HerMoney with Jean Chatzky
Episodes
Ep 478: Recession Watch: What the Moody’s Downgrade Really Means for Your Money
04 Jun 2025
Contributed by Lukas
Moody’s downgrade. Rising interest rates. Lipstick sales and banana prices as economic signals? This week, we sit down with Katie Klingensmith, Chie...
Teaching Kids the Value of a Dollar with Mellody Hobson
30 May 2025
Contributed by Lukas
Today, we’re joined by powerhouse financial executive and author Mellody Hobson for an eye-opening conversation about how we teach — and often don...
Ep 477: Find Your Purpose AND Pay the Bills with Suzy Welch
28 May 2025
Contributed by Lukas
Are you happy at work? If the answer is anything less than a confident yes, or if you’ve ever felt a quiet nudge toward something more meaningful, t...
Your Money Map Replay: How Americans Are Really Retiring
23 May 2025
Contributed by Lukas
What does retirement really look like? Spoiler alert: it’s not all white sand beaches and 4 p.m. tee times. Today, we’re pulling back the curtain...
Ep 476: The Simple Path to Wealth: JL Collins on Investing, Index Funds, and Financial Freedom
21 May 2025
Contributed by Lukas
This week, we're getting real about financial independence and why it doesn’t have to mean deprivation. Jean sits down with JL Collins, the “Godfa...
Inheritance Dilemma: Cash Out or Invest for the Future?
16 May 2025
Contributed by Lukas
In this special AMA Mailbag episode, Jean dives into your most pressing retirement questions with listeners Pam and Laurie. First up, Pam, who inhe...
Ep 475: The Ultimate Plan to Take Control of Your Student Loans in 2025
14 May 2025
Contributed by Lukas
This week, we're digging into one of the most pressing financial crises of our time: student loans. After a five-year pause, the Trump administration ...
How to Financially Prepare for IVF: What No One Tells You
09 May 2025
Contributed by Lukas
Motherhood is personal and more than a little bit complicated. And today, we’re diving deep into the emotional and financial complexities of modern ...
Ep 474: Future Millionaires: How to Raise Kids Who Dream Big and Build Wealth Early
07 May 2025
Contributed by Lukas
On today’s episode, Jean is sitting down with the brilliant Rachel Rodgers — bestselling author, CEO of Hello Seven, and mom of four — to talk a...
When to Pivot: Closing a Business, Reinventing a Career, and Selling Real Estate
02 May 2025
Contributed by Lukas
In this AMA Mailbag episode, Jean sits down with two thoughtful guests navigating major financial crossroads. First up is Dawn from Joshua Tree, who i...
Ep 473: The Ultimate Layoff Survival Guide with Employment Attorney Peter Rahbar
30 Apr 2025
Contributed by Lukas
This week, we’re diving into a topic that’s on everyone’s mind right now—layoffs. Whether you’ve seen the headlines, heard the whispers in y...
"I make $180k and have 2 kids, can I justify my $200 Pilates membership?"
25 Apr 2025
Contributed by Lukas
In this special Mailbag episode, we welcome back personal finance expert Dana Miranda, author of You Don’t Need a Budget, to tackle your most pressi...
Ep 472: Why You Don’t Need A Budget To Be Good With Money
23 Apr 2025
Contributed by Lukas
Do you really need a budget to manage your money? Or is it time to delete the apps, toss the spreadsheets, and rethink everything? Today, we’re sit...
Your Money Map Replay: The Investing Mistakes You’re Probably Making, And How To Stop
18 Apr 2025
Contributed by Lukas
We’ve all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becomin...
Ep 471: The 30-Day ‘No Buy’ Challenge That Can Save You Thousands
16 Apr 2025
Contributed by Lukas
Climate news in the last few years has felt incredibly depressing. Melting ice caps. Declining bee populations. Corporate greenwashing. It’s easy ...
“I make $150k a year and put $1k into retirement every month. What else should I be investing in?”
11 Apr 2025
Contributed by Lukas
This week, we’re bringing back expert investor Jenny Van Leeuwen Harrington for a special mailbag episode. She’s answering all of your excellent s...
