IBS Intelligence Global FinTech Interviews
Episodes
EP974: Banks Shift Focus from Client Growth to Value Chain Control
28 Apr 2026
Contributed by Lukas
Deepa Santhanam, Partner & SVP - Business Consulting, Intellect Design ArenaIn an era where growth is defined by ecosystem depth rather than custo...
EP973: The Challenge of Achieving integrated Payments
27 Apr 2026
Contributed by Lukas
In this interview, Tommaso Jacopo Ulissi of Nexi Group explores the ongoing convergence of digital payments with specialized business management softw...
EP972: Winning with Essence Enabling Banks to Adapt, Evolve and Thrive
21 Apr 2026
Contributed by Lukas
This interview features Siobhan Byron from Finastra explaining how their Essence core banking platform enables financial institutions to succeed in a ...
EP971: A trusted partner, modernising with confidence
20 Apr 2026
Contributed by Lukas
In an interview with IBS Intelligence, William Moroney of Temenos discusses the urgent need for financial institutions to replace outdated legacy syst...
EP970: Why Banks Are Rethinking Tech, Trust and Partnerships
10 Apr 2026
Contributed by Lukas
Raj Jathar, SVP Sales Engineering, Azentio In an era of geopolitical volatility, cyber risk, and regulatory pressure, Puja Sharma speaks with Raj Jat...
EP969: A clear Focus on Solving Structural Challenges
09 Apr 2026
Contributed by Lukas
Qualco, founded 25 years ago in collections technology, has evolved into a full-spectrum FinTech partner covering the entire credit value chain. Deput...
EP968: Globally Scalable, Locally Compliant
08 Apr 2026
Contributed by Lukas
Joaquin de Valenzuela, nCino's MD EMEA, reflects on his first year highlighting the platform's impact, bankers save 8–10 hours weekly thro...
EP967: Transformation in banking is inevitable and existential
01 Apr 2026
Contributed by Lukas
Karthik Sethuraman, Chief Delivery & Risk Officer, audax Financial TechnologyBanks now view failure to modernise core systems as an existential ri...
EP966: How incumbent banks can respond to the challenge of neobanks
01 Apr 2026
Contributed by Lukas
Fernando Zandona, Chief Executive Officer, MambuSecuring the future of your bank means securing the next generation of customers. It is a fact that on...
EP965: The Digital Rupee & Beyond: Reimagining Money in a Tokenised Economy
30 Mar 2026
Contributed by Lukas
Edul Patel, CEO & Co-founder, MudrexAs central banks globally explore digital currencies, India’s Digital Rupee pilot marks a significant step t...
EP964: Business at the Speed of Light
30 Mar 2026
Contributed by Lukas
Masahisa Kawashima, IOWN Technology Director at NTT, discusses how IOWN (Innovative Optical and Wireless Network) technology will transform financial ...
EP963: The outlook for M&A in US financial services and the influence of technology
26 Mar 2026
Contributed by Lukas
Mac Thompson, Founder & President, White ClayConsolidation in the banking and finance sector is set to continue. Around 180 bank deals were announ...
EP962: How better understanding of risk leads to better decision making
26 Mar 2026
Contributed by Lukas
Rajiv Bhat, CEO, martini.aiDescribing itself as the world's broadest and fastest risk engine, martini.ai aims to redefine how financial professio...
EP960: Unlocking the Power of AI in Working Capital Solutions
23 Mar 2026
Contributed by Lukas
In this episode of The Big Interview, Raja Debnath, MD, and Chairperson of Veefin Group, discusses the evolving future of working capital management, ...
EP961: Rethinking Banking: The Future of AI in Financial Services
23 Mar 2026
Contributed by Lukas
As artificial intelligence continues to make waves in the banking sector, this episode dives into how it’s reshaping working capital management. We ...
EP959: Banks Recalibrate as Resilience Becomes the New Technology Mandate
12 Mar 2026
Contributed by Lukas
Navigating Bank Partnerships - A West Asia FinTech Guide: The latest from IBSi Perspectives, offers a strategic view of how FinTechs must navigate geo...
EP958: Rewriting the Rules of Regulatory Resilience
12 Mar 2026
Contributed by Lukas
Bhavana Mallesh, Chief Technology Officer and Co-Founder of Gieom Business Solutions Private Ltd. As regulatory expectations shift from periodic comp...
