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FT News Briefing

Can a correction fix Australia’s housing market?

11 Jun 2026

Transcription

Transcript generated automatically by AI and may contain errors.

Chapter 1: What is the main topic discussed in this episode?

0.554 - 17.873 Mark Filippino

What are you up to on June 20th? Well, if you're in New York City, the FT is hosting its weekend festival. See big names like John Lithgow and a live taping of the FT's Unhedged podcast with Katie Martin and Rob Armstrong. If this sounds like a good time, take a peek at our show notes. We'll have a link there where you can register.

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Chapter 2: What recent changes are being proposed for the EU's diplomatic service?

21.457 - 42.627 Mark Filippino

Good morning from the Financial Times. Today is Thursday, June 11th, and this is your FT News Briefing. the EU's foreign service might look pretty different soon. And rising inflation is pressuring the White House to strike a deal with Iran. Plus, we'll take a look at Australia's unorthodox plan to fix its housing crisis. I'm Mark Filippino, and here's the news you need to start your day.

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52.141 - 71.618 Mark Filippino

France and Germany are talking about a radical overhaul of the EU's foreign service. That's according to five senior officials briefed on the discussions. It would involve taking powers away from the bloc's chief diplomat, Kaya Callas, and her agency. And as a result, the European Commission and member states would have more control over the bloc's diplomacy.

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71.598 - 84.54 Mark Filippino

The EU has faced a ton of diplomatic challenges in the past few years, from the conflicts in Ukraine and Iran to U.S. President Donald Trump's trade war. And some have questioned whether the EU's diplomatic agency is up to the task.

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84.56 - 110.232 Mark Filippino

The officials said several countries have argued that there is too much overlap, plus a lack of coordination between the agency, individual countries' foreign ministries, and the European Commission. The U.S. and Iran have been exchanging fire for the past couple of days. This is happening as the two countries try to extend a ceasefire and reopen the Strait of Hormuz. U.S.

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110.272 - 130.101 Mark Filippino

President Donald Trump warned that Iran will have to, quote, pay the price for taking too long to negotiate. On top of the shaky ceasefire, Trump is also facing domestic political pressure to get a deal done. Government data out yesterday showed inflation jumped to 4.2% last month. So what does this all tell us about the state of negotiations?

130.762 - 136.009 Mark Filippino

The FT's Washington bureau chief, James Politi, is here to answer that. Hi, James. Hi, Mark.

Chapter 3: How is inflation affecting US-Iran negotiations?

136.029 - 150.103 Mark Filippino

Okay, so we've seen what looks like heightened tensions between Washington and Tehran. We've heard conflict. conflicting messages from Trump about being close to a deal, but also that Iran is taking too long to agree to one. James, why is Trump resorting to this diplomatic escalation?

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150.472 - 177.513 James Politi

Well, I mean, he's clearly getting more frustrated with the lack of a sufficient Iranian response to his plea for negotiations. One can argue to what extent this is actually an escalation. The US military is saying that the recent strikes on Iran in response to the downing of an Apache helicopter were done in self-defense. And they do not mean to break the ceasefire.

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177.573 - 188.273 James Politi

So it looks like they're trying to ramp up the pressure on the Iranians to strike a deal. But new skirmishes really raise questions about how strong the ceasefire really is.

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189.535 - 195.767 Mark Filippino

James, I mentioned the inflation report. Tell us how big of an impact that has on getting a deal done.

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195.916 - 221.195 James Politi

I think it's absolutely critical because the rise in inflation is creating a huge political problem for President Trump. And every Republican who's on the ballot in the midterm elections in early November, which are really coming up quite shortly, just in a few months, Petrol prices are up, the cost of living is rising, and this is not what American voters re-elected Trump to do.

221.215 - 231.974 James Politi

In that context, Trump and a lot of Republicans feel the need to get a deal, and he seems to be growing increasingly angry about the state of play.

233.016 - 235.12 Mark Filippino

How is this all playing out with the Iranians?

235.859 - 260.55 James Politi

Well, the Iranians are holding firm in some respects. Even in response to the U.S. strikes, they continue to launch attacks against key allies of the U.S. In the Gulf, the chances of a deal do not seem extremely high. It's still possible there could be an agreement, but it does not appear that the Iranians are

260.53 - 273.027 James Politi

willing to make some of the concessions on both their nuclear capabilities and on the Strait of Hormuz that the US is looking for. So it makes for a very complicated picture.

Chapter 4: What steps is Australia taking to address its housing crisis?

312.938 - 337.096 James Politi

But of course that would come with potentially even greater political costs and economic costs for the White House, which Trump may not be willing to bear. And he certainly hasn't been willing to go that far in the last few weeks. A further escalation would significantly raise the stakes. It would potentially inflame other parts of the Middle East even more than they are now.

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337.636 - 351.912 James Politi

It could raise energy prices even more than they are. And so I think the push for a deal would still be the most palatable scenario. But certainly it's possible that we remain in limbo for weeks, if not months.

