FPO&G: Financial Planning for Oil & Gas Professionals
Episodes
Listener Question: "...IRAs that currently exceed $5M?"
26 Dec 2025
Contributed by Lukas
In this episode, Justin and Jared answer a listener's question from a 70½-year-old with over $5 million in IRAs who wants to manage their lifetime ta...
Estate Planning: The Inheritor’s POV with Sean Dugan - Ep 118
12 Dec 2025
Contributed by Lukas
In this episode, Jared and Justin sit down with Sean T. Dugan of Dugan Production Corporation to unpack the often messy world of estate planning. Sean...
Research on Retirement Spending
28 Nov 2025
Contributed by Lukas
In this episode, Justin and Jared break down the latest JPMorgan Guide to Retirement, exploring what real spending looks like for retirees today. They...
Lightning Pod: IUL Lawsuits, BD Exodus, and Today’s Economy - Ep 116
14 Nov 2025
Contributed by Lukas
In this episode, Justin and Jared dive into several key topics shaping today’s financial landscape. They discuss Kyle Busch’s lawsuit against Paci...
HNW Property Insurance with Landon Davis Ep 115
31 Oct 2025
Contributed by Lukas
In this episode, we dive into the world of property and casualty insurance for high-net-worth families with Landon Davis from NFP. We examine the evol...
Investing Lessons for Ivy League Endowments - Ep 114
17 Oct 2025
Contributed by Lukas
In this episode, we explore how the Ivy League endowment model can inform smarter investing for oil and gas professionals. We discuss how these massiv...
Meet the Team: Reagan Miller - Ep. 113
03 Oct 2025
Contributed by Lukas
In this episode, we’re excited to welcome Reagan Miller, the newest member of our Fort Worth team. She shares her journey into wealth management, ho...
Lightning Pod: Future of Work, Real Estate Trends & Investing - Ep 112
19 Sep 2025
Contributed by Lukas
In this episode, Justin and Jared explore real estate investing, the future of work trends, and how both are reshaping today’s markets. We dive into...
UBS Wealth Report 2025: Key Insights on the Future of Wealth - Ep 111
05 Sep 2025
Contributed by Lukas
Justin and Jared break down the key insights from UBS’s Global Wealth Report. We look at how wealth is growing across different demographics, why me...
The Truth About Wills and Trusts - Ep. 110
22 Aug 2025
Contributed by Lukas
In this episode, Justin and Jared break down the truths and myths about trusts. We discuss how trusts can help with estate planning by avoiding probat...
One Big Beautiful Bill Act (OBBBA) - Ep.109
08 Aug 2025
Contributed by Lukas
In this podcast, Jared and Nathan discuss the newest piece of tax legislation that was passed into law earlier this year - One Big Beautiful Bill Act....
Lightning Pod: Lump Sum vs. Dollar Cost Average, Credit Card Points, The Most Interesting Public Market
25 Jul 2025
Contributed by Lukas
In this lightning pod, we discuss: dollar cost averaging vs. lump sum investing, credit card points, and which market segment we'd only own if we coul...
Why 529 Plans Are Overrated - Ep. 107
11 Jul 2025
Contributed by Lukas
In this episode, Justin and Jared discuss why they think 529 plans are overrated. We discuss the 529 to Roth rollover provision, the state income tax ...
Should You Buy a Business? - Ep. 106
27 Jun 2025
Contributed by Lukas
In this episode, Justin and Jared discuss what to think through if you want to buy a business. Should I buy a business in retirement? What type of bus...
The Deficit & Future Tax Policy - Ep. 105
13 Jun 2025
Contributed by Lukas
In this episode, Justin and Jared discuss the federal deficit, the funding status of Social Security, and what that may mean for future tax policy and...
Meet The Team: Josh Matthews - Ep. 104
30 May 2025
Contributed by Lukas
In this episode, Justin sits down with our newest team member, Josh Matthews, to discuss his first money memory, his career in commercial real estate,...
Public vs. Private School - Ep. 103
16 May 2025
Contributed by Lukas
In this episode, Justin and Nathan discuss the trade-offs between public and private schools. Through the lens of Houston and Dallas specifically, the...
Lightning Pod: Youth Sports, Property Taxes, Rolls Royce - Ep. 102
02 May 2025
Contributed by Lukas
In this lightning pod, we discuss: the outrageous and ever-rising costs of youth sports, the pros and cons of property taxation, and the brilliance of...
