Henssler Money Talks

May 2, 2026: Data Centers, Down Payments, and the Death of 60/40

02 May 2026

Contributed by Lukas

This week on “Henssler Money Talks,” the hosts begin with the latest market developments, breaking down a fresh round of Big Tech earnings and the...

A Smarter Way to Think About Selling Real Estate

28 Apr 2026

Contributed by Lukas

Should I liquidate my rental property or my personal residence? The “Henssler Money Talks” hosts unpack what’s really driving that conversation,...

April 25, 2026: What Everyone is Asking: Who to Trust, What to Sell, When to Start

25 Apr 2026

Contributed by Lukas

This week the “Henssler Money Talks” hosts are focusing on What Everyone Is Asking, because for many investors, financial planning doesn’t start...

Too Much, Too Soon? Rethinking How Wealth Is Passed Down

21 Apr 2026

Contributed by Lukas

A substantial inheritance can be a gift or a challenge—it often comes down to how prepared the next generation is to manage it. With trillions expec...

April 18, 2026: High Expectations: Spending, Inheritance, and Markets

18 Apr 2026

Contributed by Lukas

This week’s episode looks at how shifting priorities are showing up in both our personal lives and the broader financial landscape. From the rising ...

Built on One Stock? Direct Indexing Offers a Way Forward

14 Apr 2026

Contributed by Lukas

Concentrated positions tend to build when something goes very right, but over time, they can quietly introduce significant exposure. In this week’s ...

April 11, 2026: The AI Excuse & The Winner’s Dilemma

11 Apr 2026

Contributed by Lukas

Artificial intelligence is quickly becoming the headline explanation for layoffs—but the story underneath is more nuanced. We’ll unpack the rise o...

Rounding Up—or Down: Life After the Penny

07 Apr 2026

Contributed by Lukas

The “Henssler Money Talks” hosts look at a small change that could carry broader implications—the potential elimination of the penny. As transac...

April 4, 2026: Market Stress, Instant Everything, and the Last Penny

04 Apr 2026

Contributed by Lukas

Markets are showing signs of strain to start the week, with stocks flirting with correction territory, volatility on the rise, and geopolitical tensio...

The Hidden Challenge of Retirement No One Talks About

31 Mar 2026

Contributed by Lukas

For business owners, selling a company may look like a financial milestone, yet nearly 80% regret the decision within a year—often because they didn...

March 28, 2026: Oil Prices, Exit Plans, Umbrellas, and Mortgage Math

28 Mar 2026

Contributed by Lukas

It’s a consequential week for markets—and for investors navigating big decisions. Fresh data on housing, manufacturing, trade, and inflation will ...

What a Shift Away from Quarterly Reporting Could Mean for Investors

24 Mar 2026

Contributed by Lukas

The hosts of “Henssler Money Talks” explore a potential shift in how markets themselves operate, as the SEC considers moving away from quarterly e...

March 21, 2026: Timing, Tournaments & a Shift in Earnings Season

21 Mar 2026

Contributed by Lukas

It’s one of those weeks where everything seems to collide at once—markets reacting in real time to geopolitical tension, a pivotal Federal Reserve...

The Middle East, Market Volatility, and Your Portfolio

17 Mar 2026

Contributed by Lukas

Recent tensions in the Middle East, particularly around Iran and the Strait of Hormuz, have raised questions about potential impacts on energy markets...

March 14, 2026: Short-Term Headlines, Long-Term Discipline

14 Mar 2026

Contributed by Lukas

As attacks in the Strait of Hormuz put investors on edge, we start this week’s episode with a conversation that takes a step back from the headlines...

Divorce Isn’t Just Emotional—It’s Financial

10 Mar 2026

Contributed by Lukas

Managing Associate Melanie Wells joins the show to discuss what earning the Certified Divorce Financial Analyst® designation adds to financial planni...

March 7, 2026: Headlines and Hard Decisions: War, AI, and Dividing Assets

07 Mar 2026

Contributed by Lukas

Geopolitical tensions flared over the weekend as military strikes involving the U.S., Israel, and Iran sent shockwaves through global headlines. But h...

