Friends With Money
Episodes
The emotional rollercoaster of your finances
14 May 2024
Contributed by Lukas
Did you know emotions can get in the way of how well you manage your money? Being aware of the money lessons you learned during childhood, and the fee...
Budget 2024: Will Aussies get relief?
07 May 2024
Contributed by Lukas
The 2024 Federal Budget is less than a week away, so what can we expect to see in the way of cost of living relief and other measures from the governm...
Money saving tips for travel
30 Apr 2024
Contributed by Lukas
Since Covid restrictions eased, we have been traveling overseas more than ever. But when budgets are tight, how can we save money and still have the h...
Tax time tidy up: get your super in shape
23 Apr 2024
Contributed by Lukas
The end of the financial year is fast approaching, so is now the time to check in on your super and consider an extra contribution? This week on the F...
Dreams to dollars: Building your money plan
16 Apr 2024
Contributed by Lukas
Whether it’s purchasing a home or paying off credit card, we all have financial goals we want to achieve, but seeing them through is not always the ...
Unlock your "super" power: Investment choices
09 Apr 2024
Contributed by Lukas
Have you thought about how your super is invested? Taking the time to consider, and even adjust, your investment settings could impact your balance do...
Riding the RBA Rate Waves
02 Apr 2024
Contributed by Lukas
Interest rates have reached a peak. At least, that’s the consensus among many experts who expect rates to start to fall in the near future. So how c...
What is a margin loan?
26 Mar 2024
Contributed by Lukas
Ever wondered if it’s possible to take out a loan to build your share portfolio? After all, investment loans are common place in property investing....
Getting the best mobile and internet deals
19 Mar 2024
Contributed by Lukas
Home internet and mobile plans may have become part and parcel of everyday life, but that doesn’t mean you need to be paying over the odds to stay c...
Stop subconsciously sabotaging your financial goals
12 Mar 2024
Contributed by Lukas
When it comes to online shopping, we've quickly become experts at undermining our long-term financial goals. Making better decisions that prevent us f...
Stage 3 tax cuts explained
05 Mar 2024
Contributed by Lukas
Australians are set to pay less income tax from July this year, so what’s changed and who will benefit the most? This week on the Friends With Money...
5 ways to get into the property market
27 Feb 2024
Contributed by Lukas
With prices soaring above a million dollars, breaking into the property market is a daunting quest. If you're just starting out, Is there a way to own...
Top performing ETFs of 2023
20 Feb 2024
Contributed by Lukas
Australian investors poured billions of dollars into exchange-traded funds during 2023, but which ETFs returned favour with the best performance? This...
Retirement income strategies
13 Feb 2024
Contributed by Lukas
Retirees will naturally want to make the most of their super come retirement, so what kind of income strategies can they employ to ensure their nest e...
Top property picks for 2024
06 Feb 2024
Contributed by Lukas
Higher than expected price growth surprised many experts last year, but how will the property market perform in 2024? This week on Friends With Money,...
3 hot megatrends for smart investors in 2024
30 Jan 2024
Contributed by Lukas
2024 is heating up to be a great year to invest in the stock market! What are the hot stocks you should be paying attention to? This week on the Frien...
Investing by colours
23 Jan 2024
Contributed by Lukas
What type of investor are you? To get the best return on investment, you need to know! This week on the Friends With Money podcast, by popular demand,...
Billionaire Masterclass
16 Jan 2024
Contributed by Lukas
If you want to know how to make and invest lots of money, one of the best ways is to learn from someone who built their fortune and became a billionai...
How to invest in cybersecurity
09 Jan 2024
Contributed by Lukas
According to the World Economic Forum, cybercrime is the fifth most pressing concern for the global economy. Governments worldwide are spending hundre...
New Year's resolution ideas to kick off 2024
02 Jan 2024
Contributed by Lukas
Happy New Year! What will you do in 2024 to improve your financial health? This week on the Friends with Money podcast, Money's Michelle Baltazar chat...
