Financially Fierce

241 2025 money wins: reflecting, surviving & setting yourself up for 2026

21 Dec 2025

Contributed by Lukas

As 2025 comes to a close, Jess has a look back on the year that was, all of her own personal wins and loses and shares some incredible money wins from...

240 what in the world? APRA crackdowns, interest rates drama, the future of buying property + more

14 Dec 2025

Contributed by Lukas

The money world has been a little wild lately — and in this episode Jess breaks down everything you actually need to know about what's been going on...

239 thousands missing from mum’s account: a real case of elder financial abuse

07 Dec 2025

Contributed by Lukas

Elder financial abuse is one of the fastest-growing and most hidden forms of exploitation in Australia — and for many families, it’s happening rig...

238 The Wardrobe Project: what a year of no shopping teaches you (with Emma Edwards)

30 Nov 2025

Contributed by Lukas

In this episode of Financially Fierce, Jessica Brady sits down with author and financial behaviour specialist Emma Edwards to unpack her new book The ...

237 why the property market won’t wait for you (and how to keep up)

23 Nov 2025

Contributed by Lukas

Australia’s property market has just hit a record-breaking $12 trillion, but what does that mean for you? In this episode, Jess Brady breaks down th...

236 Black Friday brain hacks: spending smart and avoiding buyers regret

16 Nov 2025

Contributed by Lukas

In this episode of Financially Fierce, Jess Brady dives deep into the psychology of spending, the dopamine-driven tactics marketers use to make us buy...

235 the pyschological underbelly of money (with Patrycja Slawuta)

09 Nov 2025

Contributed by Lukas

In this episode recorded at SXSW Sydney, Jess Brady chats with Patrycja Slawuta (Behavioural Scientist and Founder of UnLab) to explore the psychology...

234 the gamification of banking and money (with Brian Oakley)

02 Nov 2025

Contributed by Lukas

In this episode of Financially Fierce, recorded live at South by Southwest, Jess Brady sits down with neuroscientist, Brian Oakley from 'Up' to explor...

233 trauma insurance: cover explained, claim stats, cover amounts + more (personal insurance part 4/4)

26 Oct 2025

Contributed by Lukas

In this final episode of our insurance mini-series, Jess Brady unpacks Trauma Insurance — what it covers, how it’s different from other types of i...

232 ultra fast fashion: consumerism, the story your clothes tell + more (w/ Kat Halliday from BWA) part 2

19 Oct 2025

Contributed by Lukas

In this second episode of Jess Brady's conversation with Kat Halliday they explore the complexities of Ultra Fast Fashion, looking at its history, the...

231 TPD: what it is, real life costs + why most people are under-insured (personal insurance pt 3/4)

15 Oct 2025

Contributed by Lukas

In this third episode of our personal insurance series, Jess Brady unpacks Total and Permanent Disability (TPD) Insurance and dives into everything yo...

230 ultra fast fashion: money, ethics & how to be fashion conscious (with Kat Halliday from BWA) part 1/2

12 Oct 2025

Contributed by Lukas

In this episode, Jess Brady sits down with Kat Halliday from Baptist World Aid to unpack the truth about ultra fast fashion as they explore the rise o...

229 income protection: what it is, benefit periods, claiming, occupation risk + more (personal insurance part 2/4)

05 Oct 2025

Contributed by Lukas

In this second episode of the insurance series, Jess Brady unpacks Income Protection Insurance and dives into everything you need to know including wh...

228 life insurance: what it is, when you need it, how to get it (personal insurance part 1/4)

29 Sep 2025

Contributed by Lukas

Jess Brady kicks off a four-part Insurance series with a deep dive into Life Insurance, explaining the differences between default cover through super...

227 first home guarantee changes, offset vs redraw, debt recycling + more (with Rachelle Kroon)

14 Sep 2025

Contributed by Lukas

Join Jess Brady and Rachelle Kroon as dive into the latest changes to the First Home Guarantee Scheme, should you use an offset or redraw, interest ra...

