Lukas
This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the w...
Australia’s Housing Costs Go Ballistic: With Tarric Brooker
14 Nov 2025
Contributed by Lukas
In this week’s Friday evening chat, journalist Tarric Brooker and I dive into the contentious issues surrounding housing costs in Australia. The...
Investor Loans Go Boom!
12 Nov 2025
Contributed by Lukas
One of the worst decisions the ABS made was to reduce the reporting of new lending trends from monthly to quarterly, delaying of course any reactions ...
DFA Live Q&A HD Replay: Can Households Balance Their Books? – Insights Into Family Finances …
11 Nov 2025
Contributed by Lukas
Today we dive into the latest analysis from our Household Surveys with a focus on household cash flows, and where financial pressure, as measured by r...
Its Edwin’s Monday Evening Property Rant!
10 Nov 2025
Contributed by Lukas
Another week, more stupidity across property, as Edwin and I look at the latest news and statistics. We cover the question of mortgage fraud, poor qua...
Can Households Balance Their Books? – Insights Into Family Finances …
09 Nov 2025
Contributed by Lukas
Today we examine the difference between the scientific “deductive” method we use in our surveys to examine households and their finances i...
Rising Global Volatility Drives Markets Lower On Tech Valuation Concerns
08 Nov 2025
Contributed by Lukas
This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia covering commodities and crypto along the wa...
Have We Reached Peak Housing Stupidity Yet?
07 Nov 2025
Contributed by Lukas
The latest home price data to the end of October revealed further median price rises across the board. Momentum has been building in the rate of housi...
Underquoting Rules….
06 Nov 2025
Contributed by Lukas
Hard to believe only now is the main stream media catching up with the real estate agents practice of underquoting, something which Edwin and I have b...
DFA Live Q&A HD Replay: Investing Now: Navigating Peak Uncertainty With Damien Klassen
04 Nov 2025
Contributed by Lukas
This is an edit of a live show as we dive into the latest financial markets action with Damien Klassen, Head of Investments at Walk The World Funds an...