How to Money
Episodes
Renovating on a Budget #059
06 Feb 2019
Contributed by Lukas
Last week we covered the pros and cons of whether you should renovate or move- and so this week we’re discussing specific pointers when it comes to ...
Time Is Not Money with $Pro Grant Sabatier #058
04 Feb 2019
Contributed by Lukas
Trading our time for money will only get us so far. So many of us are programmed to believe that we have to allocate a large percentage of our time to...
Renovate or Move? #057
30 Jan 2019
Contributed by Lukas
For whatever reason, you might find yourself outgrowing your house and needing more space. Maybe you’re now self-employed and need a home office, or...
How to Think About Investing with $Pro Paula Pant #056
28 Jan 2019
Contributed by Lukas
Today our $Pro, Paula Pant, is going to reframe what it means to be an investor - does investing some money make you an actual investor? And what role...
Recession Proofing Your Finances #055
23 Jan 2019
Contributed by Lukas
Are we ready for a recession? The economy has been roaring for close to a decade and corrections are inevitable. We’re not saying to pay uber close ...
Personal Mission Statements with $Pro Scott Rieckens #054
21 Jan 2019
Contributed by Lukas
***We are pumped to start releasing an additional episode every week that we’re calling our money pro episode, or $Pro for short! Every Monday we’...
Tax Tips, Credits, and Deductions #053
16 Jan 2019
Contributed by Lukas
Should you itemize your deductions or take the new increased standard deduction this tax season? Answer carefully as thousands of dollars could be on ...
Massively Cut Your Tax Bill #052
09 Jan 2019
Contributed by Lukas
The new tax law nearly doubles the standard deduction which means even fewer folks will be itemizing deductions on their tax returns this year- howeve...
Creating a Money Roadmap #051
02 Jan 2019
Contributed by Lukas
Happy New Year! As we’re all looking ahead and setting goals let’s not forget about money- we need a money roadmap! Now is the time to decide what...
Cultivating a Healthy View of Work #050
26 Dec 2018
Contributed by Lukas
Every once in a while we like to step back and think about our work. Why do we do it? Are we doing a good thing? There are a lot of misconceptions of ...
How to Take Advantage of Free Stuff #049
19 Dec 2018
Contributed by Lukas
How amazing is it that we live in a world where there are so many ‘free’ things all around us? And how unfortunate is it, that we don’t even see...
Everything Costs More Than You Think #048
12 Dec 2018
Contributed by Lukas
There are secondary costs associated with almost all purchases that we make in our lives. It’s important to consider all of these additional costs t...
Start Talking About Money #047
05 Dec 2018
Contributed by Lukas
Money oftentimes feels like a topic that is off-limits when it comes to discussions you have with your friends. Is it because it’s too personal? May...
Money, Your Brain, and Buying Happiness #046
28 Nov 2018
Contributed by Lukas
Buying new stuff makes us happy, right? Yeah for a minute, but you may have noticed how quickly you get used to all that new stuff! Hedonic adaptation...
Avoiding the Holiday Shopping Hangover #045
21 Nov 2018
Contributed by Lukas
Shopping and overspending dominates the holiday season, and we want to make sure you’re not rolling into the new year with that holiday shopping han...
Introducing How to Money
14 Nov 2018
Contributed by Lukas
A personal finance show that doesn't suck! Learn more about your ad-choices at https://www.iheartpodcastnetwork.comSee omnystudio.com/listener for pr...
The Easiest Ways to Screen Tenants #044
07 Nov 2018
Contributed by Lukas
You’ve gone through all the hard work of saving your money for a down payment, you’ve spent countless hours searching for the right investment pro...
Are You Frugal or are You Cheap? #043
31 Oct 2018
Contributed by Lukas
Nobody ever wants to be called cheap- it’s an insult and brings all sorts of negative connotations with it. However, being frugal is a badge of hono...
Aren’t Wills for Old People? #042
24 Oct 2018
Contributed by Lukas
Over half of Americans don’t have a will- and this is a huge problem. You might think you don’t really need a will, but if you have any assets, a ...
All About That Peace Out Money
17 Oct 2018
Contributed by Lukas
Imagine that you have a well paying job but otherwise it sucks and you wish you could leave. And now imagine that an amazing opportunity comes along f...
