How to Money
Episodes
Jumping on a Low Cost Cell Phone Plan #040
10 Oct 2018
Contributed by Lukas
Most folks are paying more than twice as much as they need to for cell phone service! The biggest reason for that is because they haven't shopped arou...
How to Save on a Phone Upgrade #039
03 Oct 2018
Contributed by Lukas
The newest iPhones that were just released are anywhere from $1,000 to $1,500 - that is a ton of money!!! With all the different functions and duties ...
You Need to Freeze Your Credit! #038
26 Sep 2018
Contributed by Lukas
After the Equifax data breach where 148 million people’s personal information was compromised, it's especially easy to see how vulnerable we are as ...
Timing the Stock Market #037
19 Sep 2018
Contributed by Lukas
You feel rich! The stock market is up and you might be wondering if now is the time to sell. Even if you don’t keep up with any financial news, you’...
Lesser Known Credit Card Benefits #036
12 Sep 2018
Contributed by Lukas
Let's talk about lesser known credit card benefits! Did you know that with a credit card you might already use, you have access to $600 worth of cell ...
Creating a Dope Side Hustle #035
05 Sep 2018
Contributed by Lukas
Who doesn’t want to earn more money?! In a time where we’ve seen wage growth stagnation, workers want to make more or in some cases, they can’t ...
Cutting Your Grocery Bill Like Crazy #034
29 Aug 2018
Contributed by Lukas
Americans spend WAY too much on groceries! After housing and transportation, we spend more money on food than anything else- close to 15% of our expen...
Is Financial Independence a Good Goal? #033
22 Aug 2018
Contributed by Lukas
Financial independence - what does that even mean and should you be pursuing it?! Chances are you've heard us mention it before on the show, but we fi...
Listener Question: Life Insurance #032
15 Aug 2018
Contributed by Lukas
Nobody ever talks about life insurance, so naturally, we’re doing an episode on it! While likely the least sexy aspect of personal finance, it’s i...
You Gotta Invest in what You Know #031
08 Aug 2018
Contributed by Lukas
We talk a lot about real estate investing on the show. However, if that’s not your thing then don’t worry about real estate- it is not necessary t...
Your House is an Awful Investment #030
01 Aug 2018
Contributed by Lukas
“Don’t rent, you’re just throwing away money. Buy a house instead, it’s a great investment!” - says almost everyone who purchases a home. It...
The Scoop on Micro Investing Apps #029
25 Jul 2018
Contributed by Lukas
Micro investing apps- you know they exist but now its time to learn what they're all about and whether or not you should be doing it. These apps are a...
Frugality Gives You Options #028
18 Jul 2018
Contributed by Lukas
The only way you can save MORE money is by either earning more, or by spending less- and spending less (aka frugality), is a much smarter decision! Do...
What Makes a Good Rental Property #027
11 Jul 2018
Contributed by Lukas
Not all rental properties are created equally- and we’re not just talking about how well they’re built! There are a number of factors to keep in m...
The 4th of July! #026
04 Jul 2018
Contributed by Lukas
For specific links and additional information about this episode, head over to our site: HowToMoney.com . Best friends out! Learn more about your ad-...
Listener Question: Saving for My Kid's College #025
27 Jun 2018
Contributed by Lukas
This is our first ever listener question that we've addressed on the show - from Mark: “I was wondering about your thoughts on saving for a child’...
How to Give Away Your Money #024
20 Jun 2018
Contributed by Lukas
You’ve worked hard for your money, so you should be able to keep every, single, penny. Right?! Well, aside from taxes, you have every legal right to...
Couples and Money ft. Our Wives #023
13 Jun 2018
Contributed by Lukas
Talking about money with your partner can be extremely hard! We’ve all heard funny stories and countless anecdotes of money fights within relationsh...
Good Debt vs Bad Debt #022
06 Jun 2018
Contributed by Lukas
Conventional wisdom tells us that getting out of debt is smart. And while generally that might be true, we're here to explain how that approach may no...
Everything You Need to Know About Emergency Funds #021
30 May 2018
Contributed by Lukas
Nearly half of Americans wouldn't be able to easily handle a $400 emergency! This is financial insanity. Considering the lack of any sort of margin in...