Ep 470: Steady Income in a Shaky Economy: The Power of Dividend Investing
09 Apr 2025
Contributed by Lukas
Markets have been rocky—and if you’re feeling a little uneasy about where your money is sitting right now, you’re not alone. That’s exactly wh...
The Markets Just Got Uglier: Here’s What To Do With Your Money Right Now
08 Apr 2025
Contributed by Lukas
We’re not going to sugarcoat it, it’s been a brutal few days on Wall Street. Markets are reeling. Investors are spooked. And if you’ve peeked at...
“Can a financial advisor help me stress-test my retirement savings?”
04 Apr 2025
Contributed by Lukas
Are financial advisors worth the cost? How do you know when it's time to switch from DIY investing? What exactly should an advisor be doing for you? ...
Ep 469: Financial Advisors Unfiltered: What They Do, What They Don’t, and What to Ask
02 Apr 2025
Contributed by Lukas
Finding a trustworthy financial advisor can feel overwhelming, but it doesn’t have to be. Today, we’re joined by Pam Krueger, an investor advoca...
Mailbag: "What are the best AI tools for beginners?"
28 Mar 2025
Contributed by Lukas
In today’s Mailbag, we're diving into your burning AI questions with Celia Quillian, author of AI for Life: 100+ Ways to Use Artificial Intelligence...
Ep 468: AI 101: How to Use AI to Save Time, Make More Money, and Simplify Your Life
26 Mar 2025
Contributed by Lukas
Artificial intelligence is here to stay, and instead of fearing it, we should learn how to make it work for us. Celia Quillian is an AI expert and aut...
Mailbag with Ramit Sethi: “Should my inheritance fund my husband's retirement?”
21 Mar 2025
Contributed by Lukas
We're back with Ramit Sethi, bestselling author of Money for Couples, for a special Mailbag episode! You asked, and we’re diving into your biggest q...
Ep 467: We Keep Arguing About Money ...Ramit Sethi's Playbook for Peace
19 Mar 2025
Contributed by Lukas
Money and relationships — it’s complicated. But what if those tough conversations with your partner could actually bring you closer? In this epi...
How Inflation Is Changing The Cost of Groceries And What You Can Do About It
17 Mar 2025
Contributed by Lukas
Scrambled, poached, or over-easy — Americans love their eggs. But lately, buying a carton at the grocery store has been an exercise in sticker shock...
Recession Warning? How To Protect Your Finances Now
14 Mar 2025
Contributed by Lukas
The markets are swinging. Inflation is making headlines. And President Trump just imposed tariffs on steel and aluminum. So… are we heading for a re...
Ep 466: How to Upgrade Your Life Without Breaking the Bank
12 Mar 2025
Contributed by Lukas
Do you ever wish you could be more confident, less anxious, or just a little more you, only better? Today we’re joined by Olga Khazan, staff writer ...
Mailbag: “I did everything right in my career, so why am I miserable?”
07 Mar 2025
Contributed by Lukas
Are you climbing the wrong ladder? Feeling stuck in a job that looks great on paper but drains your soul? In this Mailbag episode, Jean Chatzky and ex...
Ep 465: Chasing Success Burned Me Out. What I Wish I’d Known Sooner.
05 Mar 2025
Contributed by Lukas
Are you constantly chasing the next big achievement, but still feeling unfulfilled? You’re not alone. This week, we’re diving into the concept of ...
Your Money Map Replay: Why Money Alone Won’t Make You Rich with Sahil Bloom
28 Feb 2025
Contributed by Lukas
What does it truly mean to live a wealthy life? If you think it’s all about money, think again. On the most recent episode of Your Money Map, our we...
Ep 464: How Black Female Entrepreneurs Are Building Wealth
26 Feb 2025
Contributed by Lukas
As we close out Black History Month, we wanted to shine a spotlight on one sector of the population we’re truly in awe of: Black female business own...
Bonds 101: What Every Investor Needs To Know
24 Feb 2025
Contributed by Lukas
Bonds: They’re often known as the “boring” part of a portfolio, but they serve a critical purpose in helping investors manage risk and generate ...
