IBS Intelligence Global FinTech Interviews
Episodes
EP1019: Beyond Core Banking: The Rise of the Modern Bank Operating System
19 Jun 2026
Contributed by Lukas
Booshan Rengachari, founder and CEO of FinzlyAs banks look beyond traditional core modernisation, the industry is increasingly focused on building a m...
EP1012: The current trends in B2B payments for 2026
15 Jun 2026
Contributed by Lukas
Pat Bermingham, CEO, AdflexWe review the top trends that will transform how businesses make and take payments in the modern world. Robin Amlôt of IBS...
EP1011: Lessons for B2B BNPL
15 Jun 2026
Contributed by Lukas
This interview explores the strategic development of the B2B Buy Now, Pay Later industry through insights from the co-founder of PastPay, a major fina...
EP1010: Embedded compliance, digital assets and more
12 Jun 2026
Contributed by Lukas
This interview features Krishna Subramanyan discussing the major FinTech trends expected to shape the financial industry in 2025. The conversation hig...
EP1008: Modern solutions over half a century in the making
12 Jun 2026
Contributed by Lukas
This interview features Raji Challita discussing the changing financial technology landscape across the Middle East and North Africa. The conversation...
EP1007: Award-winning core banking
11 Jun 2026
Contributed by Lukas
This interview features Myles Bertrand discussing how Tuum is helping modernize core banking systems through flexible and cloud-based solutions. The d...
EP1006: No-code, white-label digital lending solutions
11 Jun 2026
Contributed by Lukas
This interview highlights a successful partnership between Bluering and Housing Bank in Jordan, which resulted in a prestigious award for the rapid de...
EP1005: Creating a fully digital, customer centric banking experience
11 Jun 2026
Contributed by Lukas
This interview features Ben Goldin discussing how Plumery aims to democratize financial technology for smaller and mid-sized banks. Goldin explains th...
EP1004: Why Wealth Firms Need More Than Technology
10 Jun 2026
Contributed by Lukas
Deepak Dastrala, CTO, IntellectAI at Intellect Design Arena LimitedAs the Middle East prepares for a massive intergenerational wealth transfer and ris...
EP1003: Accelerating innovation, greater resources and more expertise!
10 Jun 2026
Contributed by Lukas
"This interview explores how Visa’s acquisition of Pismo is shaping the future of digital banking. CEO Vishal Dalai explains that the partnersh...
EP1002: Building an award-winning SaaS solution for banks
10 Jun 2026
Contributed by Lukas
This interview explores how Skaleet is helping modernize the banking industry through modular, cloud-native technology and flexible digital infrastruc...
EP1001: The outlook for treasury and capital markets
10 Jun 2026
Contributed by Lukas
This interview discusses how financial institutions must modernize outdated legacy systems to manage economic uncertainty and increasingly strict regu...
EP1000: Oracle sees the future…
09 Jun 2026
Contributed by Lukas
This interview with IBSi FinTech Journal explores how artificial intelligence and cloud-native technologies are transforming the global banking indust...
EP999: Mastering AI’s Fast Lane Where Speed Thrills and Ethics Pay Bills
09 Jun 2026
Contributed by Lukas
This interview discusses how organizations can manage the rapid adoption of artificial intelligence by focusing on ethical governance and trust. The d...
EP998: How AI is redefining the future of embedded insurance
08 Jun 2026
Contributed by Lukas
Ross Sinclair, Founder & CEO, EIPGlobal InsurTech funding remained strong in 2025, but what will it take to make sure the hype does not outpace de...
EP997: Why banks cannot afford to rely on ISO 20022 translation tools
08 Jun 2026
Contributed by Lukas
Nick Fernando, Co-founder & Director, Aqua Global SolutionsThe Swift ISO 20022 deadline of 22 November 2025 is now past history. Isn’t it? Well,...
EP996: The opportunity on offer from embedded finance
08 Jun 2026
Contributed by Lukas
Chris Newman, Head of Corporates, Clear.BankUK businesses across a variety of sectors are increasingly looking to offer financial services to their cu...
EP995: Developments in tech in financial services risk overlooking the customer!
