Equity Mates Investing Podcast
Ask an Adviser: 4 case studies on the new CGT changes with Alex Luck
22 Jun 2026
Transcript generated automatically by AI and may contain errors.
Chapter 1: What are the proposed tax changes discussed in the Federal Budget?
Everything you're about to hear is for education and entertainment purposes only.
Chapter 2: How do the new capital gains tax rules affect ETF investors?
Whilst we are licensed, we're not aware of your personal financial circumstances. Any advice is general advice. Equitymates operates under Australian Financial Services Licence 540697.
Chapter 3: Who are the winners and losers in the new tax landscape?
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Chapter 4: Why do growth assets still outperform in the new tax environment?
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Chapter 5: How does property investment compare to shares under the new rules?
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Chapter 6: What is the impact of negative gearing on property investments?
When's the last time you compared your mortgage rate? I actually haven't done it for a while.
Chapter 7: What new leverage strategies should investors consider?
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Chapter 8: How should investors adjust their retirement planning after the budget changes?
All loan products are indicative only and subject to lender standard credit and approval criteria. Terms and conditions apply. Please refer to lendus.com.au. Hate the rules all you want? Don't throw your strategy out the window because of it. There's nothing wrong with shares. Yeah, yeah, yeah. Why are we suddenly having to tax them more?
NDQ, you would potentially end up paying about $73,000 more in tax. Oof. Welcome to another episode of Equity Mates, a show where we explore what's possible in the world of investing. My name is Bryce. And I'm Ren. And today we are talking all things investing after the budget. But don't worry, this isn't another budget hot take. We're over a month since a lot of these changes were announced.
And we want to actually dig into what they mean for investors. And we've got a number of case studies from an expert who's in the room with us and he's going to take us through what he's done and what he's learned. Alex Lark, welcome back to Equity Mates. Thanks, guys. Good to be here. Alex is the co-founder of Everest.
And if you would like to speak to Alex or any of his team after listening to this conversation to get financial advice, make sure you head to equitymates.com slash advice. Alex works with many people from the Equitymates community. So thank you for doing that. Now, before we get into it today, we just want to timestamp this episode. We're talking at the end of May.
The changes that were announced at the budget haven't been legislated yet. So we know that things might change. There's an ongoing consultation period. So we thought it was important to just timestamp where we are. But Alex, we gave you a bit of homework for this one. Yeah. Yeah, just a bit. Yeah, a lot.
In fact, we gave you so much homework that we don't think we're going to be able to get it all in this episode. You've got six case studies you've done for us. Yeah, I think that's six in total, yeah. We're going to try and go into three, but we'll reference all six throughout.
But in the show notes or the YouTube description, you can click the link and you can read all six in all detail, everything we're talking about today and more, so you can see all of the hard work that Alex has done for us. So thank you for doing that. Yeah, you're very welcome.
should say the case studies are all centered around the big questions that have come through the budget yeah yeah so things like what happens to capital gains tax after a property sale established versus new builds and the implications there property versus shares dividend versus growth negative gearing implications and just what are the new tax rules around how do they impact etf investors so
the real meaty ones that are still uh getting a lot of debate in the equity mates community yeah i'm sure i'm sure there'll be some debate in this episode as well let's start with the first scenario uh that you've modeled for us today alex and you've taken four etfs i would i would hazard to guess four of the more popular etfs in the australian investing community yeah and you put them head to head under the old rules and under the new rules
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