Money & Marketing with Massiel Diez - Ep. 101
18 Apr 2025
Contributed by Lukas
In this episode, we sit down with Massiel Diez to discuss how her relationship with money has shaped her life and career in Oil and Gas. And how she's...
Celebrating 100 Episodes! - Ep. 100
04 Apr 2025
Contributed by Lukas
In this episode, we celebrate 100 episodes by telling Brownlee Wealth Management's origin story, reflecting on our progress, and mapping out our plans...
The Case for International Investing - Ep. 99
21 Mar 2025
Contributed by Lukas
In this episode, we discuss the most common question we get on investment portfolios: "Why should I own international stocks?"For more information and...
Retire in Five with Scott Darling - Ep. 98
07 Mar 2025
Contributed by Lukas
In this episode, we sit down with Scott Darling to discuss his 35-year career at ExxonMobil, the Retire in 5 Yammer group for ExxonMobil employees app...
Financing vs. Cash: When to Borrow for Your Next Purchase - Ep. 97
21 Feb 2025
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/97For years, low interest rates made it easy to dismiss debt, but now, the mat...
Retirement Readiness: Do You Have Enough Assets to Last? - Ep. 96
07 Feb 2025
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/96In the previous episode, we discussed the accelerating trend of retirement i...
Retirement in Oil & Gas is About to Pick Up (Our Theory) - Ep. 95
24 Jan 2025
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/95Over the past few years, we’ve seen significant volatility in the industry...
Lightning Pod: Oil & Gas Markets, Waymo, Bench Accounting - Ep. 94
10 Jan 2025
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/94This week, Justin and Jared are back with another Lightning Pod - here’s w...
Energy Strategy with Jeff Krimmel - Ep. 93
27 Dec 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/93This week, we had the pleasure of welcoming Jeff Krimmel, a mechanical engin...
The Grantor's Guide: Effectively Passing Down Wealth - Ep. 92
13 Dec 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/92Last week, we explored the considerations for inheritors, but this time, we ...
The Inheritor's Guide: What to Consider Before Expecting an Inheritance - Ep. 91
29 Nov 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/podcastThe first part of a two-part series where we explore the intricacies of inhe...
Inside Texas' $200 Billion Teacher's Pension: Lessons for Oil & Gas Investors - Ep. 90
15 Nov 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/90In latest episode of Financial Planning for Oil and Gas Professionals, Jared...
Lightning Pod: Europe, Tipping Culture, and Searching for the Ideal City - Ep. 89
01 Nov 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/89In this week's episode, we dive into a variety of topics, including:✅ Cult...
The Case Against Private Equity: What Investors Need to Know About Risks, Rewards, and Realities - Ep. 88
18 Oct 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/88In this episode of Financial Planning for Oil and Gas Professionals, hos...
SECURE Act Updates: What Oil & Gas Professionals Need to Know - Ep. 87
04 Oct 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/87In this episode of Financial Planning for Oil & Gas Professionals, h...
Investment or Enjoyment: The Real Cost of a Second Home - Ep. 86
20 Sep 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/86In this episode of Financial Planning for Oil and Gas Professionals, we ...
Lightning Pod: Private vs. Public Schools, Resort Town Hyperinflation, and Real Estate - Ep. 85
30 Aug 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/85In this episode of Financial Planning for Oil and Gas Professionals, hosts J...
Optimizing Your Financial Legacy: Lessons from "Die With Zero" - Ep. 84
16 Aug 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/84In this episode, we discuss some thought-provoking ideas and share our i...
From $2.15/Hour to a $7.1 Billion Sale: The Story of Bob Phillips - Ep. 83
02 Aug 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/83In this episode of Financial Planning for Oil & Gas Professionals, w...
Building a Successful Career in Oil & Gas w/ Terry Nixon - Ep. 82
19 Jul 2024
Contributed by Lukas
For more information and show notes visit: https://www.bwmplanning.com/post/82In this episode of Financial Planning for Oil & Gas Professionals, w...
How to Break Up with Your Financial Advisor: A Guide for Oil & Gas Professionals - Ep. 81
05 Jul 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/81In this episode, we discuss an interesting situation forming in the financia...
