Financial Pathway

196. Highest-Paying Jobs | Trump Wants to Copy Australia’s Retirement Model | Do School Phone Bans Work?

01 Jan 2026

Contributed by Lukas

How does your salary compare? And which industries tend to have the highest pay?https://flowingdata.com/2025/12/02/who-makes-a-higher-salary-and-the-j...

195. 25 Surprising Facts from '25

16 Dec 2025

Contributed by Lukas

Did you know that just 3% of companies account for all the wealth ever created in the U.S. stock market? Or that Costco sells enough toilet paper to r...

194. The 100 Most Dreaded Decisions | What's Going on with Gold? | How Long It Takes to Become a US Citizen

02 Dec 2025

Contributed by Lukas

Career and financial choices top the list of the most anxiety-inducing decisions - far above health or relationships. It’s a reminder that money str...

193. Are 50 Year Mortgages the Solution to Our Housing Crisis?

11 Nov 2025

Contributed by Lukas

President Trump says 50-year mortgages could make homes more affordable for struggling buyers. Is he right? Or would this fix just make the housing pr...

192. The “Hidden” Debt Killing Your Budget

21 Oct 2025

Contributed by Lukas

Author Morgan Housel’s new book, The Art of Spending Money, argues that the way we spend money matters just as much as how we earn or invest it. And...

191. Giving People Cash Helped Less Than We Thought | Social Security "Bridge" | Gen Z + Dividend ETFs

07 Oct 2025

Contributed by Lukas

1️⃣ Giving People Money Helped Less Than I Thought It WouldA fascinating look at why direct cash transfers haven’t delivered the long-term resul...

190. Bryan Samms on Adoption: Stepping Out in Faith When the Numbers Don’t Add Up

30 Sep 2025

Contributed by Lukas

Adoption is one of the most life-changing decisions a family can make, and it comes with both financial and spiritual challenges. Bryan Samms shares h...

Working with Nate Skelly CFP® Part 4: the REAL Value of Working with a Financial Planner

23 Sep 2025

Contributed by Lukas

Here's why I believe the greatest value of financial planning isn’t just in numbers. A real financial planner is someone who understands your va...

189. Making Discipleship Personal

16 Sep 2025

Contributed by Lukas

I was recently invited to be part of a conversation with Luke Clayton, Bryan Samms, and Mike Lester to discuss discipleship within the church. How do ...

Working with Nate Skelly CFP® Part 3: Powerful Tax-Saving Strategies

09 Sep 2025

Contributed by Lukas

Taxes don’t have to be overwhelming. Planning ahead with powerful tax-saving strategies can help you keep more of what you’ve earned. Here's h...

Working with Nate Skelly CFP® Part 2: How We Manage Your Investments

02 Sep 2025

Contributed by Lukas

What does smart investing really look like? Nate shares how we take the guesswork out of managing your money with a clear, disciplined process so you ...

188. Retirement "Magic Number? | Freedom is Not the Highest Form of Wealth | 2025 FL Python Challenge

26 Aug 2025

Contributed by Lukas

Retirement Reality Check: Americans believe they need $1.1M to retire but expect to save only 25% of that number, signaling a big savings shortfall. h...

Working with Nate Skelly CFP® - Part 1: What to Expect

05 Aug 2025

Contributed by Lukas

If you’ve followed me for a while, you might know me as a "finance guy” but it may not be clear just from my videos/podcasts what I actually ...

187. Why Housing Market is a "Complete Disaster" | 4-Day Workweek the New Normal? | 6 Expert Travel Tips

29 Jul 2025

Contributed by Lukas

Young Americans are facing a housing crisis - understanding the 3-fold tragedy that brought us to this point.https://www.derekthompson.org/p/how-the-h...

186. Avoiding the BIG Mistake: How to Make Financial Decisions with Confidence

15 Jul 2025

Contributed by Lukas

One wrong turn can cost a marathon runner the race. And one wrong financial decision can cost you years of hard work. I've learned the sometimes t...