Reduce your carbon footprint
26 Dec 2023
Contributed by Lukas
Aussie banks are increasingly rolling out personalised carbon insights to their app users. But what are carbon footprints, and do they matter? This we...
Stocks for your stocking
19 Dec 2023
Contributed by Lukas
2023 has been a bit of a mediocre year for the Australian market, but could 2024 prove brighter? This week on the Friends With Money podcast, host Tom...
Unlocking the profit of fixed income
12 Dec 2023
Contributed by Lukas
Back by popular request! You wanted to know more about Bonds and how to unlock the profit of fixed-income assets - and we deliver! This week on the ...
Beware of the finfluencer
05 Dec 2023
Contributed by Lukas
Did you know many Australians get their investment advice from social media finfluencers? It's a frightening fact. A recent ASIC (Australian Securit...
Get ready, get set, retire!
28 Nov 2023
Contributed by Lukas
It may seem like a long time off, but are you ready for retirement? Planning for the future now will save you a lot of stress and frustration when you...
Digging into gold
21 Nov 2023
Contributed by Lukas
It’s often described as the safe-haven asset, but what makes gold so desirable to everyone from central banks to everyday investors? On this episode...
Getting your first home loan
14 Nov 2023
Contributed by Lukas
Gearing up to buy your first home? Chances are you’ve got a question or two about the process of taking out a mortgage. On this episode of the Frien...
Banking just got personal
07 Nov 2023
Contributed by Lukas
Open banking is giving Australians the ability to share their banking data more securely and with fewer hurdles, but can it save people money? This we...
Bonus: could oil prices double?
05 Nov 2023
Contributed by Lukas
Global tensions in the Middle East have raised concerns that oil costs could spike, possibly doubling in price in the coming months. How will this aff...
Growth vs dividend stocks
31 Oct 2023
Contributed by Lukas
Wondering if your investment strategy should be geared towards income, growth or both? On this episode of the Friends With Money podcast, Money's Tom ...
Super by the numbers
24 Oct 2023
Contributed by Lukas
How much money do you need to retire? It's a question we get a lot here at Money Magazine - I mean a lot! The latest numbers are out from The Associ...
Have an epic retirement
17 Oct 2023
Contributed by Lukas
There are a lot of myths and preconceptions when it comes to retirement. Regardless of age, you can put into action a plan today that will help you ac...
Is getting financial advice worth the cost?
10 Oct 2023
Contributed by Lukas
Is it worth paying for financial planning, or can you do it on your own? A Financial Adviser can be quite costly, and do you get value for your invest...
Bonus: Today's market wrap
09 Oct 2023
Contributed by Lukas
In this special bonus episode of the Friends With Money podcast, Money's Michelle Baltazar chats with Alex Moffatt, Director at Joseph Palmer & So...
Why you should be investing in U.S. stocks
03 Oct 2023
Contributed by Lukas
Should you be investing in the U.S. stock market? This week on the Friends with Money podcast, Money's Michelle Baltazar chats with Tim Townsend, Prof...
Investing myths busted!
26 Sep 2023
Contributed by Lukas
Today, it's relatively easy to start investing in stocks (you can even use a free app!), but roughly 49% of Australians have decided not to. Many have...
Bonds - the fixed income alternative
19 Sep 2023
Contributed by Lukas
After a woeful 2022 bonds appear to be making a comeback with investors. But how do they work, and what role do they have in a portfolio? This week on...
Spring property preview
12 Sep 2023
Contributed by Lukas
Spring is one of the busiest times of the year for property sales, but is this spring likely to be a sellers’ or buyers’ market? This week on the ...
Supercharge your super
05 Sep 2023
Contributed by Lukas
Voluntary contributions can have a significant impact on your super balance over time, but how much can you add and how can you make it happen? This w...
The credit crunch
29 Aug 2023
Contributed by Lukas
The cost of living is continuing to put a strain on the finances of many Australians, but how is it impacting our credit health? On this episode of th...