Retirement Planning with Executive Compensation - Ep. 80
21 Jun 2024
Contributed by Lukas
In this episode of FPO&G, Justin and Jared dissect how retirement planning is impacted by executive compensation.Should my investment allocation b...
Looking Under the Hood of Family Offices - Ep. 79
07 Jun 2024
Contributed by Lukas
For more information and show notes visit: www.bwmplanning.com/post/79In this episode of FPOG, Justin and Jared dissect JP Morgan's 2024 Global Family...
Why Your Investment Allocation Is Probably Wrong - Ep. 78
24 May 2024
Contributed by Lukas
In this episode of FPOG, Justin and Jared discuss the most common mistakes they see related to constructing an investment allocation. They also talk t...
Lightning Pod: Roth IRAs, Chipotle Stock, Financial Planning - Ep. 77
10 May 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/77In this episode of FPOG, we're excited to bring back our lightning round for...
[Bonus] Paths to Wealth in Oil & Gas: From Corporate to Entrepreneurship - Ep. 76
03 May 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/76Today, Justin dives deeper into a topic we touched on a few weeks ago with N...
Meet Cari Lingle: The Newest BWM Team Member - Ep. 75
26 Apr 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/75This episode of FPOG features a Meet the Team segment with Cari Lingle, the ...
Building Wealth in Oil & Gas: Exploring Different Career Paths - Ep. 74
12 Apr 2024
Contributed by Lukas
For more information and show notes visit: https://bwmplanning.com/post/74On this episode of Financial Planning for Oil and Gas Professionals, hosts J...
Finding Fulfillment After Financial Freedom: Retired Founder's Journey
29 Mar 2024
Contributed by Lukas
In this episode, Justin spoke with an anonymous guest known as Retired Founder, who shared his journey from a middle-class upbringing to achieving fin...
Private Aviaton with Preston Holland
15 Mar 2024
Contributed by Lukas
In this episode, Justin sits down with Preston Holland from Flying Finance to discuss all things private aviation. When can people begin to explore pr...
Lightning Pod: Investing Holy Grail, ESPPs, College Football Playoff
01 Mar 2024
Contributed by Lukas
This lightning pod episode covers several topics in 10 minutes or less. We discuss: Tony Robbins's new book on the "the holy grail of Investing", why ...
Required Minimum Distributions
16 Feb 2024
Contributed by Lukas
In this episode, we discuss how high-net-worth investors should think about RMDs. We also discuss why young accumulators should care about RMDs despit...
Investing in All-Time Highs
02 Feb 2024
Contributed by Lukas
In this episode, we discuss the S&P breaking through to new all-time highs. Is investing in all-time highs a bad idea? What does the data say? Can...
Petroleum Engineering with Nathan Meehan
19 Jan 2024
Contributed by Lukas
In this episode, we visit with Nathan Meehan to discuss all things petroleum engineering. We discuss his career, his transition from the private secto...
Top Tax Prep Mistakes
05 Jan 2024
Contributed by Lukas
In this episode, we discuss the most common tax mistakes we see. We also share horror stories of six-figure tax mistakes we've identified for clients....
2023 Year-End Review
22 Dec 2023
Contributed by Lukas
In this year-end review, we discuss investment returns, the biggest storylines, our biggest surprises, and why we're bullish going into 2024. We also ...
Chevron Benefits Review
08 Dec 2023
Contributed by Lukas
In this episode, we do a deep dive into Chevron's benefits. We provide an overview of the key employee benefits and strategies to optimize these benef...
Lightning Pod: Budgeting, College Football, CPA Shortage
24 Nov 2023
Contributed by Lukas
This lightning pod episode covers several topics in 10 minutes or less. We discuss the case against budgeting, the insanity that is college football c...
Supermajors doing massive M&A deals
10 Nov 2023
Contributed by Lukas
When does a supermajor become a Super-Duper major? In the episode, we discuss Chevron acquiring Hess and ExxonMobil acquiring Pioneer Natural Resource...
Optimizing Your Charitable Giving with Brandon O'Neill
27 Oct 2023
Contributed by Lukas
In this episode, we visit with Brandon O'Neill, Vice President at Fidelity Charitable. We discuss the mechanics of donor-advised funds, what assets ar...
Fad or Future: Investing in Innovation
13 Oct 2023
Contributed by Lukas
In this episode, we discuss the paradox of investing in innovation. How do you invest in the future while trying to avoid bubbles? Innovation creates ...