185. One Big Beautiful Bill Passes: How it Affects YOU

09 Jul 2025

Contributed by Lukas

Congress just passed a massive 870-page bill with sweeping changes to taxes, healthcare, and more. But what does it mean for your wallet? In this epis...

184. Six Q's to Make an Advisor Squirm | Pentagon Pizza Theory | Common Myth-Conceptions

01 Jul 2025

Contributed by Lukas

- Common Myth-Conceptions: things you grew up believing that aren't so- Millions of Millionaires: the US added more than a thousand new millionair...

183. Is That True? 17 Popular Money Myths Debunked

24 Jun 2025

Contributed by Lukas

Are you making smart money moves? In this episode, we’re busting 17 of the most common money myths that could be holding you back.

182. How Much Should I Keep in Cash?

17 Jun 2025

Contributed by Lukas

"It's all about the Benjamins!"Cash gives you something that investments can't: immediate freedom. But how much is too much - or too...

181. AMA - IUL's, Tax-free Gifts to Pastors, Safe Withdrawal Rate in Retirement (Re-release)

10 Jun 2025

Contributed by Lukas

Here's an "ask me anything" episode I did last year at this time. How often should I reevaluate my investment strategy? (1:30)How much c...

180. How Much Money is "Enough"?

03 Jun 2025

Contributed by Lukas

When do you know that you have "enough" money? Our culture equates success with accumulation, but what if real peace comes not from having i...

179. The Best Long-Term Investment | Do Rich Pay Their Fair Share in Taxes? | Maximizing Memories with $$

27 May 2025

Contributed by Lukas

- How spending time with the people you love is one of the wisest ways to invest your money- Sports betting is significantly affecting Americans' ...

178. Trump's "Big Beautiful Bill" Explained

20 May 2025

Contributed by Lukas

Republicans inch closer to finalizing Trump's "Big Beautiful Bill". But will it get us any closer to paying down the National Debt? Will...

177. Homeownership is Overrated

13 May 2025

Contributed by Lukas

Is buying a home really the best investment you'll ever make? In this episode, I make the case for why homeownership is often overhyped and why th...

176. How to Create Financial Goals That Actually Work

06 May 2025

Contributed by Lukas

Tired of setting financial goals that fizzle out? Learn how to use the SMART framework to turn your aspirations into clear, achievable goals that actu...

175. Give Now, Not Later | Ludicrous Psychology of Slot Machines | Death to the Estate Tax?

29 Apr 2025

Contributed by Lukas

- Why you may want to start passing out your kids inheritance while you are still living- Senate Republicans are considering a bill to eliminate the E...

174. Sports Betting

22 Apr 2025

Contributed by Lukas

Sports betting is everywhere now: your phone, commercials, podcast, and even during the game itself. Is betting nothing more than a fun way to engage ...

173. Trump's Tariff Playbook: What You Need to Know

15 Apr 2025

Contributed by Lukas

Today we’re answering questions about the topic of the day: Tariffs!How do tariffs work?Why does Trump love tariffs so much?Does it matter that we b...

172. Scary Markets

08 Apr 2025

Contributed by Lukas

These past few days have been a whirlwind: tariffs, market drops, recession fears, etc. Here are 3 powerful reminders for how to navigate scary market...

171. Are International Stocks Having a Moment? | How to Weather Market Downturns | Chicago's Disastrous Deal

01 Apr 2025

Contributed by Lukas

- The US stock market is off to a rough start in 2025, but many international stocks are shining so far - Powerful reminders for how to navigate chopp...

170. Great Investors Know Better: Why Correlation ≠ Causation

25 Mar 2025

Contributed by Lukas

The best investors know how to spot opportunities AND avoid costly mistakes.We explore real-life examples of how even the smartest people sometimes co...

169. Investing Church Funds: Wise Stewardship or Risky Business?

18 Mar 2025

Contributed by Lukas

Churches often find themselves with excess funds and a big question: should they invest? It’s a topic that sparks strong opinions, as I saw firsthan...