226 property market update - where to buy, what to do and looking to the future (with John Pidgeon)

07 Sep 2025

Contributed by Lukas

Join Jess Brady and John Pidgeon as they unpack the 2025 housing market, first-home buyer challenges and smart strategies for making confident propert...

225 bold money moves to build stronger spending habits and achieve financial freedom

31 Aug 2025

Contributed by Lukas

Join Jessica Brady as she explores how to shift your money mindset, build stronger spending habits and take bold steps toward achieving financial free...

224 all time highs & building a long term investment strategy

24 Aug 2025

Contributed by Lukas

Join Jess Brady as she unpacks the emotional rollercoaster of investing during market highs, exploring the Fear and Greed Index and how you can build ...

223 little treats culture

17 Aug 2025

Contributed by Lukas

Join Jessica Brady as she talks about "little treat culture" and whether you are really sabotaging your financial future, or is it a powerful response...

222 how Caitlyn bought her first home at 23 and is building wealth in her 20s

10 Aug 2025

Contributed by Lukas

At just 25, Caitlin has self-funded her uni degree, bought her first home in Wollongong with her fiancé using government support schemes, and is now ...

221 are CEO salaries fair, tradwives, lending money, are budgets BS + more (hot takes with Glen James)

03 Aug 2025

Contributed by Lukas

In today's episode Jess and Glen James talk through a pile of spicy, unfiltered questions: Should CEOs be allowed to earn so much more than employees?...

220 death & money: how to prepare & what to do step-by-step

27 Jul 2025

Contributed by Lukas

No one wants to deal with "sadmin", the financial admin after someone dies but it’s a reality we all face. In this episode, Jess walks you through e...

219 how to stop blowing your budget but still have fun

20 Jul 2025

Contributed by Lukas

If you’ve ever set a budget and blown it a week later, this one’s for you. Jess dives into the mindset shifts and practical tweaks that make all t...

218 my honest take on the property market

13 Jul 2025

Contributed by Lukas

No, you're not locked out of the property market because you drink lattes or take the occasional holiday. The truth? Buying a home today is wildly dif...

217 tax tips for employees with no investment property

06 Jul 2025

Contributed by Lukas

Think tax time is your golden ticket to financial success? Think again. In this episode, Jess unpacks what employed people can actually claim, what th...

216 I’m back! what my health crisis taught me about money

29 Jun 2025

Contributed by Lukas

Jess is back! After a few unexpected health curveballs she's finally back behind the mic and sharing exactly what happened and everything she's learne...

how to stop spending when you really don't want to (best of)

22 Jun 2025

Contributed by Lukas

Looking to strike a balance between enjoying life now and reaching your long-term goals? Here's a hot take: keep spending if you want—but consider h...

invest in shares or save a house deposit? (best of)

15 Jun 2025

Contributed by Lukas

When you're at a crossroads with your money, it's easy to let the anxiety wash over you. But not making any decision is also a decision. In this episo...

my financial goal setting method (best of)

08 Jun 2025

Contributed by Lukas

Keen to narrow down and get focused on some goals? You need this episode stat! Jess shares her method for determining your values and goals so you can...

the most common mistakes & money regrets I see (best of)

01 Jun 2025

Contributed by Lukas

We've all stumbled when it comes to money, but let's learn from those missteps and strive to sidestep any future financial regrets! In this throwback ...

money in your 40s (best of)

25 May 2025

Contributed by Lukas

Jess unpacks what you need to be on top of in your 40s. It's not too late and there's so much you can be doing to support your financial life now and ...

money in your 30s (best of)

18 May 2025

Contributed by Lukas

Let's talk about money in your 30s! Costs are heating up and you're likely hitting some significant life moments. In this popular episode from last ye...

an update from jess

11 May 2025

Contributed by Lukas

Missing your regular episodes? Jess jumps on to share why there’s been a short break and to let you know that we’ll be back to normal programming ...

215 money in relationships, investing during trade wars & HELP debt election promises

20 Apr 2025

Contributed by Lukas

In today's episode Jess tackles your hard hitting questions:My partner and I can't get on the same page about money, any advice?Should we be investing...