EP957: Reprogramming Transaction Banking with Programmable Finance
11 Mar 2026
Contributed by Lukas
Vaibhav Tambe, Co-founder & CEO, TransBnkWhat happens when money becomes programmable? In this edition of The Big Interview, we spotlight how Tran...
Ep956: Where Cloud Meets AI: Redefining the Future of Digital Lending
11 Mar 2026
Contributed by Lukas
Hari Padmanabhan, Founder – Chairman, UnciaThe discussion moves beyond buzzwords like AI and cloud-native, arguing that most institutions are still ...
EP955: AI Powers Next Phase of SME and Agri Finance
27 Feb 2026
Contributed by Lukas
Brajesh Khandelwal, EVP and Head – Lending Intellect Consumer Banking, Intellect Design Arena LimitedAs artificial intelligence reshapes the future ...
The Predictive Banking Era Begins
24 Feb 2026
Contributed by Lukas
Sundararajan S., Co-Founder and Chief Executive Officer of i-exceed technology solutions
Agentic AI Cracks Collections and India's Language Maze
23 Feb 2026
Contributed by Lukas
Raj MKK, CEO, CreditNirvana.ai
EP952: Smarter Rewards, Better Credit: The Rise of Intelligent Financial Optimisation
19 Feb 2026
Contributed by Lukas
Ashish Lath, Founder & CEO, SaveSageLoyalty programmes and credit card rewards promise value, but for many consumers, the reality is complexity, f...
EP954: Driving India's Digital Rupee Journey HDFC Banks's CBDC Implementation with Mindgate
19 Feb 2026
Contributed by Lukas
IBS Intelligence
EP953: The year India's Money Learned to Think
18 Feb 2026
Contributed by Lukas
IBS Intelligence
EP952: FinTech Fever Grips India as 2025 Sets New Benchmarks
18 Feb 2026
Contributed by Lukas
IBS Intelligence
EP951: The Pipes Behind India’s Digital Money Machine
29 Jan 2026
Contributed by Lukas
Debiprasad Sarangi, Founder and CEO, iServeUFrom soundboxes in small-town kirana stores to APIs running national banks, India’s FinTech stack is qui...
EP950: How Salary Is Powering the Next Inclusion Wave
28 Jan 2026
Contributed by Lukas
Piyush Bagaria, Co-founder, SalarySe Salary-linked finance is reshaping how Indian employers think about retention, responsibility, and financial wel...
EP949: The coming of the agent-to-agent conversation economy
14 Jan 2026
Contributed by Lukas
Kevin Flood, Director of Payments Ecosystem Strategy, FISFor years, banks have been pouring money into app development, yet the next revolution in cus...
EP948: Beyond the Hype: Making Blockchain Secure, Compliant, and Enterprise-Ready
07 Jan 2026
Contributed by Lukas
Siddharth Ugrankar, CEO & Co-Founder, Qila.ioBlockchain has long been associated with hype and experimentation, but its real value is now emerging...
EP947: A perfect storm – trade finance compliance at a turning point
06 Jan 2026
Contributed by Lukas
Anar Qasem, Vice President of MENA, Cleareye.aiTrade-based money laundering is how criminals move dirty money across borders disguised as legitimate t...
EP946: From Insight to Impact: How AI Is Reshaping Financial Services
24 Dec 2025
Contributed by Lukas
Jeeja Gopinath, Managing Director, Zentis AI & Techvantage.aiArtificial Intelligence is moving beyond experimentation to become a core driver of t...
EP945: Meeting compliance and consumer trust goals with biometric ID frameworks
18 Dec 2025
Contributed by Lukas
Veena Nair, Head of Content, Humanity ProtocolHumanity Protocol aims to verify people, not passwords through palm biometrics converted into zero-knowl...
EP944: An all-in-one payments platform for emerging markets
18 Dec 2025
Contributed by Lukas
Pedro Arnt, Chief Executive Officer, dLocaldLocal simplifies cross-border transactions in emerging markets, connecting global enterprise merchants wit...
EP943: Enabling near-instant settlement of cross-border transactions
17 Dec 2025
Contributed by Lukas
Prabhakar Reddy, Founder & CEO, OpenFXOpenFX is building a real-time, open and transparent FX network, aiming to solve the last-mile problem in in...