168. Freedom Funds: My Solution for a Broken Social Security System

11 Mar 2025

Contributed by Lukas

Is Social Security really enough to fund your retirement? Spoiler alert: It’s not. It's time for a bold new idea: Freedom Funds! In today's ...

167. Ben Franklin's 200 Year Investment | How to Negotiate Your Salary | What is a Financial Advisor Worth?

04 Mar 2025

Contributed by Lukas

- In 1790, Ben Franklin left $2000 each to the cities of Philadelphia and Boston. What happened to his investment after 200 years?- Effective techniqu...

166. The Truth About Financial Advisor Fees

18 Feb 2025

Contributed by Lukas

Many people recognize the value of working with a financial advisor, yet concerns about trust, control, and cost keep them from seeking professional g...

165. Rent vs Buy Calculator | Digital Shoplifting | Better to Claim Social Security Early?

04 Feb 2025

Contributed by Lukas

Rising home prices and interest rates have more people questioning whether buying a home is still the best financial move. Meanwhile, over half of Gen...

164. Beyond Borders: Purpose, Money, and Mission with Dr. Tim and Dr. Maureen Gaul

28 Jan 2025

Contributed by Lukas

Dr. Tim and Dr. Maureen Gaul share their journey from successful medical careers in the U.S. to full-time ministry in North Macedonia. They discuss th...

163. Invest Like the Best: How Evidence-based Investing Works

21 Jan 2025

Contributed by Lukas

Nate explains factor-based investing, a strategic middle ground between active and passive investing. Discover how this evidence-based approach can po...

162. My 24 Favorite Facts from 2024

14 Jan 2025

Contributed by Lukas

Here are some of my favorite random facts I learned in 2024. Shout out to theideafarm.com for compiling a great list. Most of my favorite facts came f...

161. Should I Buy Crypto?

07 Jan 2025

Contributed by Lukas

Bitcoin hits $100,000 and crypto interest is officially back! Today we're exploring... - Key difference between investing and speculating - Five rule...

160. Six Time-Saving Tools with Luke Clayton

31 Dec 2024

Contributed by Lukas

Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo...

159. Productivity Hacks with Luke Clayton

24 Dec 2024

Contributed by Lukas

Looking to get more done in less time? Luke shares some of the best methods and tools he's found to work smarter, save time, and run a successful solo...

158. How to Evaluate a Stock: 4 Metrics Every Investor Should Understand

17 Dec 2024

Contributed by Lukas

You don't need to be a Wall Street wizard to understand these 4 important features of stocks! Investing in individual stocks carries risk, and this e...

157. Introducing MoneyWise

10 Dec 2024

Contributed by Lukas

Pre-order for your church at MoneyWiseCourse.com. 15% discount available until December 24.

156. Are You Middle Class? | Mapping the Red Wave | Americans' Average Retirement Balance by Age

03 Dec 2024

Contributed by Lukas

On this month's Money Minute: How to know what is considered lower/middle/upper income based on area, income, and family size County swing maps tel...

155. Will Social Security Run Out of Money?

26 Nov 2024

Contributed by Lukas

You may have heard that Social Security will be out of money in the next 10 years. What does this mean for current and future retirees? Today we discu...

154. What to Expect From Trump 2.0

19 Nov 2024

Contributed by Lukas

Here's what a second Trump term could mean for your wallet and break down what affect it will have on tax rates, tariffs, and the stock market.

153. The Ultimate Pastor’s Retirement Plan: Why 403(b)s Are a Perfect Fit

12 Nov 2024

Contributed by Lukas

A look at the benefits of 403(b) retirement plans for pastors including: - triple tax benefits - flexible design - housing allowance provisions - hig...

152. Tricks to Save on Groceries | How Apple Catches Leakers | Bad Timing Cost Investors 15%

05 Nov 2024

Contributed by Lukas

On this month's Money Minute: - Practical ways to save at the grocery store - Apple uses spycraft techniques to protect its secrets and catch leakers...