06 Jun 2026
Contributed by Lukas
Dan Scholey, Chief Product Officer, MoneyhubFinancial services platforms have been guilty of differentiating more on technical specifications, or look...
EP994: What does the PE/VC landscape look like for FinTech?
05 Jun 2026
Contributed by Lukas
Carrie Osman, Founder & CEO, CruxyLondon-based Cruxy has delivered growth strategy to 40+ capital markets FinTechs and advised 20+ private equity ...
EP993: Stablecoins promise faster, more efficient payments but at what cost?
05 Jun 2026
Contributed by Lukas
Ben Turner, Founder & CEO, VerituityInstant settlement has a downside – the potential for fraud and compliance exposure. Continuous verification...
EP992: Preparing Banks and Insurers for the Agentic AI Era
04 Jun 2026
Contributed by Lukas
Alfred Quertier, Field chief technology officer, AzentioAs banks and insurers accelerate their AI ambitions, the challenge has shifted from experiment...
EP991: Survival of the Smartest: redefining global payments
04 Jun 2026
Contributed by Lukas
This interview with Ritesh Pai discusses the rapidly changing world of global digital payments. He explains how technologies such as artificial intell...
EP990: Building the Rails: Smarter, Faster, Fraud-Proof Finance
04 Jun 2026
Contributed by Lukas
This interview highlights how Perfios operates as a “TechFin” leader by providing AI-driven digital infrastructure for the banking and insurance s...
EP989: AI vs Cyber Threats: The Ultimate Arms Race
03 Jun 2026
Contributed by Lukas
This interview with leaders from X-Biz Techventures discusses the growing role of artificial intelligence in modern cybersecurity. The interview expla...
EP988: Winning Big, Inventing the Future
03 Jun 2026
Contributed by Lukas
This interview with Ashish Rai discusses Aurionpro Solutions Ltd and its strategy to become a global leader in transaction banking and enterprise AI. ...
EP987: AI in MSME: Turning Data Shadows into Credit Access
03 Jun 2026
Contributed by Lukas
This interview explains how artificial intelligence and digital infrastructure are transforming India’s MSME lending sector. Financial institutions ...
EP986: Old Money, New Moves: How India’s Family Offices Are Playing It Smart
02 Jun 2026
Contributed by Lukas
This interview with Sreepriya N.S. discusses the changing landscape of wealth management in India. She explains that Entrust Family Office focuses on ...
EP985: Complacency Kills, Agility Wins in Banking’s Next Act
02 Jun 2026
Contributed by Lukas
This interview with Sanjay Singh explains that the future of financial services and insurance depends on more than just artificial intelligence. He hi...
EP984: The Real FinTech War? Winning Credit
02 Jun 2026
Contributed by Lukas
This interview features MobiKwik CEO Bipin Preet Singh discussing how India’s FinTech landscape is shifting from payments to sustainable, compliant ...
EP983: FinTech Goes Local: Women Bringing Banking Home
01 Jun 2026
Contributed by Lukas
This interview explores how emerging FinTech infrastructure is reshaping financial inclusion in rural India, with Hitesh Kanariya of Kuberjee highligh...
EP982: Reimagining Credit for Digital Economy
01 Jun 2026
Contributed by Lukas
PayU Finance CEO Deepak Mendiratta explains how the company is reimagining SMB credit through embedded, data‑driven lending models that overcome lon...
EP981: AI Redefines the Rules of Data Assurance
01 Jun 2026
Contributed by Lukas
QualityKiosk CEO Maneesh Jhawar explains how AI is transforming digital assurance by shifting it from static, reactive checks to dynamic, intelligence...
Ep980: AI, Compliance & the New Age of Islamic Banking
15 May 2026
Contributed by Lukas
Rajesh Saxena, CEO, Consumer Banking, and Rami Roukoss, product expert, Intellect Design Arena LimitedAs Islamic banking gains global momentum amid ri...
EP979: Treasury solution for LPBank
15 May 2026
Contributed by Lukas
This interview details the award-winning implementation of the Finastra Kondor treasury solution at LPBank, a prominent financial institution in Vietn...