Feed Your Family for Less: Budget-Friendly Cooking Strategies That Work
21 Feb 2025
Contributed by Lukas
In this week’s Mailbag, where we’re diving deep into all things grocery shopping, meal prep, and saving money on food! Ali Slagle, author of I D...
Ep 463: Affordable Meals for Busy Women: Save Time & Money in the Kitchen
19 Feb 2025
Contributed by Lukas
Have you ever found yourself rushing to the store for a single missing ingredient, only to watch it go bad in your fridge after one use? You’re not ...
Mailbag: Dating, Money & Love: Matchmaker Maria Answers Your Toughest Questions!
14 Feb 2025
Contributed by Lukas
If you've ever wondered how to navigate love, money, and relationships in today’s dating world, you’re not alone! 💕 In this HerMoney Mailbag, w...
Ep 462: Love & Loans: What Every Couple Needs to Talk About Before Getting Serious
12 Feb 2025
Contributed by Lukas
Happy Valentine’s Day, HerMoney fam! If you’ve ever ventured into online dating, you know how tricky (and sometimes exhausting) it can be. But bef...
Mailbag: Talking about menopause at work, plus how to cover the cost of HRT treatments, and more.
07 Feb 2025
Contributed by Lukas
Today we’re diving deep into all of your questions about the financial challenges that come with perimenopause and menopause with the incredible Jil...
Ep 461: Menopause & Money: The Financial Implications No One Talks About
05 Feb 2025
Contributed by Lukas
This week, Jean sits down with Jill Herzig, Chief Brand Officer and co-founder of Midi Health, to discuss how perimenopause and menopause impact women...
Your Money Map Replay: The 2025 Economy and Your Retirement with Betsey Stevenson
31 Jan 2025
Contributed by Lukas
2025 is officially here, and with it comes a new administration in the White House, along with new economic policies that will impact you and your wal...
Ep 460: My Insurance Claim Was Denied — What Can I Actually Do?
29 Jan 2025
Contributed by Lukas
This week we’re tackling the complexities of the insurance system with Jay Feinman, author of Delay, Deny, Defend: Why Insurance Companies Don’t P...
Mailbag: FIRE, Family Finances, and Finding Freedom
24 Jan 2025
Contributed by Lukas
We’re diving into your FIRE questions with Shang Saavedra, author of Wealth is a Mindset and a trailblazer in the FIRE (Financial Independence, Reti...
Ep 459: How To Retire Early Without Hating Your Life
22 Jan 2025
Contributed by Lukas
Today we’re diving deep into the world of Financial Independence Retire Early (FIRE) with Shang Saavedra, founder of Save My Cents and author of Wea...
Stock Market Predictions for 2025
17 Jan 2025
Contributed by Lukas
Today, Jean Chatzky is joined by Karen Finerman, CEO of Metropolitan Capital Advisors, a CNBC Fast Money panelist, and co-founder of our InvestingFixx...
Ep 458: Healthy Relationships With Money: A Psychologist Tells All
15 Jan 2025
Contributed by Lukas
It’s somehow the middle of January — which means if you’ve made your resolutions and you’re still sticking to them, congratulations are in ord...
HerMoney Classic: The Surprising Link Between Alcohol and Financial Freedom
10 Jan 2025
Contributed by Lukas
Today, in honor of #DryJanuary, we’re bringing back this episode with Laura McKowen, author of We Are the Luckiest: The Surprising Magic of a Sober ...
Ep 457: What You Need To Know About the 2025 Economy
08 Jan 2025
Contributed by Lukas
Welcome to 2025! It’s a New Year and it’s also a Presidental transition year which means we’re all wondering where things may be headed this yea...
HerMoney Classic Mailbag: Financial Advisors 101
03 Jan 2025
Contributed by Lukas
Is one of your New Year's resolutions to finally hire a financial advisor this year but unsure of where to start? We hear you. That’s why we’re br...
Ep 456: Struggling To Find Your Purpose? This One’s For You
01 Jan 2025
Contributed by Lukas
Today we’re diving headfirst into a question that has sparked both inspiration and existential angst for centuries: Finding your purpose. It’s a d...