Jumping on a Low Cost Cell Phone Plan #040
10 Oct 2018
Contributed by Lukas
Most folks are paying more than twice as much as they need to for cell phone service! The biggest reason for that is because they haven't shopped arou...
How to Save on a Phone Upgrade #039
03 Oct 2018
Contributed by Lukas
The newest iPhones that were just released are anywhere from $1,000 to $1,500 - that is a ton of money!!! With all the different functions and duties ...
You Need to Freeze Your Credit! #038
26 Sep 2018
Contributed by Lukas
After the Equifax data breach where 148 million people’s personal information was compromised, it's especially easy to see how vulnerable we are as ...
Timing the Stock Market #037
19 Sep 2018
Contributed by Lukas
You feel rich! The stock market is up and you might be wondering if now is the time to sell. Even if you don’t keep up with any financial news, you’...
Lesser Known Credit Card Benefits #036
12 Sep 2018
Contributed by Lukas
Let's talk about lesser known credit card benefits! Did you know that with a credit card you might already use, you have access to $600 worth of cell ...
Creating a Dope Side Hustle #035
05 Sep 2018
Contributed by Lukas
Who doesn’t want to earn more money?! In a time where we’ve seen wage growth stagnation, workers want to make more or in some cases, they can’t ...
Cutting Your Grocery Bill Like Crazy #034
29 Aug 2018
Contributed by Lukas
Americans spend WAY too much on groceries! After housing and transportation, we spend more money on food than anything else- close to 15% of our expen...
Is Financial Independence a Good Goal? #033
22 Aug 2018
Contributed by Lukas
Financial independence - what does that even mean and should you be pursuing it?! Chances are you've heard us mention it before on the show, but we fi...
Listener Question: Life Insurance #032
15 Aug 2018
Contributed by Lukas
Nobody ever talks about life insurance, so naturally, we’re doing an episode on it! While likely the least sexy aspect of personal finance, it’s i...
You Gotta Invest in what You Know #031
08 Aug 2018
Contributed by Lukas
We talk a lot about real estate investing on the show. However, if that’s not your thing then don’t worry about real estate- it is not necessary t...
Your House is an Awful Investment #030
01 Aug 2018
Contributed by Lukas
“Don’t rent, you’re just throwing away money. Buy a house instead, it’s a great investment!” - says almost everyone who purchases a home. It...
The Scoop on Micro Investing Apps #029
25 Jul 2018
Contributed by Lukas
Micro investing apps- you know they exist but now its time to learn what they're all about and whether or not you should be doing it. These apps are a...
Frugality Gives You Options #028
18 Jul 2018
Contributed by Lukas
The only way you can save MORE money is by either earning more, or by spending less- and spending less (aka frugality), is a much smarter decision! Do...
What Makes a Good Rental Property #027
11 Jul 2018
Contributed by Lukas
Not all rental properties are created equally- and we’re not just talking about how well they’re built! There are a number of factors to keep in m...
The 4th of July! #026
04 Jul 2018
Contributed by Lukas
For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out! Learn more about your ad-...
Listener Question: Saving for My Kid's College #025
27 Jun 2018
Contributed by Lukas
This is our first ever listener question that we've addressed on the show - from Mark: “I was wondering about your thoughts on saving for a child’...
How to Give Away Your Money #024
20 Jun 2018
Contributed by Lukas
You’ve worked hard for your money, so you should be able to keep every, single, penny. Right?! Well, aside from taxes, you have every legal right to...
Couples and Money ft. Our Wives #023
13 Jun 2018
Contributed by Lukas
Talking about money with your partner can be extremely hard! We’ve all heard funny stories and countless anecdotes of money fights within relationsh...
Good Debt vs Bad Debt #022
06 Jun 2018
Contributed by Lukas
Conventional wisdom tells us that getting out of debt is smart. And while generally that might be true, we're here to explain how that approach may no...
Everything You Need to Know About Emergency Funds #021
30 May 2018
Contributed by Lukas
Nearly half of Americans wouldn't be able to easily handle a $400 emergency! This is financial insanity. Considering the lack of any sort of margin in...