EP978: The Importance of Reliability and Resilience
14 May 2026
Contributed by Lukas
This interview with Yethi Consulting CEO Srirang Srikantha explores the critical role of quality assurance in the modern banking sector. Srikantha hig...
EP977: The theory and practice of BaaS
13 May 2026
Contributed by Lukas
This interview with George Toumbev of NatWest Boxed details the rise of Banking-as-a-Service (BaaS), highlighting partnerships with Saga and The AA. T...
EP976: Modular, cloud-native, and digital-first
12 May 2026
Contributed by Lukas
This interview features Udeet Bhagat from PureSoftware discussing the success of their flagship banking platform, Arttha. The source highlights how th...
EP975: Listening, learning and strategising…
11 May 2026
Contributed by Lukas
In this interview, Chris Walters of Finastra outlines a strategic pivot toward customer-led innovation following a year of extensive global engagement...
EP974: Banks Shift Focus from Client Growth to Value Chain Control
28 Apr 2026
Contributed by Lukas
Deepa Santhanam, Partner & SVP - Business Consulting, Intellect Design ArenaIn an era where growth is defined by ecosystem depth rather than custo...
EP973: The Challenge of Achieving integrated Payments
27 Apr 2026
Contributed by Lukas
In this interview, Tommaso Jacopo Ulissi of Nexi Group explores the ongoing convergence of digital payments with specialized business management softw...
EP972: Winning with Essence Enabling Banks to Adapt, Evolve and Thrive
21 Apr 2026
Contributed by Lukas
This interview features Siobhan Byron from Finastra explaining how their Essence core banking platform enables financial institutions to succeed in a ...
EP971: A trusted partner, modernising with confidence
20 Apr 2026
Contributed by Lukas
In an interview with IBS Intelligence, William Moroney of Temenos discusses the urgent need for financial institutions to replace outdated legacy syst...
EP970: Why Banks Are Rethinking Tech, Trust and Partnerships
10 Apr 2026
Contributed by Lukas
Raj Jathar, SVP Sales Engineering, Azentio In an era of geopolitical volatility, cyber risk, and regulatory pressure, Puja Sharma speaks with Raj Jat...
EP969: A clear Focus on Solving Structural Challenges
09 Apr 2026
Contributed by Lukas
Qualco, founded 25 years ago in collections technology, has evolved into a full-spectrum FinTech partner covering the entire credit value chain. Deput...
EP968: Globally Scalable, Locally Compliant
08 Apr 2026
Contributed by Lukas
Joaquin de Valenzuela, nCino's MD EMEA, reflects on his first year highlighting the platform's impact, bankers save 8–10 hours weekly thro...
EP967: Transformation in banking is inevitable and existential
01 Apr 2026
Contributed by Lukas
Karthik Sethuraman, Chief Delivery & Risk Officer, audax Financial TechnologyBanks now view failure to modernise core systems as an existential ri...
EP966: How incumbent banks can respond to the challenge of neobanks
01 Apr 2026
Contributed by Lukas
Fernando Zandona, Chief Executive Officer, MambuSecuring the future of your bank means securing the next generation of customers. It is a fact that on...
EP965: The Digital Rupee & Beyond: Reimagining Money in a Tokenised Economy
30 Mar 2026
Contributed by Lukas
Edul Patel, CEO & Co-founder, MudrexAs central banks globally explore digital currencies, India’s Digital Rupee pilot marks a significant step t...
EP964: Business at the Speed of Light
30 Mar 2026
Contributed by Lukas
Masahisa Kawashima, IOWN Technology Director at NTT, discusses how IOWN (Innovative Optical and Wireless Network) technology will transform financial ...
EP963: The outlook for M&A in US financial services and the influence of technology
26 Mar 2026
Contributed by Lukas
Mac Thompson, Founder & President, White ClayConsolidation in the banking and finance sector is set to continue. Around 180 bank deals were announ...
EP962: How better understanding of risk leads to better decision making
26 Mar 2026
Contributed by Lukas
Rajiv Bhat, CEO, martini.aiDescribing itself as the world's broadest and fastest risk engine, martini.ai aims to redefine how financial professio...