EP942: The business cases for large language models in trade finance
17 Dec 2025
Contributed by Lukas
Chandrasekhar Somasekhar, Chief Technology Officer, cleareye.aiThe business of trade finance is traditionally exhaustively documented but mix in a lar...
EP941: How New-Age Lending Aims to Outrun the NPA Trap
10 Dec 2025
Contributed by Lukas
Mahesh Shukla, Founder & CEO, PayMeIndia’s digital lending space is shifting toward trust, compliance, and responsible growth. Puja Sharma speak...
EP940: Securing Bharat’s Financial Future: Digital Inclusion in Life Insurance
08 Dec 2025
Contributed by Lukas
Casparus Kromhout, Managing Director & CEO, Shriram Life InsuranceLife insurance in India is undergoing a pivotal shift from traditional, agent-dr...
EP939: How to stay competitive in today’s changing payments landscaple
02 Dec 2025
Contributed by Lukas
Buddhadeb Das Gupta, EVP & Global Head of Payments & Digital Solutions, Yethi ConsultingIncreasing architectural complexity and ever-changing ...
EP938: Looking to the real time future of payments
01 Dec 2025
Contributed by Lukas
Mike Walters, Chief Executive Officer, Form3Form3 offers a cloud-native, real-time account-to-account payment platform. Robin Amlôt of IBS Intelligen...
EP937: How lending to SMBs is being disrupted in the US by embedded finance
01 Dec 2025
Contributed by Lukas
Kunal Bhasin, Founder & Chief Executive Officer, 1WestSmall businesses in the US now have more choice in financing but closing the lending gap com...
EP936: India’s AI Breakout: 87% of Enterprises Are In, But Who’s Winning the Intelligence Race?
28 Nov 2025
Contributed by Lukas
Mathangi Sri Ramachandran, Co-Founder & CEO, YuVerse (A Yubi Company)India’s AI landscape is entering a golden phase, with enterprises rapidly m...
EP935: The future of open_banking in the US hangs in the balance
30 Oct 2025
Contributed by Lukas
Matt Whetton, CTO, Acquired.comWhat lessons can the US learn from open banking in the UK and Europe? Three areas spring to mind – data privacy, user...
EP934: Wanted, one real-time cohesive view of UHNWI wealth…
28 Oct 2025
Contributed by Lukas
Robert Mallernee, Chief Executive Officer, Eton SolutionsEton Solutions offers a platform that helps family offices across 15+ countries manage $1 tri...
EP933: ISO20022 – the financial messaging format is coming, whether you are ready or not!
28 Oct 2025
Contributed by Lukas
Annemarie Bona & Melissa Stevenson, Product Managers, ION Group If your bank is not ready for the transition to support the new messaging format,...
EP932: Crossing the tech divide, the future of wealth management
24 Oct 2025
Contributed by Lukas
Peter O’Brien, Head of Global Growth+Partnerships, AddeparSome 87% of UK wealth managers believe that AI is crucial to the future of the wealth mana...
EP931: How platforms are moving beyond core services to become financial partners
20 Oct 2025
Contributed by Lukas
Max Schertel, Co-Founder & CEO, finmidWhat’s next for embedded financing? Business platforms are already emerging as critical providers of capit...
EP930: How to improve your KYC bulwark against fraudsters
20 Oct 2025
Contributed by Lukas
Andrew Bud, Founder & CEO, iProoviProov's threat intelligence research shows an unprecedented escalation in attacks designed to bypass KYC ch...
EP929: Next generation banking - meeting the challenge of a ‘real time’ age
17 Oct 2025
Contributed by Lukas
Mishal Ruparel, Chief Commercial Officer, Banking CircleUltra high-speed access to global, multi-currency instant payments appears to be the new backb...
EP928: Cybersecurity - why supply chains are prime targets
17 Oct 2025
Contributed by Lukas
Justin Kuruvilla, Chief Cyber Security Strategist, Risk Ledger Justin Kuruvilla is a former UK National Cyber Security Centre (NCSC) advisor and ex-U...