151. Retirement Tax Planning - 3 More Strategies to Help You Save on Taxes

29 Oct 2024

Contributed by Lukas

Last episode, we talked about one of my favorite tax saving strategies. And if you liked that one, you may like this one 3x as much! Because we’re l...

150. Retirement Tax Planning - Roth Conversions

22 Oct 2024

Contributed by Lukas

Would you like tax-free income in retirement?Today, I want to tell you about one of the best strategies to help you not get killed in taxes when you r...

149. How Will Donald Trump's Policies Impact the Economy?

15 Oct 2024

Contributed by Lukas

The 2024 election is just a few weeks away! Here is a breakdown of Donald Trump's specific economic proposals and how they might affect our economy an...

148. How Will Kamala Harris' Policies Impact the Economy?

08 Oct 2024

Contributed by Lukas

The 2024 election is just a few weeks away! Here is a breakdown of Kamala Harris' specific economic proposals and how they might affect our economy an...

147. Interest Rates Dropping | How Much Do You Need to be Wealthy? | How Common is Your Birthday?

01 Oct 2024

Contributed by Lukas

Nate's favorite articles from September: - Interest rates drop half a percent (and may drop another half percent by the end of the year) - How common...

146. Avoiding Common Investment Mistakes

24 Sep 2024

Contributed by Lukas

Unpacking a list of the top 20 mistakes investors make and how you can avoid them.

145. Experts Identify Top Investment Mistakes

17 Sep 2024

Contributed by Lukas

Unpacking a list of the top 20 mistakes investors make and how you can avoid them.

144. Executive Pastors and Church Administration with the Murray Brothers

10 Sep 2024

Contributed by Lukas

A conversation with Dan Murray of ⁠TheMinistryBooks.com⁠ and Fred Murray of Southern Hills Church in Las Vegas, Nevada.

143. Church Finance Management with Dan and Fred Murray

03 Sep 2024

Contributed by Lukas

A conversation with Dan Murray of TheMinistryBooks.com and Fred Murray of Southern Hills Church in Las Vegas, Nevada.

142. "Time Has Come" to Cut Interest Rates | How New Real Estate Agent Rule Will Affect You | Chick Fil A Launching a Streaming Service

27 Aug 2024

Contributed by Lukas

- Federal Reserve signals it's ready to start cutting interest rates soon - New real estate commission rules just went into affect, what does it m...

141. Building Passive Retirement Income (Part 3: Social Security Strategies)

20 Aug 2024

Contributed by Lukas

You've got Social Security questions, and I've got Social Security answers!Today we're covering important aspects of Social Security that ...

140. Building Passive Retirement Income (Part 2: Guardrails Strategy)

13 Aug 2024

Contributed by Lukas

Retirees have two massive challenges when entering retirement: nobody knows how long they'll live and nobody knows what the market will do in the ...

139. Building Passive Retirement Income (Part 1: Annuities)

06 Aug 2024

Contributed by Lukas

Is an annuity a good way to generate passive guaranteed income in retirement? In today's episode we break down what an annuity is, the major downs...

138. Best Performing Stock of All Time | What Happens When You Give Away $1000/Mo for Free?

30 Jul 2024

Contributed by Lukas

Can you guess what the best-performing stock of all time is? What happens when you give people $1000/mo for free? France's new left-wing party won...

137. Living 9 Months in Europe for $15,000 with Josh and Emily Hall (Part 2)

16 Jul 2024

Contributed by Lukas

Last year, Josh and Emily Hall fulfilled their dream of living abroad in Europe for 9 months. They managed to do it all without selling their house or...

136. Living 9 Months in Europe for $15,000 with Josh and Emily Hall (Part 1)

09 Jul 2024

Contributed by Lukas

Last year, Josh and Emily Hall fulfilled their dream of living abroad in Europe for 9 months. They managed to do it all without selling their house or...

135. The Hidden Costs of Home Ownership | New "Texas Stock Exchange" | Record NBA TV Rights Deal

25 Jun 2024

Contributed by Lukas

June 2024 Money Minute. New report shows than "hidden" home costs now top $18,000 a year for average home. Americans are spending more than ...