Why Commuting to Work is Killing You #020
23 May 2018
Contributed by Lukas
Commuting to work sucks! It’s likely one of your least favorite things to do everyday assuming you’re an individual commuter, driving along in you...
Do You Need a Financial Advisor? #019
16 May 2018
Contributed by Lukas
Investing advice is the number one reason why people hire financial advisors, and we're here to tell you that you're wasting your money!!! Certainly a...
The Art of Asking for a Discount #018
09 May 2018
Contributed by Lukas
Asking for a discount isn't something that most people enjoy doing, but we'd be willing to wager that you don't ask for discounts enough. It's your mo...
The Legit Way to Buy a Car #017
02 May 2018
Contributed by Lukas
Transportation costs are American's highest monthly expense (aside from housing of course), so how you buy a car can be a financial game changer! Ther...
The Necessity of Community #016
25 Apr 2018
Contributed by Lukas
Community is so incredibly important! In a culture today that values self-sufficiency and where it's every man for himself, we felt it was necessary t...
Renting vs Buying a Home #015
18 Apr 2018
Contributed by Lukas
Purchasing a home is always a good idea... right?! And renting is a huge waste of money- or at least that's what you've heard. In this episode we addr...
Using Credit Cards like a Pro #014
11 Apr 2018
Contributed by Lukas
Credit cards can be a double-edged financial tool, and in this episode we cover how you can use them like a pro. Do you find yourself carrying a balan...
Ways to Cut Your Monthly Bills #013
04 Apr 2018
Contributed by Lukas
Cutting your monthly bills is a big deal - they add up! You could save hundreds of dollars a month which might even be enough to fully fund a Roth IRA...
The Why Behind Money #012
28 Mar 2018
Contributed by Lukas
Spending money is OK- as long as that spending aligns with your values! In this episode, we cover the challenging topic of: the big why that’s behin...
Spring Cleaning Your Life #011
21 Mar 2018
Contributed by Lukas
Spring is here, so it's time to clean out your home and sell the junk you no longer use! We all have too much stuff in our lives and not only does it ...
How to Improve Your Credit Score #010
14 Mar 2018
Contributed by Lukas
You heard it here: Dave Ramsey is wrong and your credit score is way more important than you think! In this episode we cover what is a credit score, w...
Retirement Investing is Simpler than You Think #009
07 Mar 2018
Contributed by Lukas
Investing for your retirement is way simpler and easier than you think- and I'm going to prove it. Do these 2 things and you'll be a millionaire by th...
How to get a Deal on Craft Beer #008
28 Feb 2018
Contributed by Lukas
Finally, an entire episode that is only about the beer... and saving money of course! Joel and I spend this episode talking about how we get a deal on...
Traveling with Purpose on the Cheap #007
21 Feb 2018
Contributed by Lukas
Traveling and going on vacation doesn't have to break the bank. In this episode we spend most of our time talking through some tips that will help you...
What to do with Your Tax Refund! #006
14 Feb 2018
Contributed by Lukas
We spend this entire episode covering what you should do with your tax refund! First of all, you shouldn't be receiving a big refund when April 15th r...
Nerdy Board Games Rock #005
07 Feb 2018
Contributed by Lukas
Embrace the dorkiness, strategy board games are here to stay! Nerdy board games are a big part of our lives and for good reasons: they're fun (duh), t...
Investment Property Basics #004
31 Jan 2018
Contributed by Lukas
This episode is all about investment properties: what are they, how did we get started with our first rentals, and some rules of thumb that will help ...
Should We Host an Airbnb? #003
19 Jan 2018
Contributed by Lukas
Finding a sweet place to rent and spend the night is easy enough on Airbnb, but how easy is it to be a host? What are the pros and cons of hosting our...
You Need to Create a Budget #002
08 Jan 2018
Contributed by Lukas
Everyone needs to be on a budget! A personal budget may not be the sexiest topic to discuss, but it's one of those things that needs to be talked abou...
We Love Biking #001
20 Dec 2017
Contributed by Lukas
We love biking. Anyone who knows Joel and myself knows that bikes are a big part of our life- but why? In this episode we talk about how biking saves ...