214 home loans: HELP debt, buying with mates & kids on the way + more with Rachelle Kroon

13 Apr 2025

Contributed by Lukas

In today's chat Jess is joined by Rachelle Kroon from Sphere Home Loans to answer all your burning mortgage questions. From whether to pay off your HE...

213 what to do when the share market falls (with Glen James)

06 Apr 2025

Contributed by Lukas

Please do not panic. Jess welcomes Glen James to the podcast to discuss what to do when markets get the wobbles.Full episode on YouTube here: https://...

212 stage 4 cancer, survivor's guilt and an insurance safety net (Anne's story)

30 Mar 2025

Contributed by Lukas

When Anne was diagnosed with stage 4 melanoma, everything changed - physically, emotionally and financially. In this powerful chat, she and Jess talk ...

211 money, addiction and big life changes (Chris’s powerful story)

23 Mar 2025

Contributed by Lukas

If you've ever felt out of control with money or habits you're not alone. In today's interview, Chris shares his raw and powerful story of quitting al...

210 is the economy crashing? how to protect your money

17 Mar 2025

Contributed by Lukas

Worried about all the talk of recessions, tariffs, and market drops? Jess dives into what’s really going on, how to keep a cool head, and what smart...

209 the gender pay gap & how to create real change with Natalie Flynn

09 Mar 2025

Contributed by Lukas

After International Women’s Day, the cupcakes are gone but the pay gap remains. Natalie Flynn, Founder of equidi, joins Jess to break down the real ...

208 Tyler on money, Mardi Gras & the cost of belonging as an LGBTQIA+ person

02 Mar 2025

Contributed by Lukas

In today's episode Tyler shares his money story - growing up, finding safety in Sydney’s LGBTQIA+ community, and the price that comes with it. From ...

207 my top holiday hacks to save you money and stress

23 Feb 2025

Contributed by Lukas

Want to make your next holiday cheaper and easier? Jess shares her best travel hacks, from scoring flight deals to strategically planning your annual ...

206 how to invest your way to financial freedom

16 Feb 2025

Contributed by Lukas

Want to invest your way to financial freedom? Today Jess breaks down what freedom actually means, the different stages of financial independence, and ...

205 the 5 money lessons I wish I was gifted sooner (it is my bday week after all!)

09 Feb 2025

Contributed by Lukas

It's Jess’s birthday week and she’s celebrating by sharing the five biggest money lessons she wishes she’d learned earlier! From managing cash f...

204 how to get debt-free and boost your savings

02 Feb 2025

Contributed by Lukas

Debt doesn’t have to be forever! In this episode, Jess breaks down the steps for how to get out of debt and start building real financial security. ...

203 top business tips with entrepreneur Jess Ruhfus

26 Jan 2025

Contributed by Lukas

In today’s episode, special guest Jess Ruhfus, founder of Collabasaurus and creator of No.2, shares her key lessons from building and working with s...

202 stop falling for goal-setting BS. Do this instead!

19 Jan 2025

Contributed by Lukas

Today on the show Jess shares why most resolutions fail and what to do instead to crush your financial goals in 2025. From her "Goldilocks goals" meth...

201 your ultimate new year financial checklist

12 Jan 2025

Contributed by Lukas

Start 2025 strong with your ultimate new year financial checklist! Jess breaks down simple, actionable steps to align your money with your values and ...

best of 2024: pay off your mortgage, salary sacrifice into super or invest?

05 Jan 2025

Contributed by Lukas

No new episode this week, so here's one of our top episodes from last year to keep you company. Figuring out your financial priorities can lead to a b...

146 my guilt-free splurges (and what I refuse to buy)

29 Dec 2024

Contributed by Lukas

In today's episode Jess gives us a fun peek into her personal spending habits, from guilt-free splurges to the things she’ll never spend a cent on!T...

145 exposing the BS of the beauty industry

22 Dec 2024

Contributed by Lukas

In 2024 Aussies spent over $10 BILLION on beauty and personal care products, insane!!! In this episode Jess pulls back the curtain on the beauty indus...