HerMoney Classic: Mental Health: You Are Not Alone
27 Dec 2024
Contributed by Lukas
Today we’re bringing back our episode with Melissa Bernstein, co-founder of the renowned toy company Melissa & Doug, to discuss the critical importa...
Ep 455: Let’s Stress Less in 2025
25 Dec 2024
Contributed by Lukas
This holiday season has been….stressful. And if it feels like you’re feeling more holiday stress this year than your male partner, you probably ar...
HerMoney Classic: The Lazy Women's Guide To Cooking With Melissa Clark
23 Dec 2024
Contributed by Lukas
Did you know we’re spending over 11% of our disposable income on food—the highest amount since 1991? It’s time to take control of our grocery bi...
Jean Chatzky’s Money Moves To Make Before The End Of The Year
20 Dec 2024
Contributed by Lukas
As 2024 comes to a close, it’s time to take control of your money and set yourself up for an even better 2025. How to do it? We’ve got nine action...
Ep 454: Swedish Death Cleaning 101
18 Dec 2024
Contributed by Lukas
It’s a record-breaking year for holiday travel with AAA reporting that almost 120 million people will travel 50 miles or more to spend this holiday ...
HerMoney Classic: Holiday Tipping 101
16 Dec 2024
Contributed by Lukas
The holidays are the perfect time to show gratitude to the people who make our lives easier, from housekeepers and hairstylists to restaurant servers ...
Your Money Map Replay: Decumulation Demystified with Christine Benz and David Blanchett
13 Dec 2024
Contributed by Lukas
Many of us spend decades saving for retirement. But what happens when it’s time to spend those hard-earned dollars…how do you make them last? On...
Ep 453: Making An Impact For A Nonprofit You Love
11 Dec 2024
Contributed by Lukas
The charitable giving landscape in 2024 is a tricky one. Because the truth is, Americans have become less generous in the last few years. Vox has gone...
HerMoney Classic: How Kyle Taylor Made Millions Saving Pennies
06 Dec 2024
Contributed by Lukas
In this inspiring throwback episode, we sit down with Kyle Taylor, founder of The Penny Hoarder, a personal finance blog turned multi-million-dollar m...
Ep 452: Land Your Dream Job in 2025 with “Advice With Erin”
04 Dec 2024
Contributed by Lukas
We are almost at the end of 2024, and many of us are looking to the New Year as a chance for a much-needed fresh start. Now is a great time to reflect...
"I’m on sabbatical and want to retire early, do I have enough money?"
29 Nov 2024
Contributed by Lukas
Today we are bringing you a mailbag question about retirement benchmarks, you know the ones: You want to aim to have one times your salary by age 30, ...
Ep 451: The Anti-Shopping Show
27 Nov 2024
Contributed by Lukas
The holidays are right around the corner, which means the holiday “shopping season” is now in full swing. And while we love scoring a good bargain...
Frugal Holiday Hacks: Budget-Friendly Gift Ideas That Actually Wow!
25 Nov 2024
Contributed by Lukas
Are you marking your calendars for Black Friday and Cyber Monday? So are we. It looks like shoppers are expected to spend more than ever this year —...
HerMoney Classic: Cooking and Food Budget Hacks
22 Nov 2024
Contributed by Lukas
We’re so excited to reshare this episode with Leanne Brown, New York Times bestselling cookbook author of Good and Cheap: Eat Well on $4/Day ahead o...
Ep 450: What Are You Doing With Your Next 50 Years?
20 Nov 2024
Contributed by Lukas
Thanks to modern medicine, the average life expectancy has been on the rise for decades now, and women now have as much as a 15% chance of making it t...
Mailbag: All Of Your 2025 IRA Questions, Answered
18 Nov 2024
Contributed by Lukas
It’s clear there’s one thing HerMoney listeners can’t get enough of — retirement. There’s truly an endless amount to explore with this topic...
HerMoney Classic: Finding Success Without Losing Yourself
15 Nov 2024
Contributed by Lukas
We’re revisiting one of our most popular conversations with author and human performance expert Brad Stulberg, exploring what it means to achieve su...
Ep 449: Is Work From Home Dead?