The problem with strata
22 Aug 2023
Contributed by Lukas
As the population grows, more Australians are living in strata-titled properties like units and townhouses than ever before. But what do buyers need t...
Surviving investment setbacks
15 Aug 2023
Contributed by Lukas
The doubling of mortgage interest rates have forced some homeowners to sell their property at a loss. How do you bounce back from that? This week on T...
Essential investment property strategies
08 Aug 2023
Contributed by Lukas
Over two million Australians are property investors, but they don’t always get their purchases right. So how can investors avoid mistakes, and set t...
The ETF advantage
01 Aug 2023
Contributed by Lukas
The popularity of exchange traded funds (ETFs) has surged in the past decade, but how much have they actually delivered for investors? On this episode...
The mortgage cliff defence
25 Jul 2023
Contributed by Lukas
Facing the prospect of a substantial rate hike? That’s the reality for many mortgage holders who locked in a super-low rate in 2020 or 2021, but it’...
The key to retiring rich
18 Jul 2023
Contributed by Lukas
Over 800 people retire daily in Australia, and that number is expected to balloon over the next decade. While most will leave the workforce with a "sw...
Stop worrying about money
11 Jul 2023
Contributed by Lukas
Stop stressing about money! Or is that easier said than done? This week on the Friends with Money podcast, Money's editor-in-chief, Michelle Baltaza...
Bonus: Mid-year market outlook
09 Jul 2023
Contributed by Lukas
How has the share market performed so far in 2023, and what’s the outlook for the rest of the year? That’s the topic of discussion on this bonus e...
Investing with Equity Mates
04 Jul 2023
Contributed by Lukas
When all is said and done, sometimes the simple investing lessons like dollar-cost averaging can be the most valuable. This week on the Friends With M...
Work better. Get richer. Be happy :)
27 Jun 2023
Contributed by Lukas
Working smarter, not harder is the key to wealth and happiness. This week on the Friends with Money podcast, Money's Michelle Baltazar chats with auth...
Protect yourself from scams!
20 Jun 2023
Contributed by Lukas
Scammers fleeced a record $3 billion from Australians last year. Highly-sophisticated and brazen scammers are out to steal your hard-earned cash, and ...
The gold standard
12 Jun 2023
Contributed by Lukas
Gold has enjoyed a recent resurgence on the back of high inflation, so should it have a home in your portfolio? On this week’s episode of the Friend...
The sweet spot
06 Jun 2023
Contributed by Lukas
There’s a magic number in superannuation that allows retirees to make the most of their own money and the Age Pension. It’s called the super sweet...
Building a stock portfolio
30 May 2023
Contributed by Lukas
Ready to build your own investment portfolio but don’t know where to start? On this week’s episode of Friends With Money, host Tom Watson is joine...
Paul Clitheroe’s top 5 money secrets
23 May 2023
Contributed by Lukas
We're celebrating our 100th episode today by chatting with the man who started it all! This week on the Friends with Money podcast, editor-in-chief Mi...
Rethink property investment
16 May 2023
Contributed by Lukas
Investing in commercial property can be more lucrative than residential, but you need to do your homework. Diving headfirst into this asset class, w...
BONUS: Budget 2023 recap
09 May 2023
Contributed by Lukas
In this bonus episode of the Friends with Money podcast, Money's Michelle Baltazar and Tom Watson discuss some of the highlights of this year's Federa...
Tax time!
09 May 2023
Contributed by Lukas
With tax time fast approaching, a little preparation could literally pay off. This week on the Friends With Money podcast, Money’s Tom Watson is joi...
Budget 2023 forecast
02 May 2023
Contributed by Lukas
With the 2023 Federal Budget drawing near, what are the economic pressures facing the country and what can we expect to see when the budget is handed ...
Who cares about sustainable investing?
25 Apr 2023
Contributed by Lukas
When it comes to investing, should our values dictate where our money goes, or should they be left at the door? This week on the Friends With Money po...