Managing Risk
29 Sep 2023
Contributed by Lukas
In this episode, we discuss: what risk is, how it changes over time, common risks we see for Oil & Gas professionals, and how to manage them. We a...
Mineral Rights with Matt Sands
15 Sep 2023
Contributed by Lukas
In this episode, we visit with Matt Sands of Silverheels Investments to talk about all things Mineral Rights. In this episode, we discuss valuing your...
Case Study: Teddy & Theresa Taxable
01 Sep 2023
Contributed by Lukas
In this episode, Justin and Jared break down the life of another sample client: Teddy & Theresa Taxable. They are retired in their 60s and have a ...
Case Study: Alvin & Alyssa Accumulator
18 Aug 2023
Contributed by Lukas
In this episode, Justin breaks down the life of another sample client: Alvis and Alyssa Accumulator. They are in their early 40s and have three kids. ...
Case Study: Elvis & Imogen Exxon
04 Aug 2023
Contributed by Lukas
In this episode, Justin breaks down the life of a sample client: Elvis & Imogen Exxon. They are in their late 50s and nearing retirement from a su...
Raising Financially Wise Children
21 Jul 2023
Contributed by Lukas
In this episode, Justin and Nathan discuss passing financial wisdom down to the next generation. We discuss what kids need to learn and methods to hel...
You've Saved $2M in Brokerage Assets: Now What?
30 Jun 2023
Contributed by Lukas
In this episode, Justin and Nathan discuss planning opportunities and challenges if you have more than $2M in brokerage assets. We'll talk through the...
When IRAs Become Tax Time Bombs
16 Jun 2023
Contributed by Lukas
In this episode, Justin and Jared discuss how the death of the beneficiary "stretch" RMD has created seismic changes for IRA tax planning. We discuss...
The Problem with AUM fees
02 Jun 2023
Contributed by Lukas
In this episode, Justin and Jared discuss the issues with assets under management (AUM) fees. We review the conflicts of interest, the balance sheet i...
Psychology of Retirement Spending
19 May 2023
Contributed by Lukas
In this episode, Nathan and Jared discuss why they think it's so hard for Oil and Gas professionals to spend money in retirement. We often see retiree...
Celebrating 50 Episodes! Firm Update and What's Ahead
05 May 2023
Contributed by Lukas
To celebrate 50 podcast episodes, Justin and Jared provide an update on FPOG and Brownlee Wealth Management. They talk about what they've learned, the...
Financial Planning for Energy Traders
21 Apr 2023
Contributed by Lukas
In this episode, Justin and Nathan talk through the complexities of financial planning as an energy trader. How do I deal with the volatility in incom...
Lightning Pod: Home Prices, Inflation, and Student Loans
07 Apr 2023
Contributed by Lukas
This episode is a lightning pod, covering several topics in bite-sized chunks. We discuss home prices, inflation, student loans, and college football ...
The Collapse of Silicon Valley Bank
24 Mar 2023
Contributed by Lukas
In this episode, we talk about the collapse of one of the 20 largest banks in America, Silicon Valley Bank. What can Oil and Gas professionals learn f...
How To Be a Better Investor Than Your Neighbor
10 Mar 2023
Contributed by Lukas
In this episode, we talk about how to be an above-average investor. What does the data tell us? How good are professional investors? Can advisors help...
Planning for Your Bonus
24 Feb 2023
Contributed by Lukas
In this episode, we talk about how to plan for your annual bonus. We build a framework for understanding how to balance spending, investing, paying ta...
What is Financial Planning?
10 Feb 2023
Contributed by Lukas
Financial planning is an industry buzzword, but what does it actually mean? Is it a 40-page plan? Is it only retirement planning? Does every advisor d...
The Future of Taxes
27 Jan 2023
Contributed by Lukas
In this episode, Justin talks through the recent pieces of tax legislation and what it might mean for the future of taxes. We discuss how indirect tax...
New Tax Law! Secure Act 2.0
13 Jan 2023
Contributed by Lukas
In this episode, we talk about Secure Act 2.0, the newest piece of tax legislation passed into law. We discuss the major changes, how it impacts O&...
2022 Year End Review
30 Dec 2022
Contributed by Lukas
In this episode, we discuss the market's performance for 2022. We discuss the biggest surprises, why we're bullish, and what the data looks like over ...