EP927: Accessible Credit Through Technology and Trust
16 Oct 2025
Contributed by Lukas
Puja Singh, Chief Executive Officer, Manipal FintechIn this episode, Vriti Gothi sits down with Puja Abhishek Singh, CEO of Manipal Fintech, to discus...
EP926: Is AI the Key to Expanding Financial Access in Rural India?
06 Oct 2025
Contributed by Lukas
Sameer Mathur, MD and Founder of Roinet SolutionsIndia’s financial inclusion landscape is rapidly expanding beyond cities, with technology-driven mo...
EP925: The challenge and opportunity in global payment-related services
27 Sep 2025
Contributed by Lukas
Simon Ellis, Head of Operations EMEA, AirwallexGlobal business payments platform Airwallex reported triple digit growth in its UK division, driven by ...
EP924: How digital identity is shaping the new payments ecosystem
26 Sep 2025
Contributed by Lukas
Lionel Grosclaude, CEO, FimeFime provides consulting services and testing services in the areas of payments, smart mobility, and digital identity. Acc...
EP923: Cloud cost management is a financial problem not a technical one
25 Sep 2025
Contributed by Lukas
Ed Barrow, Chief Executive Officer, Cloud CapitalThe cost of being on the cloud is rising. It has been suggested that cloud costs are already, on aver...
EP922: Fixing US business payments starts with small business receivables
24 Sep 2025
Contributed by Lukas
Dan Holt, CEO, BillGODespite innovation in real-time rails, US small businesses are still stuck waiting days, or weeks for payments to clear. That del...
EP921: How to reduce data loss and orchestrate a tech recovery
19 Sep 2025
Contributed by Lukas
Simon Jelley, VP&GM Data Protection, ArcteraBanking and financial services are prime targets for cyberattacks – it is going to happen! So, the q...
EP920: What banks and financial institutions should be doing to reach Gen Z
19 Sep 2025
Contributed by Lukas
Nicky Senyard, CEO, Fintel Connect Gen Z trusts creators and niche financial influencers (finfluencers) more than brand ads. Today financial advice i...
EP919: Trade surveillance in an era of ‘always on’ financial markets
18 Sep 2025
Contributed by Lukas
Melissa Watras, Director of Product, Trillium SurveyorTrillium Surveyor, a provider of trade surveillance software, signed a deal in May with Blue Oce...
EP918: The mass affluent future of digital wealth management
18 Sep 2025
Contributed by Lukas
Ziad Mabsout, Co-Founder & CEO, VennreWealthTech has evolved from offering simple portfolio dashboards to full-service, AI-powered advisory platfo...
EP917: AI-driven Compliance as a Service (CaaS) transforms compliance from burden to benefit
16 Sep 2025
Contributed by Lukas
Rainer Vorwerk, Business Development Manager DACH & Head of Profinit Germany; Philipp Söchtig, Head of Corporate Development & Operations, De...
EP916: Designing the Future of Cross-Border Payments: How Compliance Can Drive Innovation
16 Sep 2025
Contributed by Lukas
Nitin Pulyani, Head of Products, Cashfree PaymentsCross-border payments have long been plagued by high fees, unpredictable exchange rates, and slow se...
EP915: Banking on a ‘living’ anti-fraud system
12 Sep 2025
Contributed by Lukas
Rivi Varghese, CEO, Clari5 – a Perfios CompanyThe menace of fraud in the financial ecosystem is no longer a static problem that can be tackled with ...
EP914: Human in the loop – rethinking trade ops workforce
05 Sep 2025
Contributed by Lukas
Andrew Dalton, VP Sales Europe, Cleareye.aiBanks’ trade operations are evolving and are under greater pressure than ever before. Documentation is mo...
EP913: India’s Credit Cards Enter a Digital-First Future
04 Sep 2025
Contributed by Lukas
Varun Dudeja, Head of Business Development APAC, PismoIndia’s credit ecosystem is undergoing a digital-first transformation, with issuers navigating...
EP911: The right way to implement AI
03 Sep 2025
Contributed by Lukas
Scott Barronton, Chief Information Security Officer, Diebold NixdorfAI in financial_services is beginning to move from promise to practical implementa...
EP912: How to manage insider cybersecurity threats
03 Sep 2025
Contributed by Lukas
Will Ashford-Brown, Director Strategic Insights, Heligan GroupIt has been suggested that more than a third of businesses globally are affected every y...