Your savings maximiser
18 Apr 2023
Contributed by Lukas
After years of meager returns, rising interest rates have injected life back into savings accounts and term deposits. But how can savers get the best ...
Invest in a basket of stocks
11 Apr 2023
Contributed by Lukas
Investors have flocked to exchange-traded funds (ETFs) in recent years, but should they have a place in your portfolio? On this week’s episode of th...
Inflation busters
04 Apr 2023
Contributed by Lukas
While inflation may be easing, the reality is that prices on all manner of goods and services are still rising rapidly. But are there opportunities fo...
Starting your own business
28 Mar 2023
Contributed by Lukas
Want to start your own business in 2023, but not sure where to begin? This week on the Friends With Money podcast, Money's Michelle Baltazar speaks wi...
Bye bye stamp duty?
21 Mar 2023
Contributed by Lukas
Stamp duty may soon be a thing of the past. This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Stephen Timm, Managing ...
Financial help when you need it
14 Mar 2023
Contributed by Lukas
As the cost of living crisis continues to bite, more Australians are finding themselves in financial difficulty. But where can anyone who’s struggli...
Getting your affairs in order
07 Mar 2023
Contributed by Lukas
Paperwork can be tedious, but when it comes to organising your taxes, super, will, and health records, it's time well spent. This week on the Friends ...
Are women better investors than men?
28 Feb 2023
Contributed by Lukas
What kind of impact can the make-up of the teams behind your superannuation and managed investments have on the returns you get? That’s the question...
ASX stocks to watch in 2023
21 Feb 2023
Contributed by Lukas
Thinking about investing in Australian shares for the first time, or adding to your existing portfolio? This week on the Friends With Money podcast, M...
Top 5 property tips for buyers in 2023
14 Feb 2023
Contributed by Lukas
With property prices falling and interest rates rising, what's a first-time property buyer to do? This week on the Friends With Money podcast, Money's...
How to invest with $100 or less
07 Feb 2023
Contributed by Lukas
investing in shares is easier than you think! This week on the Friends With Money podcast, Money's Michelle Baltazar speaks with Brooke Roberts, Direc...
Top locations to buy in 2023
31 Jan 2023
Contributed by Lukas
Is 2023 the year you take the plunge and buy an investment property? On this episode of Friends With Money, Money’s Senior Journalist Tom Watson is ...
Your summer money kickstart guide
24 Jan 2023
Contributed by Lukas
Taken a break from your finances over the new year? It’s easily done, but if you’re ready to re-engage then there a plenty of ways to whip your fi...
Streamline your household and save!
17 Jan 2023
Contributed by Lukas
Getting your house in order can help you save money and bring harmony into your life. This week on the Friends With Money podcast, Money's Michelle Ba...
Renovate and save the planet
10 Jan 2023
Contributed by Lukas
Did you know that by simply renovating you can help save the planet? This week on the Friends with Money podcast, Money's Editor-in-Chief, Michelle Ba...
Dating after age 50
03 Jan 2023
Contributed by Lukas
This week on the Friends with Money Podcast, Money's Editor-in-Chief, Michelle Baltazar, speaks with Capital Advisory's Director of Financial Planning...
Tips for planning a knockdown and rebuild
27 Dec 2022
Contributed by Lukas
Sometimes renovating isn't enough and you need to start from scratch. Done wrong, rebuilding can be very costly and take longer than expected - so wha...
Money Hacks: Getting the best mobile and internet deals
20 Dec 2022
Contributed by Lukas
Spending a few minutes of your time researching online can save hundreds of dollars a year on your telecom bills. This week on the Friends With Money ...
The year that was
13 Dec 2022
Contributed by Lukas
We’ve almost reached the end of another rollercoaster year, but before jumping into 2023, it’s time to take stock of 2022. In this special episode...
Getting the best out of super
06 Dec 2022
Contributed by Lukas
Getting the most out of your super is easier than you think. The secret? Show your super account some love! This week on the Friends With Money podcas...