144 the highs, lows and lessons from 2024: it's time to reflect

15 Dec 2024

Contributed by Lukas

What a year it’s been! As 2024 winds down, today’s episode is all about taking a moment to pause, reflect, and make sense of it all - the moments,...

143 let's talk investment strategies! core & satellite approach

08 Dec 2024

Contributed by Lukas

Ever heard of core and satellite investing but not sure how it works? In today's episode Jess unpacks this popular strategy, breaking down the basics ...

142 couples & money: how to navigate money in relationships

01 Dec 2024

Contributed by Lukas

Navigating money in relationships can be tricky, but it's essential for building trust and teamwork with your partner. In this episode, Jess dives int...

141 Q&A: taking a holiday while you have debt, fees within super, managing irregular income + more

24 Nov 2024

Contributed by Lukas

In today's episode Jess tackles your community questions, including:👉🏾 what fees should I be paying within super and how do I know if they're lo...

140 how to outsmart Christmas overspending

17 Nov 2024

Contributed by Lukas

Today's episode is a practical guide for getting through the silly season without blowing the budget. Jess shares all the tips, tricks and hacks split...

139 everything you need to know before buying your first home

10 Nov 2024

Contributed by Lukas

If you're a first home buyer wanting to break into the property market, this is for you. Jess chats with Emily Wallace, independent buyer’s advocate...

138 unpacking Exchange Traded Funds (ETFs) for your investing

03 Nov 2024

Contributed by Lukas

In today's Jess breaks down the essentials of Exchange Traded Funds (ETFs) for both new and seasoned investors. She covers everything from what ETFs a...

137 superannuation basics

27 Oct 2024

Contributed by Lukas

In today's episode Jess covers the basics of superannuation, but don't be fooled - there's nothing basic about your retirement savings nest egg! She u...

136 how to overcome self-doubt and imposter syndrome (in money, career, life)

20 Oct 2024

Contributed by Lukas

Even the most successful, seemingly-confident people have fought an inner saboteur that has told them they're not worthy or good enough. So how do we ...

135 hate budgeting? try this instead

13 Oct 2024

Contributed by Lukas

If the thought of making a budget makes your insides squirm and think a big fat NOPE, you're not alone! Never fear - in today's episode Jess presents ...

134 the honest truth about being a first home buyer right now

06 Oct 2024

Contributed by Lukas

Let's be real - buying your first home in today's climate feels impossible for many aspiring home buyers. Can you out-save the market? Is the 30% inco...

133 hitting a crossroads at 40 (clarity call with Em)

29 Sep 2024

Contributed by Lukas

Em was brave enough to jump on a clarity call chat with Jess and lay her financial situation out in the open! These clarity calls are a great way to j...

132 time for a financial wellness check

22 Sep 2024

Contributed by Lukas

The wellness movement is a whole thing, but it's often focused solely on your physical or mental health. What about your finances? Financial wellness ...

131 do I really need income protection?

15 Sep 2024

Contributed by Lukas

If you're unsure whether income protection insurance is right for you, this episode is a must-listen. Jess breaks down the 4 common reasons people use...

130 how to stop spending when you really don't want to

08 Sep 2024

Contributed by Lukas

Looking to strike a balance between enjoying life now and reaching your long-term goals? Here's a hot take: keep spending if you want—but consider h...

129 friends with benefits (normalising healthy money chats with friends)

01 Sep 2024

Contributed by Lukas

Do you talk about money with your friends or is the subject a little taboo? Let's change that. In this episode Jess shares why it's crucial to start h...

128 invest in shares or save a house deposit?

25 Aug 2024

Contributed by Lukas

When you're at a crossroads with your money, it's easy to let the anxiety wash over you. But not making any decision is also a decision. In this episo...

127 what do I do if I get an inheritance?

18 Aug 2024

Contributed by Lukas

Over the next few decades younger Australians are expected to be on the receiving end of the largest generational wealth transfer in history. So what ...

126 generational financial trauma: changing your story with money

11 Aug 2024

Contributed by Lukas

Are you the first person in your family line that's trying to build a positive relationship with money? It's a pretty serious but important challenge....