Good Intentions Aren’t Enough: How to Structure a Charitable Legacy

03 Mar 2026

Contributed by Lukas

A “Henssler Money Talks” listener wants to create a trust to leave a legacy to his college fraternity but wonders how to structure annual 10% dist...

February 28, 2026: Fear, Facts & Financial Decisions

28 Feb 2026

Contributed by Lukas

Markets recently reacted to a provocative “left-tail” AI scenario making the rounds—a fictional 2028 research report suggesting that too much AI...

Have Markets Become the ‘Safe’ Asset?

24 Feb 2026

Contributed by Lukas

A 23-year-old renter recently said she feels her money is safer in the stock market than in a house—a statement that may surprise investors shaped b...

February 21, 2026: AI Expectations, Investor Bias, and the Future of Saving

21 Feb 2026

Contributed by Lukas

February 21, 2026: AI Expectations, Investor Bias, and the Future of SavingIt may feel like an uninspiring start to the year, but the S&P 500 is s...

$650+ Billion on AI: Strategic Investment or Excess?

17 Feb 2026

Contributed by Lukas

Big Tech is opening the checkbook for AI. Amazon, Alphabet, Meta, and Microsoft are on track to spend nearly $650 billion in 2026 alone, even if it me...

February 14, 2026: Pricing Power, AI Billions, and a Market in Rebalance

14 Feb 2026

Contributed by Lukas

If Netflix or Spotify doubled their price tomorrow, would you really cancel—or would you grumble and keep paying? In this conversation, we use subsc...

When the Unexpected Happens, Insurance Can Help Protect What You’ve Built

10 Feb 2026

Contributed by Lukas

Insurance is designed to provide protection—but over time, it can quietly become a drag on your financial plan. In this conversation, the “Henssle...

February 7, 2026: Big Bets: Markets, Musk, and the Cost of Risk

07 Feb 2026

Contributed by Lukas

This week’s podcast opens with a market update as we break down earnings from the tech giants and what those results signal about growth expectation...

When Loyalty and Legacy Create Portfolio Risk

03 Feb 2026

Contributed by Lukas

The “Henssler Money Talks” hosts explore why investors so often fall in love with certain companies—and how nostalgia, personal experience, and ...

January 31, 2026: Behavioral Biases, Proxy Power, and Planning for the Future

31 Jan 2026

Contributed by Lukas

We start by exploring why investors so often fall in love with certain companies—and how nostalgia, personal experience, and compelling stories can ...

Is Front-Loading Your 401(k) a Smart Move—or a Cash-Flow Trap?

27 Jan 2026

Contributed by Lukas

Front-loading retirement contributions can feel like a smart move—especially in volatile markets. But is it always the best strategy? The “Henssle...

January 24, 2026: Credit, Cash Flow, and Calm in Volatile Markets

24 Jan 2026

Contributed by Lukas

President Trump set a deadline for banks to slash credit card APRs to 10%—but now that the date has arrived, most issuers haven’t moved. In this e...

Reacting to Headlines or Investing With Purpose?

20 Jan 2026

Contributed by Lukas

A timely listener question also sparked a deeper discussion about how we evaluate market-moving headlines—and why news alone doesn’t automatically...

January 17, 2026: Markets, Portfolios, and the Price We Pay

17 Jan 2026

Contributed by Lukas

This week’s market update dives into several key economic signals, including the latest readings on inflation through CPI, PPI, along with the kicko...

Divorce Decisions Can Create Long-Term Financial Consequences

13 Jan 2026

Contributed by Lukas

Divorce can bring emotional stress—and financial decisions made too quickly can have lasting consequences. Asset division, especially when real esta...

January 10, 2026: Forecasts, Follow-Through, and Family Finances

10 Jan 2026

Contributed by Lukas

We wrap up the year by settling an important score: who takes the crown for the 2025 Super Official Board of Predictions after a year of weekly “mar...

Laying the Financial Groundwork for a Growing Family

06 Jan 2026

Contributed by Lukas

There’s a baby boom happening at Henssler—and it sparked an important conversation exploring how welcoming a child changes your financial life and...