EP910: Invisible to Credit-Ready: The Journey of India’s New Borrower
02 Sep 2025
Contributed by Lukas
Manish Shara, Co-founder & CEO, ZetFrom being “credit invisible” to becoming financially empowered, millions of Indians are on a journey to bu...
EP909: Creating value by leveraging the data you already have
29 Aug 2025
Contributed by Lukas
Preetha Pulusani, Chief Executive Officer, Deep TargetFinancial institutions could be sitting on a proverbial gold mine of data – yet most banks and...
EP908: What does banking need to do to combat fraud?
29 Aug 2025
Contributed by Lukas
Carl Slabicki, Executive Platform Owner, Treasury Services, BNYWhat does the cybersecurity landscape look like now? What should banks around the world...
EP907: The challenges of fighting fincrime and managing the regulatory burden
12 Aug 2025
Contributed by Lukas
Phil Cotter, CEO, SmartSearchRegulated entities in the financial sphere face increasing complex compliance requirements. This year alone, new regulati...
EP906: Trends in crossborder payments and FinTech
12 Aug 2025
Contributed by Lukas
Andrew Jurgielan, Chief Revenue Officer ONE.ioUnder the spotlight, the challenges and opportunities of cross-border banking, regulatory strategy and p...
EP905: Managing risks in AI and how to minimise their impact
01 Aug 2025
Contributed by Lukas
Richard Harmon, VP & Global Head of Financial Services, Red HatRed Hat operates as an independent subsidiary of IBM. It is an open hybrid cloud te...
EP904: Why is moving money across borders so slow and what is the remedy?
01 Aug 2025
Contributed by Lukas
Mouloukou Sanoh, Co-Founder & CEO, MANSAMANSA is building on-chain infrastructure to make real-time cross border payments a reality in the belief ...
EP903: Modern records management in the age of AI and digital trust
29 Jul 2025
Contributed by Lukas
Arpan Bansal, VP-Marketing (Government & GSI Initiatives) Newgen SoftwareAI and automation are transforming how records are classified and managed...
EP902: Core banking – the next battleground in financial technology
28 Jul 2025
Contributed by Lukas
Tom Bentley, Chief Revenue Officer, 10x Banking10x Banking, the cloud-native core banking platform, has announced the appointment of Tom Bentley to it...
EP901: The Future of Intelligent Automation: Making AI Work for Everyone
24 Jul 2025
Contributed by Lukas
Sameet Gupte, Co-founder & CEO, EvoluteIQFrom tedious tasks to complex workflows, automation has come a long way, but what happens when AI, ML, an...
EP900: Making Digital Transformation Stick: Why Resilience Matters
23 Jul 2025
Contributed by Lukas
Amalesh Mishra, Chief Growth Officer, QualityKioskDigital quality is no longer just about bug-free apps; it’s about building resilience, speed, and ...
EP899: Hollowing the banking core and digital coexistence
22 Jul 2025
Contributed by Lukas
Michael Breen, CCO, audax Financial Technologyaudax Financial Technology is a comprehensive digital banking solutions provider empowering banks and fi...
EP898: Bringing private markets infrastructure up to date
22 Jul 2025
Contributed by Lukas
Edwin Chan, Regional Managing Director Europe, CartaThe private markets have lagged on infrastructure but that gap in capabilities is now closing with...
EP897: Could a large-scale hack of biometric data trigger a global banking crisis?
17 Jul 2025
Contributed by Lukas
Michael Marcotte, Founder, Chairman & CEO, artius.IDBanks currently store customers’ biometric data on centralised systems, making it highly vul...
EP896: Taking the fight to fincrime in real time with agentic AI
17 Jul 2025
Contributed by Lukas
Adam Gable, Senior Product Director, TemenosAgentic AI helps to simplify complex processes by performing automated tasks without human intervention. T...
EP895: How AI is dominating the current FinTech venture capital scene
16 Jul 2025
Contributed by Lukas
Thomas Cuvelier, Partner, RTP GlobalVenture capital firm RTP Global says it invests in ‘ambitious founders reshaping the world through technology’...
EP894: How to make payments pay in the 21st century
16 Jul 2025
Contributed by Lukas
Mick Fennell, Business Line Director, Payments, Temenos Payments by volume have soared, both in domestic markets and cross-border markets but, at the...