125 ADHD + money: my tips, hacks and advice (from me, a neuro spicy)

04 Aug 2024

Contributed by Lukas

In this episode Jess gets vulnerable and shares about her experience with ADHD and how it has intersected with money. She shares all her top tips to s...

124 understanding ethical investing & greenwashing

28 Jul 2024

Contributed by Lukas

Ethical investing has come into focus in recent years (exciting!) but it's worth understanding what ethical investing is and what to look out for (hel...

123 my hot take on the FIRE community

21 Jul 2024

Contributed by Lukas

In this episode Jess shares her perspective on the FIRE (financial independence, retire early) movement touching on what it is, the various versions F...

122 how do I invest for different goal timeframes?

14 Jul 2024

Contributed by Lukas

How do you achieve short, medium and long-term goals all at once? In this episode Jess unpacks how you can think and plan for your various layers of g...

121 my top 10 tips for starting a business

07 Jul 2024

Contributed by Lukas

If you're thinking about starting a business you MUST listen to this episode. Jess has been through it all and is here to share her wins, her fails an...

120 how to work through seller's remorse

30 Jun 2024

Contributed by Lukas

Ever sold something and regretted it? You are definitely not alone. In this episode Jess unpacks some stories of seller's remorse and what to learn fr...

119 planning for a baby and parental leave

23 Jun 2024

Contributed by Lukas

Let's chat about what to financially expect when you're expecting! In today's episode Jess unpacks some of the main costs to consider as you grow your...

118 money in your 40s

16 Jun 2024

Contributed by Lukas

Here is the final episode in the 20s, 30s and 40s money series! Jess unpacks what you need to be on top of in your 40s. It's not too late and there's ...

117 money in your 30s

09 Jun 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Let's talk about money in your 30s! Costs are starting to heat up and you're likely hitting som...

116 money in your 20s

02 Jun 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.If you're in your 20s how should you be preparing financially? Great question! In this episode ...

115 everything you need to know about tax time

26 May 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Time for everyone's favourite topic - tax! Jokes. Look, tax is not that exciting, but it is som...

114 red flags: spotting personal & partner financial warning signs

19 May 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Jess spills the tea on recognising the warning signs of financial trouble, whether it's in your...

113 why our net worth doesn't equal our worth

12 May 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.In this episode Jess dives into why she thinks we're giving too much attention to net worth. It...

112 how to date for under $100 a date and still keep it romantic

05 May 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.In this episode Jess is debunking the myth that romance has to come with a hefty price tag. Tun...

111 my financial goal setting method

28 Apr 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Keen to narrow down and get focused on some goals? You need this episode stat! Jess will share ...

110 the most common mistakes & money regrets I see

21 Apr 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.We've all stumbled when it comes to money, but let's learn from those missteps and strive to si...

109 pay off your mortgage, salary sacrifice into super or invest?

14 Apr 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Figuring out your financial strategy around mortgages, superannuation and investing can lead to...

108 the real and hidden costs of owning a pet

07 Apr 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.From one pet owner to you - get ready to take notes! Jess is sharing the real and hidden costs ...

107 debt: the good, the bad and the toxic

31 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Hands up who has debt? There's more hands in the air than you think! In this episode Jess talks...

106 how to ask for a pay rise

24 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.In this financial climate, who isn't thinking about how to ask for a pay rise? In this episode ...

105 budgeting through a cost of living crisis

17 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Budgeting (ew, gross) is a) boring but b) essential to achieving big things with your money. In...

104 buying your first home with friends or family

10 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Property prices are wild so it's well worth considering joining forces with friends or family a...

103 how to start investing part 2

03 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Let's build on what you learnt in part 1 of this investing series. This episode touches on inve...

102 how to start investing part 1

03 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.It's time to start investing! This 2-part investing series will help you break through the fear...

101 the 4 keys to financial empowerment

03 Mar 2024

Contributed by Lukas

Join the 10-week Greenhouse Money Growing Program here.Welcome to the very first episode of Financially Fierce! In this debut episode, Jess explains w...

Financially Fierce

29 Jan 2024

Contributed by Lukas

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