EP960: Unlocking the Power of AI in Working Capital Solutions
23 Mar 2026
Contributed by Lukas
In this episode of The Big Interview, Raja Debnath, MD, and Chairperson of Veefin Group, discusses the evolving future of working capital management, ...
EP961: Rethinking Banking: The Future of AI in Financial Services
23 Mar 2026
Contributed by Lukas
As artificial intelligence continues to make waves in the banking sector, this episode dives into how it’s reshaping working capital management. We ...
EP959: Banks Recalibrate as Resilience Becomes the New Technology Mandate
12 Mar 2026
Contributed by Lukas
Navigating Bank Partnerships - A West Asia FinTech Guide: The latest from IBSi Perspectives, offers a strategic view of how FinTechs must navigate geo...
EP958: Rewriting the Rules of Regulatory Resilience
12 Mar 2026
Contributed by Lukas
Bhavana Mallesh, Chief Technology Officer and Co-Founder of Gieom Business Solutions Private Ltd. As regulatory expectations shift from periodic comp...
EP957: Reprogramming Transaction Banking with Programmable Finance
11 Mar 2026
Contributed by Lukas
Vaibhav Tambe, Co-founder & CEO, TransBnkWhat happens when money becomes programmable? In this edition of The Big Interview, we spotlight how Tran...
Ep956: Where Cloud Meets AI: Redefining the Future of Digital Lending
11 Mar 2026
Contributed by Lukas
Hari Padmanabhan, Founder – Chairman, UnciaThe discussion moves beyond buzzwords like AI and cloud-native, arguing that most institutions are still ...
EP955: AI Powers Next Phase of SME and Agri Finance
27 Feb 2026
Contributed by Lukas
Brajesh Khandelwal, EVP and Head – Lending Intellect Consumer Banking, Intellect Design Arena LimitedAs artificial intelligence reshapes the future ...
The Predictive Banking Era Begins
24 Feb 2026
Contributed by Lukas
Sundararajan S., Co-Founder and Chief Executive Officer of i-exceed technology solutions
Agentic AI Cracks Collections and India's Language Maze
23 Feb 2026
Contributed by Lukas
Raj MKK, CEO, CreditNirvana.ai
EP952: Smarter Rewards, Better Credit: The Rise of Intelligent Financial Optimisation
19 Feb 2026
Contributed by Lukas
Ashish Lath, Founder & CEO, SaveSageLoyalty programmes and credit card rewards promise value, but for many consumers, the reality is complexity, f...
EP954: Driving India's Digital Rupee Journey HDFC Banks's CBDC Implementation with Mindgate
19 Feb 2026
Contributed by Lukas
IBS Intelligence
EP953: The year India's Money Learned to Think
18 Feb 2026
Contributed by Lukas
IBS Intelligence
EP952: FinTech Fever Grips India as 2025 Sets New Benchmarks
18 Feb 2026
Contributed by Lukas
IBS Intelligence
EP951: The Pipes Behind India’s Digital Money Machine
29 Jan 2026
Contributed by Lukas
Debiprasad Sarangi, Founder and CEO, iServeUFrom soundboxes in small-town kirana stores to APIs running national banks, India’s FinTech stack is qui...
EP950: How Salary Is Powering the Next Inclusion Wave
28 Jan 2026
Contributed by Lukas
Piyush Bagaria, Co-founder, SalarySe Salary-linked finance is reshaping how Indian employers think about retention, responsibility, and financial wel...
EP949: The coming of the agent-to-agent conversation economy
14 Jan 2026
Contributed by Lukas
Kevin Flood, Director of Payments Ecosystem Strategy, FISFor years, banks have been pouring money into app development, yet the next revolution in cus...
EP948: Beyond the Hype: Making Blockchain Secure, Compliant, and Enterprise-Ready
07 Jan 2026
Contributed by Lukas
Siddharth Ugrankar, CEO & Co-Founder, Qila.ioBlockchain has long been associated with hype and experimentation, but its real value is now emerging...
EP947: A perfect storm – trade finance compliance at a turning point
06 Jan 2026
Contributed by Lukas
Anar Qasem, Vice President of MENA, Cleareye.aiTrade-based money laundering is how criminals move dirty money across borders disguised as legitimate t...