EP893: How embedded finance is helping SMEs
10 Jul 2025
Contributed by Lukas
Thomas Longhurst, Head of Strategic Partnerships, YouLendEmbedded finance is boosting business growth for SMEs as industry dynamics are being changed ...
EP892: Taking nature into account in the business of lending and investing
10 Jul 2025
Contributed by Lukas
Mattie Yeta, Chief Sustainability Officer, CGIBanks are under increasing pressure to understand how nature-related risks like biodiversity loss, flood...
EP891: Female FinTech founders – lessons to be learned from Mia Drennan
30 Jun 2025
Contributed by Lukas
Mia Drennan, Founder & CEO, GLASMia Drennan pioneered independent loan administration and trustee services – an area traditionally dominated by ...
EP889: Loan origination and credit profiling designed to speed approvals
24 Jun 2025
Contributed by Lukas
Ram Ramdas, Founder & Chief Evangelist, Wonderlend HubsWonderLend Hubs offers scalable, customisable solutions that adapt to the dynamic needs of ...
EP888: Broken windows, big breaches: how tiny AML gaps spark major trouble
23 Jun 2025
Contributed by Lukas
Ruchi Tripathi, Vice President - Product Management for AMLOCK, AzentioFinancial crime compliance is evolving—and even minor lapses like missed STRs...
EP887: Solving cybersecurity? The need for more robust cyber resilience strategies
23 Jun 2025
Contributed by Lukas
Steve Brodie, Chief Revenue Officer, GoldilockPhysical network isolation is becoming essential in today’s cybersecurity threat landscape. Software-o...
EP886: How FinTechs fail and how we can prevent it
23 Jun 2025
Contributed by Lukas
Elliott Limb, CEO, CubedOver the past decade, we have seen many FinTechs rise and fall – entering the market to great fanfare only to exit extremely...
EP885: Building behavioural analytics based on mobile devices and web metadata
20 Jun 2025
Contributed by Lukas
Michele Tucci, Co-Founder & Chief Strategy Officer, CredolabCredolab is a data analytics platform based on smartphone and web behavioural metadata...
EP884: Digitisation of payments isn’t solving the problems facing the UK construction industry
20 Jun 2025
Contributed by Lukas
Louise Stewart, CEO, ProjectPayPayments are a crucial issue in construction where some 98% of firms in the industry are SMEs. The UK construction sect...
EP883: The pain points in insurance and how AI is addressing them.
19 Jun 2025
Contributed by Lukas
Ritesh Varma, VP Business Solutions Consulting, Newgen Software Investigating the opportunities and challenges involved in the implementation of arti...
EP882: How AI agents are changing financial research and analysis
19 Jun 2025
Contributed by Lukas
Chandini Jain, Founder & CEO, Auquan Auquan offers AI agents for institutional finance and provides a glimpse into the future of work in invest...
EP881: The promise of blockchain: end-to-end visibility and improved financial tracking
18 Jun 2025
Contributed by Lukas
Liat Shetret, Vice President, Global Policy & Regulation, EllipticDebanking is not a new issue but despite efforts by jurisdictions like the USA a...
EP880: Deriving actionable business insights through analytics and AI
18 Jun 2025
Contributed by Lukas
Jorge Lluch, Co-Founder & COO, AbacumAbacum is a financial planning and analysis platform which recently raised $60 million in a Series B funding ...
EP879: Harnessing AI for the benefit of the global financial community
17 Jun 2025
Contributed by Lukas
Rachel Levi, Head of AI, SwiftThe financial services sector has been using the predictive capabilities of traditional AI for years in use cases such a...
EP878: Using artificial intelligence in business and tackling the AI talent gap
17 Jun 2025
Contributed by Lukas
Daniel Sanchez Grant, SVP International Corp Sales & UK Country Director, AlphaSense There is a global AI talent gap. Rising demand for skilled s...
EP877: Banking in the Fast Lane—Why Regulation is a Guardrail, Not a Roadblock
30 May 2025
Contributed by Lukas
Shalini Sankarshana, MD, PlanviewIndia’s banking sector is sprinting through a marathon of digital disruption—and the smartest players are using r...