134. Money and Mental Health with Harley Snode

18 Jun 2024

Contributed by Lukas

Harley Snode with Inspire Counseling Ministries joins me to discuss the intricate relationship between our money and our mental health: - How does ou...

133. AMA - IUL's, Tax-free Gifts to Pastors, Safe Withdrawal Rate in Retirement, and More

04 Jun 2024

Contributed by Lukas

How often should I reevaluate my investment strategy? (1:30) How much can I safely withdraw from my retirement account? (6:48) Can churches give a tax...

132. How Much Should I Spend on Vacation | Social Security Running Out of Money | The Greatest Investor You Never Heard Of

31 May 2024

Contributed by Lukas

- Summer is here! How much should you allocate for yearly getaways? - Social Security reserves are projected to be depleted by 2033, then what? - Jim ...

131. Warren Buffett's Thought Experiment

21 May 2024

Contributed by Lukas

Years ago, Warren Buffett stood in front of a room of college students and offered them a simple thought experiment - instead of investing in a stock,...

130. How Should You Invest in an Election Year?

07 May 2024

Contributed by Lukas

The 2024 Presidential Election is fast approaching, and many important economic questions remain unanswered. With all this political uncertainty, is...

129. Cheapest States to Buy a Home | Cicada-geddon | How the Interstate System Transformed America

01 May 2024

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - 14 States Where You Can Still Buy a Home if You Make Less Than $75,000 - Tri...

128. The 5 Biggest Deathbed Regrets

23 Apr 2024

Contributed by Lukas

In her famous article "Regrets of the Dying", palliative nurse Bronnie Ware outlines the 5 most common regrets people express at the end the...

127. The Rule of 25: How Much Do You Need When You Retire?

09 Apr 2024

Contributed by Lukas

Is there an easy way to determine how much you should have saved by the time you retire? Today, we talk about the Rule of 25 and how you can use it ...

126. CEO Wishes College Students "Pain and Suffering" | 13 Places You Can Live on Less than $1500 | Smartphones Rewired Childhood: Here's How to Fix It

28 Mar 2024

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Nvidia CEO wishes Stanford students "ample doses of pain and suffering&...

125. The Best Retirement Plan for Pastors with Paul McWilliams

12 Mar 2024

Contributed by Lukas

Paul McWilliams is a financial advisor and pastor’s kid who works with pastors and churches all across America.  In today's episode, we discus...

124. Apple Rumor: Foldable iPhone | First Successful Human Brain Chip Implant | Dangerous Developments in AI

29 Feb 2024

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Apple rumored to be working on making a foldable iPhone - Elon Musk's Ne...

123. When Should You Hire a Financial Advisor?

20 Feb 2024

Contributed by Lukas

When does it make sense to hire a financial advisor? Do you even need a financial advisor?? In today's episode, I’m going to give you 5 factors...

122. Become an Exceptional Money Manager by Using a Financial "Why" Statement

07 Feb 2024

Contributed by Lukas

We like to focus on "what" financial decisions to make (account types, interest rates, tax strategies, etc.) but we don't spend nearly e...

121. Cheapest Places to Live | 22 States Raise Minimum Wage | You Probably Aren't Paying Your Pastor Enough

31 Jan 2024

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Which countries could you move to where you get the most bang for your buck?...

120. Should Christians Use "Biblically Responsible Investing" Funds with Jake Ridley

23 Jan 2024

Contributed by Lukas

My guest, Jake Ridley, joins me to discuss the very important topic of Biblically Responsible Investing. - How does BRI work? - Are there any downsi...

119. My 25 Favorite Facts of 2023

09 Jan 2024

Contributed by Lukas

A look back on some of the most surprising things we learned last year. Full list of facts here: https://theideafarm.beehiiv.com/p/75-facts-2023

118. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 2)

26 Dec 2023

Contributed by Lukas

Here's Part 2 of my conversation with Kurt Skelly about the ongoing conflict in the Middle East. - What is God's purpose for Israel? - How d...