"I'm in my 50's and my employer is taking away benefits..."
16 Dec 2022
Contributed by Lukas
What should you do if you are in your 50s and your employer starts taking away benefits? In this episode, we discuss when you should leave, how to con...
Year-End Planning Opportunities
02 Dec 2022
Contributed by Lukas
In this episode, we talk about what important financial planning strategies you should consider prior to year-end. We also discuss the importance of w...
What Happens to Your Financial Plan When You're Gone?
18 Nov 2022
Contributed by Lukas
In this episode, we talk about what happens to your financial plan when you're gone. How do I ensure my financial plan continues and that my surviving...
Why Do Most Wealth Management Clients Overpay?
04 Nov 2022
Contributed by Lukas
In this episode, we talk about wealth management fees. Why is the average person overpaying? Why does the average person not even know what they're pa...
ESG Investing with Rusty Gilbert
21 Oct 2022
Contributed by Lukas
In this episode, we talk to Rusty Gilbert about everything ESG investing. How much of a difference is it making vs. just being a new industry buzzword...
Meet the Team: Nathan Steele
07 Oct 2022
Contributed by Lukas
Meet our new associate financial planner, Nathan Steele. In this episode, we talk to Nathan to learn more about his background and career transition f...
The Case For/Against Dave Ramsey with Blaine Killion
23 Sep 2022
Contributed by Lukas
In the episode, we sit down with Blaine Killion to talk about all things Dave Ramsey. What do we think of his advice? Do we agree or disagree with his...
DIY Investing
09 Sep 2022
Contributed by Lukas
What do we think about Do-It-Yourself Investing? In this episode, we discuss when DIY investing could make sense and the key ingredients to doing it s...
Investing and Politics
26 Aug 2022
Contributed by Lukas
Are investment returns impacted by who is in control in Washington? This podcast looks at the historical data on how presidents, congress, and electio...
Why Are High Income Millennials Broke?
12 Aug 2022
Contributed by Lukas
In this episode, we break down a Bloomberg article talking about people making at least $250K/yr. and living paycheck to paycheck. We also talk about ...
Short Term Rentals as an Investment
29 Jul 2022
Contributed by Lukas
In this episode, Justin talks about short-term rentals as an investment opportunity. Real estate has made lots of millionaires, but how do short-term ...
Why Oil & Gas Makes Better Investors
15 Jul 2022
Contributed by Lukas
In this episode, we unpack our theory on why we think that Oil and Gas professionals are above-average investors. The cyclicality of the profession an...
The Benefits of a Bear Market
01 Jul 2022
Contributed by Lukas
In this episode, we talk about bear markets. How often do they happen? Should you change your portfolio? Are there financial planning strategies that ...
Generational Financial Planning Part 2
17 Jun 2022
Contributed by Lukas
In this episode, we talk about how to make financial planning multi-generational. Is legacy planning more than an estate plan? What are things I can d...
The Case Against Dividend Investing
20 May 2022
Contributed by Lukas
In this episode, we talk about the case against dividend-focused investing. Why is it focusing on the wrong thing? Why dividends don't protect you in ...
Recreating a Paycheck in Retirement
06 May 2022
Contributed by Lukas
In this episode, we talk about how to recreate a paycheck in retirement. How do you build a thoughtful strategy for decumulating an investment portfol...
Generational Financial Planning
22 Apr 2022
Contributed by Lukas
In this episode, we talk about how to make financial planning multi-generational. Is legacy planning for everyone? What is wealth? Why is "spending yo...
Deferred Compensation
08 Apr 2022
Contributed by Lukas
In this episode we talk all about deferred compensation. How does deferred comp work and how does it fit into my financial plan? What planning opportu...
Charitable Giving
25 Mar 2022
Contributed by Lukas
In this episode, we talk about the charitable giving and how it fits into a financial plan and a rich life. How does it impact taxes? How can you opti...
Financial Planning Trends for Oil & Gas
11 Mar 2022
Contributed by Lukas
In this episode we talk about oil & gas compensation, the great migration of oil & gas talent to tech, and what it means for oil & gas goi...
Meet the Team: Jared Machen
25 Feb 2022
Contributed by Lukas
What do Elon Musk, USC football, and Honduras have in common? They’re all part of Jared’s unique story that eventually lead him to join Brownlee W...