EP946: From Insight to Impact: How AI Is Reshaping Financial Services
24 Dec 2025
Contributed by Lukas
Jeeja Gopinath, Managing Director, Zentis AI & Techvantage.aiArtificial Intelligence is moving beyond experimentation to become a core driver of t...
EP945: Meeting compliance and consumer trust goals with biometric ID frameworks
18 Dec 2025
Contributed by Lukas
Veena Nair, Head of Content, Humanity ProtocolHumanity Protocol aims to verify people, not passwords through palm biometrics converted into zero-knowl...
EP944: An all-in-one payments platform for emerging markets
18 Dec 2025
Contributed by Lukas
Pedro Arnt, Chief Executive Officer, dLocaldLocal simplifies cross-border transactions in emerging markets, connecting global enterprise merchants wit...
EP943: Enabling near-instant settlement of cross-border transactions
17 Dec 2025
Contributed by Lukas
Prabhakar Reddy, Founder & CEO, OpenFXOpenFX is building a real-time, open and transparent FX network, aiming to solve the last-mile problem in in...
EP942: The business cases for large language models in trade finance
17 Dec 2025
Contributed by Lukas
Chandrasekhar Somasekhar, Chief Technology Officer, cleareye.aiThe business of trade finance is traditionally exhaustively documented but mix in a lar...
EP941: How New-Age Lending Aims to Outrun the NPA Trap
10 Dec 2025
Contributed by Lukas
Mahesh Shukla, Founder & CEO, PayMeIndia’s digital lending space is shifting toward trust, compliance, and responsible growth. Puja Sharma speak...
EP940: Securing Bharat’s Financial Future: Digital Inclusion in Life Insurance
08 Dec 2025
Contributed by Lukas
Casparus Kromhout, Managing Director & CEO, Shriram Life InsuranceLife insurance in India is undergoing a pivotal shift from traditional, agent-dr...
EP939: How to stay competitive in today’s changing payments landscaple
02 Dec 2025
Contributed by Lukas
Buddhadeb Das Gupta, EVP & Global Head of Payments & Digital Solutions, Yethi ConsultingIncreasing architectural complexity and ever-changing ...
EP938: Looking to the real time future of payments
01 Dec 2025
Contributed by Lukas
Mike Walters, Chief Executive Officer, Form3Form3 offers a cloud-native, real-time account-to-account payment platform. Robin Amlôt of IBS Intelligen...
EP937: How lending to SMBs is being disrupted in the US by embedded finance
01 Dec 2025
Contributed by Lukas
Kunal Bhasin, Founder & Chief Executive Officer, 1WestSmall businesses in the US now have more choice in financing but closing the lending gap com...
EP936: India’s AI Breakout: 87% of Enterprises Are In, But Who’s Winning the Intelligence Race?
28 Nov 2025
Contributed by Lukas
Mathangi Sri Ramachandran, Co-Founder & CEO, YuVerse (A Yubi Company)India’s AI landscape is entering a golden phase, with enterprises rapidly m...
EP935: The future of open_banking in the US hangs in the balance
30 Oct 2025
Contributed by Lukas
Matt Whetton, CTO, Acquired.comWhat lessons can the US learn from open banking in the UK and Europe? Three areas spring to mind – data privacy, user...
EP934: Wanted, one real-time cohesive view of UHNWI wealth…
28 Oct 2025
Contributed by Lukas
Robert Mallernee, Chief Executive Officer, Eton SolutionsEton Solutions offers a platform that helps family offices across 15+ countries manage $1 tri...
EP933: ISO20022 – the financial messaging format is coming, whether you are ready or not!
28 Oct 2025
Contributed by Lukas
Annemarie Bona & Melissa Stevenson, Product Managers, ION Group If your bank is not ready for the transition to support the new messaging format,...
EP932: Crossing the tech divide, the future of wealth management
24 Oct 2025
Contributed by Lukas
Peter O’Brien, Head of Global Growth+Partnerships, AddeparSome 87% of UK wealth managers believe that AI is crucial to the future of the wealth mana...