Take control of your energy bills
29 Nov 2022
Contributed by Lukas
Ready for summer but not for the higher energy bills that come with it? This week on the Friends With Money podcast, Money’s Tom Watson is joined by...
Getting your life in order
22 Nov 2022
Contributed by Lukas
Did you know that being organised can help cut down your household costs, but also make you money? This week on the Friends With Money podcast, Money'...
Understanding data can make you rich!
15 Nov 2022
Contributed by Lukas
Learning how to interpret data properly can help make you wealthy! This week on the Friends With Money podcast, Money's Michelle Baltazar speaks w...
Can I retire now?
08 Nov 2022
Contributed by Lukas
When can you retire and how much super will you need to live comfortably? This week on the Friends With Money podcast, Money's Michelle Baltazar speak...
Maximising your super at every age
01 Nov 2022
Contributed by Lukas
It can be easy to simply sit back and let your superannuation accumulate in the background, but even a few small actions and a bit of extra know-how c...
Strategies for the casual investor
25 Oct 2022
Contributed by Lukas
While millions of Australians have started investing for the first time in recent years, getting to grips with the strategies and terminology involved...
Budget 2022: Part 2
18 Oct 2022
Contributed by Lukas
The second Federal Budget of 2022 is nearly upon us, but with inflation still climbing and economic uncertainty abounding, what can we expect when Tre...
The dangers of retail therapy
11 Oct 2022
Contributed by Lukas
Australians have well and truly indulged in their fair share of online shopping over the pandemic period, but what draws us to spend and why does it m...
Don't let the ape invest for you
04 Oct 2022
Contributed by Lukas
What kind of role does emotional intelligence play in our ability to make clear and beneficial financial decisions? That’s the question at the heart...
Rentvesting: The investor alternative to buying a home
27 Sep 2022
Contributed by Lukas
Love where you live, but can’t afford to buy there? It’s a conundrum for plenty of Australians, especially in desirable inner-city areas. One ofte...
How to beat the high cost of living
20 Sep 2022
Contributed by Lukas
How well do you know your spending habits? From grocery bills to petrol costs and regular visits to Bunnings, new data shows that the price of everyth...
The sandwich generation
13 Sep 2022
Contributed by Lukas
When it comes to money, the dynamic between parent and child can be quite tricky. Trying to balance conversations between generations regarding invest...
Smart investing for the bargain hunter
06 Sep 2022
Contributed by Lukas
While fluctuating equity markets and falling house prices will come as unwelcome news to many, the flipside is that there are plenty of opportunities ...
Rising food prices? There’s an app for that!
30 Aug 2022
Contributed by Lukas
The household budget is under enormous pressure from runaway inflation and soaring costs, with some grocery prices rising 3 to 4 times higher than the...
4 steps to financial freedom
23 Aug 2022
Contributed by Lukas
Achieving financial independence is as easy as 1, 2, 3, 4. And you can achieve this on any budget! Sounds impossible? The 4 steps to financial freed...
Budgeting: the key to a positive money mindset
16 Aug 2022
Contributed by Lukas
Getting back to basics sometimes is the best way to achieve your financial freedom. This week on the Friends with Money podcast, Money's Michelle Balt...
Reduce your transport costs
09 Aug 2022
Contributed by Lukas
While petrol prices and other transport costs are biting into household budgets, are there still opportunities for motorists and commuters to save? Th...
Preparing for tough economic times
02 Aug 2022
Contributed by Lukas
How can we put our finances in a position to best withstand the current turbulence in the financial world? With living costs rising and equity markets...
Rent Rabbit: rate your landlord
26 Jul 2022
Contributed by Lukas
Renting a property can be a long-term financial commitment, and quite often, you have to make the decision to rent with little to no information. Sign...
BONUS: What to do after water damage
24 Jul 2022
Contributed by Lukas
Water damage to your property can be draining, both financially and emotionally. The most important thing to do is to act immediately. This week on ...