January 3, 2026: Smart Resolutions, Growing Families, and Your Questions Answered

03 Jan 2026

Contributed by Lukas

New year, new goals—but which financial resolutions actually reduce stress and build wealth? We break down practical investing and money habits that...

December 27, 2025: (Repeat) The Long Game: Investing, Mortgages, and Year-End Money Moves

27 Dec 2025

Contributed by Lukas

December 27, 2025: (Repeat) The Long Game: Investing, Mortgages, and Year-End Money MovesWhile we’re out of the studio this week, we’ve collected ...

Navigating Student Loan Repayment as Federal Programs Shift

23 Dec 2025

Contributed by Lukas

Student loans are also back in the spotlight, with significant changes carrying major implications for millions of borrowers. The “Henssler Money Ta...

December 20, 2025: Holiday Trends, Market Signals, and Big Changes Ahead

20 Dec 2025

Contributed by Lukas

From festive traditions to financial realities, this episode covers a wide range of timely topics as the year comes to a close. We start with a lighte...

The Illusion of Predicting Market Moves: Lessons from 2025

16 Dec 2025

Contributed by Lukas

Since the election, investors have been buzzing about the “Trump Trades”—the stocks and sectors expected to soar under the new administration. B...

December 13, 2025: The Fed, The Trades, The Texas Exchange & Meta’s Big Move

13 Dec 2025

Contributed by Lukas

We’re knee-deep in the last month of trading for the year, and the Fed just delivered its last rate cut of the year—exactly as expected, but not w...

Consider Capital Gains Harvesting—Not Just Tax-Loss Selling

09 Dec 2025

Contributed by Lukas

This week on “Henssler Money Talks,” K.C., Nick, D.J., and Kelly-Lynne explore year-end strategies like tax-loss selling, harvesting gains to offs...

December 6, 2025: Swipe, Save, Bet, and Grow

06 Dec 2025

Contributed by Lukas

Black Friday wasn’t just big this year—it was record-breaking. In this episode, we unpack how much shoppers really spent, the online vs. in-store ...

The Market Doesn’t Tell the Whole Story—Here’s Why

02 Dec 2025

Contributed by Lukas

The “Henssler Money Talks” hosts break down “the market” by exploring the major indices investors follow every day. From the S&P 500 and D...

November 29, 2025: Big Index Energy Meets Black Friday Frenzy—and IRA Crunch Time

29 Nov 2025

Contributed by Lukas

First, we break down “the market” by exploring the major indices investors follow every day. From the S&P 500 and Dow Jones Industrial Average...

The Smart Self-Employed Person’s Guide to Year-End Planning

25 Nov 2025

Contributed by Lukas

If you run a single-member LLC—or work for yourself in the gig economy—year-end tax planning is key. The “Henssler Money Talks” hosts break do...

November 22, 2025: Feasts, Forecasts & Fifty-Year Fixes—With a Side of Year-End Financial Moves

22 Nov 2025

Contributed by Lukas

This week on “Henssler Money Talks,” we’re digging into what Thanksgiving really costs in 2025. Walmart is rolling out a dinner basket that feed...

Your Savings Priority List: What to Fund First—and Why It Matters

18 Nov 2025

Contributed by Lukas

The “Henssler Money Talks” hosts explore the recommended “order to savings”—and why it’s not a one-size-fits-all formula. From employer re...

November 15, 2025: Strategic Giving, Mortgage Trade-Offs, and the Savings Hierarchy

15 Nov 2025

Contributed by Lukas

As we close in on year-end, this week’s “Henssler Money Talks” tackles three financial decisions that can make a major impact on your long-term ...

The Real Cost of Holding On: Taxes vs. Life Goals

12 Nov 2025

Contributed by Lukas

The “Henssler Money Talks” hosts tackle how many Americans are trapped by their biggest asset: their homes. And not because of mortgage rates, but...

