FDIC Podcast
Episodes
Small Business Lending
06 Jan 2025
Contributed by Lukas
With all of today’s financial technology, has small business lending lost ‘the human touch?’ In this episode, we dive into the results of the FD...
The Unbanked
18 Nov 2024
Contributed by Lukas
What does it mean to be unbanked in today’s economy? In this episode, we discuss the FDIC’s 2023 National Survey of Unbanked and Underbanked House...
The Power of Financial Education
08 Oct 2024
Contributed by Lukas
In today’s financial marketplace, consumers have never had more choice in selecting the products and services that meet their needs. This episode ex...
The Risks of Banking
19 Aug 2024
Contributed by Lukas
Banking is a risk business and managing risk is foundational to good banking. In this episode, we dive into the FDIC’s 2024 Risk Review to discuss t...
Why You Should Care About Title II
16 Jul 2024
Contributed by Lukas
What could possibly go wrong should a global systemically important banking organization fail? In this episode, we look how the FDIC would resolve suc...
Material Loss Reviews
20 May 2024
Contributed by Lukas
When an FDIC-supervised bank fails, and the resulting cost to the Deposit Insurance Fund exceeds $50 million, the agency’s Office of Inspector Gener...
The Power of Partnership
18 Apr 2024
Contributed by Lukas
Minority banks play a critical role in serving communities that have historically lacked access to credit and capital. In this episode, we meet two ba...
Success in Community Banking
05 Mar 2024
Contributed by Lukas
Community banks have long gained a reputation for being successful based on their deep roots in the communities they serve. But in an age of digital b...
Living Wills
11 Jan 2024
Contributed by Lukas
Nobody wants to think about failure but in the banking world, planning for an orderly failure of a large bank can be crucial in preventing taxpayer-fu...
Deposit Insurance Reform
13 Dec 2023
Contributed by Lukas
Following two large bank failures earlier this year, the FDIC began to examine possible options for reforming its deposit insurance framework. In this...
Relationship Lending in the Digital Age
24 Jan 2023
Contributed by Lukas
In an age when most people access banking through digital channels, is there a future for old-school relationship lending? In this episode, we d...
Banking in Rural America
06 Jan 2023
Contributed by Lukas
Banking in rural America can be a very different experience than banking in cities and suburbs. In this episode, we speak with Donna Gambrell who lead...
Deposit Insurance Explained (Part Two)
29 Nov 2022
Contributed by Lukas
In the second in our two-part podcast series, FDIC’s Chief of Deposit Insurance Martin Becker returns to discuss the risks consumers need to keep in...
The Unbanked and Underbanked
26 Oct 2022
Contributed by Lukas
96 percent of all U.S. households had at least one bank or credit union account in 2021 and the percentage of unbanked households fell to a record low...
Deposit Insurance Explained (Part One)
17 Aug 2022
Contributed by Lukas
Federal deposit insurance is at the heart of FDIC’s mission. But who is protected and what products are covered by deposit insurance? FDIC’s Chief...
The Risks of Banking
21 Jul 2022
Contributed by Lukas
In the banking world, risk is a fact of life. Identifying and managing those risks are critical functions of bankers and bank regulators alike. But wh...
The Impact of Minority Banks
17 Jun 2022
Contributed by Lukas
In the history of our country, minority banks were created to serve people and places that were denied access to the mainstream banking system. ...
Banking in Indian Country
18 May 2022
Contributed by Lukas
In this episode of the FDIC Podcast, we look at banking in Indian Country with two bankers who lead Native-owned and operated institutions and who wor...
Looking Back on 2021
08 Mar 2022
Contributed by Lukas
In this episode of the FDIC Podcast, we look back on 2021 to see how our nation’s banks fared in a year that was still very much impacted a global p...
Minority and Community Development Banking
15 Feb 2022
Contributed by Lukas
In the first episode ofour new series, Banking on Inclusion, the FDIC’s Betty Rudolph and Nicole Elam of the National Bankers Association explore th...
Reflections from Chairman McWilliams
03 Feb 2022
Contributed by Lukas
In this episode of the FDIC Podcast, we sit down for a final time with departing Chairman Jelena McWilliams to reflect upon her tenure leading the FDI...
The Fairness of Fintech
27 Jan 2022
Contributed by Lukas
With the explosion of financial technology in the marketplace, how can we make certain that as our banking system adopts these new technologies, it re...
Verifying Identity in a Digital World
12 Jan 2022
Contributed by Lukas
In an increasingly digital world, how can banks make certain their customers are who they say they are? FDIC Chief Innovation Officer Sultan Meghji di...
A Woman of Many Firsts
15 Dec 2021
Contributed by Lukas
Born in a small Texas town, Arleas Upton Kea came to the FDIC nearly 40 years ago as a young attorney and rose through the agency’s senior ranks in ...