13 Nov 2024
Contributed by Lukas
What does the future of remote work really look like? Recently, Amazon CEO Andy Jassy mandated that employees must return to the office 5 days a week....
HerMoney Classic: Achieving The Perfect Credit Score
08 Nov 2024
Contributed by Lukas
If you listened to this week's episode with Michelle Singletary, personal finance columnist at the Washington Post, you know just how smart she can be...
Ep 448: Money Goals For Every Decade
06 Nov 2024
Contributed by Lukas
Getting older is pretty incredible. And that’s not just our opinion — lately, on the HerMoney podcast, we’ve been talking to some amazing women ...
The 2024 Election And Your Wallet
01 Nov 2024
Contributed by Lukas
We are right on the eve of what is going to be a truly pivotal election. And this year, more than many others, it seems there's a unique urgency in th...
Ep 447: Why You're Sabotaging Your Finances
30 Oct 2024
Contributed by Lukas
Every week on the HerMoney podcast, we talk about how to get control of your money, and in most cases, that means getting in control of your spending ...
HerMoney Classic: Negotiating Medical Bills
25 Oct 2024
Contributed by Lukas
If you listened to our episode with Sabrina Corlette, founder of the Center for Health Insurance Reforms, you are already armed with the information t...
Ep 446: Stop Overpaying For Health Insurance: Expert Tips For Choosing The Right Plan
23 Oct 2024
Contributed by Lukas
It’s that time of the year again: yes, it’s spooky season, but it’s also time for open enrollment. This year, it’s absolutely essential that w...
Mailbag: I’m in $13,000 worth of debt, should I pause my retirement savings to pay it off?
22 Oct 2024
Contributed by Lukas
Today we are bringing you a mailbag with listener Amy. She’s in her early 40s and she is wondering if she should hit the brakes when it comes to sav...
How To Lower The Cost of Your Homeowners Insurance
18 Oct 2024
Contributed by Lukas
Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner’s insurance. And we get it — i...
Ep 445: How Women Over 50 Are Shattering Workplace Stereotypes
16 Oct 2024
Contributed by Lukas
We know that aging is a privilege, but there is still so much negativity wrapped up with aging — particularly for women who are still thriving in th...
Mailbag: All of Your Retirement Questions, Answered
11 Oct 2024
Contributed by Lukas
Today we're bringing you an extra special mailbag with friend of the show and Director of Personal Finance and Retirement Planning at Morningstar, Chr...
Ep 444: Are You Overworked? Here’s How To Fix It
09 Oct 2024
Contributed by Lukas
Admit it: You’re overworked. We spend more time working in America than any other developed country. And maybe you think we’re working extra hours...
HerMoney Classic: We’re Lonely. Let’s Fight It With Friendship.
04 Oct 2024
Contributed by Lukas
When was the last time you made a new friend? A real friend, not an online one, a friend that you can actually grab brunch with, or go for a walk with...
Ep 443: How To Be A Good Friend (Without Going Broke)
02 Oct 2024
Contributed by Lukas
We know that our connections to our families, our friends, and our communities are SO important — so important that when we don’t maintain them, o...
Mailbag: What to do when your employee terminates your pension, plus how to kick off your freelance writing career.
27 Sep 2024
Contributed by Lukas
Today we are bringing you two mailbag questions with our incredible listeners. First, we'll be talking to Beth. She is calling in from upstate New Yor...
Ep 442: Find Your Financial Safe Space
25 Sep 2024
Contributed by Lukas
Money is SO personal, and no matter how prepared you think you are to meet your money goals, there are many factors that can throw a wrench into your ...
HerMoney Classic: An Insider’s Guide To Cars: Buying and Selling
20 Sep 2024
Contributed by Lukas
It finally happened…the Fed lowered interest rates, by a greater-than-expected half a percentage point when they met on Wednesday. This was the firs...
Ep 441: The New Rules For Retirement
18 Sep 2024
Contributed by Lukas
A few months ago, AARP released a survey that found that one in five Americans over 50 reported having no retirement savings, and over half don’t th...
A “CD Tsunami” Is Coming: Are You Ready?