November 8, 2025: No ESPN, No Data, No Escape

08 Nov 2025

Contributed by Lukas

Hold on—K.C.’s fired up! He can’t watch football because Disney and YouTube are at war over money. ESPN, ABC, SEC Network—all gone from YouTub...

Your Will, Your Way: Prevent Family Inheritance Feuds

04 Nov 2025

Contributed by Lukas

 What happens when your children don’t get along, but they all stand to inherit? Estate planning attorney Kyle Rinaudo of Reeves Law PC joins the “...

November 1, 2025: Listener Question Special: Feuds, Funds & Financial Growth

01 Nov 2025

Contributed by Lukas

It’s listener Q&A time! We’re tackling your biggest financial questions—from family feuds to smart giving strategies. What happens when your...

Europe in Your Portfolio: Trends, Risks, and Opportunities

28 Oct 2025

Contributed by Lukas

With Europe’s valuations looking attractive and the euro undervalued, Morgan Stanley sees European equities outperforming U.S. markets in 2026. The ...

October 25, 2025: Stolen Titles, Stalled Government, and Europe’s Edge

25 Oct 2025

Contributed by Lukas

 Think your home’s title is safe? Think again. Scammers are stealing property ownership right out from under homeowners—sometimes without them kn...

Seniors, You’ve Got a Limited-Time Tax Advantage—Here’s How to Use It

21 Oct 2025

Contributed by Lukas

Seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. The “Henssler Money Talks” hos...

October 18, 2025: Potential Reporting Changes, Musk, and Money Moves for Seniors

18 Oct 2025

Contributed by Lukas

Markets found their footing this week as optimism returned over U.S.–China trade talks. With the government shutdown putting key economic data on ho...

How Do I Make Sure I Don’t Run Out of Money Before I Die?

14 Oct 2025

Contributed by Lukas

The “Henssler Money Talks” hosts tackle a listener’s big question: How do I make sure my money lasts through retirement? We explore how spending...

October 11, 2025: Haunted by Costs: Halloween Budgets, AI Bubbles & Financial Futures

11 Oct 2025

Contributed by Lukas

 With the government still halted, economic news has been sparse—but markets seem to be shrugging off the shutdown, showing relatively subdued move...

Markets and the Shutdown: Why Political Drama Doesn’t Always Hurt

07 Oct 2025

Contributed by Lukas

The “Henssler Money Talks” hosts dig into the drama of a government shutdown—what sparked it, what really happens when Washington stalls, and wh...

October 4, 2025: Market Highs, Economic Divides, and Dirty Soda Delights

04 Oct 2025

Contributed by Lukas

In this week’s episode, we break down the strength of the current stock market—after several years of 20%+ returns, we’re on track for another s...

Health Savings Accounts: The Hidden Gem in Your Financial Plan

30 Sep 2025

Contributed by Lukas

 D.J. and the “Henssler Money Talks” hosts breaks down Health Savings Accounts (HSAs) and explains why they’re one of the most powerful tools f...

September 27, 2025: (Repeat) Loyalty Costs, Triple Tax Benefits, and the Power of Strategy

27 Sep 2025

Contributed by Lukas

While we’re out of the studio this week, we’ve collected a selection of great discussions from the past few months. First, we look at a situation ...

Funding a Business: Weighing Cash, Debt, and Outside Investors

23 Sep 2025

Contributed by Lukas

The “Henssler Money Talks” hosts tackle a listener question about launching a business. We weigh the pros and cons of tapping into cash and invest...

September 20, 2025: Rates, Refinancing, and Raising Capital

20 Sep 2025

Contributed by Lukas

This week’s market spotlight is on the Federal Reserve, as they cut the Fed Funds rate by 0.25 percentage points—and, perhaps more importantly, si...

When Life Happens: Up in Smoke

13 Sep 2025

Contributed by Lukas

Money Talks: When Life HappensUp in Smoke: What Losing Your Home to Fire Really CostsThis episode dives into the aftermath of a neighborhood house fir...

The U.S. Bets Big on Chips: Inside the Intel Stake and Industrial Policy Shift

09 Sep 2025

Contributed by Lukas

Is Washington becoming Wall Street’s biggest investor? The “Henssler Money Talks” hosts discuss the government’s latest 15% stake in MP Materi...