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352.55 - 356.468 Mark Filippino

That's the FT's Washington Bureau Chief, James Spoliti. Thanks, James. Thanks, Mark.

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Chapter 5: How severe is the housing situation for young Australians?

362.911 - 384.142 Mark Filippino

Australia, like a lot of other places around the world, is desperately trying to fix its housing crisis. Prime Minister Anthony Albanese wants to make owning a home more affordable for young buyers. And to do that, his government is looking to undo decades of tax incentives. But is it going to work? I'm joined by Nick Files in Sydney to discuss this. Hi, Nick. Hi there. G'day, Mark.

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384.603 - 388.108 Mark Filippino

So, Nick, how bad is the housing situation for young people in Australia?

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388.645 - 405.928 Nick Files

It's probably not recognized everywhere, but Australia has one of the most expensive housing markets in the world. We are ranked just behind Hong Kong. Places like Sydney are in terms of the expense of buying and renting houses. That's partly a reflection of high levels of migration. So more people coming here and needing a place to live.

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405.908 - 427.9 Nick Files

uh struggles in keeping up with demand in terms of building new houses and the house price spike which has sent you know in a place like sydney median house prices over a million dollars and has meant that many many people professionals even into their mid to late 30s are still in share houses they simply can't afford to spend what it takes to compete for a house

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428.183 - 430.466 Mark Filippino

So Nick, what is the government doing to bring down prices?

431.448 - 455.883 Nick Files

So the government of Anthony Albanese, which is a Labour government, last month in the budget decided to reverse some tax incentives that were introduced in 1999 under a conservative government, which has led to this sort of house price boom. The figures they're citing are that since that time, house prices have increased about 400%. compared to about a doubling of income growth.

455.903 - 461.935 Nick Files

And they say that means the housing market is decoupled from wage growth and something has to be done about that.

Chapter 6: What tax reforms are being implemented to lower housing prices?

461.995 - 466.965 Mark Filippino

And how is the government hoping to implement its solution to that, Nick?

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467.165 - 490.353 Nick Files

So the measures proposed are to abolish negative gearing, where people who own multiple properties can offset rental losses or mortgage losses against other taxes, but to limit that to existing stocks. So you can still benefit from that on new development. They've also introduced another suite of tax reforms, including capital gains, and our family trusts are taxed as well.

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490.513 - 496.26 Nick Files

And they've done that in the name of generational inequality and making the housing market more affordable.

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496.831 - 499.756 Mark Filippino

Do we have a sense of what the market reaction has been to these policy changes?

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500.878 - 520.611 Nick Files

The immediate impact has been that the housing market has effectively granted a standstill in many places, including Sydney. We have some forecasts out there that perhaps a market correction of about 10% might happen. So that's the worst housing market correction in Australia in 40 years. Others think that it might be more modest than that.

Chapter 7: What is the expected market reaction to Australia's housing policy changes?

520.591 - 542.185 Nick Files

Now you can interpret that as either a disaster if you already own a house and you bought at the top of the market, or that we're really just going to slow the rate of growth to sort of correct this issue. What are the risks here, Nick? So this is a political risk for Albanese and the Labor government. It's gone down quite badly in some sections of Australian society, not only from the boomers.

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542.485 - 561.803 Nick Files

Start-up companies have criticised the capital gains issues and also some young people have said, well, how is this fair? My parents may have benefited from the system and created a huge amount of wealth for their retirement. I'm not allowed to do that anymore. There's also a risk that it doesn't work. New Zealand abolished negative gearing a few years ago under Jacinda Ardern and reversed that.

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561.783 - 576.921 Nick Files

Because one of the potential side effects is a spike in the rental markets. And that's what happened in New Zealand. The other issue that potentially could come up is the supply issue. If it's a huge asset class and a lot of money's in it, more houses will be built.

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577.342 - 589.056 Nick Files

So how that winds its way through the system over the next decade and whether the government has to step in and provide more funds to make sure there isn't a shortfall as private investment exits the market, it remains to be seen.

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589.576 - 604.193 Mark Filippino

Nick Files is the FT's Australia and Pacific correspondent. Thanks so much, Nick. Thank you very much. You can read more on all these stories for free when you click the links in our show notes. This has been your daily FT News briefing. Check back tomorrow for the latest business news.

Chapter 8: What are the political risks associated with the housing market reforms?

620.542 - 625.611 Mark Filippino

to be a good teammate, you have to not only take criticism, but you have to be a little softer when you give it.

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627.174 - 644.625 Steve Sedgwick

That's Lloyd Blankfein, the former CEO of Goldman Sachs. On the leadership lesson, it took him decades to learn. Every episode of Executive Decisions goes inside the moments that define a leader's career. Executive Decisions with me, Steve Sedgwick. Listen and watch now, wherever you get your podcasts.

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