16 Sep 2024
Contributed by Lukas
CDs (Certificates of Deposit) often get dismissed as "your parent's savings plan"—safe but, let's be honest, a little boring. But in today's high-in...
Mailbag: How to decide if you need an annuity and when to close those high-interest credit cards
13 Sep 2024
Contributed by Lukas
In this double-feature Mailbag, Jean talks to Kathryn and Audrey. Kathryn is a little over a decade from retirement and recently started a new job. In...
Ep 440: Easy, Effective, and Inexpensive: How To Simplify Your Beauty Routine and Save Money
11 Sep 2024
Contributed by Lukas
From lip butter to Botox, people today are shelling out a lot of money on beauty products and procedures. According to The Aesthetic Society, people i...
HerMoney Classic: The Psychology Behind Our Shopping Habits
06 Sep 2024
Contributed by Lukas
Did you spend too much this Labor Day weekend? Yeah...us too. Marketers are smart and they're only getting smarter. These days, there is so much targe...
Ep 439: When Department Stores Were The Most Glamorous Place To Be
04 Sep 2024
Contributed by Lukas
Close your eyes for a second and step back to the 1940s. Specifically, New York City in the 1940s. You’re walking down the crowded street with a cer...
Mailbag: I'm a 39-year-old single woman, how much house can I afford?
30 Aug 2024
Contributed by Lukas
In this Mailbag, Jean talks to Ally, a 39-year-old single woman who bought a house in 2020 when rates were low and is wondering if now is the right ti...
Ep 438: The Lies Women Are Told At Work (And Why We Shouldn’t Believe Them)
28 Aug 2024
Contributed by Lukas
Very classy, very demure, very mindful…that’s how the new TikTok trend that recently went viral from creator Jools Lebron says we should be in the...
4 Things You Should Do Right Now To Protect Your Data Online
26 Aug 2024
Contributed by Lukas
Last week, 2.9 billion records of personal data were for sale, from people in the US, Canada, and Britain, stolen from a company that does background ...
Annika Sorenstam On Finding Success, On and Off the Green
23 Aug 2024
Contributed by Lukas
Annika Sorenstam is one of the best female pro golfers that the world has ever seen. She also is a woman, like many of us, who started out with very l...
Ep 437: Revamp Your LinkedIn and Get Hired in a Wacky Job Market
21 Aug 2024
Contributed by Lukas
However you feel about LinkedIn, there’s no denying that having a profile is important. According to Forbes, LinkedIn is an essential platform to no...
Mailbag: My friends are about to inherit money, how do I talk to them about using it wisely?
16 Aug 2024
Contributed by Lukas
In this Mailbag, Jean talks to Allie, who is looking for advice on how to help her friends who are about to inherit a significant amount of money. She...
Ep 436: Kick It: How To Push Limits To Tackle Your Physical and Fiscal Goals
14 Aug 2024
Contributed by Lukas
Learning something new can be daunting, especially as you get older. But here’s the thing, the sooner you master a new skill, whether it be how to i...
HerMoney Classic: Stop! When Doing Less Is The Right Money Move
09 Aug 2024
Contributed by Lukas
When we start losing our hard-earned money in the market, we want to put a stop to it. We want to take action. But statistically, we know that investo...
Ep 435: The True Cost of Motherhood in America
07 Aug 2024
Contributed by Lukas
Today is Mom’s Equal Pay Day so we’re talking about the reality of motherhood in America today, no not the reality we see on social media where mo...
What To Do With Your Investments In a Down Market with Jean Chatzky and Karen Finerman
06 Aug 2024
Contributed by Lukas
In this special episode, Jean Chatzky is joined by professional investor and cohost of our InvestingFixx club, Karen Finerman. They’re talking about...
Mailbag: How To Have Your Toughest Money Conversations
02 Aug 2024
Contributed by Lukas
You asked, we answered! In this Mailbag, Jean is joined by Celeste Headlee, author of, “We Need To Talk: How To Have Conversations That Matter” to...
Ep 434: Taking Vacations Is Good For Your Career (Really)
31 Jul 2024
Contributed by Lukas
We’re smack dab in the middle of one of the hottest summers on record and although the heat can make many of us go a little crazy, it also forces us...