117. Understanding the Israel/Gaza Conflict with Kurt Skelly (Part 1)

19 Dec 2023

Contributed by Lukas

We're calling a little bit of an audible on this episode of the Financial Pathway podcast. I originally asked my dad, Kurt Skelly, to join me on...

116. How to Use Digital Marketing to Increase Your Reach with Will Hamilton

12 Dec 2023

Contributed by Lukas

Every organization, business, or church faces the same challenge - how do we effectively get our message to our desired audience? My guest, Will Ham...

115. A Few Laws of Getting Rich | Average Net Worth by Age | Class-Action Lawsuit Upends Real Estate Industry

28 Nov 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Everyone wants to be rich... but nobody talks about the downsides - The Nati...

114. Multiplying Impact by Being a "Virtual Executive Pastor" with Dan Murray

14 Nov 2023

Contributed by Lukas

Dan Murray is the owner of Ministry Books. He partners with churches and business to assist with their bookkeeping, payroll, and financial consulting....

113. Billionaire Gives Away $8 billion | Overcoming Decision Paralysis | Most (and Least) Tax Friendly States

31 Oct 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Make sure you're not leaving money on the table during open enrollment s...

112. Avoiding the Income Tax Bomb with Tim McKee

10 Oct 2023

Contributed by Lukas

Tim McKee is a CPA, Personal Financial Specialist (PFS), and a RamseyTrusted Tax Advisor. He provides tax preparation and tax advice to individuals an...

111. Americans' View of Larger Families is Changing | Re-defining the "American Dream" | Costco Selling Gold Bars

29 Sep 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Americans preference for larger families at highest level since 1971 - What ...

110. Four Finance Books to Add to Your Reading List

26 Sep 2023

Contributed by Lukas

There are thousands of finance books out there. Today, I'll share four that are absolute must-reads. Bonus: three honorable mentions + a pre-rec...

109. Four Ways to Make a Large Gift to Your Church (and Save Big on Taxes!)

12 Sep 2023

Contributed by Lukas

When it comes to church giving, the 80/20 principle holds true (in fact it might be more like 90/10!). Most of the giving comes from a small percentag...

108. Is Tipping Culture Out of Hand? | Politics and Fundraising | Tale of 2 Housing Markets

29 Aug 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - How Americans attitude toward tipping has soured in the last few years - Pol...

107. Why I Became a Financial Advisor (Again) with Jeremy DeSpain

15 Aug 2023

Contributed by Lukas

Jeremy DeSpain is the lead pastor of Bible Baptist Church in Port Orchard, WA, and hosts the Actual Faith YouTube channel. Last year, Jeremy joined ...

106. How to Become a Solo-preneur with Luke Clayton

01 Aug 2023

Contributed by Lukas

Luke Clayton and I talk about our shared experience of starting and running a solo business. Luke is the found of Must Increase Media and he helps b...

105. Have Interest Rates Peaked? | Flying Cars | Taylor Swift | Counting Calories with AI

28 Jul 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Could the Federal Reserve be done raising interest rates? - Alef designing ...

104. Exposing the "Fake Rich" Generation

18 Jul 2023

Contributed by Lukas

Envy, jealousy, and comparison have been around as long as there have been people. But social media creates a new environment for these impulses to ...

103. Achieving Godly Success with a Thriving Faith and Family w/ Dustin Alley

04 Jul 2023

Contributed by Lukas

Dustin Alley is a former Marine and the pastor of Liberty Baptist Church in Bristol, CT. He recently founded the Men After God community which is de...

102. Who Pays the Most Sales Tax? | Amazon Explores Low-Cost Wireless | Tiny Budget? Try a Tiny Home

30 Jun 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - In which states do residents pay the most sales taxes per person? - Amazon m...

101. Can You Tame the National Debt? | US Dollar Is Still King | Brands With the Best (and Worst) Reputations

20 Jun 2023

Contributed by Lukas

A quick roundup on some of the most interesting articles this month... - Do you have what it takes to cut the deficit and lower the national debt? It...