The Future of Commercial Real Estate
17 Nov 2021
Contributed by Lukas
In our post-pandemic world, will there be lasting impacts to the commercial real estate sector? The FDIC’s Bob DiChara joins three community bankers...
Supporting Mission-Driven Banks
04 Nov 2021
Contributed by Lukas
All across our nation, minority banks and community development financial institutions work and lend in lower income communities where, if not for the...
The Age of Quantum Banking
21 Oct 2021
Contributed by Lukas
In an age when technology is changing our lives in so many ways, the FDIC Podcast looks ahead into the not too distant future to imagine how quantum c...
A Look Back at Bank Failures and Deposit Insurance in the U.S. (Part Two)
23 Sep 2021
Contributed by Lukas
In part two of this special episode of the FDIC Podcast, we continue our historical look back on the financial crises that shaped how our banking and ...
A Look Back at Bank Failures and Deposit Insurance in the U.S. (Part One)
09 Sep 2021
Contributed by Lukas
In a two-part episode of the FDIC Podcast, we take a trip down memory lane to recall some of the recent (and not so recent) financial crises, how we r...
Protecting the Banking System
19 Aug 2021
Contributed by Lukas
When it comes to malicious cyber attacks against our financial system, how prepared are our nation’s banks? FDIC Chief Innovation Officer Sultan Meg...
All About Risk
10 Aug 2021
Contributed by Lukas
Risk is all around us. The FDIC recently published its latest comprehensive summary of emerging risks in the U.S. banking system. FDIC researche...
Building a More Resilient Banking System
21 Jul 2021
Contributed by Lukas
Today, our nation’s banks are confronting a number of emerging threats. FDIC Chief Innovation Officer Sultan Meghji sits down with former Home...
Engineering Innovation in the Banking System
29 Jun 2021
Contributed by Lukas
Everyone is talking about innovation in banking these days, but what is being done to engineer innovation into our banking sector? FDIC’s Chief Inno...
Banking the unbanked
29 Jun 2021
Contributed by Lukas
Most of us have at least one bank or credit union account to help manage our money but millions of people are ‘unbanked,’ forced to rely on a patc...
Driving Diversity, Equity and Inclusion
10 May 2021
Contributed by Lukas
Three words are increasingly becoming part of our national conversation —diversity, equity and inclusion. FDIC Chairman Jelena McWilliams and ...
Special Series: "Banking on Innovation"
14 Apr 2021
Contributed by Lukas
Today, it's no longer a question of whether to innovate —Innovation is a fact of life. In the first episode of a special series of the FDIC Podcast,...
Banking Down on the Farm
16 Mar 2021
Contributed by Lukas
The agricultural sector is a big piece of our nation’s economy and the fortunes of farmers are also tied closely to the health of the global economy...
Looking Back on 2020
02 Mar 2021
Contributed by Lukas
Last year was a year most of us would gladly forget. The global pandemic turned our personal and economic lives upside down —but how did our banks f...
Reimagining America’s Banking System
16 Feb 2021
Contributed by Lukas
Technology is transforming the banking landscape, offering both opportunities and challenges for banks, regulators and consumers. FDIC’s first-ever ...
The State of the Nation's Community Banks
25 Jan 2021
Contributed by Lukas
There are more than 5,000 banks in the U.S. and while some may be household names, most are smaller institutions offering capital and financial servic...
Community Banks and the Paycheck Protection Program
19 Nov 2020
Contributed by Lukas
During the current global pandemic, how are the nation’s community banks performing in extending credit to struggling small businesses through the S...
How America Banks
21 Oct 2020
Contributed by Lukas
We bank very differently than we used to. Rather than visiting a bank teller, most U.S. households are banking online or using their personal electron...
Keeping Up With Technology
21 Sep 2020
Contributed by Lukas
There is a technological wave sweeping over our banking system, changing how banks operate and even how we bank. In this episode, Brandon Milhor...
Understanding Your Credit Score
24 Aug 2020
Contributed by Lukas
What's in a number? When it comes to your credit score, a lot! The FDIC's Leonard Chanin examines what goes into your credit score and why it matters ...
The Role of Minority Banks
23 Jul 2020
Contributed by Lukas
Alden McDonald, President and CEO of Liberty Bank, an African American owned and managed bank, joins us to talk about the critical role of Minority De...
The State of Banking
20 Jun 2020
Contributed by Lukas
Against the backdrop of the global public health emergency, Chairman Jelena McWilliams discusses the state of banking in the United States, and the ef...
Introducing the FDIC Podcast!
20 Jun 2020
Contributed by Lukas
By speaking with thought leaders and experts in finance, the FDIC Podcast aspires to untangle the myths and mystery of the banking world, and to shed ...