September 6, 2025: Billion-Dollar Ballgames, Love Contracts, Federal Stakes & Logo Breaks

06 Sep 2025

Contributed by Lukas

After last week’s pre-recorded interview, there’s plenty in the financial markets to unpack—from the muted moves during the holiday-shortened we...

August 30, 2025: The Road Ahead: Street-Legal Carts & Staying Safe Online

30 Aug 2025

Contributed by Lukas

We’ll be diving into the surprising rise of golf carts as everyday transportation. Since the pandemic, the golf cart industry has grown fivefold int...

Making the Escrow Decision: Weighing Control Against Convenience

26 Aug 2025

Contributed by Lukas

It’s that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation among the Henssler ...

August 23, 2025: Investing Like a Star, Paying Like a Homeowner, Watching Like a Trader

23 Aug 2025

Contributed by Lukas

What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They’re not just stars in music and sports—they’re also among the top celebr...

Restricted Stock and Taxes: Don’t Get Caught Off Guard

19 Aug 2025

Contributed by Lukas

Stock compensation can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. The “Henssler Money Talks” hosts tack...

August 16, 2025: Inflation Watch, Sexy Savings, Nvidia’s Millionaire Machine, and Stock You’ll Never See

16 Aug 2025

Contributed by Lukas

We kick off the show with a look at the week’s market action, where a slight uptick in the Consumer Price Index contrasted with a much stronger-than...

Will an Annuity Lower Your RMD? Here’s the Real Story

12 Aug 2025

Contributed by Lukas

 The “Henssler Money Talks” hosts focus on annuities, providing our take on these investment products. Furthermore, should a retiree put $210,000...

August 9, 2025: Data Games, Rising Costs, and Retirement Plays

09 Aug 2025

Contributed by Lukas

This week on “Henssler Money Talks,” we examine the implications of Donald Trump's firing of Bureau of Labor Statistics Commissioner Erika Mc...

Tips, Overtime, and SALT: What’s Changing in Your Taxes

05 Aug 2025

Contributed by Lukas

The “Henssler Money Talks” hosts are joined by special guest Matthew Reed, CPA/ABV, for an in-depth look at the One Big Beautiful Act, passed on J...

August 2, 2025: Rates on Hold, Taxes in Motion, and Money of Tomorrow

02 Aug 2025

Contributed by Lukas

This week, we’re breaking down several key economic reports, including the Conference Board Consumer Confidence Index, the first estimate of second-...

Short-Term Demands vs. Long-Term Goals: The Fed’s Balancing Act

29 Jul 2025

Contributed by Lukas

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, the “Henssler Money Talks” hosts unpack the power a...

July 26, 2025: Power, Privilege & Payments: What’s Changing in Your Wallet

26 Jul 2025

Contributed by Lukas

What is the Fed, and why does Jerome Powell seem to have Wall Street on speed dial? This week, we unpack the power and purpose of the Federal Reserve—...

Why Leasing Might Be the Right Move—Even If It Costs More

22 Jul 2025

Contributed by Lukas

Leasing isn’t just for cars anymore—it’s becoming a business model for everything from HVAC systems to washers, dryers, refrigerators, and water...

July 19, 2025: Finance Meets Feelings: A Behavioral Look at Buying, Leasing, and Investing

19 Jul 2025

Contributed by Lukas

When it comes to money decisions, the numbers don’t always win. This week, we’re diving into how behavioral finance influences the way we approach...

Why More Control Over Retirement Might Be Better Than a Guarantee

15 Jul 2025

Contributed by Lukas

On this episode, K.C. breaks down what it really means to retire with a pension. While guaranteed income sounds great, he highlights the often-overloo...

July 12, 2025: Retirement Confidence, Pension Risks, and Strategies of the Wealthy—and a Pet Baboon

12 Jul 2025

Contributed by Lukas

Three weeks ago, we dug into the details of what pet ownership can cost over the lifetime of a pet; however, those totals didn’t include what fines ...