Why Commuting to Work is Killing You #020
23 May 2018
Contributed by Lukas
Commuting to work sucks! It’s likely one of your least favorite things to do everyday assuming you’re an individual commuter, driving along in you...
Do You Need a Financial Advisor? #019
16 May 2018
Contributed by Lukas
Investing advice is the number one reason why people hire financial advisors, and we're here to tell you that you're wasting your money!!! Certainly a...
The Art of Asking for a Discount #018
09 May 2018
Contributed by Lukas
Asking for a discount isn't something that most people enjoy doing, but we'd be willing to wager that you don't ask for discounts enough. It's your mo...
The Legit Way to Buy a Car #017
02 May 2018
Contributed by Lukas
Transportation costs are American's highest monthly expense (aside from housing of course), so how you buy a car can be a financial game changer! Ther...
The Necessity of Community #016
25 Apr 2018
Contributed by Lukas
Community is so incredibly important! In a culture today that values self-sufficiency and where it's every man for himself, we felt it was necessary t...
Renting vs Buying a Home #015
18 Apr 2018
Contributed by Lukas
Purchasing a home is always a good idea... right?! And renting is a huge waste of money- or at least that's what you've heard. In this episode we addr...
Using Credit Cards like a Pro #014
11 Apr 2018
Contributed by Lukas
Credit cards can be a double-edged financial tool, and in this episode we cover how you can use them like a pro. Do you find yourself carrying a balan...
Ways to Cut Your Monthly Bills #013
04 Apr 2018
Contributed by Lukas
Cutting your monthly bills is a big deal - they add up! You could save hundreds of dollars a month which might even be enough to fully fund a Roth IRA...
The Why Behind Money #012
28 Mar 2018
Contributed by Lukas
Spending money is OK- as long as that spending aligns with your values! In this episode, we cover the challenging topic of: the big why that’s behin...
Spring Cleaning Your Life #011
21 Mar 2018
Contributed by Lukas
Spring is here, so it's time to clean out your home and sell the junk you no longer use! We all have too much stuff in our lives and not only does it ...
How to Improve Your Credit Score #010
14 Mar 2018
Contributed by Lukas
You heard it here: Dave Ramsey is wrong and your credit score is way more important than you think! In this episode we cover what is a credit score, w...
Retirement Investing is Simpler than You Think #009
07 Mar 2018
Contributed by Lukas
Investing for your retirement is way simpler and easier than you think- and I'm going to prove it. Do these 2 things and you'll be a millionaire by th...
How to get a Deal on Craft Beer #008
28 Feb 2018
Contributed by Lukas
Finally, an entire episode that is only about the beer... and saving money of course! Joel and I spend this episode talking about how we get a deal on...
Traveling with Purpose on the Cheap #007
21 Feb 2018
Contributed by Lukas
Traveling and going on vacation doesn't have to break the bank. In this episode we spend most of our time talking through some tips that will help you...
What to do with Your Tax Refund! #006
14 Feb 2018
Contributed by Lukas
We spend this entire episode covering what you should do with your tax refund! First of all, you shouldn't be receiving a big refund when April 15th r...
Nerdy Board Games Rock #005
07 Feb 2018
Contributed by Lukas
Embrace the dorkiness, strategy board games are here to stay! Nerdy board games are a big part of our lives and for good reasons: they're fun (duh), t...
Investment Property Basics #004
31 Jan 2018
Contributed by Lukas
This episode is all about investment properties: what are they, how did we get started with our first rentals, and some rules of thumb that will help ...
Should We Host an Airbnb? #003
19 Jan 2018
Contributed by Lukas
Finding a sweet place to rent and spend the night is easy enough on Airbnb, but how easy is it to be a host? What are the pros and cons of hosting our...
You Need to Create a Budget #002
08 Jan 2018
Contributed by Lukas
Everyone needs to be on a budget! A personal budget may not be the sexiest topic to discuss, but it's one of those things that needs to be talked abou...
We Love Biking #001
20 Dec 2017
Contributed by Lukas
We love biking. Anyone who knows Joel and myself knows that bikes are a big part of our life- but why? In this episode we talk about how biking saves ...