EP931: How platforms are moving beyond core services to become financial partners
20 Oct 2025
Contributed by Lukas
Max Schertel, Co-Founder & CEO, finmidWhat’s next for embedded financing? Business platforms are already emerging as critical providers of capit...
EP930: How to improve your KYC bulwark against fraudsters
20 Oct 2025
Contributed by Lukas
Andrew Bud, Founder & CEO, iProoviProov's threat intelligence research shows an unprecedented escalation in attacks designed to bypass KYC ch...
EP929: Next generation banking - meeting the challenge of a ‘real time’ age
17 Oct 2025
Contributed by Lukas
Mishal Ruparel, Chief Commercial Officer, Banking CircleUltra high-speed access to global, multi-currency instant payments appears to be the new backb...
EP928: Cybersecurity - why supply chains are prime targets
17 Oct 2025
Contributed by Lukas
Justin Kuruvilla, Chief Cyber Security Strategist, Risk Ledger Justin Kuruvilla is a former UK National Cyber Security Centre (NCSC) advisor and ex-U...
EP927: Accessible Credit Through Technology and Trust
16 Oct 2025
Contributed by Lukas
Puja Singh, Chief Executive Officer, Manipal FintechIn this episode, Vriti Gothi sits down with Puja Abhishek Singh, CEO of Manipal Fintech, to discus...
EP926: Is AI the Key to Expanding Financial Access in Rural India?
06 Oct 2025
Contributed by Lukas
Sameer Mathur, MD and Founder of Roinet SolutionsIndia’s financial inclusion landscape is rapidly expanding beyond cities, with technology-driven mo...
EP925: The challenge and opportunity in global payment-related services
27 Sep 2025
Contributed by Lukas
Simon Ellis, Head of Operations EMEA, AirwallexGlobal business payments platform Airwallex reported triple digit growth in its UK division, driven by ...
EP924: How digital identity is shaping the new payments ecosystem
26 Sep 2025
Contributed by Lukas
Lionel Grosclaude, CEO, FimeFime provides consulting services and testing services in the areas of payments, smart mobility, and digital identity. Acc...
EP923: Cloud cost management is a financial problem not a technical one
25 Sep 2025
Contributed by Lukas
Ed Barrow, Chief Executive Officer, Cloud CapitalThe cost of being on the cloud is rising. It has been suggested that cloud costs are already, on aver...
EP922: Fixing US business payments starts with small business receivables
24 Sep 2025
Contributed by Lukas
Dan Holt, CEO, BillGODespite innovation in real-time rails, US small businesses are still stuck waiting days, or weeks for payments to clear. That del...
EP921: How to reduce data loss and orchestrate a tech recovery
19 Sep 2025
Contributed by Lukas
Simon Jelley, VP&GM Data Protection, ArcteraBanking and financial services are prime targets for cyberattacks – it is going to happen! So, the q...
EP920: What banks and financial institutions should be doing to reach Gen Z
19 Sep 2025
Contributed by Lukas
Nicky Senyard, CEO, Fintel Connect Gen Z trusts creators and niche financial influencers (finfluencers) more than brand ads. Today financial advice i...
EP919: Trade surveillance in an era of ‘always on’ financial markets
18 Sep 2025
Contributed by Lukas
Melissa Watras, Director of Product, Trillium SurveyorTrillium Surveyor, a provider of trade surveillance software, signed a deal in May with Blue Oce...
EP918: The mass affluent future of digital wealth management
18 Sep 2025
Contributed by Lukas
Ziad Mabsout, Co-Founder & CEO, VennreWealthTech has evolved from offering simple portfolio dashboards to full-service, AI-powered advisory platfo...
EP917: AI-driven Compliance as a Service (CaaS) transforms compliance from burden to benefit
16 Sep 2025
Contributed by Lukas
Rainer Vorwerk, Business Development Manager DACH & Head of Profinit Germany; Philipp Söchtig, Head of Corporate Development & Operations, De...
EP916: Designing the Future of Cross-Border Payments: How Compliance Can Drive Innovation
16 Sep 2025
Contributed by Lukas
Nitin Pulyani, Head of Products, Cashfree PaymentsCross-border payments have long been plagued by high fees, unpredictable exchange rates, and slow se...