July 5, 2025: From Payroll to Portfolio: Making the Most of Your 401(k)

05 Jul 2025

Contributed by Lukas

In this episode, we sit down with Justin Wagner, AIF®, Henssler Financial’s Director of Business Development, to explore the real value of offering...

Mid-Year Is More Than a Milestone—It’s a Money Moment

01 Jul 2025

Contributed by Lukas

A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be r...

June 28, 2025: One Big Bill, One Big Mid-year Check-In, and One Big Hassle

28 Jun 2025

Contributed by Lukas

This week, we dive into Trump’s “One Big Beautiful Bill,” a sweeping piece of legislation packed with bold promises: historically large tax cuts...

Letting Your Cash Sit in Savings? It’s Time for a Smarter Strategy

24 Jun 2025

Contributed by Lukas

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.5% interest, we exp...

June 21, 2025: Lazy Money, Market Rattles, and Pet Math

21 Jun 2025

Contributed by Lukas

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we ex...

Don’t Count the Dollar Out Just Yet

17 Jun 2025

Contributed by Lukas

Amid alarming headlines about the U.S. dollar losing its status as the world’s reserve currency, the “Henssler Money Talks” hosts break down the...

June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar Debate

14 Jun 2025

Contributed by Lukas

June 14, 2025: Discord in Margaritaville, Trade Tensions, and the Dollar DebateWe’re back this week with a mix of headlines and hard truths—from e...

You Can’t Take It With You—But You Can Decide Who Gets It

10 Jun 2025

Contributed by Lukas

We sit down with estate planning attorney Christopher Reeves of Reeves Law, P.C. to break down the essentials of protecting and transferring wealth. F...

June 7, 2025: Market Moves & Estate Planning Musts with Christopher Reeves, Esq.

07 Jun 2025

Contributed by Lukas

 In this episode of “Henssler Money Talks, we kick things off with a market update covering the latest Personal Consumption Expenditures (PCE) data...

Why Emotional Intelligence Still Beats Artificial Intelligence in Financial Planning

03 Jun 2025

Contributed by Lukas

The “Henssler Money Talks” hosts examine the rise of artificial intelligence in the financial services industry. While AI could bring greater effi...

May 31, 2025: Disruption, Delinquencies & Data

31 May 2025

Contributed by Lukas

Market futures surged from Wednesday night into Thursday morning after the Court of International Trade halted Trump’s tariffs—adding another twis...

Safer on Paper: Is Microsoft Safer Than Uncle Sam?

27 May 2025

Contributed by Lukas

On May 16, after the market closed, Moody’s became the third major credit rating agency to downgrade the U.S. government’s debt rating. The cut co...

May 24, 2025: Retail Investors, Tax Bills, and Triple Tax Tricks

24 May 2025

Contributed by Lukas

Did you know that the median retail investor spends only six minutes researching a stock before buying it? Most of that time is spent staring at a pri...

Electric Utilities and AI: Tactical Opportunity or Market Timing?

20 May 2025

Contributed by Lukas

“Henssler Money Talks” hosts Nick Antonucci, CVA, CEPA, K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, consider how artificial intelligence is t...

May 17, 2025: Deals, Discounts, and Data Demands

17 May 2025

Contributed by Lukas

 We kick off with the latest developments in U.S.–China trade talks. The government just cut tariffs by 115%, effectively returning us to the origi...

Retirement with a Road Map: The Role of a Financial Adviser

13 May 2025

Contributed by Lukas

 We explore what it really means to work with a financial adviser in retirement—going beyond investments to examine every aspect of your financial ...

May 10, 2025: Rollovers, Dollar-Cost Averaging, and Chasing Yields—Let’s Talk Strategy

10 May 2025

Contributed by Lukas

 It was a strong week for the markets, with the S&P 500 posting solid gains, driven by upbeat economic data and a newly announced trade deal betw...

Why are investors excited about a P/E of 24?

06 May 2025

Contributed by Lukas

We’re breaking down the price-to-earnings ratio—one of the most popular ways investors try to gauge if a stock is a good buy. Join hosts Nick Anto...